Welcome back to CoastFi Couple! 

In today's episode, Yana and Matt dive deep into the essential topic of "finding your why" when it comes to financial independence. 

They'll share their personal journey of identifying and evolving their motivations for pursuing CoastFI, highlighting the importance of goal-setting and healthy communication in building a strong financial foundation. 

They'll also touch on the significance of involving your partner in financial discussions, celebrating goalposts along the way, and the invaluable role of community in this journey. Stick around for some insightful anecdotes, practical tips, and their uniquely "fun" FI fact about financial stress and relationships. 

Whether you're just starting out on your FI journey or looking to fine-tune your strategy, this episode is packed with wisdom and inspiration to help you and your partner work towards financial freedom together. 

Tune in now!

TOOLS WE LOVE AND USE

Budgeting: Qube Money - Use code “COAST” to get 2-months off the Premium or Family plan when you create an account.

Net Worth Tracking: Empower Personal Dashboard

Coast FIRE Calculator: BackofNapkin.co

HSA Expense Tracking: HSA Expense Tracker

CONNECT WITH US:
Website: https://coastficouple.com
Instagram: @coastficouple
Contact us: [email protected]

DISCLAIMER:
Heads up, friends! This show might include affiliate links or partnerships where we earn a little something. Rest assured, the opinions here are 100% ours and not influenced, reviewed, or approved by advertisers. Remember, we’re here to entertain and share our journey, not to give professional advice. For the serious stuff, consult a pro!

#CoastFIRE #CoastFI #FinancialIndependenceRetireEarly #FIRECommunity...

Welcome back to the CoastFI Couple Podcast! 

In today’s episode, we're diving into one of the cornerstone concepts of the FIRE (Financial Independence, Retire Early) community—the 4% rule. 

Join hosts Matt and Yana as they break down what the 4% rule is, how it serves as a projection strategy for retirement withdrawals, and why it's so popular among those aiming for financial independence. 

You'll learn about its origins, how it can be adjusted for both traditional and early retirement, and the significance of low-cost index funds like the S&P 500. 

Plus, they'll provide practical examples and discuss the intriguing nuances of the rule, including its application in real-life scenarios and how it relates to CoastFI. 

Tune in for an insightful and fun discussion that’s sure to enlighten your path to financial freedom!

TOOLS WE LOVE AND USE

Budgeting: Qube Money - Use code “COAST” to get 2-months off the Premium or Family plan when you create an account.

Net Worth Tracking: Empower Personal Dashboard

Coast FIRE Calculator: BackofNapkin.co

HSA Expense Tracking: HSA Expense Tracker

CONNECT WITH US:
Website: https://coastficouple.com
Instagram: @coastficouple
Contact us: [email protected]

DISCLAIMER:
Heads up, friends! This show might include affiliate links or partnerships where we earn a little something. Rest assured, the opinions here are 100% ours and not influenced, reviewed, or approved by advertisers. Remember, we’re here to entertain and share our journey, not to give professional advice. For the serious stuff, consult a pro!

#CoastFIRE #CoastFI #FinancialIndependenceRetireEarly #FIRECommunity...

Welcome back to CoastFI Couple, the podcast where we explore financial independence and the art of effective money communication between partners. We’re excited to dive into episode 3, overcoming “Obstacles to Financial Independence."

In today's episode, we're sharing some of our personal experiences and mindset shifts on our journey to CoastFI. We'll reflect on how we balanced our goals and frugality to create a harmonious financial plan.

We'll touch on the role therapy played in enhancing our overall communication, how educational resources like podcasts helped us, and the importance of starting early and staying consistent with savings. We'll also tackle common objections, like the notion that achieving financial independence is "too hard," and debunk the myth that you need a high salary to pursue Financial Independence.

Whether you're a seasoned FIRE enthusiast or just starting to explore, there's something here for everyone.

Let's get started!

Tools we love and use: 

For Family Budgeting: Qube Money (https://bit.ly/Coast_Qube)

For Daydreaming: Wallet Burst CoastFI Calculator  (https://walletburst.com/tools/coast-fire-calc/)

For Net worth Tracking: Empower Personal Dashboard (https://www.empower.com/personal-investors/financial-tools)

Follow us:
Website: https://coastficouple.com 

Instagram: https://bit.ly/4dIzhB1 

Connect with us:
[email protected] 

TOOLS WE LOVE AND USE

Budgeting: Qube Money - Use code “COAST” to get 2-months off the Premium or Family plan when you create an account.

Net Worth Tracking: Empower Personal Dashboard

Coast FIRE Calculator: BackofNapkin.co

HSA Expense Tracking: HSA Expense Tracker

CONNECT WITH US:
Website: https://coastficouple.com
Instagram: @coastficouple
Contact us: [email protected]

DISCLAIMER:
Heads up, friends! This show might include affiliate links or partnerships where we earn a little something. Rest assured, the opinions here are 100% ours and not influenced, reviewed, or approved by advertisers. Remember, we’re here to entertain and share our journey, not to give professional advice. For the serious stuff, consult a pro!

#CoastFIRE #CoastFI #FinancialIndependenceRetireEarly #FIRECommunity...

Today Yana & Matt delve into the intertwining worlds of financial independence and healthy money communication in relationships. In Episode 2, we're excited to share our insights on budgeting and financial tools that have revolutionized our journey toward CoastFI.

We'll explore how the Qube Money app has become a game-changer for us by simplifying and gamifying budgeting. Yana will share her initial hesitations and eventual love for its real-time control and flexibility.

We'll also discuss the importance of monitoring net worth using the Empower app, and how a hands-off approach to tracking assets and liabilities can lead to stress-free financial management. Plus, we'll touch on our personal budgeting strategies, from setting aside fun funds to making budgeting a date night activity.

Join us as we reflect on our transition from traditional budgeting methods to newer, more engaging tools, and discuss how these practices have strengthened not only our finances but also our relationship. Whether you're curious about financial independence, on the path to CoastFI, or looking to improve money talks with your partner, this episode promises valuable insights and practical strategies to guide you toward financial freedom. Tune in for witty, fun, and insightful conversations between this husband and wife duo!

00:00 Budgeting starts with identifying current spending habits.
08:45 Use Empower app to understand your spending habits.
10:34 Empower consolidates financial views for simplicity.
15:12 Qubes Money enhances budgeting flexibility and control, gamifying spending.
16:27 Qube Money app simplifies budgeting automatically.
19:40 Consistency and celebration balance the financial journey.
25:42 Budgeting supports enjoyable, prioritized, and fulfilling living.
27:01 Saving today ensures comfort in retirement tomorrow.
28:04 Don’t drink all the water at once.

TOOLS WE LOVE AND USE

Budgeting: Qube Money - Use code “COAST” to get 2-months off the Premium or Family plan when you create an account.

Net Worth Tracking: Empower Personal Dashboard

Coast FIRE Calculator: BackofNapkin.co

HSA Expense Tracking: HSA Expense Tracker

CONNECT WITH US:
Website: https://coastficouple.com
Instagram: @coastficouple
Contact us: [email protected]

DISCLAIMER:
Heads up, friends! This show might include affiliate links or partnerships where we earn a little something. Rest assured, the opinions here are 100% ours and not influenced, reviewed, or approved by advertisers. Remember, we’re here to entertain and share our journey, not to give professional advice. For the serious stuff, consult a pro!

#CoastFIRE #CoastFI #FinancialIndependenceRetireEarly #FIRECommunity...

Welcome to the inaugural episode of the Coast Fi Couple Podcast!

Join your hosts, Matt and Yana, as they embark on a journey to demystify financial independence and share their personal experiences navigating the path to CoastFI.

In this episode, Matt and Yana introduce themselves and their journey towards financial independence.

They'll break down what CoastFI means, share how they discovered and embraced it, and explain the importance of building healthy communication about money within relationships.

Get ready for insightful conversations, practical financial strategies, and a behind-the-scenes look at how this dynamic couple manages their finances together.

Whether you're new to the concept of financial independence or looking for ways to discuss money more effectively with your partner, this podcast is your go-to resource.

Tune in every other week for inspiring stories and useful tips on your path to financial freedom.

TOOLS WE LOVE AND USE

Budgeting: Qube Money - Use code “COAST” to get 2-months off the Premium or Family plan when you create an account.

Net Worth Tracking: Empower Personal Dashboard

Coast FIRE Calculator: BackofNapkin.co

HSA Expense Tracking: HSA Expense Tracker

CONNECT WITH US:
Website: https://coastficouple.com
Instagram: @coastficouple
Contact us: [email protected]

DISCLAIMER:
Heads up, friends! This show might include affiliate links or partnerships where we earn a little something. Rest assured, the opinions here are 100% ours and not influenced, reviewed, or approved by advertisers. Remember, we’re here to entertain and share our journey, not to give professional advice. For the serious stuff, consult a pro!

#CoastFIRE #CoastFI #FinancialIndependenceRetireEarly #FIRECommunity...

Welcome to the CoastFI Couple Podcast!

Join hosts Matt and Yana as they introduce you to the world of financial independence and the unique path of CoastFI. 

In the upcoming episodes, you’ll dive deep into strategic financial insights, actionable steps to build wealth, and ways to cultivate open, healthy money conversations with your partner and family. 

Whether you're just getting started or are already on your FI journey, expect personal stories, practical tips, and engaging discussions on how to live a more balanced, relaxed CoastFI lifestyle. 

Matt and Yana will also touch on teaching financial independence to your kids and keeping finances stress-free. 

Packed with wit, warmth, and valuable first-hand knowledge, this podcast will empower you to achieve financial freedom at your own pace. 

Let’s get started on this journey together!

TOOLS WE LOVE AND USE

Budgeting: Qube Money - Use code “COAST” to get 2-months off the Premium or Family plan when you create an account.

Net Worth Tracking: Empower Personal Dashboard

Coast FIRE Calculator: BackofNapkin.co

HSA Expense Tracking: HSA Expense Tracker

CONNECT WITH US:
Website: https://coastficouple.com
Instagram: @coastficouple
Contact us: [email protected]

DISCLAIMER:
Heads up, friends! This show might include affiliate links or partnerships where we earn a little something. Rest assured, the opinions here are 100% ours and not influenced, reviewed, or approved by advertisers. Remember, we’re here to entertain and share our journey, not to give professional advice. For the serious stuff, consult a pro!

#CoastFIRE #CoastFI #FinancialIndependenceRetireEarly #FIRECommunity...