7 out of 10 Americans over the age of 65 will need some form of long-term care. A multi-year stay in a skilled nursing facility could easily consume a significant portion of your retirement savings. And most people don't have a plan for any of it.

If you've been putting off this conversation because it felt too expensive, too complicated, or too uncomfortable, this episode of ClearPath Retirement Radio is for you.

Stewart Smith, LUTCF®, RICP®, and Mitch Davies walk through the real costs of long-term care, why traditional long-term care insurance is failing people, and what a newer hybrid solution can do that the old approach never could. Stewart also shares his own experience watching his father's health decline — a man who signed a power of attorney convinced he would never need it, only to spend the last six years of his life in memory care. It is a story that brings this topic off the spreadsheet and into real life.

In This Episode: 

→ What long-term care actually covers — home healthcare, assisted living, skilled nursing, and memory care 

→ Why the cost of care compounds faster than regular inflation and what the national averages look like today 

→ The hard truth about self-insuring, Medicaid spend-down, and what it really costs the surviving spouse 

→ Why traditional long-term care insurance is failing people — rising premiums, strict underwriting, and the use-it-or-lose-it problem 

→ A newer hybrid product — an indexed annuity with long-term care benefits — that may address nearly every problem with the old approach 

→ How a single premium could potentially give you a meaningful multiplier for long-term care benefits with no use-it-or-lose-it risk 

→ The 1035 exchange strategy that may turn an old non-qualified annuity into a tax-free long-term care payout 

→ How this product may allow you to pay a family caregiver tax-free — replacing their income while they help care for you 

→ Mitch's Market Minute: volatility, the market recovery, and why your allocation matters more than the headlines

Call 864-775-5033 or visit clearpathretirement.com to schedule a conversation.

Ready to stress-test your retirement plan?

ClearPath Retirement Planning helps retirees and pre-retirees in the Upstate SC and Columbia areas create tax-efficient retirement income strategies. 

📍 300 Executive Center Drive, Suite 104 | Greenville, SC 29615
 📞 (864) 775-5033

Schedule your complimentary consultation today at www.clearpathretirement.com

Subscribe & Connect:
YouTube: @ClearPathRetirementPlanning
Facebook: https://www.facebook.com/ClearPathRetirement
LinkedIn: https://www.linkedin.com/company/clearpathretirement

Important Disclosure:

Investment advisory services offered through Alphastar Capital Management, LLC, a SEC-registered investment adviser. SEC registration does not constitute an endorsement of the firm by the SEC nor does it indicate that the adviser has attained a particular level of skill or ability. Fixed insurance products are offered through Clearpath Retirement Planning, LLC and Alphastar Capital Management is not involved in the offer, recommendation, sale or management of commission-based fixed Insurance products. Alphastar Capital Management and Clearpath Retirement Plannin...

Most people assume that having a will means their estate is taken care of. But a will does not avoid probate, and probate could cost your family thousands of dollars, months of waiting, and more stress than you'd expect. 

If you've been putting off estate planning because it felt complicated or expensive, this episode of ClearPath Retirement Radio is for you.

Stewart Smith, LUTCF®, RICP®, and Mitch Davies break down living revocable trusts in plain terms — what they are, who needs one, how to fund it, and why they may be one of the most practical steps a retiree can take right now.

In This Episode: 

→ Why a will alone does not avoid probate and what probate could actually cost your family 

→ What a living revocable trust is and why it is simpler than most people expect 

→ How to fund the trust — what to retitle, what to name as beneficiary, and what to leave alone 

→ The step-up in cost basis question: you do not lose it with a revocable living trust 

→ How trusts address blended families, aging spouses, and complicated ownership situations 

→ Why healthcare and financial power of attorney documents may be just as critical as the trust itself 

→ Why beneficiary designations need a review now, not someday 

→ Mitch's Market Minute: what the recent sharp market recovery means for retirees 

Ready to get this taken care of once and for all? 

ClearPath Retirement Planning helps retirees and pre-retirees in the Upstate SC and Columbia, SC areas build a complete estate plan — including living revocable trusts, power of attorney documents, and beneficiary reviews — all in one place, without the confusion.

Ready to stress-test your retirement plan?

ClearPath Retirement Planning helps retirees and pre-retirees in the Upstate SC and Columbia areas create tax-efficient retirement income strategies. 

📍 300 Executive Center Drive, Suite 104 | Greenville, SC 29615
 📞 (864) 775-5033

Schedule your complimentary consultation today at www.clearpathretirement.com

Subscribe & Connect:
YouTube: @ClearPathRetirementPlanning
Facebook: https://www.facebook.com/ClearPathRetirement
LinkedIn: https://www.linkedin.com/company/clearpathretirement

Important Disclosure:

Investment advisory services offered through Alphastar Capital Management, LLC, a SEC-registered investment adviser. SEC registration does not constitute an endorsement of the firm by the SEC nor does it indicate that the adviser has attained a particular level of skill or ability. Fixed insurance products are offered through Clearpath Retirement Planning, LLC and Alphastar Capital Management is not involved in the offer, recommendation, sale or management of commission-based fixed Insurance products. Alphastar Capital Management and Clearpath Retirement Plannin...

Nearly half of Americans over 55 feel they haven't saved enough for retirement. If you've looked at your 401 (k) statement and felt that familiar knot in your stomach, this episode of Clearpath Retirement Radio is for you.

Stewart Smith, LUTCF®, RICP®, and Mitch Davies walk through four real steps people in their 50s and early 60s can take right now to close the gap and still build a retirement worth looking forward to.

In This Episode: 

→ Catch-up contributions — how to sock away an extra $7,500 per year in your 401k after age 50 

→ Why delaying Social Security could be the most powerful move you make 

→ Getting real on your expenses — the one-month notebook exercise that changes everything 

→ Bridge work: how $1,500–$2,000/month in part-time income can dramatically reduce pressure on your savings 

→ Market update: what a headline-driven market means for retirees right now 

→ Why the anxiety doesn't go away until you have an actual plan

Timestamps: 

→ 0:00 - Feeling Behind: You Are Not Alone 

→ 3:46 - Tip 1: Catch-Up Contributions After Age 50 

→ 10:00 - Tip 2: Delaying Social Security 

→ 15:00 - Tip 3: Trim the Budget and Get Real on Spending 

→ 25:00 - Mitch's Market Minute: Volatility, Oil Prices, and Headline Markets 

→ 31:28 - Recap: The Four Steps to Catching Up 

→ 39:16 - Tip 4: Bridge Work and the Part-Time Income Strategy 

→ 46:00 - Why Procrastination Is the Enemy of Retirement 

→ 49:00 - When You Have a Plan, the Anxiety Clears

Ready to stop wondering and start getting clear?

ClearPath Retirement Planning helps retirees and pre-retirees in the Upstate SC and Columbia, SC areas build retirement income plans that actually work — no matter where you're starting from.

Ready to stress-test your retirement plan?

ClearPath Retirement Planning helps retirees and pre-retirees in the Upstate SC and Columbia areas create tax-efficient retirement income strategies. 

📍 300 Executive Center Drive, Suite 104 | Greenville, SC 29615
 📞 (864) 775-5033

Schedule your complimentary consultation today at www.clearpathretirement.com

Subscribe & Connect:
YouTube: @ClearPathRetirementPlanning
Facebook: https://www.facebook.com/ClearPathRetirement
LinkedIn: https://www.linkedin.com/company/clearpathretirement

Important Disclosure:

Investment advisory services offered through Alphastar Capital Management, LLC, a SEC-registered investment adviser. SEC registration does not constitute an endorsement of the firm by the SEC nor does it indicate that the adviser has attained a particular level of skill or ability. Fixed insurance products are offered through Clearpath Retirement Planning, LLC and Alphastar Capital Management is not involved in the offer, recommendation, sale or management of commission-based fixed Insurance products. Alphastar Capital Management and Clearpath Retirement Plannin...

This week episode of ClearPath Retirement Radio covers Social Security claiming strategies for retirees and pre-retirees in Greenville and Upstate South Carolina.

Retirement advisor Stewart Smith, LUTCF®, RICP®, and Mitch Davies break down the most common Social Security mistakes, including when to claim, spousal benefits, survivor income, and how Social Security taxes work in retirement.

Social Security is not a simple age decision.

It is a long-term income strategy, and once you make it, you generally can't undo it. Stewart and Mitch walk through why the break-even calculator most people find online is only the starting point and what the real moving parts are that could cost you or your spouse hundreds of thousands of dollars over a lifetime.

In This Episode: 
→ Why claiming at 62 may permanently reduce your benefit by 25 to 30% 
→ The spousal benefit most married couples don't know they're missing 
→ How your decision as the higher earner determines your spouse's survivor benefit 
→ Why the Social Security office won't give you strategy advice 
→ The one-year do-over — and exactly how it works 
→ Why waiting until 70 could mean an 8% annual increase — and when waiting may not make sense 
→ How working in semi-retirement may affect your benefit more than you'd expect → Why Social Security needs to be treated as an asset, not just a check you turn on → Mitch's Market Minute — staying calm in headline-driven markets

Before you claim, grab the free Social Security Optimization Checklist at clearpathretirement.com. 

The Social Security guide walks you through the questions most people never think to ask — timing, taxes, spousal coordination, and more — so you can see exactly where your strategy stands before you make a permanent decision.

Ready to stress-test your retirement plan?

ClearPath Retirement Planning helps retirees and pre-retirees in the Upstate SC and Columbia areas create tax-efficient retirement income strategies. 

📍 300 Executive Center Drive, Suite 104 | Greenville, SC 29615
 📞 (864) 775-5033

Schedule your complimentary consultation today at www.clearpathretirement.com

Subscribe & Connect:
YouTube: @ClearPathRetirementPlanning
Facebook: https://www.facebook.com/ClearPathRetirement
LinkedIn: https://www.linkedin.com/company/clearpathretirement

Important Disclosure:

Investment advisory services offered through Alphastar Capital Management, LLC, a SEC-registered investment adviser. SEC registration does not constitute an endorsement of the firm by the SEC nor does it indicate that the adviser has attained a particular level of skill or ability. Fixed insurance products are offered through Clearpath Retirement Planning, LLC and Alphastar Capital Management is not involved in the offer, recommendation, sale or management of commission-based fixed Insurance products. Alphastar Capital Management and Clearpath Retirement Plannin...

ClearPath Retirement Planning's Stewart Smith, LUTCF®, RICP®, and Mitch Davies break down the retirement tax advantages most people in South Carolina don't know they're missing, even after they've moved here.

South Carolina is strategically tax-friendly for retirees. 

But those benefits don't happen automatically. The IRS isn't going to call you. And if no one has walked you through this, you could be paying more than you need to every single year.

On this episode of ClearPath Retirement Radio, Stewart and Mitch walk through the specific advantages available to retirees in the Upstate and across South Carolina:

 → No state tax on Social Security income 
→ The $15,000 per person retirement income deduction on IRAs, 401(k)s, and pensions 
→ The 4% primary residence property tax rate — and why most people aren't getting it 
→ The homestead exemption at 65 — $50,000 off your assessed value, but only if you apply 
→ No state estate tax and no inheritance tax 
→ Why withdrawal order determines whether you capture these benefits or leave them on the table 
→ Mitch's Market Minute: Where the S&P and Nasdaq stand and what's driving the pullback from all-time highs.

Timestamps: 
→ 0:00 - SC Tax Advantages Overview 
→ 2:40 - Retirement Income Deduction & Social Security 
→ 5:00 - Property Taxes: The 4% Primary Residence Rate 
→ 6:14 - Homestead Exemption at 65 
→ 7:39 - No Estate Tax or Inheritance Tax in SC 
→ 9:00 - State Income Tax & What's Changing 
→ 10:10 - Why Withdrawal Order Matters 
→ 24:00 - Mitch's Market Minute 
→ 40:00 - The 4% Application Process — What Most People Miss 
→ 46:00 - Homestead Exemption: You Have to Apply 
→ 48:45 - How ClearPath Can Help

If you've moved to South Carolina for the tax advantages — or you've lived here your whole life — this episode may show you money that was right there the whole time. Reach out to the team at ClearPath Retirement to find out if you're actually getting everything this state offers.

Ready to stress-test your retirement plan?

ClearPath Retirement Planning helps retirees and pre-retirees in the Upstate SC and Columbia areas create tax-efficient retirement income strategies. 

📍 300 Executive Center Drive, Suite 104 | Greenville, SC 29615
 📞 (864) 775-5033

Schedule your complimentary consultation today at www.clearpathretirement.com

Subscribe & Connect:
YouTube: @ClearPathRetirementPlanning
Facebook: https://www.facebook.com/ClearPathRetirement
LinkedIn: https://www.linkedin.com/company/clearpathretirement

Important Disclosure:

Investment advisory services offered through Alphastar Capital Management, LLC, a SEC-registered investment adviser. SEC registration does not constitute an endorsement of the firm by the SEC nor does it indicate that the adviser has attained a particular level of skill or ability. Fixed insurance products are offered through Clearpath Retirement Planning, LLC and Alphastar Capital Management is not involved in the offer, recommendation, sale or management of commission-based fixed Insurance products. Alphastar Capital Management and Clearpath Retirement Plannin...

As you approach retirement or as a SC or NC retiree, have you ever said this to yourself...

"I've been saving for years and the number on my statement looks good but I honestly don't know if it's actually enough to last 20 or 30 years." 

 "My advisor mentioned Roth conversions once and never brought it up again and I still don't know if I missed my window."

If any of that sounds familiar, this episode is for you.

In this episode, Stewart Smith, LUTCF®, RICP®, and Mitch Davies break down the retirement income gap — what it is, why it may be bigger than you expect, and the strategies ClearPath uses to help close it. 

They cover the Roth conversion strategy, the tax arbitrage window before RMDs kick in, and a three-bucket investment approach built specifically for people who are in or approaching retirement. 

In This Episode: 

→ The retirement red zone: why the five years before you retire could be the most critical financial decisions you make 

→ Are you working part-time just to pay more taxes on Medicare and Social Security? 

→ What it means to be a planning-first firm 

→ The Roth conversion strategy explained clearly — including the tax arbitrage window and the One Big Beautiful Bill Act deduction 

→ The five-year rule on Roth accounts: what it actually means and why most people have it wrong 

→ Would you rather leave your children money or a tax problem? 

→ Mitch's Market Minute: what's driving current market volatility and why it matters more when you're depending on your portfolio for income.

→ Why investing in retirement is a completely different game than accumulating 

Ready to stress-test your retirement plan?

ClearPath Retirement Planning helps retirees and pre-retirees in the Upstate SC and Columbia areas create tax-efficient retirement income strategies. 

📍 300 Executive Center Drive, Suite 104 | Greenville, SC 29615
 📞 (864) 775-5033

Schedule your complimentary consultation today at www.clearpathretirement.com

Subscribe & Connect:
YouTube: @ClearPathRetirementPlanning
Facebook: https://www.facebook.com/ClearPathRetirement
LinkedIn: https://www.linkedin.com/company/clearpathretirement

Important Disclosure:

Investment advisory services offered through Alphastar Capital Management, LLC, a SEC-registered investment adviser. SEC registration does not constitute an endorsement of the firm by the SEC nor does it indicate that the adviser has attained a particular level of skill or ability. Fixed insurance products are offered through Clearpath Retirement Planning, LLC and Alphastar Capital Management is not involved in the offer, recommendation, sale or management of commission-based fixed Insurance products. Alphastar Capital Management and Clearpath Retirement Plannin...

As you approach retirement or as a retiree, have you ever said this to yourself...

"I have a pile of statements in a drawer but I honestly don't know if I have a real plan."

"My advisor talks about returns but nobody has ever talked to me about taxes, Social Security timing, or what happens if I need long-term care."

"Looking back, I think I was sold a product instead of given a real plan."

If any of that sounds familiar, this episode is for you.

In this solo episode, Stewart Smith (LUTCF®, RICP®) pulls back the curtain on what led him to leave the traditional financial advisory world and build ClearPath Retirement Planning from the ground up.. a firm where planning always comes first, no exceptions.

Stewart shares the real complaints he hears every week from clients across Greenville, Columbia, and Upstate South Carolina who came to him frustrated and confused. He walks you through exactly what a real retirement plan looks like and why it changes everything.

In This Episode:

• Why Stewart walked away from other firms to build something different
• What a real retirement income plan actually models — longevity, inflation, healthcare, and market downturns
• The long-term care reality SC retirees need to plan for now
• The #1 complaint Stewart hears from people leaving other advisors
• Why Roth conversions require careful tax threshold planning and what most advisors miss
• Annuities as a tool, not a default how to know when they make sense
• Why your accumulation planner may not be the right fit for retirement

Timestamps:

• 0:00 - Why Stewart Started ClearPath
• 2:33 - Planning Always Comes First
• 3:36 - Building Your Retirement Income Plan
• 5:32 - Modeling Long-Term Care & Healthcare Costs
• 10:21 - Roth Conversions & Tax Threshold Planning
• 17:19 - The Biggest Complaints From Other Advisors' Clients
• 17:51 - "They Sold Me a Product Instead of a Plan"
• 19:15 - Annuities as a Tool, Not a Default
• 26:58 - Poor Communication & What ClearPath Does Differently
• 30:00 - Fees, Surrender Charges & Transparency
• 42:34 - Accumulation Planners vs. Retirement Planners
• 44:47 - The Three-Bucket Retirement Investment Strategy

Ready to stress-test your retirement plan?

ClearPath Retirement Planning helps retirees and pre-retirees in the Upstate SC and Columbia areas create tax-efficient retirement income strategies. 

📍 300 Executive Center Drive, Suite 104 | Greenville, SC 29615
 📞 (864) 775-5033

Schedule your complimentary consultation today at www.clearpathretirement.com

Subscribe & Connect:
YouTube: @ClearPathRetirementPlanning
Facebook: https://www.facebook.com/ClearPathRetirement
LinkedIn: https://www.linkedin.com/company/clearpathretirement

Important Disclosure:

Investment advisory services offered through Alphastar Capital Management, LLC, a SEC-registered investment adviser. SEC registration does not constitute an endorsement of the firm by the SEC nor does it indicate that the adviser has attained a particular level of skill or ability. Fixed insurance products are offered through Clearpath Retirement Planning, LLC and Alphastar Capital Management is not involved in the offer, recommendation, sale or management of commission-based fixed Insurance products. Alphastar Capital Management and Clearpath Retirement Plannin...

With geopolitical tensions rising and markets reacting, this episode is essential listening for anyone within five years of retirement or already living off their retirement portfolio.

Stewart Smith (LUTCF®, RICP®) and Mitch Davies break down exactly how the current conflict is affecting retirement portfolios, what sectors are benefiting and which are under pressure, and the structural strategies that keep retirement income stable when headlines get scary.

As a veteran-owned business and former military, Stewart and Mitch discuss what SC retirees need to know right now.

In This Episode:

• Iran conflict impact on oil, inflation, and retirement portfolios
• Why retirees who panic in volatile markets pay the biggest price
• The self-directing mistake Stewart has seen for 25 years
• The three-bucket strategy that protects retirement income in any market
• Mitch's Market Minute: VIX, Fear and Greed Index, defense ETFs up 15% YTD
• What happens to your family's finances if the financial spouse is gone
• Power of attorney, living revocable trust, and the master financial document

Timestamps:

• 0:00 - Iran Conflict, Oil Markets & Portfolio Impact
• 5:23 - Don't Panic: What History Shows
• 7:34 - The Advisor Advantage & Fear Selling Cycle
• 15:30 - The Three-Bucket Strategy
• 28:50 - Mitch's Market Minute
• 37:15 - The Financially Uninformed Spouse
• 47:19 - Power of Attorney & Living Revocable Trust
• 59:15 - Retirement Income Roadmap

Ready to stress-test your retirement plan?

ClearPath Retirement Planning helps retirees and pre-retirees in the Upstate SC and Columbia areas create tax-efficient retirement income strategies. 

📍 300 Executive Center Drive, Suite 104 | Greenville, SC 29615
 📞 (864) 775-5033

Schedule your complimentary consultation today at www.clearpathretirement.com

Subscribe & Connect:
YouTube: @ClearPathRetirementPlanning
Facebook: https://www.facebook.com/ClearPathRetirement
LinkedIn: https://www.linkedin.com/company/clearpathretirement

Important Disclosure:

Investment advisory services offered through Alphastar Capital Management, LLC, a SEC-registered investment adviser. SEC registration does not constitute an endorsement of the firm by the SEC nor does it indicate that the adviser has attained a particular level of skill or ability. Fixed insurance products are offered through Clearpath Retirement Planning, LLC and Alphastar Capital Management is not involved in the offer, recommendation, sale or management of commission-based fixed Insurance products. Alphastar Capital Management and Clearpath Retirement Plannin...

If you're within 5 years of retirement, this episode is essential listening.

Stewart Smith (LUTCF®, RICP®) and Mitch Davies cover five critical planning areas in the Retirement Red Zone where portfolio positioning, tax strategy, healthcare, and income decisions intersect.

In This Episode:

• Sequence of Returns Risk — Portfolio protection strategies for market downturns
• Tax Conversion Window — Roth conversions without triggering IRMAA or SS taxation
• Medicare & IRMAA Planning — How today's income affects healthcare costs in 2 years
• Withdrawal Strategy — Which accounts to access first and why sequence matters
• First Five Years — Why early retirement decisions impact 20-30 year sustainability
• Market Analysis — Current trends and what retirees should watch
• Long-Term Care — Hybrid alternatives to traditional insurance

Timestamps:

0:00 - Welcome & Introduction
0:52 - What is the Retirement Red Zone?
1:46 - The 5 Critical Planning Areas Overview
3:07 - About ClearPath: Veteran-Owned, SC-Based
4:25 - Topic 1: Sequence of Returns Risk
6:30 - How Market Timing Affects Your Retirement
9:15 - Structuring Income for the First 5 Years
12:40 - Topic 2: The Tax Conversion Window
14:20 - Roth Conversion Strategy & Timing
17:45 - South Carolina Tax Advantages
21:30 - Topic 3: Medicare & IRMAA Planning
23:15 - How Income Affects Medicare Premiums
26:00 - The Two-Year Lookback Explained
28:45 - Topic 4: Mitch's Market Minute
30:10 - Current Market Analysis & Volatility
32:40 - Rotation from Tech to Consumer Staples
35:20 - What Retirees Should Watch
37:50 - Topic 5: Retirement Income Structure
39:15 - Withdrawal Order Strategy
41:30 - Which Accounts to Access First
44:10 - Coordinating Social Security with Withdrawals
46:17 - Long-Term Care Planning Considerations
47:24 - Hybrid Products vs. Traditional LTC Insurance
 

Download the Retirement Red Zone Guide: Visit www.clearpathretirement.com to download our free PDF covering these 5 critical planning areas.

Ready to stress-test your retirement plan?

ClearPath Retirement Planning helps retirees and pre-retirees in the Upstate SC and Columbia areas create tax-efficient retirement income strategies. 

📍 300 Executive Center Drive, Suite 104 | Greenville, SC 29615
 📞 (864) 775-5033

Schedule your complimentary consultation today at www.clearpathretirement.com

Subscribe & Connect:
YouTube: @ClearPathRetirementPlanning
Facebook: https://www.facebook.com/ClearPathRetirement
LinkedIn: https://www.linkedin.com/company/clearpathretirement

Important Disclosure:

Investment advisory services offered through Alphastar Capital Management, LLC, a SEC-registered investment adviser. SEC registration does not constitute an endorsement of the firm by the SEC nor does it indicate that the adviser has attained a particular level of skill or ability. Fixed insurance products are offered through Clearpath Retirement Planning, LLC and Alphastar Capital Management is not involved in the offer, recommendation, sale or management of commission-based fixed Insurance products. Alphastar Capital Management and Clearpath Retirement Plannin...

Tax season is here, and if you're retired or approaching retirement, your tax situation looks very different than it did during your working years. 

In this episode, Stewart Smith (LUTCF®, RICP®) and Mitch Davies (CFP®) break down the critical tax considerations for the distribution phase of retirement.

Whether you're planning your first year of retirement or you've been retired for years, understanding how taxes work in this phase can help you make more informed decisions about your retirement income strategy.

In This Episode:

• The three tax buckets and why they matter in retirement
• How Required Minimum Distributions (RMDs) affect your tax bracket
• IRMAA: Understanding income-based Medicare Part B premiums
• The standard deduction changes for seniors (and the phaseout thresholds)
• The "tax torpedo" - why one withdrawal can trigger unexpected tax consequences
• The "widow penalty multiplier" and single filer considerations
• Qualified Charitable Distributions (QCDs) for those age 70½+
• Donor-advised funds as a tax-efficient legacy strategy
• Why lifetime tax mapping matters more than year-to-year planning

Key Takeaway: Tax planning in retirement requires looking at the entire retirement timeline, not just the current year. Understanding thresholds, phaseouts, and the interplay between different income sources can help you avoid costly mistakes.

This episode is educational in nature and not intended as tax, legal, or investment advice. Please consult with qualified tax and financial professionals regarding your specific situation.

Connect with ClearPath Retirement: Website: ClearPathRetirement.com Location: Greenville, South Carolina Listen: Saturdays at 10 AM on Upstate Red AM 1330

Ready to stress-test your retirement plan?

ClearPath Retirement Planning helps retirees and pre-retirees in the Upstate SC and Columbia areas create tax-efficient retirement income strategies. 

📍 300 Executive Center Drive, Suite 104 | Greenville, SC 29615
 📞 (864) 775-5033

Schedule your complimentary consultation today at www.clearpathretirement.com

Subscribe & Connect:
YouTube: @ClearPathRetirementPlanning
Facebook: https://www.facebook.com/ClearPathRetirement
LinkedIn: https://www.linkedin.com/company/clearpathretirement

Important Disclosure:

Investment advisory services offered through Alphastar Capital Management, LLC, a SEC-registered investment adviser. SEC registration does not constitute an endorsement of the firm by the SEC nor does it indicate that the adviser has attained a particular level of skill or ability. Fixed insurance products are offered through Clearpath Retirement Planning, LLC and Alphastar Capital Management is not involved in the offer, recommendation, sale or management of commission-based fixed Insurance products. Alphastar Capital Management and Clearpath Retirement Plannin...