This week Dan and James discuss news regarding the latest property/housing updates as well as the latest updates from the world of mortgages and lending.

Dan looks at some 2022 market predictions. https://www.zoopla.co.uk/discover/property-news/whats-in-store-for-the-housing-market-in-2022/

Dan also shares information about a short term let licensing scheme that is being implemented and may well be a sign of things to come. https://www.property118.com/short-term-lets-licensing-scheme-across-scotland-to-start-1st-oct-2022/

James discusses how mortgages rates have dipped to lowest point since July. 

James also looks at the FCA’s criteria amendments for lenders. Both articles can be found at www.mortgagestrategy.co.uk.

Dan and James then talk through their property picks of the week. 

Commercial property of the week:
Rightmove Link: Mullion, The Lizard, Cornwall
https://www.rightmove.co.uk/properties/116991143 
Type: Detached former school house
Guide price £300,000 
Development opportunity Planning granted to have this converted to 7 brand new apartments. 

Residential property of the week:
Rightmove Link:  Trelawney Road, St. Austell
www.rightmove.co.uk/properties/116885429 
Type:  2 bed End of Terrace 
Guide price: £140,000
Info/Opportunity: Loads of value to be added, full renovation, Attached outbuildings, garden and gas central heating. Great family home 

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This week Dan and James answer two more listener questions.

Our first question is from Matt in Wadebridge who asks  “I want to buy a home but am scared of a property crash, what would you do?”

Next up we have Helen from Looe who asks, “Should I refinance my own property to pull money out to buy an investment property?”

Tune in to find out what Dan & James had to say.

Do you have a buy-to-let or property investment related question for Dan & James? You could feature on the next episode by getting in touch via our website at www.cornwallpropertypodcast.com or messaging via the Cornwall Property Podcast Facebook page @cornwallpropertypodcast

This week Dan and James discuss news regarding the latest property/housing updates as well as the latest updates from the world of mortgages and lending.

Dan looks at Cornwall Council's latest acquisition of 130 brand new eco homes
News source: https://www.bbc.co.uk/news/uk-england-cornwall-59237920

Dan also shares information about a new Covid Arrears Fund for landlords.
News source: https://www.landlordtoday.co.uk/breaking-news/2021/10/landlords-to-be-helped-by-new-covid-arrears-fund

James discusses how Bridging lending has returned to the highest levels seen since 2018
News source: https://www.mortgagestrategy.co.uk/news/booming-equity-release-market-on-track-for-record-year/

How there is currently a booming equity release market on track for record year stats indicate
News source: https://www.mortgagestrategy.co.uk/news/booming-equity-release-market-on-track-for-record-year/

James also looks at Personal borrowing for BTL finance with lots of lenders offering amazing rates:
New source: www.yourpropertynetwork.co.uk

Dan and James then talk through their property picks of the week.

Commercial property of the week:
Rightmove Link: https://www.rightmove.co.uk/properties/109775072#/?channel=COM_BUY
Type: 0.3 hectares or just over 0.7 acres in village of Four Lanes (between Camborne and Stithians)
Guide price £320,000 (reduced from £600,000 in July, Reduced from £500,000 in October to now £320,000)
Info/Description: plot of land with full planning consent for the construction of eight dwellings under reference PA16/10191. Outline planning provides consent for 10, two storey dwellings along with twenty-two parking spaces. Vendor aims to retain two plots themselves.
Opportunity: Possibility to develop and bring 8 new homes to the market. May be able to build out and retain 1 or 2 as buy to lets once others are sold.

Residential property of the week:
Rightmove Link: Illogan https://www.rightmove.co.uk/properties/116104991
Type:  2 bed Semi-Detached cottage with extension/Renovation opportunity where foundations have already been laid in Illogan (South of St Angus)
Guide price: £150,000
Info/Opportunity: Scope to add value and could be a nice BTL investment or even sell to a local for family home.

Follow us on Facebook @cornwallpropertypodcast
Subscribe to our YouTube channel https://www.youtube.com/channel/UC_EOpyHjzrevXIHjAvLhqNg
Get in touch with us [email protected]
Learn more about us www.cornwallpropertypodcast.com

Please subscribe and leave us a review.

This week Dan and James answer two more listener questions.

Our first question is from Joe in Newquay who asks “Should I buy a property in a limited company?”

Next up we have Sam from Hayle who asks, “How do I know where to invest?”

Tune in to find out what Dan & James had to say.

Do you have a buy-to-let or property investment related question for Dan & James? You could feature on the next episode by getting in touch via our website at www.cornwallpropertypodcast.com or messaging via the Cornwall Property Podcast Facebook page @cornwallpropertypodcast

You can also get in touch with us via email [email protected]

The next question on Ask Dan & James could be yours.

Please subscribe and leave us a review.

 This week Dan and James discuss news regarding the latest property/housing updates about the rental reform bill as well as the latest updates from the world of mortgages and lending.

Dan looks at the proposed Landlord Register and the plans around a proposed Lifetime Deposit Scheme.
News source: www.landlordzone.co.uk/news/latest-minister-reveals-more-about-rent-reform-proposals/

James discusses current mortgage options looking at the top products currently available. 
Source: www.yourpropertynetwork.co.uk/ypn-magazine/

Dan and James then talk through their property picks of the week. 

Commercial property of the week:
Rightmove Link: https://www.rightmove.co.uk/properties/115388123
Type: 0.4 Acre Land/Plot
Guide price £950,000
Development opportunity with planning permission for 6 x 3/4 bedroom dwellings
Half a mile from Truro city centre with a rural feel Including farmland views all round 

Residential property of the week:
Rightmove Link: Fore Street, Pool, Redruth, Cornwall
https://www.rightmove.co.uk/properties/115562537
Type: 8 Bedroom end terrace in Pool, Redruth
Guide price £125,000 - Auction
Been empty for a number of years and nn need of full renovation - Great investment for family home
HMO potential 
Opportunity to add value and could be a nice BTL investment

Follow us on Facebook @cornwallpropertypodcast
Get in touch with us [email protected]
Learn more about us www.cornwallpropertypodcast.com

Please subscribe and leave us a review.

Dan and James answer two property related questions from local listeners.

1. How can you get started in investing in property?

2. Why do you invest in property?

Dan and James aspire to educate and inform those interested in helping tackle the Cornwall housing crisis. With more than 18,000 empty properties and 16,000 people on a waiting list for council housing there is very clearly an issue that needs addressing urgently.