Clear Money Program

Sarae speaks with Carlos Colón, Bilingual Personal Finance Coach at mpowered, about student loan repayment plans.  Learn about what student loan repayment options are available that are not based on your income. 

Click here for a repayment calculator that will estimate your monthly payments using some of the student loan repayment plans we discussed.

For more details about the student loan repayment plans we covered, visit studentaid.ed.gov.

Sarae is joined by Amy Fidelis, Marketing & Education Director at mpowered to talk about how to create a budget you and your partner can agree on. 

Click here to see a related blog post here.

Sarae is joined by Amy Fidelis, Marketing & Education Director at mpowered to discuss strategies for talking to your partner about money. 

Click here to see a related blog post.

Sarae talks with Lindsay Gafford, Homebuyer Education Instructor and Special Projects Coordinator with Brothers Redevelopment, about what you can do to be better prepared for the home buying process, including what your ideal debt-to-income ratio and credit score should be to qualify for a mortgage.

*Correction (to the audio): Brothers Redevelopment's phone number is 303-202-6340

If you are in the Denver area and want to schedule a free financial coaching session, contact Sarae at [email protected]. 

Denver Community Credit Union is an Equal Housing Lender.

Sarae talks with Liz Ludchak, Personal Finance Coach at mpowered, about which types of debt are and are not dischargeable (forgivable) in bankruptcy filings. *Please note that there was a technical glitch during the podcast recording so the audio starts at 23 seconds (feel free to skip ahead to that point!)*

Sarae is joined by Liz Ludchak, Personal Finance Coach at mpowered, to talk about the differences between Chapter 7 and Chapter 13 bankruptcy.

Sarae talks with Amy Fidelis, Marketing & Education Director at mpowered, about how secured credit cards work, who they can benefit, and how to best use them to build or improve your credit.

If you are in the Denver area and want to schedule a free financial coaching session, contact Sarae at [email protected].

Sarae chats with Amy Fidelis, Marketing & Education Director at mpowered, who shares tips to avoid trashing your credit and overspending during the holiday season.

If you are in the Denver area and want to schedule a free financial coaching session, contact Sarae at [email protected].

Sarae talks with Amy Fidelis, Marketing & Education Director at mpowered, about why you should think twice before signing up for retail/store credits.  Even with an average interest rate of 23.43% (as of the end of 2015), there's a lot more to consider in terms of your credit health before opening a retail credit card.

If you are in the Denver area and want to schedule a free financial coaching session, contact Sarae at [email protected].

Sarae is joined by Chad Otto to discuss what you need to know about homeowners' insurance, including how liability coverage works and the extent to which your personal belongings are covered. Mr. Otto is a Life Underwriter Training Council Fellow (LUTCF) and an experienced insurance salesman with Liberty Mutual Insurance.