Conveyancers sometimes forget that lenders are in business to make money and they will repossess a property if the borrower fails to keep up their repayments. We advise our clients of this risk – but what about the conveyancer?

What is the position of the conveyancer if the lender repossesses and sells at a loss? Will they have a go at the conveyancer? You bet they will!  We must ensure that our files are Handbook compliant.

And there are many people doing conveyancing work now who have not come across negative equity.

And what if the lender requests your conveyancing file?

Lorraine and Stu discuss all of these matters.

Has a lender requested your file? How did you deal with it?

Remember, this is just a chat and our opinions, not advice!

Find our podcasts on YouTube,  Spotify and Apple Podcasts.

http://www.adaptlaw.co.uk/​

http://www.pcslegal.co.uk/

‘If we don’t exchange by Friday, I am pulling out of the transaction’.

As conveyancers, we have all heard that from our clients, haven’t we?

With the pressure to complete conveyancing transactions ever-increasing as we get closer to 31 March 2021 (and no SDLT extension in sight), in this week's conveyancing matters chat, Stu and Lorraine talk about the pros and cons of ultimatums from clients.

On the one hand, an ultimatum from a client can focus the minds of the parties in the chain, but are they effective? And what should the conveyancer advise their client?

Stu and Lorraine share their experience on this issue and give some advice of their own to conveyancers.

They also go off on a little rant about the fact that conveyancers are still being blamed for all of the delays in the conveyancing process at this difficult time…yawn..yawn…

We hope that you enjoy our chat – feel free to get in touch to give us your views and experience – what do you tell clients when they want to impose an ultimatum?

Remember, this is just a chat and our opinions, not advice!

Find our podcasts on Spotify and apple podcasts

http://www.adaptlaw.co.uk/

http://www.pcslegal.co.uk/

In this week's conveyancing matters chat, Stu and Lorraine talk about whether the property market should remain fully open during the covid-19 lockdown #3.

Lorraine put out a post on social media alerting conveyancers that they should keep the possibility of a short notice contraction of the market in mind when advising clients especially at the point of exchange. This post prompted suggestions that she was ‘scaremongering’ – is this valid?
They talk about the risks to estate agents of going into homes to carry out viewings – no one wants the property market to tighten – but is it inevitable? And what should conveyancers be telling their clients?

We hope that you enjoy our chat – feel free to get in touch to give us your views and experience – should agents stop taking on new property and doing accompanied viewings?

http://www.adaptlaw.co.uk/

http://www.pcslegal.co.uk/

Remember, this is just a chat and our opinions, not advice!

Find our podcasts on Spotify and apple podcasts

In this week's conveyancing matters chat, Stu and Lorraine talk about the situation for conveyancers and estate agents now that we are back in lockdown.
The conveyancing market remains open for business – but just because estate agents can open does not necessarily mean that they should. We talk about the pressure on employers of making places of work ‘covid secure’ and the risks for agents and others going into people’s homes.
We talk about the SDLT deadline and whether or not it will be extended beyond March 2021 – our views differ on this!
We hope that you enjoy our chat – feel free to get in touch to give us your views and experience – is the conveyancing market ridiculously busy where you are?

Remember, this is just a chat and our opinions, not advice!

Find our podcasts on Spotify and apple podcasts

http://www.pcslegal.co.uk/
http://www.adaptlaw.co.uk/

In this week's conveyancing matters chat, Stu and Lorraine talk (again!) to the conveyancing guru himself, Rob Hailstone from Bold Legal Group. In this chat we look ahead to 2021 and discuss some of the things that might happen to the tumultuous conveyancing market.  Rob is sensible enough not to make any predictions! We reflect on the SDLT holiday (and do not agree about it!), the re-emergence of ‘sale ready’ conveyancing packs and the importance of conveyancing firms not dropping their fees if the market dips.
We really enjoyed our chat with Rob and hope that you do, too!

Remember, this is just a chat and our opinions, not advice!

http://www.adaptlaw.co.uk/
http://www.pcslegal.co.uk/

Find our podcasts on Spotify and apple podcasts

We have finally reached the end of one of the most rollercoaster years for conveyancers and who better to review it with than the Conveyancing Chief himself, Rob Hailstone.

Rob founded the Bold Legal Group, the invaluable updating service for conveyancers, but Rob does so much more!

Including lobbying Government and even acting as a mediator on occasions!  Who knew?

Rob talks to Stu and Lorraine about some of the most popular topic which conveyancers have raised on his Bold Forum.

We hope you enjoy this conveyancing matters chat with the silver fox as much as we did!

http://www.adaptlaw.co.uk/

http://www.pcslegal.co.uk/

In this week's conveyancing matters chat, Stu talks to Andrew McColl.  Andrew is owner of AM Surveys as well as being vice chairman of the Residential Property Surveyors Association and, having spent his life in the housebuilding industry, is well placed to provide insights into why every buyer should have a survey carried out.
Both Andrew and Stu are amazed that so many buyers seem to think that surveys are unnecessary, and clear up misconceptions that some buyers have about the links between a valuation and a survey

We really enjoyed our chat with Andrew and hope that you do, too!

Remember, this is just a chat and our opinions, not advice!

Find our podcasts on YouTube, Spotify and Apple Podcasts.

http://www.pcslegal.co.uk/

http://www.adaptlaw.co.uk/

In this week's conveyancing matters chat, Stu and Lorraine talk to Nicola McKenzie, who is a founding partner of Dunham McCarthy mortgage brokers.
Nicola has a wealth of experience and, in this lively and interesting chat, shares her views on the conveyancing market and what brokers and clients can do to help smooth the conveyancing process. 

Stu and Lorraine were under pressure as Nicola has her own You Tube Channel – but we think we did ok!  We spoke to her recently for her channel – so we were delighted to return the favour.  Nicky is hugely knowledgeable and her advice is clear and accessible – so we are sure that she will be coming back soon!

Remember, this is just a chat and our opinions, not advice!

Find our podcasts on YouTube,  Spotify and Apple Podcasts.

http://www.adaptlaw.co.uk/

http://www.pcslegal.co.uk/

The sad story of a couple who lost £33,000 after exchange when their buyers mortgage offer was withdrawn by the lender, has been widely reported. What is less understood is that this is the risk that buyers in conveyancing chains face every day.

Stu and Lorraine chat about this and the implications for conveyancers in this conveyancingmatters chat.

Remember, this is just a chat and our opinions, not advice!

Find our podcasts on Spotify and apple podcasts

http://www.adaptlaw.co.uk/
http://www.pcslegal.co.uk/

As Stuart and Lorraine have discussed before conveyancers are under huge pressure at the moment.

So with that in mind Stu and Lorraine were really pleased to be joined by Leah Steele to look at the mental health and wellbeing side of things, and what people may be able to do to take care of themselves.

We really learnt a great deal from Leah and hope that you do, too!

Find our podcasts on Spotify and apple podcasts

http://www.adaptlaw.co.uk/
http://www.pcslegal.co.uk/