Clearwater Retirement Podcast

On this week’s episode:

• Michael Masor explains why “set it and forget it” investing doesn’t work as retirement gets closer.
• Retirement plans can quietly drift out of sync when they’re left on autopilot too long.
• Learn how inflation, healthcare costs, taxes, and market swings can reshape portfolios over time.
• The show explores why dipping into retirement accounts is often a short‑term fix with long‑term consequences.
• Michael also discusses managing political risk, balancing offense and defense, and navigating the shift from saving to spending before a misstep becomes costly.

Head down your Clear Path to Retirement with Michael today!

See omnystudio.com/listener for privacy information.

On this week’s episode:

• Michael Masor explains why dipping into retirement accounts can create long‑term setbacks, even when money feels tight.
• Layoffs, rising costs, and political noise are forcing many people to rethink retirement sooner than planned.
• Learn why “knowing your numbers” is the foundation for managing expenses, income, and unexpected pivots.
• The episode covers sequence‑of‑returns risk, early retirement transitions, and the shift from saving to spending.
• Michael also breaks down Social Security rules, cybersecurity concerns, and how emotional decisions can quietly undermine retirement plans.

Head down your Clear Path to Retirement with Michael today!

See omnystudio.com/listener for privacy information.

On this week’s episode:

• Michael Masor explains why replacing your paycheck—not chasing a magic balance—is the foundation of retirement planning.
• Retirement may feel like a snow day, but the bills never stop coming.
• Learn why the $1 million retirement myth misses the mark for most Americans.
• Explore how income planning, Social Security strategies, and annuities can work together to cover lifelong expenses.
• Michael also covers Social Security bridging, planning for part‑time work transitions, and why retirement costs often rise instead of fall.
• A practical look at turning savings into sustainable income for a modern, multi‑decade retirement.

Head down your Clear Path to Retirement with Michael today!

See omnystudio.com/listener for privacy information.

Is your retirement plan clear as mud? Need a cleanse from all the noise in the financial world? You’re in the right place – with the Clearwater Retirement Podcast.

From Michael Masor and Clearwater Financial Group, the Clearwater Retirement Podcast gets to the heart of the retirement information you need, right from the sources you can trust. Tune in for robust financial analysis, sharp portfolio insight, and entertaining conversations you can’t afford to miss!

See omnystudio.com/listener for privacy information.