Clear Money Program

Sarae is joined by Carlos Colón, Bilingual Personal Finance Coach at mpowered, to discuss what to do if you have defaulted on your federal student loans and what options are available to you to get out of default.  We also cover:

The difference between being delinquent and defaulting on your student loans.The effect on your credit of defaulting on your student loans.

You can find more information about federal student loan default on studentaid.ed.gov.

If you are not in default on your student loans, listen to our podcasts about income-based student loan repayment plan options and student loan repayment plan options not based on income.  More information about federal student loan repayment options can also be found at studentaid.ed.gov.

Sarae is joined by Carlos Colón, Bilingual Personal Finance Coach at mpowered, to talk about what student loan consolidation options are available and what you need to consider before deciding whether consolidating student loan debt is a good fit for you. 

Click here for more information about federal student loan consolidation.

Sarae is joined by Amy Fidelis, Marketing & Education Director at mpowered to talk about whether Black Friday deals are really a bargain and discuss holiday shopping tips to avoid overspending and impulse buying.

Are you an aspiring business owner?  Sarae is joined by Benjamin Weeda, Co-Founder and Client Outreach Manager with the Rocky Mountain MicroFinance Institute (RMMFI), to discuss how you can build a solid personal foundation to set yourself up for success when launching a business.  Learn what most entrepreneurs fail to plan for and what you need to consider to succeed.

To listen to the rest of this 4-part entrepreneurship series, which includes how to craft a realistic vision for your business that remains true to your big ambitions, how to move closer to your vision of success from where you are now, and more, visit our business services page at www.blogtalkradio.com/denvercommunitybusiness

On this program, Sarae speaks with Rachael Dudley, Marketing Coordinator at Denver Community Credit Union about tactics for keeping your personal information safe to avoid becoming a victim of identity theft and fraud.

Avoid using the following passwords: "Worst Passwords" List

Mr. Shannon Peer, Director of Housing Counseling at Brothers Redevelopment, joins us to discuss a new community resource that connects Colorado residents to appropriate housing services for homeowners and renters through one central source: Colorado Housing Connects. 

Denver Community Credit Union is an Equal Housing Lender.

Sarae talks with Carlos Colón, Bilingual Personal Finance Coach at mpowered, about what you need to know to determine if you are eligible for teacher student loan forgiveness. We also discuss how to decide which option to use if you qualify for both the Public Service Loan Forgiveness Program and the Teacher Loan Forgiveness Program, and whether it is possible to take advantage of both.

For more details about the federal Teacher Loan Forgiveness Program, visit studentaid.ed.gov/tc.

Sarae talks with Carlos Colón, Bilingual Personal Finance Coach at mpowered, about what you need to know to determine if you qualify for public service student loan forgiveness. 

For more details about public service student loan forgiveness, visit studentaid.ed.gov/publicservice.  To access the Employment Certification form to track your employment eligibibility (you will want to fill this out for each public service job you have while making qualifying payments), click here.

Sarae speaks with Lindsay Gafford, Homebuyer Education Instructor and Special Projects Coordinator with Brothers Redevelopment, about what to do if you are going to fall behind on your mortgage payments and what free resources are available to home owners who are in need of assistance.

If you are in the Denver area and want to schedule a free financial coaching session, contact Sarae at [email protected].  

Denver Community Credit Union is an Equal Housing Lender.

Sarae talks with Carlos Colón, Bilingual Personal Finance Coach at mpowered, about student loan repayment plans.  Find out what student loan repayment options are available based on your income. 

Click here for a repayment calculator that will estimate your monthly payments using each of the student loan repayment plans we discussed.

For more details about the student loan repayment plans we covered, visit studentaid.ed.gov.