The artificial inflation of the housing market, predatory lending practices and fraudulent behavior by Big Finance which created the collapse of the housing market and epidemic of evictions, calls into question whether housing is a commodity that should be subject to the whims of the market or a human right that is not commodified. We explore ways that people are creating permanently affordable housing in their communities and taking on the Big Banks to hold them accountable, prevent foreclosure and strengthen their local economies. Our guests are Michael Carlson, former director of the Madison Area Community Land Trust and now the maintenance director for the Madison Cooperative Community, and Nancie Koerber of Project REconomy in Oregon. For more information, visit ClearingtheFOGRadio.org.