We tend to focus so much on what we want to achieve and forget the little things we could be grateful for. Asirifi ~ “Staying grateful is the only way you can express the gene of greatness”.

I believe there is so much greatness Inside of everyone, but we are only going to see those greatness when we pursue everything we are doing relentlessly even in critical and difficult times, we need to keep on keeping on when we know the promise that await us is great. The normality of giving up in difficult and tough times shouldn’t be our portion, Times like that comes to help build the right muscle the great success and latter glory. You may fall as many times as possible but never forget to rise to your feet because staying down or giving up does not guarantee success.

To every action, there is equal and opposite reaction - Newton’s Third Law of Motion. Sometimes before you move forward in every area of your life you would stumble, fall, crawl and that’s all part of the growth process. Life is but a journey and things are not going to fall in place like you want them to. There are challenging and tough times in every area of growth in our lives where we expect growth being it businesses, relationships, education, career or jobs and every endeavor we find ourselves. Appreciate the fact that it takes sun and rain fall to make a flower, it’s going to take you tough and challenging times to you grow as in individual and when you have this kind of mindset, situations don’t take you by surprise and actually flourish in all instances.

The Millionaire Next Door -Thomas J. Stanley

‘’ Millionaires believe more in financial independence rather than showing off their top class social status’’

In our quest for money and going about how daily hustles, chasing the dollar, it is equally important we have the skills set and knowledge about money and how wisely deal with it. Mellody Hobson, - It’s crucial that people understand the importance of financial literacy, because it’s actually life-saving.

Lacking financial literacy can be very damaging for an individuals’ long-term financial success. Developing financial literacy to improve your personal finances involves learning and practicing a variety of skills related to budgeting, managing , paying off and staying out of debts, growing money and many more

What’s the The take home : financial education is a very solid foundation for ones success and if we always want to be happy when it come with the dealing of money, all we need is the education to keep us from making mistake with every money we make. Recommended books: Richdad Poordad , Think and Grow Rich , Richest man in Babylon , Millionaire Next Door etc ..

Our greatest wish as individuals is to be successful in all our endeavors but we miss out on huge opportunities we are presented with. One opportunity could go a long way to change our lives but we prejudge even before we hear our friends talk about them. There is so much regret on missing out on things that could really change our lives for good. We have to be patience more to listen and brainstorm what we are being presented with and make informed decisions. It’s could not be for an instant gratification but to build as an aspect of us or possibly connect us to something great. Be slow to pass commet and always know its only going to be that ONE opportunity to change everything.

Goal setting is an important process of thinking of your ideal future and turning those visions into reality. Our goal can only be achieved if we take actions and be discipline enough to work hard to make them happen for us. We need to set SMART LONG AND SMART GOALS in every area of our lives. Our finances, health , business, career, relationships, personal growth and spiritual growth and in areas of our lives we need to improve . By doing this it makes us stay very focus and know at any point where to concentrate much effort. Thinking of it is not enough, dream of it, write it down and let it serve as a guide or map to your ideal future.

Perhaps you cannot know happiness until you have experienced some pain. Success in every area of your life would require some challenging moments and times, It would seem as if you are alone, static, or not going to come out of those times but I just want you to know that, if you have a idea of the picture or the destination and it’s beautiful, those painful processes will be worthwhile.

One of our most fundamental needs as human beings is to be accepted, to belong, to be loved. We are always looking to make connections and associations. But the question is what connections/ associations are worth the effort?

Environment has many factors that affect us , but human relations and associations greatly influence our outcome . Ever wonder why your parents or care takers were very mindful of the friend and kids you hang around with while growing up, You are a product of your environment/ associations. And that’s why Jim Rohn ~ You are the average of the most/5 people you spend your time with. It’s most like you you will be just like them . It’s time for you to think for yourself , asses most associations you have , the objectives of those environment, what frequently being discussed, what is been encourage , maybe it could be an act that you ain’t so proud of you .

Will this be an option you will opt for anyone looking up to you . If you know life isn’t all about you and what ever you do greatly influenced people, then be a good exemplary in which ever associations / environment.

I cannot say this any better , be very cautious, careful and very mindful of your associations because they can make or unmake you. Thank you

The opinion of others does not really define who you are or the length you reach in life. We are all different and for that matter with different opinions. When you tend to listen to others and not yourself you do things to please others and in this difficult times, all you need is you to help you make the right choices. Forget about what people will say or think , so long as what you are doing is right and brings you fulfillment , do it with your full heart and you will be amazed what you become when you focus on you.

The best things we want in life requires us to pay for them. Our dreams and goals will continue to remains dreams until we resolve to pay every price thats is due us. So Instead of making excuses and complaining about everything why not pay the price of hard work, consistency, commitment and what ever it will take us to live a life of fulfillment. Last week’s audio when combined with this will also give you a clue where you have to pay every price. Thank you so much for listening and I really do appreciate ...