Comma Convos w/ Dricka Carter

Comma Convos w/ Dricka Carter

By Dricka M CarterBusinessEntrepreneurship
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Comma Convos w/ Dricka Carter episodes

  • Comma Convos w/ Dricka Carter featuring Jasmine Suazo
    This Wins-day was way wealthier than most. We have 2 ladies committed to building wealth. 
    Meet our co-host Jasmine Suazo CEO of the Wealth Academy and creator of Girl, Fire Your Boss Podcast
    Let's deep dive into wealth then; living benefits in life insurance to build wealth. Life insurance 101 break-down OK 
    We also discussed her new flagship office opening up in Atl soon.
    Be sure to follow our podcast instagram.com/commaconvospodcast as well as our guest cohost @acorporatedropout
    1 hr 11 min
  • Comma Convos with Dricka Carter featuring Jonrika Norwood

    Happy Wins-day & Happy International Women's Day 

    Life insurance is a contract between an insurer and a policyholder that provides a lump-sum payment to designated beneficiaries upon the death of the insured.

    • In addition to the death benefit, life insurance policies may also offer other benefits, such as cash value accumulation and living benefits.
    • In this podcast, we'll discuss the various benefits of life insurance, including the death benefit, cash value, and living benefits.
      1. Death Benefit:
        • The death benefit is the primary benefit of a life insurance policy. It is a lump-sum payment made to the beneficiaries upon the death of the insured.
        • The death benefit can be used to pay for final expenses, such as funeral costs and medical bills, as well as to provide financial support to the insured's dependents.
        • The amount of the death benefit is determined by the policyholder at the time of purchase and can range from a few thousand dollars to millions of dollars.
        • The death benefit is generally tax-free to the beneficiaries.

          • 2. Cash Value:

          • Some life insurance policies, such as whole life and universal life, have a cash value component.
          • The cash value is a savings account that grows over time as the policyholder pays premiums.
          • The cash value can be used in a variety of ways, including as collateral for a loan, to pay premiums, or to supplement retirement income.
          • The cash value grows tax-deferred, meaning the policyholder won't pay taxes on the growth until they withdraw the money.
          • However, withdrawals may be subject to taxes and penalties if they are taken before the policyholder reaches a certain age or if they exceed the amount of premiums paid.

            • 3. Living Benefits:

            • Some life insurance policies also offer living benefits, which allow the policyholder to access the death benefit while they are still alive if they become critically ill or disabled.
            • Living benefits can help cover the cost of medical treatment, long-term care, and other expenses associated with a serious illness or disability.
            • The availability and extent of living benefits vary by policy, so it's important to carefully review the terms and conditions of any life insurance policy before purchasing.

              • Key Takeaways

              • Life insurance offers a range of benefits, including the death benefit, cash value accumulation, and living benefits.
              • When purchasing a life insurance policy, it's important to consider your financial goals, as well as the needs of your dependents and beneficiaries.
              • Working with a trusted financial advisor can help you determine the best life insurance policy for your individual situation.


                • Jonrika is an expert in the insurance industry for years is very passionate about generational wealth building just like me. Also everyone needs life insurance 

                visit her website justlifeinsurance.com be sure to keep in touch with today's guest co-host @jonrika_norwood_insuranceboss


                Follow our podcast on all platforms @commaconvospodcast


                Follow our host @drickamcarter on all platforms


                This weeks podcast episode is sponsored by Wealth Development Summit IV | Toronto, CN – Carter Capital PLLC


                34 min
              • Comma Convos W/ Dricka Carter feat A'Marie VonDeak

                Today's episode was like no other we had guest co-host A'Marie VonDeak  speaking about Personal guarantee vs. Other People's Money. How to leverage OPM, business structure, foundation and relationship reciprocation. We discussed balance in entrepreneurship and imposter syndrome which we see so many entrepreneurs suffering from daily. The mindset of an entrepreneur, setting your price and sticking to it staying on your path & building your own track record of great things. A'Marie advises you to niche down no matter the industry and stop trying to force things. Get into this episode. Send it to a friend or fellow entrepreneur that needs to hear this...

                A Few Gems: 

                Be sure you have a corporate  address, business email address and a toll-free phone number for your business before applying. 

                Do your due diligence before investing in something with the shiny ball effect. 

                Do not co-mingle your personal and business funds and build a relationship with the bank prior to starting your business.

                The best bank for funding could vary per your financial situation, try credit unions and Chase is the biggest when it comes to capital.

                Ask don't assume!


                Episode Sponsors: Carter Capital, BodyChaserz, Iconic Minds


                Be sure to grab A'marie's new book series https://536812989933.gumroad.com/l/business-credit-bundle use code 20OFF at checkout for 20% off discount 

                Enroll in her CRA program via her website https://www.eternalblisslifestyle.com

                Book a consultation https://www.honeybook.com/widget/eternal_bliss_lifestyle_233958/cf_id/631bba11f6dbf1192d894aa1 

                Also join us this fall in Toronto Wealth Development Summit IV | Toronto, CN – Carter Capital PLLC

                Follow us on all platforms @commaconvospodcast Host @drickamcarter Guest Co-Host @amarievondeak 

                54 min
              • Comma Convos Dricka Carter feat. Shanise Christie

                On this episode we have special guest @TheMilleniumCouture. We discussed the connection between passion & progress, importance of waking up early, passion vs money and more. How to build a routine for success as a hybrid entrepreneur.

                Be sure to subscribe to The Millenium Couture VIP list for her new release 3/1/23

                Follow the show on Instagram @Commaconvospodcast and your host @DrickaMCarter

                This week’s Sponsors: Carter Capital PLLC, Wealth Development Firm and Institute 

                Are you ready to start your own business or grow your income streams? Join us this summer at our 4th Annual Wealth Development Summit in Toronto 

                (To become an official sponsor of the Comma Convos Podcast and purchase advertising space, please contact us at

                29 min
              • Comma Convos with Dricka Carter featuring Dr. Ayishah Dennis
                Today on Comma Convos: we had guest co-host Dr. Ayishah discussing he importance of being bilingual in Spanish, how teaching your child Spanish can help close the achievement gap, the academic benefits of learning Spanish. Also how she lived abroad to immerse herself into the language of Spanish.
                After 24 years in the public and private school system, she recognized the gap especially in process in our black and brown communities and created an effective solution Bilingual Beginnings ELC. She also has an eBook for parents on how to teach their kids Spanish & a mentorship program you can learn more about here: www.bilingualbeginningselc.com
                Top 3 takeaways from this conversation
                Second language is essential
                Stop procrastinating to finding your purpose
                Focus on literacy
                (To become an official sponsor of the Comma Convos Podcast and purchase advertising space, please contact us at instagram.com/commaconvospodcast)
                Follow our executive producer/host @DrickaMCarter and guest co-host for today @bilingualbeginningselc on instagram
                50 min
              • Comma Convos w/ Dricka Carter feat. CEO Lizzz

                Swimming for our lives on this entrepreneurial journey...Lol You'll understand by the time you get to the end of the episode.

                This Wins-days guest is none other than CEO Lizzz of Suspreneurs the Sisters Uplifting Sisters Entrepreneur facebook group with over 100K followers

                Liz started Suspreneurs about 5 years with 9 other women in Arkansas. As we all know it's so hard to find your tribe CEO Lizzz reminds us to find our tribe within the tribe sometimes. Get up and just do it! Network and nurture your tribe do not just drop links and expect for clients to flock to you. Suspreneurs offers a host of select business tools, tips and resources find out more at suspreneurs.com Support Suspreneurs and CEO Lizzz by shopping her dope merch collection.

                We also discussed what keeps Liz grounded, how she developed her mindset and personal brand. What does being a CEO really mean? Stay tuned for what to expect from the CEO Lizzz brand and Suspreneurs soon... I am definitely looking forward to whats to come.

                Be sure to follow us on social media @commaconvospodcast Host @DrickamCarter

                Guest Co host @ceolizzz CEO of @suspreneurs

                43 min
              • Comma Convos w/ Dricka Carter feat. Dr. Shade Adu

                TEACH WHAT YOU KNOW AND GET PAID WELL FOR IT! DR. SHADE Y ADU

                Today was simply amazing we have life coach and strategist, Dr. Shade Adu as our guest co-host. Dr. Shadé Y. Adu is an award-winning Digital Brand Strategist, Bestselling Author, and an International Speaker with a passion for people and a love for helping others succeed in life.

                We discussed independence in entrepreneurship, mindset and opportunities. We also discussed tips for building you in your brand, outsourcing and hiring. 

                Investing in yourself and your brand and knowing your why are key components of building a sustainable brand or empire.

                3 things Shade does for self care: therapy, travel and spends time with family

                Shade and I found out we had so much in common. 

                Speaking of things in common: Here are 2 conferences you need to attend this year if you are an author, boss, business owner, entrepreneur Shade is hosting Girl Your Brand Is A Big Deal Conference in Atl April 20-24, 2023 use code "NYE" at checkout thebigdealconference.com

                Dricka is hosting Wealth Development Conference IV in Toronto August 3-7, 2023 Toronto | Retreat | Carter Capital PLLC 


                30 min
              • Comma Convos w/ Dricka Carter feat. Stretch Galore/ Black Girls Stretch

                Wins-days on Comma Convos with Dricka Carter and BlackGirlsStretch  We discussed the business of yoga, business partnerships and mompreneurship. Shancoa and D'ireal are the founders of Stretch Galore a yoga business where they offer custom, one on one and group yoga flows; BlackGirlsStretch is their influencer movement/yoga group.   They are working on their upcoming event Bounce and Stretch TBA in Jan 2023 for only $25 be on the lookout for tickets. D'ireal does crafty things like draw, paint and create waistbeads. Shan'coa also hosts a blog CoQueenTalk. So excited to talk to these ladies about business, yoga and the vegan diet today was fulfilling. Follow us @commaconvospodcast,  @drickamcarter and @stretchgalore on social media. 

                Thanks for listening 

                Watch full episode here (2) BlackGirlsStretch interview - YouTube 

                47 min
              • Comma Convos w/ Dricka Carter featuring Simone Cheri
                Wins-day y’all!
                Everyday is about you; but today we brought confirmation! My guest cohost @itssimonecheri chose todays topics:
                💕 Brand development
                💕 Marketing strategy
                💕 Podcasting
                💕 Pursuing your passion
                💕 Elevating as an entrepreneur
                I was able to be vulnerable and speak about a traumatic event that cause me to stop existing and start living. Simone talked about moving from one city as an entrepreneur and dominating in your industry as well as going into your happy space.
                Whew the convo was heavy & we sprinkled some gems in y’all have to tap in.
                Simone says:
                Do not let these men fly you out on appetizer vacations
                Visit simonecheri.com
                Stay tuned for the details of the retreat and my episode on her podcast She Looks Like Me coming soon! Follow my girl my dope ass co-host for my 50th episode @itssimonecheri
                Follow @commaconvospodcast
                1 hr 2 min
              • Comma Convos w/ Dricka Carter feat Casey Richardson
                Surely you know by now every convo I’m having these days is about commas.
                We got to get acquainted Ms Casey herself founder of Blaze network, virtual summit and more.
                Today we talked about the entrepreneurial mindset, managing business, soft life.
                Becoming a female boss without conforming to industry standards.
                Focusing on you and your why. Unlearning toxic behaviors to break generational curses. Be intentional and consistent!
                Be sure to follow @blazegroupllc for more info on the BLAZE virtual conference and the 7 city in person tour.
                Thanks so much for coming on @commaconvospodcast follow our host @drickamcarter share this episode with a friend!
                41 min

              About Comma Convos w/ Dricka Carter

              From the publisher's feed

              Our podcast interviews with today's top artists, entrepreneurs and influencers about success, mindset and money! Hosted by Wealth Development Mogul Dricka M Carter, this podcast will help you create your own wealthy lifestyle.