Craig Peterson - Secure Your Business, Your Privacy, and Save Your Sanity

The Chinese are at it again!  Now they have been caught implanting spy chips in the server motherboards they have been manufacturing. Listen in while I explain why this is a big deal and why it proves the point that President Trump is making about the Chinese. 

Why isn't anyone adopting the NIST Password Standards?  I will explain why they are easier to use and more secure. 

Why are schools using Youtube for Teaching?  Listen in and I will explain the thinking behind this and why it is a bad idea.

Airlines are continually under attack.  This week another one is breached.  Listen in as I discuss why they are targets and how they can stop it.

They tried something new for Alerting the Public Nationwide.  The Presidential Alert System -- There were some issues.  Did you get a text at 2:18 on Tuesday?

Craig is putting up a new insider site (Yes, it is free, but you have to sign up)  On it will have all his special reports that he puts out and you will be the first to get them.

These and more tech tips, news, and updates visit - CraigPeterson.comoard

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Transcript:

Below is a rush transcript of this segment, it might contain errors.

Airing date: 10/06/2018

China implants spy chips in popular server motherboards. Password Advice. Textbooks are so old school, Now its Youtube in Classrooms. Airline Hacks. Presidential Emergency Alerts. 

Craig Peterson: Hey, welcome of course you're listening to Craig Peterson. I am live on the radio every Saturday morning on some of these Northeast I Heart Radio Stations. So, I'm glad you're joining me. Hopefully, you join me every week. If you want to get a notification about the show, make sure you send me a text. I'll make sure to send you one when we go live every week, or if there is a big emergency. And, unfortunately, there have been a lot of emergencies, lately. Did Did you get one of those texts this week? Yeah, we'll talk about that, as well. These new presidential alarms. Well, text me 855-385-5553 with any questions, we'll try and get to them in the show, or I'll respond to you directly. Usually, within a couple of days, we can, I am usually busy doing some other things. So, it's hard to say, Well, today we are going to be covering a bunch of subjects. We have eight different subjects, you'll see them in this morning's email of my show notes to you. We've got YouTube replacing textbooks in classrooms. What do you think about that, huh? What you do with passwords. Turns out that the old advice is bad advice. And, there have been a couple of updates and we'll talk about, as well. A huge warning about our emails out there, something you might not be familiar with and I think you should, frankly. A bit of a an analysis here for the British Airways hack. If you're bigger business, you might fall for this same ploy, I got to tell you about this one, as well. Man, we're not going to get to all of this today. But, China, they've done some amazing things. Right now, there's some accusations about some of the stuff that they have done in order to spy on some of America's best corporate citizens. We've got new phishing scams, voice phishing scams, they're more clever than ever. And, the Fed here looks like for the first time may have broken into an iPhone x, well they got into it anyways, and will tell you about how that all worked, as well. Stick around, because here we go.

I guess this first article should not be a big surprise to most people. If you're familiar with the online world, in the least, you've heard of YouTube. I remember interviewing the founder, a young kid, of YouTube years ago. Well, it's become very big. Of course, now it's owned by Google, and it's replaced a lot of online, not not always, excuse me, as replace a lot of TV viewing. We have a lot of people who go online now in classrooms across the country, even. And, maybe even around the world. But, the classrooms are using YouTube. Now, remember when I was a kid and we would watch filmstrips, right now, it may be the occasional movie, they'd bring a projector and I was the guy that always set it up, because that was kind of cool. And, then we got these reel to reel recording machines. It was just really kind of cool. It used video tape. And so you'd string that tape between the reels and do all of that. It was really neat. And you edited it, just like we used to edit the audio where we take a razor blade to the tape and cut it up and tape it back together. We made our own videotapes. Yeah, that was just so cool. Later years of school for that one. But, now YouTube is where it's at. We're not watching those films in the classroom, filmstrips, boy, it has is changed. They are using YouTube. And the Generation Z has grown up with YouTube. Now, you might ask who's he was? Well, you know, the millennials, and then you had Generation X. And then Generation Y, and generations. Y name Y's name that became millennials. So, Y is millennials and now of course after y comes z. These are students that are the ages of 14 to 23, right now. So, they are getting into college, maybe even getting out of college and into high school. And, they're finding that Generation Z students preferred to learn from YouTube, versus books. Millennials like to learn a little bit more from textbooks and Generation Z it's down. So, it used to be 60% of millennials. Well, in fact, it still is preferred textbooks now, Generation Z, 60% of them prefer YouTube online. Now is not something, YouTube launched in 2005. So, most of these Gen Z kids grew up with it. 85% of teenagers say they use you to more than any other social platform. That's kind of interesting to. I don't know, there's anything terribly scary about this certainly a shift, I think it might be a shift in the right direction. Since now, you can get so much great information online on YouTube. You know why why not use it, frankly,

if you're a business, you probably have a server, a file server, we were helping them in fact, just this week as small accountancy firm, they have a few accountants, they have a Microsoft server in the middle of all of this, and they have all of their accountants data on that server, right. And they're trying to keep it safe. So, what did they do to keep it safe, they went ahead and they put VMware, which is really quite advanced for most small companies. But, it's a phenomenal tool if you use it, right. Of course, they weren't using it quite right. But they, they had an encrypted desk. So, the thinking was, wow, you know, we, when we boot our machine, even though it's in the VM infrastructure, we still have to give it the key in order for to boots, therefore, all of our data is safe. And, of course, we went in, and we did an analysis for them risk analysis, and we told them, okay, well, here's what we found, you're keeping your windows up to date, they're using Windows 10, and they have the professional versions, and they have auto updates turned on, which everybody should do. But none of your other applications were kept up to date. So, there are tons of potential security holes, there. And just encrypting the hard disk is not going to protect the data on it. Unless your server stolen, physically stolen,

What are the likelihood of that happening, right? It could happen, but it's not very likely. So, how do the bad guys get into these machines? And we discussed that a little bit with him. And there are a lot of routes in. Well, this route in just came out on Thursday morning, Bloomberg was reporting this. And that's kind of the amazing part. But, wow, wow, wow, wow. Chinese spies have reached almost 30 US companies here, including the big guys Amazon Apple, and it could be a lot more than 30. And, what they've done is they've compromised the technology supply chain. So, for instance, when we go into a place, right, we're going to a business we're trying to help the business and how do we help them? What's the best way to help the business out? Well, first off, we do a risk analysis, try and figure out if the data was lost, what would the risk be? What would their exposure be? And what do they need to protect, here ultimately, in order to keep their business safe? I think that makes sense. So, you go through this whole process, then you figure out, Okay, what are our priorities? What do we actually have to keep safe? And then how do we keep all of that safe. So, those servers are made by a few different companies, one of the biggest companies out there has been having some serious problems, for a while. And ,we've used their servers for a long time the company's name is Supermicro. And, it was founded by a Taiwanese guy, it's based in the US, out in California, they do all of their designs out there. They make these machines that are used for servers around the world. It can be a Windows Server could be a Unix server, it could be doing almost anything, for almost any company. But what appears to have happened here, and we're still waiting to hear confirmations from various companies. But, this is as Bloomberg is reporting it. They're saying back in 2015, Amazon began quietly evaluating a company called elemental technologies as a potential acquisition. They're trying to help with an expansion of a streaming video service. It's now called amazon prime video. So, elemental made software for compressing these massive video files, like the movies and TV shows that are part of amazon prime video. And getting them for different ready for different devices, and that's called transcoding. Well, it was kind of interesting, when they started doing the research, they found a course they done the work for the Olympic Games, which is pretty impressive, making sure all of that goes around. They've done stuff for the International Space Station. They had drone footage for the CIA that have been funneled over there. So, it's kind of cool. And it turned out of course, because of the drone footage elemental had some national security contracts. Well, it was really interesting, not going to go into a lot of details here. But Supermicro computer. A company we've used for years, apparently, had been infiltrated. At least one of their suppliers had been. Nesting on some of these servers motherboards that Amazon examined apparently was a tiny microchip. Not much bigger than grain of rice. And it was not part of the boards original design. Apparently they hid it inside the PC board itself, the printed circuit board right inside it, it's just nuts. These elemental servers can be found inside the Department of defense network, CIA drone operations, onboard networks, for Navy ships and elemental was one of hundreds of companies that use these Supermicro computers. So, they had a top secret probe, that still open apparently after more than three years. But, it determined that the chips allowed the attackers, to create a stealth doorway into any network that included any of these altered machines. Absolutely phenomenal here. So, an interesting article, you'll find it up on my website, along with all of the articles for today, of course, Craig Peterson.com , make sure you visit me online. Be glad to see you, there. But this is scary, because we have now, bad guys altering the guts of the computers. Oh, by the way, who were the bad guys, kind of looks like it was the People's Liberation Army. And not only did they find the chip, they found what the chip did, how it embedded itself. And in fact, it was sending traffic out, that the companies, in this case, Amazon and Apple, just weren't expecting to go out. So, both companies apparently have had a little program in place, quietly replacing all the SuperMicro Machines, but are denying in fact that they have them at least so far. We'll see where that ends up at.

Well, let's move on to the best password advice. This is one of the top questions people have asked me, we have a special report dive prepared on passwords. And if you want a copy of it, and you want to know how to properly generate and maintain your passwords, I've got some emails, you have some of the top password programs out there password managers and things, you can just go ahead and text me let me know my direct text number, its toll free 855-385-5553. Of course, you might have text rates or data rates that you might have to pay, but I'm not going to charge ya, 855-385-5553 and just ask for my password special report. Be glad to send it to you.

But a few years back, and NIST which is the National Institute of Standards and technologies, they submitted some, digital identity guidelines. In other words, these are the guys in the government that come up with the password advice. And they had some new recommended password policies that were frankly running parties, contrary to decades of previous advice out there. And then that's shall they said, instead of having these long, complex, frequently changing passwords, you should do something different, because they found that if you have long and complex and frequently changing passwords, companies were at greater risk, because it increases the odds that people will reuse those hard to remember passwords and multiple unrelated security domains. Okay, so the compromise of one domain or one machine can more easily lead to another. So, what's NIST saying now? Well, they've got more than two decades of compromises, backing them up, they've captured logged on credentials, logged on credentials, as well. Otherwise unrelated security documents and domains. They've cruised the dark web out there to find out what's going on. It's almost impossible to count the number of compromise that have happened. But it's easy enough to look at the passwords. And here's what their guidelines are, keep them easily remembered, use multiple words. Most of our passwords nowadays are three or four words randomly chosen, and some combination with some special characters in there as well. But none of the major computer security regulations or guidelines, including HIPAA, SOX, PCI, NERC and CIS are recommending the newer password policy advice, after years now, since NIST came out with this new advice. So, should you obey the HIPAA policies if your small medical practice or the NIST guidelines, I think you'd be on pretty good footing, but you might want to talk to your lawyer frankly. But I think you'd be on pretty good footing if what you decided to do was follow the NIST guidelines, it's going to be easier for your employees. They are going to have better passwords and you are guaranteed to have better security.

Alright, well, back in the "Can they unlock them or not category" we're going to talk about the feds and an iPhone x. Well, this is a huge problem, frankly, for well, bad guys. And it might be a bad problem for yo, too if you are trying to keep your information safe. Because, ultimately, if the Feds can get that information, maybe the bad guys can, as well. And that's obviously something you don't want to have happen. So, an iPhone x is different than many of these other phones that we've had in the past in that it has the ability to use your face, right? So, you just hold it up and it recognizes your face and then unlocks. Well, we know that some courts have upheld that they can force you to give your fingerprints, right that you have to give your fingerprints they are taken anyways, when you go ahead and you are arrested, right when you're in jail, or maybe not quite in jail. But in the police station. Well, how about your face? Do you have the right to keep your face private to keep it I don't know, safe, whatever you might want to call it that kind of the bottom line question here. What can you do in order to keep your iPhone 10 locked or locked, I should say? Well, there's another investigation that Forbes had come up with here recently about a child abuse case. And Forbes, was was able to uncover the first known case in which law enforcement used Apple face ID facial recognition to open a suspects iPhone. That by the way, is by any police agency anywhere in the world. They did a bunch of research to try and figure out, Are the police doing this? Can they force you to? This happened in August, it was an FBI search of a 28-year-olds home in Columbus, Ohio. And that month, he was also charged with receiving and possessing child pornography. So, they went in with a search warrant, and this federal investigator told him to put his face in front of the phone, which he did. And that allowed the agent to pick through his online chats, his photos, whatever else he deemed worthy of investigation. So, this is a pretty significant moment here. Where we're talking about whether law enforcement can or should, be able to force you, frankly, to be able to unlock your phone to unlock your device.

We'll see we'll see what happened. We still have two companies that are saying that they can unlock all iPhones, including the iPhone 10.
It's a device, here that costs 15 to $30,000, that they can buy in order to break into iPhones. see GreyKey and the other Yeah, the other one Cellebrite. So, now facekeys been used for the same purpose, We'll see what happens using a person's face as evidence or to obtain evidence is normally considered lawful. How about when it's used to unlock something? We'll keep an eye on this for you will let you know what ends up happening, as we go forward. And of course, as the case progresses.

This week, and it was something interesting happened has never happened before. Because it's never existed before. I was on a phone conversation. And right in the middle of that conversation, my phone came up with an alert. Did you get that alert? This is part of the Federal Emergency Management Agency, and they put a whole new service in play. And, it's called FEMA's new wireless Emergency Alert System. Some people didn't want to get the message. But they got it any way. Steve was on a phone call at the time. And while he's on the phone call, of course, what ends up happening, this alert goes off. And the guy on the other end of the line also had the alert go off. So, that's a bit of an issue, right? Having that alert go off in the middle of a phone call. So, not only did the alert go off, but in on top of it all, it cut off the phone conversation now didn't hang up. But the audio from that phone conversation stopped for about two seconds, while he was on that phone call. Well, some people got it. And there wasn't a warning that went out before. I don't know if you heard that they were going to do this. I certainly did. But four staffers at Wired magazine, who published an article about this, did not get the alert at all. And they were all on major carriers. I was on T-Mobile at the time. Verizon and T Mobile both had users that did not receive that alert. So, this is a whole new tech, we've never really had this before. Brand new phones insome cases didn't get the message, others did. And that's why you run a test. I just like, remember in Hawaii last year, before President Trump was able to stop North Korea from sending all of these missiles over Hawaii

In Hawaii last year, they accidentally sent out an alert. In fact, they I think they even sound at all of the sirens, air raid sirens and everything else. Well, you don't know if it's going to work unless you try it. So they tried it. And, the whole idea is to improve the warning delivery. So, if there is something major about to happen, you just might get an alert, you should also be getting them if you're in an area that may have a flash flood warning or some severe storm activity. I've gotten them before, that's controlled, in most cases, by the state's themselves. So, the state's decide what they want to send out. What they're not going to send out. And, this case is the only one I know of where the feds have tried to send something out. And they can, by the way, they can send these things to just individual localities. So, there's a tornado that hit as it's moving, they can send out warnings, tornado, you probably know it's it's on your doorstep. But that's usually done by the states. And who knows what the feds can use it for. So, you may have gotten that this week. You may not have gotten it, this week. But I think it's kind of cool. It's a good use of our cell phones for emergency presidential alerts.

So next up, we've got a phishing warning. Now we've talked about phishing. This is the pH fishing. And this is a very big problem. And it's it's huge, and the hugeness of it I think will become pretty apparent to you here shortly.

But this is where an email comes in, and it looks legit. Now as part of my webinar series I'm doing right now. And in fact, you can even watch the replays. Still, if you're interested, just let me know I'm doing free webinars for small businesses, telling them some of the secrets here behind small business cybersecurity, things that need to be aware of, and things I can do to fix the problem ultimately. So, it's continuing on this week, we'll have a couple more sessions. So you can just email me at Craig Peterson dot com here if your interested, But part of what we covered was the anatomy of an attack. And when we're talking about this type of attack, you know, most people, this is different. Most people think of, oh, there's a hacker and they're sitting there and they're trying different passwords, and they're trying software that's cracking their way into our organization. No. In most cases, that's not how an attack happens. And we're talking about a huge attack vector. The FBI says that $12 billion dollars has been stolen from businesses using this type of an attack. That's, that's a huge deal. I'm very, very big deal. It's not theoretical either. So, the Department of Justice just published some documents, and it's showing how email played a key role in the 2014 Sony Pictures breach, remember that one. Remember the hack of the DNC, the Democratic National Committee, where they said the Russians hacked them. It wasn't hack, either. It was this type of email phishing that was happening. And it only takes one of these malicious phishing attacks, to destroy a small business. And about 50% of small businesses find that if, if that small businesses hacked if they lose their customers data that in about half of the cases their customers don't want to do business with them anymore. So, that's a pretty, pretty big deal. So, researchers are out there, here's a stat that's going to surprise you, over a half a billion emails were examined by researchers over at Fire Eye they're looking at emails that were sent just the first six months of this year, isn't that amazing? A half a billion emails they have access to. And they found that 1% one in 100 emails
were out right malicious. Now, we're not talking about regular spam, where someone's trying to get you to buy this special pump, that's going to help you out right, we're talking about malicious, nasty email. The whole goal of these things was compromising a user or network. And when you get rid of the spam from that pool, so in other words, when you consider all of the messages that weren't spam, only one third of emails were considered clean. So, two thirds of non-spam emails, were malicious in nature. So, we're talking about a huge problem, a problem that can absolutely kill your business. And, that this isn't just true for businesses, right? This is true for individuals in their homes and everything else because you get email too, not just businesses, 10% of these are blocked, typically. 90% of them don't involve malware in the initial attack. And with my training I'm doing this week I'm showing you how exactly it happened. I walk through a woman who is doing exactly that. And she is not using malware, she is not using viruses, she's not using ransomware to get her nastiness into the businesses networks. So we walked through I'll show you exactly how it happens. Be careful this is a brand new article it's on from ZD net and it's up on my website as are all of the articles today, that we're talking about. Quick hit here before we run out of time today. Voice fishing is becoming even more prevalent than ever has before. Its easy to forget that we have got scam artists out there, but they're using your your voicemail. To fool you up, here's a sample of female voice explaining the credit union, to block phony looking charges in Ohio made to his debit ATM card. And, then she read him the last four digits of the card. It he pulled out this card from the wallet it was the correct last four digits. So she he told the lady need to replacement card immediately because he was going to travel out of state without missing a beat. The caller said he could keep us card and the credit union would simply block any future charges, that weren't made in either Oregon or California. Okay, so this struck that guy's a little off and a little research happened. So, be careful of phone calls. You never know. They may or may not be legit

Hackers, here they got into British Airways defenses and they got behind the doors. They disclosed British Airways, a little bit about what happened. But, we're talking about a data breach impacting information from roughly 400,000 bookings that were made just 400,000 over the course of about month. Three weeks, actually, it's crazy. So, names, addresses, email, sensitive information, pay card details, it looks like even some passport information was all compromised. Why? Well, because they had a problem on their website. This page that was compromised, hadn't been modified since December 2012. So, we're to the wise of your business person. And if you have a website and you are not maintaining it properly, or applying patches to it, making sure its using the latest, greatest code, you could have your information stolen. And, like British Airways, and so many other businesses lose customers. Because remember what I said the latest stat 47% of people will not do business with any business that has had a compromise. So that's frankly, I think that's a big deal. There's a lesson to be learned there for all of us. So thanks for joining us today. Again, if you want some more information, make sure you sign up for my webinar. It's you're going to be coming in in the middle because this is a webinar series but you'll find it right on my homepage at Craig Peterson dot com, this is free, no credit card for registration, right. I'm not I'm not stealing your money from you. But I can going through explaining this stuff and how it applies to small business. Because small businesses, they are the backbone of our economy. They are the job creators in this country. We need to make sure they're protected. And frankly, they are amongst the least protected of everyone out there. Well, with the exception of homes and in most cases homes, then you might benefit from this, as well. But we're really talking about small businesses, I really hope that somebody's going to come up with a great solution for homes. But still, the costs are too high. I'm unable to get them down for small businesses. But as far as homes go there, they're still not in the right price range. But at least all of this wonderful code and software that's been available for the fortune 500 companies for all these years, is now available through small businesses or for small businesses I should say through us. So, anyways, this is all free. I'm trying to help, you're going to learn a lot. You can take the replays of the previous sessions, if you'd like to, and you can ask some questions, you can get on as we have a couple more sessions this week. I'll be holding more webinars as time goes on. But Craig Peterson dot com register right there. I'm not a spammer. I'm not going to sell your information. Anyways, have a have a great week and we'll chat again next week. Bye-bye.

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Related articles:

Feds Force Suspect To Unlock An Apple iPhone X With Their Face

The Big Hack: How China Used A Tiny Chip To Infiltrate Major U.S. Companies

Why Didn’t I Get an Emergency Presidential Alert Text?

PHISHING WARNING: One In Every One Hundred Emails Is Now A Hacking Attempt

YouTube Is Replacing Textbooks In Classrooms Across America

How Hackers Slipped By British Airways' Defenses

Voice Phishing Scams Are Getting More Clever

The Best Password Advice Right Now

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The Chinese are at it again!  Now they have been caught implanting spy chips in the server motherboards they have been manufacturing. Listen in while I explain why this is a big deal and why it proves the point that President Trump is making about the Chinese. 

Why isn't anyone adopting the NIST Password Standards?  I will explain why they are easier to use and more secure. 

Why are schools using Youtube for Teaching?  Listen in and I will explain the thinking behind this and why it is a bad idea.

Airlines are continually under attack.  This week another one is breached.  Listen in as I discuss why they are targets and how they can stop it.

They tried something new for Alerting the Public Nationwide.  The Presidential Alert System -- There were some issues.  Did you get a text at 2:18 on Tuesday?

Craig is putting up a new insider site (Yes, it is free, but you have to sign up)  On it will have all his special reports that he puts out and you will be the first to get them.

These and more tech tips, news, and updates visit - CraigPeterson.comoard

---

Transcript:

Below is a rush transcript of this segment, it might contain errors.

Airing date: 10/06/2018

China implants spy chips in popular server motherboards. Password Advice. Textbooks are so old school, Now its Youtube in Classrooms. Airline Hacks. Presidential Emergency Alerts. 

Craig Peterson: Hey, welcome of course you're listening to Craig Peterson. I am live on the radio every Saturday morning on some of these Northeast I Heart Radio Stations. So, I'm glad you're joining me. Hopefully, you join me every week. If you want to get a notification about the show, make sure you send me a text. I'll make sure to send you one when we go live every week, or if there is a big emergency. And, unfortunately, there have been a lot of emergencies, lately. Did Did you get one of those texts this week? Yeah, we'll talk about that, as well. These new presidential alarms. Well, text me 855-385-5553 with any questions, we'll try and get to them in the show, or I'll respond to you directly. Usually, within a couple of days, we can, I am usually busy doing some other things. So, it's hard to say, Well, today we are going to be covering a bunch of subjects. We have eight different subjects, you'll see them in this morning's email of my show notes to you. We've got YouTube replacing textbooks in classrooms. What do you think about that, huh? What you do with passwords. Turns out that the old advice is bad advice. And, there have been a couple of updates and we'll talk about, as well. A huge warning about our emails out there, something you might not be familiar with and I think you should, frankly. A bit of a an analysis here for the British Airways hack. If you're bigger business, you might fall for this same ploy, I got to tell you about this one, as well. Man, we're not going to get to all of this today. But, China, they've done some amazing things. Right now, there's some accusations about some of the stuff that they have done in order to spy on some of America's best corporate citizens. We've got new phishing scams, voice phishing scams, they're more clever than ever. And, the Fed here looks like for the first time may have broken into an iPhone x, well they got into it anyways, and will tell you about how that all worked, as well. Stick around, because here we go.

I guess this first article should not be a big surprise to most people. If you're familiar with the online world, in the least, you've heard of YouTube. I remember interviewing the founder, a young kid, of YouTube years ago. Well, it's become very big. Of course, now it's owned by Google, and it's replaced a lot of online, not not always, excuse me, as replace a lot of TV viewing. We have a lot of people who go online now in classrooms across the country, even. And, maybe even around the world. But, the classrooms are using YouTube. Now, remember when I was a kid and we would watch filmstrips, right now, it may be the occasional movie, they'd bring a projector and I was the guy that always set it up, because that was kind of cool. And, then we got these reel to reel recording machines. It was just really kind of cool. It used video tape. And so you'd string that tape between the reels and do all of that. It was really neat. And you edited it, just like we used to edit the audio where we take a razor blade to the tape and cut it up and tape it back together. We made our own videotapes. Yeah, that was just so cool. Later years of school for that one. But, now YouTube is where it's at. We're not watching those films in the classroom, filmstrips, boy, it has is changed. They are using YouTube. And the Generation Z has grown up with YouTube. Now, you might ask who's he was? Well, you know, the millennials, and then you had Generation X. And then Generation Y, and generations. Y name Y's name that became millennials. So, Y is millennials and now of course after y comes z. These are students that are the ages of 14 to 23, right now. So, they are getting into college, maybe even getting out of college and into high school. And, they're finding that Generation Z students preferred to learn from YouTube, versus books. Millennials like to learn a little bit more from textbooks and Generation Z it's down. So, it used to be 60% of millennials. Well, in fact, it still is preferred textbooks now, Generation Z, 60% of them prefer YouTube online. Now is not something, YouTube launched in 2005. So, most of these Gen Z kids grew up with it. 85% of teenagers say they use you to more than any other social platform. That's kind of interesting to. I don't know, there's anything terribly scary about this certainly a shift, I think it might be a shift in the right direction. Since now, you can get so much great information online on YouTube. You know why why not use it, frankly,

if you're a business, you probably have a server, a file server, we were helping them in fact, just this week as small accountancy firm, they have a few accountants, they have a Microsoft server in the middle of all of this, and they have all of their accountants data on that server, right. And they're trying to keep it safe. So, what did they do to keep it safe, they went ahead and they put VMware, which is really quite advanced for most small companies. But, it's a phenomenal tool if you use it, right. Of course, they weren't using it quite right. But they, they had an encrypted desk. So, the thinking was, wow, you know, we, when we boot our machine, even though it's in the VM infrastructure, we still have to give it the key in order for to boots, therefore, all of our data is safe. And, of course, we went in, and we did an analysis for them risk analysis, and we told them, okay, well, here's what we found, you're keeping your windows up to date, they're using Windows 10, and they have the professional versions, and they have auto updates turned on, which everybody should do. But none of your other applications were kept up to date. So, there are tons of potential security holes, there. And just encrypting the hard disk is not going to protect the data on it. Unless your server stolen, physically stolen,

What are the likelihood of that happening, right? It could happen, but it's not very likely. So, how do the bad guys get into these machines? And we discussed that a little bit with him. And there are a lot of routes in. Well, this route in just came out on Thursday morning, Bloomberg was reporting this. And that's kind of the amazing part. But, wow, wow, wow, wow. Chinese spies have reached almost 30 US companies here, including the big guys Amazon Apple, and it could be a lot more than 30. And, what they've done is they've compromised the technology supply chain. So, for instance, when we go into a place, right, we're going to a business we're trying to help the business and how do we help them? What's the best way to help the business out? Well, first off, we do a risk analysis, try and figure out if the data was lost, what would the risk be? What would their exposure be? And what do they need to protect, here ultimately, in order to keep their business safe? I think that makes sense. So, you go through this whole process, then you figure out, Okay, what are our priorities? What do we actually have to keep safe? And then how do we keep all of that safe. So, those servers are made by a few different companies, one of the biggest companies out there has been having some serious problems, for a while. And ,we've used their servers for a long time the company's name is Supermicro. And, it was founded by a Taiwanese guy, it's based in the US, out in California, they do all of their designs out there. They make these machines that are used for servers around the world. It can be a Windows Server could be a Unix server, it could be doing almost anything, for almost any company. But what appears to have happened here, and we're still waiting to hear confirmations from various companies. But, this is as Bloomberg is reporting it. They're saying back in 2015, Amazon began quietly evaluating a company called elemental technologies as a potential acquisition. They're trying to help with an expansion of a streaming video service. It's now called amazon prime video. So, elemental made software for compressing these massive video files, like the movies and TV shows that are part of amazon prime video. And getting them for different ready for different devices, and that's called transcoding. Well, it was kind of interesting, when they started doing the research, they found a course they done the work for the Olympic Games, which is pretty impressive, making sure all of that goes around. They've done stuff for the International Space Station. They had drone footage for the CIA that have been funneled over there. So, it's kind of cool. And it turned out of course, because of the drone footage elemental had some national security contracts. Well, it was really interesting, not going to go into a lot of details here. But Supermicro computer. A company we've used for years, apparently, had been infiltrated. At least one of their suppliers had been. Nesting on some of these servers motherboards that Amazon examined apparently was a tiny microchip. Not much bigger than grain of rice. And it was not part of the boards original design. Apparently they hid it inside the PC board itself, the printed circuit board right inside it, it's just nuts. These elemental servers can be found inside the Department of defense network, CIA drone operations, onboard networks, for Navy ships and elemental was one of hundreds of companies that use these Supermicro computers. So, they had a top secret probe, that still open apparently after more than three years. But, it determined that the chips allowed the attackers, to create a stealth doorway into any network that included any of these altered machines. Absolutely phenomenal here. So, an interesting article, you'll find it up on my website, along with all of the articles for today, of course, Craig Peterson.com , make sure you visit me online. Be glad to see you, there. But this is scary, because we have now, bad guys altering the guts of the computers. Oh, by the way, who were the bad guys, kind of looks like it was the People's Liberation Army. And not only did they find the chip, they found what the chip did, how it embedded itself. And in fact, it was sending traffic out, that the companies, in this case, Amazon and Apple, just weren't expecting to go out. So, both companies apparently have had a little program in place, quietly replacing all the SuperMicro Machines, but are denying in fact that they have them at least so far. We'll see where that ends up at.

Well, let's move on to the best password advice. This is one of the top questions people have asked me, we have a special report dive prepared on passwords. And if you want a copy of it, and you want to know how to properly generate and maintain your passwords, I've got some emails, you have some of the top password programs out there password managers and things, you can just go ahead and text me let me know my direct text number, its toll free 855-385-5553. Of course, you might have text rates or data rates that you might have to pay, but I'm not going to charge ya, 855-385-5553 and just ask for my password special report. Be glad to send it to you.

But a few years back, and NIST which is the National Institute of Standards and technologies, they submitted some, digital identity guidelines. In other words, these are the guys in the government that come up with the password advice. And they had some new recommended password policies that were frankly running parties, contrary to decades of previous advice out there. And then that's shall they said, instead of having these long, complex, frequently changing passwords, you should do something different, because they found that if you have long and complex and frequently changing passwords, companies were at greater risk, because it increases the odds that people will reuse those hard to remember passwords and multiple unrelated security domains. Okay, so the compromise of one domain or one machine can more easily lead to another. So, what's NIST saying now? Well, they've got more than two decades of compromises, backing them up, they've captured logged on credentials, logged on credentials, as well. Otherwise unrelated security documents and domains. They've cruised the dark web out there to find out what's going on. It's almost impossible to count the number of compromise that have happened. But it's easy enough to look at the passwords. And here's what their guidelines are, keep them easily remembered, use multiple words. Most of our passwords nowadays are three or four words randomly chosen, and some combination with some special characters in there as well. But none of the major computer security regulations or guidelines, including HIPAA, SOX, PCI, NERC and CIS are recommending the newer password policy advice, after years now, since NIST came out with this new advice. So, should you obey the HIPAA policies if your small medical practice or the NIST guidelines, I think you'd be on pretty good footing, but you might want to talk to your lawyer frankly. But I think you'd be on pretty good footing if what you decided to do was follow the NIST guidelines, it's going to be easier for your employees. They are going to have better passwords and you are guaranteed to have better security.

Alright, well, back in the "Can they unlock them or not category" we're going to talk about the feds and an iPhone x. Well, this is a huge problem, frankly, for well, bad guys. And it might be a bad problem for yo, too if you are trying to keep your information safe. Because, ultimately, if the Feds can get that information, maybe the bad guys can, as well. And that's obviously something you don't want to have happen. So, an iPhone x is different than many of these other phones that we've had in the past in that it has the ability to use your face, right? So, you just hold it up and it recognizes your face and then unlocks. Well, we know that some courts have upheld that they can force you to give your fingerprints, right that you have to give your fingerprints they are taken anyways, when you go ahead and you are arrested, right when you're in jail, or maybe not quite in jail. But in the police station. Well, how about your face? Do you have the right to keep your face private to keep it I don't know, safe, whatever you might want to call it that kind of the bottom line question here. What can you do in order to keep your iPhone 10 locked or locked, I should say? Well, there's another investigation that Forbes had come up with here recently about a child abuse case. And Forbes, was was able to uncover the first known case in which law enforcement used Apple face ID facial recognition to open a suspects iPhone. That by the way, is by any police agency anywhere in the world. They did a bunch of research to try and figure out, Are the police doing this? Can they force you to? This happened in August, it was an FBI search of a 28-year-olds home in Columbus, Ohio. And that month, he was also charged with receiving and possessing child pornography. So, they went in with a search warrant, and this federal investigator told him to put his face in front of the phone, which he did. And that allowed the agent to pick through his online chats, his photos, whatever else he deemed worthy of investigation. So, this is a pretty significant moment here. Where we're talking about whether law enforcement can or should, be able to force you, frankly, to be able to unlock your phone to unlock your device.

We'll see we'll see what happened. We still have two companies that are saying that they can unlock all iPhones, including the iPhone 10.
It's a device, here that costs 15 to $30,000, that they can buy in order to break into iPhones. see GreyKey and the other Yeah, the other one Cellebrite. So, now facekeys been used for the same purpose, We'll see what happens using a person's face as evidence or to obtain evidence is normally considered lawful. How about when it's used to unlock something? We'll keep an eye on this for you will let you know what ends up happening, as we go forward. And of course, as the case progresses.

This week, and it was something interesting happened has never happened before. Because it's never existed before. I was on a phone conversation. And right in the middle of that conversation, my phone came up with an alert. Did you get that alert? This is part of the Federal Emergency Management Agency, and they put a whole new service in play. And, it's called FEMA's new wireless Emergency Alert System. Some people didn't want to get the message. But they got it any way. Steve was on a phone call at the time. And while he's on the phone call, of course, what ends up happening, this alert goes off. And the guy on the other end of the line also had the alert go off. So, that's a bit of an issue, right? Having that alert go off in the middle of a phone call. So, not only did the alert go off, but in on top of it all, it cut off the phone conversation now didn't hang up. But the audio from that phone conversation stopped for about two seconds, while he was on that phone call. Well, some people got it. And there wasn't a warning that went out before. I don't know if you heard that they were going to do this. I certainly did. But four staffers at Wired magazine, who published an article about this, did not get the alert at all. And they were all on major carriers. I was on T-Mobile at the time. Verizon and T Mobile both had users that did not receive that alert. So, this is a whole new tech, we've never really had this before. Brand new phones insome cases didn't get the message, others did. And that's why you run a test. I just like, remember in Hawaii last year, before President Trump was able to stop North Korea from sending all of these missiles over Hawaii

In Hawaii last year, they accidentally sent out an alert. In fact, they I think they even sound at all of the sirens, air raid sirens and everything else. Well, you don't know if it's going to work unless you try it. So they tried it. And, the whole idea is to improve the warning delivery. So, if there is something major about to happen, you just might get an alert, you should also be getting them if you're in an area that may have a flash flood warning or some severe storm activity. I've gotten them before, that's controlled, in most cases, by the state's themselves. So, the state's decide what they want to send out. What they're not going to send out. And, this case is the only one I know of where the feds have tried to send something out. And they can, by the way, they can send these things to just individual localities. So, there's a tornado that hit as it's moving, they can send out warnings, tornado, you probably know it's it's on your doorstep. But that's usually done by the states. And who knows what the feds can use it for. So, you may have gotten that this week. You may not have gotten it, this week. But I think it's kind of cool. It's a good use of our cell phones for emergency presidential alerts.

So next up, we've got a phishing warning. Now we've talked about phishing. This is the pH fishing. And this is a very big problem. And it's it's huge, and the hugeness of it I think will become pretty apparent to you here shortly.

But this is where an email comes in, and it looks legit. Now as part of my webinar series I'm doing right now. And in fact, you can even watch the replays. Still, if you're interested, just let me know I'm doing free webinars for small businesses, telling them some of the secrets here behind small business cybersecurity, things that need to be aware of, and things I can do to fix the problem ultimately. So, it's continuing on this week, we'll have a couple more sessions. So you can just email me at Craig Peterson dot com here if your interested, But part of what we covered was the anatomy of an attack. And when we're talking about this type of attack, you know, most people, this is different. Most people think of, oh, there's a hacker and they're sitting there and they're trying different passwords, and they're trying software that's cracking their way into our organization. No. In most cases, that's not how an attack happens. And we're talking about a huge attack vector. The FBI says that $12 billion dollars has been stolen from businesses using this type of an attack. That's, that's a huge deal. I'm very, very big deal. It's not theoretical either. So, the Department of Justice just published some documents, and it's showing how email played a key role in the 2014 Sony Pictures breach, remember that one. Remember the hack of the DNC, the Democratic National Committee, where they said the Russians hacked them. It wasn't hack, either. It was this type of email phishing that was happening. And it only takes one of these malicious phishing attacks, to destroy a small business. And about 50% of small businesses find that if, if that small businesses hacked if they lose their customers data that in about half of the cases their customers don't want to do business with them anymore. So, that's a pretty, pretty big deal. So, researchers are out there, here's a stat that's going to surprise you, over a half a billion emails were examined by researchers over at Fire Eye they're looking at emails that were sent just the first six months of this year, isn't that amazing? A half a billion emails they have access to. And they found that 1% one in 100 emails
were out right malicious. Now, we're not talking about regular spam, where someone's trying to get you to buy this special pump, that's going to help you out right, we're talking about malicious, nasty email. The whole goal of these things was compromising a user or network. And when you get rid of the spam from that pool, so in other words, when you consider all of the messages that weren't spam, only one third of emails were considered clean. So, two thirds of non-spam emails, were malicious in nature. So, we're talking about a huge problem, a problem that can absolutely kill your business. And, that this isn't just true for businesses, right? This is true for individuals in their homes and everything else because you get email too, not just businesses, 10% of these are blocked, typically. 90% of them don't involve malware in the initial attack. And with my training I'm doing this week I'm showing you how exactly it happened. I walk through a woman who is doing exactly that. And she is not using malware, she is not using viruses, she's not using ransomware to get her nastiness into the businesses networks. So we walked through I'll show you exactly how it happens. Be careful this is a brand new article it's on from ZD net and it's up on my website as are all of the articles today, that we're talking about. Quick hit here before we run out of time today. Voice fishing is becoming even more prevalent than ever has before. Its easy to forget that we have got scam artists out there, but they're using your your voicemail. To fool you up, here's a sample of female voice explaining the credit union, to block phony looking charges in Ohio made to his debit ATM card. And, then she read him the last four digits of the card. It he pulled out this card from the wallet it was the correct last four digits. So she he told the lady need to replacement card immediately because he was going to travel out of state without missing a beat. The caller said he could keep us card and the credit union would simply block any future charges, that weren't made in either Oregon or California. Okay, so this struck that guy's a little off and a little research happened. So, be careful of phone calls. You never know. They may or may not be legit

Hackers, here they got into British Airways defenses and they got behind the doors. They disclosed British Airways, a little bit about what happened. But, we're talking about a data breach impacting information from roughly 400,000 bookings that were made just 400,000 over the course of about month. Three weeks, actually, it's crazy. So, names, addresses, email, sensitive information, pay card details, it looks like even some passport information was all compromised. Why? Well, because they had a problem on their website. This page that was compromised, hadn't been modified since December 2012. So, we're to the wise of your business person. And if you have a website and you are not maintaining it properly, or applying patches to it, making sure its using the latest, greatest code, you could have your information stolen. And, like British Airways, and so many other businesses lose customers. Because remember what I said the latest stat 47% of people will not do business with any business that has had a compromise. So that's frankly, I think that's a big deal. There's a lesson to be learned there for all of us. So thanks for joining us today. Again, if you want some more information, make sure you sign up for my webinar. It's you're going to be coming in in the middle because this is a webinar series but you'll find it right on my homepage at Craig Peterson dot com, this is free, no credit card for registration, right. I'm not I'm not stealing your money from you. But I can going through explaining this stuff and how it applies to small business. Because small businesses, they are the backbone of our economy. They are the job creators in this country. We need to make sure they're protected. And frankly, they are amongst the least protected of everyone out there. Well, with the exception of homes and in most cases homes, then you might benefit from this, as well. But we're really talking about small businesses, I really hope that somebody's going to come up with a great solution for homes. But still, the costs are too high. I'm unable to get them down for small businesses. But as far as homes go there, they're still not in the right price range. But at least all of this wonderful code and software that's been available for the fortune 500 companies for all these years, is now available through small businesses or for small businesses I should say through us. So, anyways, this is all free. I'm trying to help, you're going to learn a lot. You can take the replays of the previous sessions, if you'd like to, and you can ask some questions, you can get on as we have a couple more sessions this week. I'll be holding more webinars as time goes on. But Craig Peterson dot com register right there. I'm not a spammer. I'm not going to sell your information. Anyways, have a have a great week and we'll chat again next week. Bye-bye.

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Related articles:

Feds Force Suspect To Unlock An Apple iPhone X With Their Face

The Big Hack: How China Used A Tiny Chip To Infiltrate Major U.S. Companies

Why Didn’t I Get an Emergency Presidential Alert Text?

PHISHING WARNING: One In Every One Hundred Emails Is Now A Hacking Attempt

YouTube Is Replacing Textbooks In Classrooms Across America

How Hackers Slipped By British Airways' Defenses

Voice Phishing Scams Are Getting More Clever

The Best Password Advice Right Now

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5G is almost here. Craig talks with Ken Altshuler and Matt Gagnon about how everyone is getting ready for it, about Cyber Security Awareness month, and how interesting the new Apple Watch 4's new features are.

These and more tech tips, news, and updates visit - CraigPeterson.com

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Related Articles:

5G Cellular Data Service Is Almost Here — Here’s How Everyone’s Getting Ready
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Transcript:

Below is a rush transcript of this segment, it might contain errors.

Airing date: 10/03/2018

FCC Chairman Ajit Pai - 5G Cell Rollout - October Cyber Security Awareness - Small Business Security

Craig Peterson: [00:00:00] Hey, good morning everybody. I had a good chat this morning with our friends up in Maine. It's kind of cool they do this I think what about once a quarter least every six months, they have breakfast. It's kind of a politics and eggs type thing. So Ken and Matt were out of that. But we still had our little conversations we talked a bit about Ken's, new desire for the Apple Watch for a little bit about Facebook. And we talked also about Ajit Pai who is, of course, the new chairman of the FCC. He's been there for about a year or so now and he came to Maine and talked. So we talked about the new 5G rollout some of the things Ajit had said at a small conference that they host it up there and I talked also about this really important cybersecurity thing I have going on for small businesses. So we talked about all of that we've got it all put together and it's it's all here and if you have not registered for this, I do have replays available for the next week. So you can send me an email or text me and let me know that you're interested. I'll be glad to follow up with you just to [email protected] or you can text me at 855-385-5553 Hey Have a great day and I will be back for my live radio show I Heart Radio show of this weekend.

Matt Gagnon 1:35
We are here live at the Portland Regional Chamber of Commerce's eggs and also some.

Ken Altshuler 1:41
A lot of people here today.

Matt 1:41
There are. We're here at the Holiday Inn by the Bay and yeah, there's filtering in but they did slow down which means that the program is probably beginning soon. So...

Ken 1:49
Did you notice every gubernatorial candidate came over to our tables?

Matt 1:53
They did. I got a handshake from Janet and everything.

Ken 1:54
Yes. Yeah. And Shawn was very friendly, and Karen didn't really chat with us.

Matt 2:01
I got a wave, as he walked by.

Ken 2:02
Queen's wave. And we got high five from Kerry. exclamation points.

Matt 2:08
Side five. High five. Well, anyway, let's go back to Craig Peterson, our tech guru who joins us as.

Ken 2:11
Well we can't go back if we haven't gone to him yet.

Matt 2:13
Good point. Let's go to Craig.

Craig 2:15
Well you're with me last week, right?

Matt 2:17
Yes. There you go. Thank you, Craig. Absolutely. We're back. Back to you, sir.

Ken 2:22
Craig, I was gonna ask you about the Facebook hack. But I must tell you. I've been I've been reading about the iWatch 4 and this one looks spectacular. I think I'm gonna buy one.

Craig 2:36
Yeah. Yeah, a lot of people are really excited about this, iWatch. iWatch 4 is kind of a first watch that maybe Apple is going to have a bigger hit with, you know, when we're comparing all four models, right? The iWatch e or the Apple Watch 1. It is not really an iWatch Ken. They call it an Apple Watch. But it's, it's the most popular because there's no big wins in two or three. But four is absolutely phenomenal to watch. And I played with one last, no, two nights ago. And I really liked it. I, you know, I'm thinking about buying one as well. But I have the same problem you do. I have a hard time seeing small things. So it's, yeah,

Ken 3:21
And we were able to, I had a friend who has who actually has the iWatch 4 now. And it looked like it was a little big one you can actually see some of the stuff on it.

Craig 3:30
It it is and you can increase the font sizes and you can have to scroll. You can do a lot of stuff with it to make it a little better for those of us that have presbyopia you know that have the problem seeing things up close as we age. So I think they've got a winner on their hands. There's no doubt about that.

Ken 3:49
So let's let's get to some serious stuff though.

Craig 3:52
Yeah, exactly.

Ken 3:56
Facebook.

Craig 3:56
The whole thing about the Facebook hack is really interesting because this month is Cyber Security Awareness Month. So we've got to thank the Zuck for bringing this to all to our attention. They get out there because Zuckerberg's account was hacked. As we're a minimum of 50 million other people's Facebook accounts. Now I'm saying a mil, a minimum of 50 million. Because at this point, we don't have full disclosure from Facebook, they're still trying to figure everything out. It's a real problem. very sophisticated hack, I have to say whoever did this really knew what they were doing. Because they had to use three different bugs in Facebook systems and use them against each other in order to get into these accounts. So this may well have been a nation state actor. In other words, China or Russia, China has been very busy lately in attacking us, our infrastructure, our computers, etc. So may well have been China could be some other countries. Who knows Iran and North Korea, they both have big cyber attack facilities as part of the military is out there. But if you were hacked, you're going to have to kind of wait a little while to find out because we don't know exactly what might have been stolen. And it's going to be on a by person basis if anything was stolen. But if you had to log into your Facebook again this week than that probably means your account was one of the ones that was compromised because the attack use these tokens that Facebook what's on your computer to know it's your computer so they don't have to log in every time. So kind of a big deal.

And I've got to mention too, because it's Cyber Security Awareness Month. And because the FBI, his newest statistics that came out about a month ago are saying that about $12 billion has been stolen from business, $12 billion cash stolen from business over the last 24 months. And since most small and medium businesses just cannot afford to have the technology help that they need when it comes to the cybersecurity I'm doing a couple of free webinars here, actually a series of three, one starting this afternoon. So absolutely free. There is going to be a ton of great information, I'm going to go into a little bit more depth and everything. Obviously, I'm not going to try and turn it into a cybersecurity expert. You got a business to run, right. That's part of the reason that you're having troubles with your cyber security, you have a real life but the bad guys are coming after you more and more and more so this afternoon at 4pm. I'm going to be doing the first in a series of three webinars for small and medium businesses to help you with awareness help you know what to do help you know how to fix these problems. So if you want to attend hand, it's absolutely free. No credit card nothing. Okay. This is information packed. Just either send me an email just [email protected]. [email protected]. Send me an email, let me know you'd be interested in attending. I'll send you the link and stuff or you can text me so obviously if you're driving, you're going to have to call back to this station and ask Danny for the phone number okay to text. But you can also text me at 855-385-5553. Believe me, this is a great service. Everyone's been telling me I did one of these last summer and I'm probably going to do some more this fall. But just text me 855-385-5563. We're going to be talking about the security problems that small businesses have. Here's Zuckerberg got hacked, right? Mark Zuckerberg accounts on hack Facebook got hacked they can afford with billions in the bank. They can afford to have the security people cover everything up, take care of everything. You as a small business person. And then this is happening every day when you lose your data. When you're busy. When that data is disclosed and your reputation is hard that enough is enough to destroy your business. So you've got to make sure you understand security that it's being taken care of properly. We'll talk a little bit about outsourcing it to local it firms, etc. What kind of questions should you ask them will cover all of this stuff over the next three webinars which are over the course of a week but send me an email just [email protected]. I'll sign me up this is it could not be more important.

Matt 8:51
We're ralking to Craig Peterson, our tech guru who's joining us as he always does at this time every Wednesday to go over some tech topics. Craig, I'm going to name drop. Please don't please don't hold it against me. But Ajit Pai who is the chairman of the FCC joined the Maine Areas Policy Center my organization for a big lunch and talk a few weeks ago. And when he did I had a chance to talk to them a little bit. And he told me all about 5G. He kept talking about 5G deployment. 5G here how we're going to get it here. How are we going to do it here? What it's going to mean for you know, the country in general, and how we use the internet and all that kind of stuff. So 5G is a topic of conversation to say the least. And it is something that we all have an eye on for the future. Is it is it quote unquote, here yet? I mean, do we have 5G? Should we look forward to this very soon?

Craig 9:39
Yeah, yeah, it's interesting, because 5G is not going to start out as 5G, basically, they adopted a standard, it was accepted last December for a new 5G standard, which is basically just an enhanced 4G or LTE that we're used to right now. It's going to roll out, it's going to roll out pretty quickly, it's already rolled out to some kind of some test markets to see how it's all working. But it's going to be absolutely phenomenal. This is a fifth generation of cell networking, it's going to provide a lot more data bandwidth at a much lower price. So this is going to be something that's going to kind of hit the cable companies who have been providing us with internet and, and also the phone companies. Because in depending on where you are, if you're out in the middle of the woods, this isn't going to help you much. But if you're near an area that has a lot of people in it, they're going to be installing a ton more cell sites or the little micro sites, there will be a probably four or five of these micro sites for every cell tower. It's going to be less obvious, it's not going to make this guideline look worse. And it's going to allow all of our devices to have incredible network conductivity.

Matt 11:04
And not to interrupt you, Craig, but from what I understand about this is what you when you're talking about the deployment of these things, instead of these giants cell towers, it's essentially something the size of like a pizza box that's going to be able to provide this connectivity, right. I mean, so that by itself, you know, it helps deployed in more places, because that way, you don't have the same resistance to it with this giant tower, you know, that you used to have to put up you know, now you just have something that nobody even barely even notices, which might help clear up some of those dead spots. And also with faster.

Craig 11:33
Yeah, it doesn't looks like trees, right?

Matt 11:36
Yeah. Big trees.

Ken 11:38
They're very attractive. Like Christmas trees.

Craig 11:40
Yeah, yeah, you're right. Those are the micro sites and the micro sites they need a lot of them and small businesses that own buildings are going to have the opportunity to host one of these little pizza boxes basically these micro site they will be everywhere. They aren't going to spread very quickly which is nice as well it's not going to be ugly and you're not gonna believe the tougher because everything you know our cars need this in order to coordinate for the autonomous vehicles out there the new clothes like Levi's came out with a new Levi's jacket that has built right into it sensors and they can be network connected. You know your coat is network connected but you talked about this 4G phone.

Ken 12:29
You mean the coat's talked, your Levi's coat's talk to other Levi's coats?

Craig 12:35
Yeah exactly. That's what it is. And the Levi's coat can control your other devices right from a sensor on your wrist in the coat. Okay, so everything is about to change. We've got Apple working on these Google Glasses type things. Of course Google is as well. Other companies are you'll be able to be walking around have alerts pop right up, you'll see them like a heads up display. And and for all of this, we needed bandwidth. And that's what 5G's going to provide. That's why we've got sprint and T Mobile are trying to get together they're trying to do a merger waiting for all of the regulatory approvals in order to compete in the 5G marketplace. But everything changes and and Matt, anything else that just said, because that guy is really on top of it.

Matt 13:29
I said a lot of things. I was one of the more interested ones I thought, you know, we talked an awful lot about net neutrality, which I know we've gone over the program more than once
and sort of what we've seen you covered that a couple weeks ago, I thought about the change in the sort of internet speeds and our ranking internationally and how it's starting to lead to some investment in that kind of thing. But you know, generally speaking, things like that. Yeah, he was he was definitely a good talk. It's very interesting.

Craig 13:52
Yeah, yeah, good guy. So everybody, don't forget today. I'll give it out again right now phone number to be able to attend this series of free webinars. It's informational, no credit card needed. It's all about how to secure your small business, how to find someone to help take care of your small business security and it's all going to be via webinar and you can find out more just email [email protected].

Ken 14:23
Our tech guru Craig Peterson joins us every Wednesdays at 7:38 this not being an exception. Craig, thanks for joining us. I may go look the iWatch this weekend. So I'll give you an update next week.

Craig 14:33
Oh cool, thanks Ken.

Ken 14:36
Talk to you later.

Matt 14:37
Alright, so we're gonna take a quick break here. We'll come back.

---

Don't miss any episode from Craig. Visit http://CraigPeterson.com/itunes. Subscribe and give us a rating!

Thanks, everyone, for listening and sharing our podcasts. We're really hitting it out of the park. This will be a great year! 

---

More stories and tech updates at:

www.craigpeterson.com

Don't miss an episode from Craig. Subscribe and give us a rating:

www.craigpeterson.com/itunes

Follow me on Twitter for the latest in tech at:

www.twitter.com/craigpeterson

For questions, call or text:

855-385-5553

5G is almost here. Craig talks with Ken Altshuler and Matt Gagnon about how everyone is getting ready for it, about Cyber Security Awareness month, and how interesting the new Apple Watch 4's new features are.

These and more tech tips, news, and updates visit - CraigPeterson.com

---

Related Articles:

5G Cellular Data Service Is Almost Here — Here’s How Everyone’s Getting Ready
---

Transcript:

Below is a rush transcript of this segment, it might contain errors.

Airing date: 10/03/2018

FCC Chairman Ajit Pai - 5G Cell Rollout - October Cyber Security Awareness - Small Business Security

Craig Peterson: [00:00:00] Hey, good morning everybody. I had a good chat this morning with our friends up in Maine. It's kind of cool they do this I think what about once a quarter least every six months, they have breakfast. It's kind of a politics and eggs type thing. So Ken and Matt were out of that. But we still had our little conversations we talked a bit about Ken's, new desire for the Apple Watch for a little bit about Facebook. And we talked also about Ajit Pai who is, of course, the new chairman of the FCC. He's been there for about a year or so now and he came to Maine and talked. So we talked about the new 5G rollout some of the things Ajit had said at a small conference that they host it up there and I talked also about this really important cybersecurity thing I have going on for small businesses. So we talked about all of that we've got it all put together and it's it's all here and if you have not registered for this, I do have replays available for the next week. So you can send me an email or text me and let me know that you're interested. I'll be glad to follow up with you just to [email protected] or you can text me at 855-385-5553 Hey Have a great day and I will be back for my live radio show I Heart Radio show of this weekend.

Matt Gagnon 1:35
We are here live at the Portland Regional Chamber of Commerce's eggs and also some.

Ken Altshuler 1:41
A lot of people here today.

Matt 1:41
There are. We're here at the Holiday Inn by the Bay and yeah, there's filtering in but they did slow down which means that the program is probably beginning soon. So...

Ken 1:49
Did you notice every gubernatorial candidate came over to our tables?

Matt 1:53
They did. I got a handshake from Janet and everything.

Ken 1:54
Yes. Yeah. And Shawn was very friendly, and Karen didn't really chat with us.

Matt 2:01
I got a wave, as he walked by.

Ken 2:02
Queen's wave. And we got high five from Kerry. exclamation points.

Matt 2:08
Side five. High five. Well, anyway, let's go back to Craig Peterson, our tech guru who joins us as.

Ken 2:11
Well we can't go back if we haven't gone to him yet.

Matt 2:13
Good point. Let's go to Craig.

Craig 2:15
Well you're with me last week, right?

Matt 2:17
Yes. There you go. Thank you, Craig. Absolutely. We're back. Back to you, sir.

Ken 2:22
Craig, I was gonna ask you about the Facebook hack. But I must tell you. I've been I've been reading about the iWatch 4 and this one looks spectacular. I think I'm gonna buy one.

Craig 2:36
Yeah. Yeah, a lot of people are really excited about this, iWatch. iWatch 4 is kind of a first watch that maybe Apple is going to have a bigger hit with, you know, when we're comparing all four models, right? The iWatch e or the Apple Watch 1. It is not really an iWatch Ken. They call it an Apple Watch. But it's, it's the most popular because there's no big wins in two or three. But four is absolutely phenomenal to watch. And I played with one last, no, two nights ago. And I really liked it. I, you know, I'm thinking about buying one as well. But I have the same problem you do. I have a hard time seeing small things. So it's, yeah,

Ken 3:21
And we were able to, I had a friend who has who actually has the iWatch 4 now. And it looked like it was a little big one you can actually see some of the stuff on it.

Craig 3:30
It it is and you can increase the font sizes and you can have to scroll. You can do a lot of stuff with it to make it a little better for those of us that have presbyopia you know that have the problem seeing things up close as we age. So I think they've got a winner on their hands. There's no doubt about that.

Ken 3:49
So let's let's get to some serious stuff though.

Craig 3:52
Yeah, exactly.

Ken 3:56
Facebook.

Craig 3:56
The whole thing about the Facebook hack is really interesting because this month is Cyber Security Awareness Month. So we've got to thank the Zuck for bringing this to all to our attention. They get out there because Zuckerberg's account was hacked. As we're a minimum of 50 million other people's Facebook accounts. Now I'm saying a mil, a minimum of 50 million. Because at this point, we don't have full disclosure from Facebook, they're still trying to figure everything out. It's a real problem. very sophisticated hack, I have to say whoever did this really knew what they were doing. Because they had to use three different bugs in Facebook systems and use them against each other in order to get into these accounts. So this may well have been a nation state actor. In other words, China or Russia, China has been very busy lately in attacking us, our infrastructure, our computers, etc. So may well have been China could be some other countries. Who knows Iran and North Korea, they both have big cyber attack facilities as part of the military is out there. But if you were hacked, you're going to have to kind of wait a little while to find out because we don't know exactly what might have been stolen. And it's going to be on a by person basis if anything was stolen. But if you had to log into your Facebook again this week than that probably means your account was one of the ones that was compromised because the attack use these tokens that Facebook what's on your computer to know it's your computer so they don't have to log in every time. So kind of a big deal.

And I've got to mention too, because it's Cyber Security Awareness Month. And because the FBI, his newest statistics that came out about a month ago are saying that about $12 billion has been stolen from business, $12 billion cash stolen from business over the last 24 months. And since most small and medium businesses just cannot afford to have the technology help that they need when it comes to the cybersecurity I'm doing a couple of free webinars here, actually a series of three, one starting this afternoon. So absolutely free. There is going to be a ton of great information, I'm going to go into a little bit more depth and everything. Obviously, I'm not going to try and turn it into a cybersecurity expert. You got a business to run, right. That's part of the reason that you're having troubles with your cyber security, you have a real life but the bad guys are coming after you more and more and more so this afternoon at 4pm. I'm going to be doing the first in a series of three webinars for small and medium businesses to help you with awareness help you know what to do help you know how to fix these problems. So if you want to attend hand, it's absolutely free. No credit card nothing. Okay. This is information packed. Just either send me an email just [email protected]. [email protected]. Send me an email, let me know you'd be interested in attending. I'll send you the link and stuff or you can text me so obviously if you're driving, you're going to have to call back to this station and ask Danny for the phone number okay to text. But you can also text me at 855-385-5553. Believe me, this is a great service. Everyone's been telling me I did one of these last summer and I'm probably going to do some more this fall. But just text me 855-385-5563. We're going to be talking about the security problems that small businesses have. Here's Zuckerberg got hacked, right? Mark Zuckerberg accounts on hack Facebook got hacked they can afford with billions in the bank. They can afford to have the security people cover everything up, take care of everything. You as a small business person. And then this is happening every day when you lose your data. When you're busy. When that data is disclosed and your reputation is hard that enough is enough to destroy your business. So you've got to make sure you understand security that it's being taken care of properly. We'll talk a little bit about outsourcing it to local it firms, etc. What kind of questions should you ask them will cover all of this stuff over the next three webinars which are over the course of a week but send me an email just [email protected]. I'll sign me up this is it could not be more important.

Matt 8:51
We're ralking to Craig Peterson, our tech guru who's joining us as he always does at this time every Wednesday to go over some tech topics. Craig, I'm going to name drop. Please don't please don't hold it against me. But Ajit Pai who is the chairman of the FCC joined the Maine Areas Policy Center my organization for a big lunch and talk a few weeks ago. And when he did I had a chance to talk to them a little bit. And he told me all about 5G. He kept talking about 5G deployment. 5G here how we're going to get it here. How are we going to do it here? What it's going to mean for you know, the country in general, and how we use the internet and all that kind of stuff. So 5G is a topic of conversation to say the least. And it is something that we all have an eye on for the future. Is it is it quote unquote, here yet? I mean, do we have 5G? Should we look forward to this very soon?

Craig 9:39
Yeah, yeah, it's interesting, because 5G is not going to start out as 5G, basically, they adopted a standard, it was accepted last December for a new 5G standard, which is basically just an enhanced 4G or LTE that we're used to right now. It's going to roll out, it's going to roll out pretty quickly, it's already rolled out to some kind of some test markets to see how it's all working. But it's going to be absolutely phenomenal. This is a fifth generation of cell networking, it's going to provide a lot more data bandwidth at a much lower price. So this is going to be something that's going to kind of hit the cable companies who have been providing us with internet and, and also the phone companies. Because in depending on where you are, if you're out in the middle of the woods, this isn't going to help you much. But if you're near an area that has a lot of people in it, they're going to be installing a ton more cell sites or the little micro sites, there will be a probably four or five of these micro sites for every cell tower. It's going to be less obvious, it's not going to make this guideline look worse. And it's going to allow all of our devices to have incredible network conductivity.

Matt 11:04
And not to interrupt you, Craig, but from what I understand about this is what you when you're talking about the deployment of these things, instead of these giants cell towers, it's essentially something the size of like a pizza box that's going to be able to provide this connectivity, right. I mean, so that by itself, you know, it helps deployed in more places, because that way, you don't have the same resistance to it with this giant tower, you know, that you used to have to put up you know, now you just have something that nobody even barely even notices, which might help clear up some of those dead spots. And also with faster.

Craig 11:33
Yeah, it doesn't looks like trees, right?

Matt 11:36
Yeah. Big trees.

Ken 11:38
They're very attractive. Like Christmas trees.

Craig 11:40
Yeah, yeah, you're right. Those are the micro sites and the micro sites they need a lot of them and small businesses that own buildings are going to have the opportunity to host one of these little pizza boxes basically these micro site they will be everywhere. They aren't going to spread very quickly which is nice as well it's not going to be ugly and you're not gonna believe the tougher because everything you know our cars need this in order to coordinate for the autonomous vehicles out there the new clothes like Levi's came out with a new Levi's jacket that has built right into it sensors and they can be network connected. You know your coat is network connected but you talked about this 4G phone.

Ken 12:29
You mean the coat's talked, your Levi's coat's talk to other Levi's coats?

Craig 12:35
Yeah exactly. That's what it is. And the Levi's coat can control your other devices right from a sensor on your wrist in the coat. Okay, so everything is about to change. We've got Apple working on these Google Glasses type things. Of course Google is as well. Other companies are you'll be able to be walking around have alerts pop right up, you'll see them like a heads up display. And and for all of this, we needed bandwidth. And that's what 5G's going to provide. That's why we've got sprint and T Mobile are trying to get together they're trying to do a merger waiting for all of the regulatory approvals in order to compete in the 5G marketplace. But everything changes and and Matt, anything else that just said, because that guy is really on top of it.

Matt 13:29
I said a lot of things. I was one of the more interested ones I thought, you know, we talked an awful lot about net neutrality, which I know we've gone over the program more than once
and sort of what we've seen you covered that a couple weeks ago, I thought about the change in the sort of internet speeds and our ranking internationally and how it's starting to lead to some investment in that kind of thing. But you know, generally speaking, things like that. Yeah, he was he was definitely a good talk. It's very interesting.

Craig 13:52
Yeah, yeah, good guy. So everybody, don't forget today. I'll give it out again right now phone number to be able to attend this series of free webinars. It's informational, no credit card needed. It's all about how to secure your small business, how to find someone to help take care of your small business security and it's all going to be via webinar and you can find out more just email [email protected].

Ken 14:23
Our tech guru Craig Peterson joins us every Wednesdays at 7:38 this not being an exception. Craig, thanks for joining us. I may go look the iWatch this weekend. So I'll give you an update next week.

Craig 14:33
Oh cool, thanks Ken.

Ken 14:36
Talk to you later.

Matt 14:37
Alright, so we're gonna take a quick break here. We'll come back.

---

Don't miss any episode from Craig. Visit http://CraigPeterson.com/itunes. Subscribe and give us a rating!

Thanks, everyone, for listening and sharing our podcasts. We're really hitting it out of the park. This will be a great year! 

---

More stories and tech updates at:

www.craigpeterson.com

Don't miss an episode from Craig. Subscribe and give us a rating:

www.craigpeterson.com/itunes

Follow me on Twitter for the latest in tech at:

www.twitter.com/craigpeterson

For questions, call or text:

855-385-5553

This morning, Craig talks with Jim Polito about the latest Facebook hack. Was your account compromised? Find out more about this new hack and how to remove yourself from people search sites and erase your online presence.

These and more tech tips, news, and updates visit - CraigPeterson.com

---

Related Articles:

How To Remove Yourself From People Search Sites And Erase Your Online Presence

50 million Facebook accounts were compromised. Was yours?

---

Transcript:

Below is a rush transcript of this segment, it might contain errors.

Airing date: 10/02/2018

What Data Are Websites Keeping - How Do You Scrub Yourself From The Internet

Craig Peterson: [00:00:00] Hey, good morning, everybody. I'm putting the final polishing touches here on today's webinar. I've got this series going in case you haven't heard this week, three absolutely free webinars, no credit card required. Nothing all about security for your business. So I'm trying to raise awareness. It is Cyber Security Awareness Month. And hopefully, we'll have a lot of people learn a lot of things from this. This is not a big sales job. We've got three webinars. I do have an offer at the end. But there is a ton of important information. And people that have attended these webinars in the past have said some really great stuff about it. So this morning I was on with Jim Polito, we talked a little bit about the Facebook hack. But we also went into quite a bit more detail about something that I think affects us all in this is our information, where's it stored online? What are they doing with it, and how can we opt out so all of that and more right here with Jim Polito if you want to attend the webinars you gotta let me know and let me know right away. Just email [email protected]. That's probably the easiest way to do it. [email protected].

Unknown 1:23
The man with all the answers. I'm talking about. Our good friend at Tech Talk guru Craig Peterson. Good morning, sir.

Unknown 1:32
Good morning, Jim.

Unknown 1:34
So much to talk about today. I want to get through all of it. Let's start with Facebook.

Unknown 1:40
Be afraid. Be very afraid. Right?

Unknown 1:45
Yeah, you know, here's Facebook and company that we all we trust.

Unknown 1:50
Yeah,

Unknown 1:53
yeah, you know, we talked about Facebook before now the monetary and everything and spiking as well. Facebook investigation is still ongoing. In case you haven't heard of. They were hacked. Least 50 million people. There's doubts now. But it was a few as 15 million people's accounts were hacked, including Mark Zuckerberg himself,

Unknown 2:15
his own his own account.

Unknown 2:19
Whoo. To find a now

Unknown 2:24
we've got a Canadian Thanksgiving coming up. So gotta get the A's out there.

Unknown 2:30
Okay.

Unknown 2:31
Hey, okay. Boy.

Unknown 2:34
The world was watching TV the other day, and it was claiming to be Canadian. And he had no Canadian accent at all he didn't face. So rewrite

Unknown 2:46
that story instead of sorry, how did he say? What did he say? You know, when somebody said, What time is it? It's a boot. Nine o'clock. Did he say that?

Unknown 2:56
You know? Yeah. No, he didn't. He said. Schedule instead of schedule. Schedule. Yeah.

Unknown 3:04
All kinds of things. You know, what's going on with didn't see process in place of process.

Unknown 3:11
Yeah, exactly. He actually said, we're making progress.

Unknown 3:16
It was the thing he didn't get a single thing.

Unknown 3:19
Canadians. Now we can't have it. It's it's all part of this new rework of NAFTA. Too many fake ad. And so Facebook. What? What's going on?

Unknown 3:30
Yeah, well, this was a very sophisticated hack. And I'm not gonna go into the details because it's like crazy sophisticated, the, to some Oh, off to tokenize basically cookies and, and how to fake out the website. And they had to use three different bugs that Facebook ad in order to make this hack work. And Facebook did catch it hard to tell exactly how long it went on. They still haven't decided to all of the details, at least announce all the details yet. But if your account was hacked on Facebook, the there is a sign there is a way to tell. Okay, that is what they were using for the hack was the automatic login, right? You go to a lot of sites, and they recognize you based on the machine you're coming from. Right. And they'll just walk you right in. Right. Obviously, bad idea for your bank. Yeah, and various other places

Unknown 4:30
that don't do that.

Unknown 4:32
Yeah, exactly. That type of an automatic login is what was used. So Facebook went ahead and expired those tokens on all of them accounts that they think we're half and that means you would have had to have we logged into Facebook this week. And that's where the tell you were hacked. it it's it's hard to say what they got from Facebook. Yeah, we'll know more over the next week or two and more information comes out.

Unknown 5:01
Alright, so what should I do right now, Craig,

Unknown 5:07
if you use the same login name or password on Facebook, if you use that same one on any other account, it's time to change your passwords again. Because what they'll what they'll do is they'll use the information they gathered in order to hack you another something else that's happening right now. And this is called a business email compromise. And what they're doing is they're mining data about people. Now, the FBI just came out with some new stats about two weeks ago and said that over the last 24 months, over the last two years, the bad guys have stolen more than cloud billion dollars out of business bank account.

Unknown 5:54
That's that's what you told us about that email before too.

Unknown 5:58
Yeah, exactly. So what you can worry about with a Facebook hack here is the bad guys are going to try and trust you, they're going to send you an email, it may appear to be from your boss, or someone else, you know, it might be from a friend or using this also for various types of extortion. So you may get a phone call or text or something else that looks like it's from your friends saying that they've been taken hostage, right, and that you have to pay or maybe they're in a hospital, they need some money, wire graduate. All of these tricks are part of that $12 billion, it's stolen. And you should be careful because Facebook now are the bad guys. Now how your information from Facebook about who your friends are. Remember, you uploaded your contacts to Facebook. Many people did this.

Unknown 6:53
Yeah. And now the bad guys may have access to it. We just we don't really know yet. And it's going vary from account to account as to what information they might have taken. But it's a big math and will keep up to date. All right, password change. And speaking of keeping you up. Today, we're talking with Greg Peterson, a tech talk growth the end of the segment, I'm going to give you a well, he's going to give you a phone number, you text My name to it. And he will keep you updated on all of this stuff. And he won't sell your name. He won't give it away, won't try to sell you something. And so you might want to consider doing that standard data in text rates apply. All right, let's get on to this other thing, which I really took advantage of as a reporter. These people search sites and a lot of them are free. You don't have to pay I go in there. I put in Craig Peterson or Robert Peterson. And there he is. I get a lot of information. Where is he lived? How old is he? I can sometimes get phone numbers. Other things. How do I you know, I liked it as a reporter. But now as private person, how do I protect myself from these sites?

Unknown 8:05
Yeah, they are used by a lot of people. Again, it goes back to what I was talking about a second ago with the whole problem with business email compromise, you gotta be gotta be super careful about this. But how do you protect yourself, the easiest way is you go to Google and you do a search for yourself, and find where your information is out there. So that you can ask for to be removed. Okay, I've got a great article up in it. It's from ZTE. NET on how to do this on my website. But bottom line, Google is your friend. If you're in the EU, you have the so called right to be forgotten, and citizens can request the removable Movil any information from Google as well as other Google own products and many other sites. But you and I, you just can't do that sort of thing. So you really want to do you want to do privacy check up on Google. Okay, that's your first step. And Google has just searched as Google for privacy checkup. And it'll go, it'll open a page for you, it'll tell you about what information they have about you, it'll allow you to remove a lot of it as well. They've also got a security checkup and others. So that's the simple way to do it. There's more complex and will constantly ways to do it as well. And by the way, this article goes on for pages and pages. Yeah, but there, there are services that you can pay to remove you from pretty much everything. Now, the NSA isn't going to remove your data, like they're going to keep all of your phone records and everything else they've gathered. But basically, pretty much every site out there will remove you except for the credit reporting agencies, you know, it's like Equifax will keep talking about No,

Unknown 9:59
no, I know that was awful. But I can understand that one. Now. Who's are they reputable. These folks who are going to do it, Craig, if I go to them and pay them because I can understand out there are some people, maybe a woman, maybe a man who is being stalked by someone and they want they don't want it to continue, or are they they don't want information out there about them, I can understand that. So they go and they want to pay for this service. But how do you know they're reputable?

Unknown 10:32
Yeah, that's, that's always a bit of an issue. Let me give you one or two right now that might want to look at, okay, one of them is called account killer.com. Okay. And this goes through every site there, they have little buttons right on their homepage, at account killer calm that you can click on the button. And it will give you instructions on how to get rid of your data that site so very good that it's very helpful site for you, again, you're going to have to do it yourself. There's another one out there as well. That's called the seat me d s EA t as in remove my seats, my hair dc ac.me, okay. And they have some services that you can use. So this is kind of on the other side of that allow you to now just let them help take care of it. They have a kind of a cool [email protected] that allows you to just sign in with your Google account or with your Microsoft account. And DC me will tell you all of the associated websites that you signed up for. Because, you know, you go to a site you see right there, sign in with your Facebook account, you click one button or your Google account or your LinkedIn account or any of these solid find them with some other account. And now you're information is associated with even more and more and more places. And, and with this with this business, email compromise, you just got to do it. You've got to clean this up. Yeah, I got it. I got it. Okay. Now that makes sense. So

Unknown 12:14
I Greg and I think you're the same. I mean, in terms of, we want our stuff to be spread out there on social media and things because, you know, that's how we earn our living, you know, in terms of getting publicity and advertisement, but I can see people wanting that done and wanting that check. Okay, so folks, here's what you do you text My name to this number

Unknown 12:44
855-385-5553. That's 855-385-5553 Okay. Standard data and text rates apply you will get actually

Unknown 12:58
pretty close to the same thing that Craig Peterson sends me every week when we have our conversation and more and when there's a big problem. You'll hear about it from Craig and you'll hear about what to do and he will not try to sell you anything or sell your name. Craig Awesome job. Let's hear it for truth amongst Canadians we want to make we want verification that if you identify as Canadian that you actually are Canadian correct.

Unknown 13:32
You need to be able to be Canadian at the very least yeah I got one more quick thing Jim Oh sure. For for business people out there. There are a lot of people in business who had just like we talked about today with how do I get rid of my stuff online a lot of people in business wants to know how to protect themselves what are the attacks that are going on so Wednesday tomorrow afternoon I'm having again this is a free webinar where I'm not selling you anything this is this is to get you up to speed okay so I'm going to have three of them because it's Cybersecurity Awareness month this month so business people can join up I'll send you the link to the webinar and we will teach you what you need to know this is going to be about three hours maybe a little bit more over the course of the next week and we're going to bring you up to speed all free all information it's kind of like the stuff we talked me right here on the air Jim you and I we go into more details more of the business side of it I'll tell you what the FBI is doing right now what they're reporting so that you understand it and and to do that to get on it just text me a webinar or whatever in fact I'll send out a text later today to anyone that signed up what's you know okay

Unknown 14:54
Crawley for the small businesses are getting nailed we don't want

Unknown 15:00
we don't want that. By the way. That is the bread and butter of the support of the show. So we don't want that to happen. Greg, thank you very much. We'll talk to you next week.

Unknown 15:10
All right. Thanks. Take care. Jim. You too.

Unknown 15:12
Bye. Bye. All right. A final word when we return something that no veteran should ever have to do. You're listening to the Jim Polito Show. Your safe space.

---

Don't miss any episode from Craig. Visit http://CraigPeterson.com/itunes. Subscribe and give us a rating!

Thanks, everyone, for listening and sharing our podcasts. We're really hitting it out of the park. This will be a great year! 

More stories and tech updates at:

www.craigpeterson.com

Don't miss an episode from Craig. Subscribe and give us a rating:

www.craigpeterson.com/itunes

Follow me on Twitter for the latest in tech at:

www.twitter.com/craigpeterson

For questions, call or text:

855-385-5553

This morning, Craig talks with Jim Polito about the latest Facebook hack. Was your account compromised? Find out more about this new hack and how to remove yourself from people search sites and erase your online presence.

These and more tech tips, news, and updates visit - CraigPeterson.com

---

Related Articles:

How To Remove Yourself From People Search Sites And Erase Your Online Presence

50 million Facebook accounts were compromised. Was yours?

---

Transcript:

Below is a rush transcript of this segment, it might contain errors.

Airing date: 10/02/2018

What Data Are Websites Keeping - How Do You Scrub Yourself From The Internet

Craig Peterson: [00:00:00] Hey, good morning, everybody. I'm putting the final polishing touches here on today's webinar. I've got this series going in case you haven't heard this week, three absolutely free webinars, no credit card required. Nothing all about security for your business. So I'm trying to raise awareness. It is Cyber Security Awareness Month. And hopefully, we'll have a lot of people learn a lot of things from this. This is not a big sales job. We've got three webinars. I do have an offer at the end. But there is a ton of important information. And people that have attended these webinars in the past have said some really great stuff about it. So this morning I was on with Jim Polito, we talked a little bit about the Facebook hack. But we also went into quite a bit more detail about something that I think affects us all in this is our information, where's it stored online? What are they doing with it, and how can we opt out so all of that and more right here with Jim Polito if you want to attend the webinars you gotta let me know and let me know right away. Just email [email protected]. That's probably the easiest way to do it. [email protected].

Unknown 1:23
The man with all the answers. I'm talking about. Our good friend at Tech Talk guru Craig Peterson. Good morning, sir.

Unknown 1:32
Good morning, Jim.

Unknown 1:34
So much to talk about today. I want to get through all of it. Let's start with Facebook.

Unknown 1:40
Be afraid. Be very afraid. Right?

Unknown 1:45
Yeah, you know, here's Facebook and company that we all we trust.

Unknown 1:50
Yeah,

Unknown 1:53
yeah, you know, we talked about Facebook before now the monetary and everything and spiking as well. Facebook investigation is still ongoing. In case you haven't heard of. They were hacked. Least 50 million people. There's doubts now. But it was a few as 15 million people's accounts were hacked, including Mark Zuckerberg himself,

Unknown 2:15
his own his own account.

Unknown 2:19
Whoo. To find a now

Unknown 2:24
we've got a Canadian Thanksgiving coming up. So gotta get the A's out there.

Unknown 2:30
Okay.

Unknown 2:31
Hey, okay. Boy.

Unknown 2:34
The world was watching TV the other day, and it was claiming to be Canadian. And he had no Canadian accent at all he didn't face. So rewrite

Unknown 2:46
that story instead of sorry, how did he say? What did he say? You know, when somebody said, What time is it? It's a boot. Nine o'clock. Did he say that?

Unknown 2:56
You know? Yeah. No, he didn't. He said. Schedule instead of schedule. Schedule. Yeah.

Unknown 3:04
All kinds of things. You know, what's going on with didn't see process in place of process.

Unknown 3:11
Yeah, exactly. He actually said, we're making progress.

Unknown 3:16
It was the thing he didn't get a single thing.

Unknown 3:19
Canadians. Now we can't have it. It's it's all part of this new rework of NAFTA. Too many fake ad. And so Facebook. What? What's going on?

Unknown 3:30
Yeah, well, this was a very sophisticated hack. And I'm not gonna go into the details because it's like crazy sophisticated, the, to some Oh, off to tokenize basically cookies and, and how to fake out the website. And they had to use three different bugs that Facebook ad in order to make this hack work. And Facebook did catch it hard to tell exactly how long it went on. They still haven't decided to all of the details, at least announce all the details yet. But if your account was hacked on Facebook, the there is a sign there is a way to tell. Okay, that is what they were using for the hack was the automatic login, right? You go to a lot of sites, and they recognize you based on the machine you're coming from. Right. And they'll just walk you right in. Right. Obviously, bad idea for your bank. Yeah, and various other places

Unknown 4:30
that don't do that.

Unknown 4:32
Yeah, exactly. That type of an automatic login is what was used. So Facebook went ahead and expired those tokens on all of them accounts that they think we're half and that means you would have had to have we logged into Facebook this week. And that's where the tell you were hacked. it it's it's hard to say what they got from Facebook. Yeah, we'll know more over the next week or two and more information comes out.

Unknown 5:01
Alright, so what should I do right now, Craig,

Unknown 5:07
if you use the same login name or password on Facebook, if you use that same one on any other account, it's time to change your passwords again. Because what they'll what they'll do is they'll use the information they gathered in order to hack you another something else that's happening right now. And this is called a business email compromise. And what they're doing is they're mining data about people. Now, the FBI just came out with some new stats about two weeks ago and said that over the last 24 months, over the last two years, the bad guys have stolen more than cloud billion dollars out of business bank account.

Unknown 5:54
That's that's what you told us about that email before too.

Unknown 5:58
Yeah, exactly. So what you can worry about with a Facebook hack here is the bad guys are going to try and trust you, they're going to send you an email, it may appear to be from your boss, or someone else, you know, it might be from a friend or using this also for various types of extortion. So you may get a phone call or text or something else that looks like it's from your friends saying that they've been taken hostage, right, and that you have to pay or maybe they're in a hospital, they need some money, wire graduate. All of these tricks are part of that $12 billion, it's stolen. And you should be careful because Facebook now are the bad guys. Now how your information from Facebook about who your friends are. Remember, you uploaded your contacts to Facebook. Many people did this.

Unknown 6:53
Yeah. And now the bad guys may have access to it. We just we don't really know yet. And it's going vary from account to account as to what information they might have taken. But it's a big math and will keep up to date. All right, password change. And speaking of keeping you up. Today, we're talking with Greg Peterson, a tech talk growth the end of the segment, I'm going to give you a well, he's going to give you a phone number, you text My name to it. And he will keep you updated on all of this stuff. And he won't sell your name. He won't give it away, won't try to sell you something. And so you might want to consider doing that standard data in text rates apply. All right, let's get on to this other thing, which I really took advantage of as a reporter. These people search sites and a lot of them are free. You don't have to pay I go in there. I put in Craig Peterson or Robert Peterson. And there he is. I get a lot of information. Where is he lived? How old is he? I can sometimes get phone numbers. Other things. How do I you know, I liked it as a reporter. But now as private person, how do I protect myself from these sites?

Unknown 8:05
Yeah, they are used by a lot of people. Again, it goes back to what I was talking about a second ago with the whole problem with business email compromise, you gotta be gotta be super careful about this. But how do you protect yourself, the easiest way is you go to Google and you do a search for yourself, and find where your information is out there. So that you can ask for to be removed. Okay, I've got a great article up in it. It's from ZTE. NET on how to do this on my website. But bottom line, Google is your friend. If you're in the EU, you have the so called right to be forgotten, and citizens can request the removable Movil any information from Google as well as other Google own products and many other sites. But you and I, you just can't do that sort of thing. So you really want to do you want to do privacy check up on Google. Okay, that's your first step. And Google has just searched as Google for privacy checkup. And it'll go, it'll open a page for you, it'll tell you about what information they have about you, it'll allow you to remove a lot of it as well. They've also got a security checkup and others. So that's the simple way to do it. There's more complex and will constantly ways to do it as well. And by the way, this article goes on for pages and pages. Yeah, but there, there are services that you can pay to remove you from pretty much everything. Now, the NSA isn't going to remove your data, like they're going to keep all of your phone records and everything else they've gathered. But basically, pretty much every site out there will remove you except for the credit reporting agencies, you know, it's like Equifax will keep talking about No,

Unknown 9:59
no, I know that was awful. But I can understand that one. Now. Who's are they reputable. These folks who are going to do it, Craig, if I go to them and pay them because I can understand out there are some people, maybe a woman, maybe a man who is being stalked by someone and they want they don't want it to continue, or are they they don't want information out there about them, I can understand that. So they go and they want to pay for this service. But how do you know they're reputable?

Unknown 10:32
Yeah, that's, that's always a bit of an issue. Let me give you one or two right now that might want to look at, okay, one of them is called account killer.com. Okay. And this goes through every site there, they have little buttons right on their homepage, at account killer calm that you can click on the button. And it will give you instructions on how to get rid of your data that site so very good that it's very helpful site for you, again, you're going to have to do it yourself. There's another one out there as well. That's called the seat me d s EA t as in remove my seats, my hair dc ac.me, okay. And they have some services that you can use. So this is kind of on the other side of that allow you to now just let them help take care of it. They have a kind of a cool [email protected] that allows you to just sign in with your Google account or with your Microsoft account. And DC me will tell you all of the associated websites that you signed up for. Because, you know, you go to a site you see right there, sign in with your Facebook account, you click one button or your Google account or your LinkedIn account or any of these solid find them with some other account. And now you're information is associated with even more and more and more places. And, and with this with this business, email compromise, you just got to do it. You've got to clean this up. Yeah, I got it. I got it. Okay. Now that makes sense. So

Unknown 12:14
I Greg and I think you're the same. I mean, in terms of, we want our stuff to be spread out there on social media and things because, you know, that's how we earn our living, you know, in terms of getting publicity and advertisement, but I can see people wanting that done and wanting that check. Okay, so folks, here's what you do you text My name to this number

Unknown 12:44
855-385-5553. That's 855-385-5553 Okay. Standard data and text rates apply you will get actually

Unknown 12:58
pretty close to the same thing that Craig Peterson sends me every week when we have our conversation and more and when there's a big problem. You'll hear about it from Craig and you'll hear about what to do and he will not try to sell you anything or sell your name. Craig Awesome job. Let's hear it for truth amongst Canadians we want to make we want verification that if you identify as Canadian that you actually are Canadian correct.

Unknown 13:32
You need to be able to be Canadian at the very least yeah I got one more quick thing Jim Oh sure. For for business people out there. There are a lot of people in business who had just like we talked about today with how do I get rid of my stuff online a lot of people in business wants to know how to protect themselves what are the attacks that are going on so Wednesday tomorrow afternoon I'm having again this is a free webinar where I'm not selling you anything this is this is to get you up to speed okay so I'm going to have three of them because it's Cybersecurity Awareness month this month so business people can join up I'll send you the link to the webinar and we will teach you what you need to know this is going to be about three hours maybe a little bit more over the course of the next week and we're going to bring you up to speed all free all information it's kind of like the stuff we talked me right here on the air Jim you and I we go into more details more of the business side of it I'll tell you what the FBI is doing right now what they're reporting so that you understand it and and to do that to get on it just text me a webinar or whatever in fact I'll send out a text later today to anyone that signed up what's you know okay

Unknown 14:54
Crawley for the small businesses are getting nailed we don't want

Unknown 15:00
we don't want that. By the way. That is the bread and butter of the support of the show. So we don't want that to happen. Greg, thank you very much. We'll talk to you next week.

Unknown 15:10
All right. Thanks. Take care. Jim. You too.

Unknown 15:12
Bye. Bye. All right. A final word when we return something that no veteran should ever have to do. You're listening to the Jim Polito Show. Your safe space.

---

Don't miss any episode from Craig. Visit http://CraigPeterson.com/itunes. Subscribe and give us a rating!

Thanks, everyone, for listening and sharing our podcasts. We're really hitting it out of the park. This will be a great year! 

More stories and tech updates at:

www.craigpeterson.com

Don't miss an episode from Craig. Subscribe and give us a rating:

www.craigpeterson.com/itunes

Follow me on Twitter for the latest in tech at:

www.twitter.com/craigpeterson

For questions, call or text:

855-385-5553

What happens when companies are breached?  Listen in as I discuss the effect of a breach on their customer base.

Walmart is going to use blockchain to help to secure our the food they sell customers.

Why are we seeing such an upswing in Spear phishing? Tune in and I will explain it in more why it is now more dangerous than ever before.

Sale of Information on the Dark Web is increasing.  Today I will talk about why we are seeing more activity and higher prices being demanded.

It is coming, 5G is a huge leap.  I will discuss how this technology is going to change how we access the internet.

Craig is putting up a new insider site (Yes, it is free, but you have to sign up)  On it will have all his special reports that he puts out and you will be the first to get them.

These and more tech tips, news, and updates visit - CraigPeterson.com

---

Transcript:

Below is a rush transcript of this segment, it might contain errors.

Airing date: 09/29/2018

Breached companies lose customers. Spear phishing more dangerous than ever. Dark web pricing trends. 5G is going to change everything.

Craig Peterson: [00:00:01] Hey, WELCOME. WELCOME. Craig Peterson, here, joining you as I try to every Saturday morning. Thanks for joining us today. Hey, we've got a lot, as usual, to talk about in a short time to talk about it. We are going without commercial breaks, again. We have so much to cover and I got to thank, of course, I Heart Radio for airing this show on their stations and it's kind of fun. I was just adding it up. You know, I'm almost at my 1000 weekly episode. That is a lot, hence, a lot of airtime some of those shows were three hours some even four hours long. I used to do an interview format show. Now, it tends to be just me talking about some of the stuff that really matters to everybody out there in the news. So thanks to Iheartradio for airing the show again. Now moving on to, wow, close to 20 years I guess. Really weekly radio appearances by yours truly and of course, then a lot of television over the years, as well. I also want a quick shout out thanks to everybody that responded to my survey. You should have gotten an e-mail last week on Saturday. Maybe you opened it up during the week and then a reminder on Wednesday, please just take about two minutes, that is all it takes.

[00:01:23] Click on the link, right in there. I really do want your opinion. I'd like to know what it is you'd like to hear about here. I'm also doing another master class. Remember, last year it was in June, I did a three-seminar class that went on for about eight hours. It was on securing your computer, no charge for anybody involved. We're going to do some more teaching, but I really want to know what you guys want. What do you want to hear about what you want to learn about? The only way to let me know is to tell me, so if you haven't filled out that survey please do. If you don't have a link to that survey, just go ahead and send me a quick note. Just me at Craig Peterson dot com or you can text me as well at 8 5 5 3 8 5 fifty-five fifty-three. If there is any question, that you would have about security, that you'd like me to have a masterclass about. All at no charge text me at 8 5 5 3 8 5 55 53. Anybody, that answers the questions you are guaranteed a free seat in that class. And of course, I have courses as well for my clients that are out there.

[00:02:32] And who knows, maybe it makes sense for you to become a client, but for most people who are listening, you're probably too small, you're probably not too concerned about your business assets. You know you're not worried about somebody breaking in and stealing things or losing your client information. But for everybody else, there maybe there's some stuff we can do. OK, so big stuff today. We've got 5G coming out we're going to talk about what the carriers are doing how they're all getting prepared for this new technology. It's going to completely change the way we access the Internet and the way our devices access that, as well. We've got an interesting statistic that came out of the Black Hat Defcon conferences, just about six weeks ago, that I hadn't noticed before. We'll be going into that. If you're a consumer you're probably affected by this, as well, right. We had our data that was stolen from Equifax. Equifax is still in business we don't have the option of not doing business with them right. Well, technically we are. Once again the product right Equifax is still in business still doing great and we are still messed up. Those tickles in your throat when that happens. But, we're still in big trouble right because our information is out there. They're not issuing new social security numbers but they are issuing new credit card numbers and new bank account numbers.

[00:04:02] Right. But, Equifax is still out there they're still kicking around. Well, businesses that people don't have to do business with, have a different story. Even though Equifax is still in business. This is this is incredible here. Other businesses that don't have 48 percent of consumers avoiding services after a business has a data breach that is absolutely huge. Nearly all organizations that have been hit with a security incident report a long-term negative impact on both revenue and consumer trust. That is absolutely amazing. Consumers are getting frankly asking for a higher and higher standard for where they store their data and the how all of their data is protected while it's there in storage. And in this digital age you know you've got to right, you've got to be very careful about your data where it is and what they're doing with it. 80 percent of consumers are reporting is very important or crucial. Their personally identifiable information is protected online. 86 percent say a high level of data protection is a priority in choosing online services. That's from a technology and Frost and Sullivan So you know very reputable company there about half of the organizations report involvement a publicly disclosed data breach of those nearly all say they have experienced a long-term negative impact related to client trust and or revenue. So, it's absolutely huge you've got to pay attention.

[00:05:40] You have to be safe. This goes back to my survey I found that the majority of people that have so far answered the survey said the things that matter to them are protected. Protecting their data, protecting their bank accounts, their company bank accounts. By the way, It's come in is number one in the survey. Your own company's bank account. Number two is the customer's information. So, those are the top two in my survey. And I thought that was really kind of interesting, that's what people are trying to protect out there. So, it's very important or crucial, if you're a business you just can't afford to lose the consumer's trust because you will eventually go out of business. In fact, the statistics are still terrible. Customers are, excuse me, our customers but businesses that have been breached are likely to go out of business very, very quickly. So, that leads us to kind of our next story, actually does do this. but spear-fishing here you know about Russian attempts to meddle in the election while wow spearfishing has really become quite the science. Now, in case you don't know what it is. Fishing -  ph I sh ing - phishing is where the bad guys go out there looking to try and find data, try and find information, and then use it against a company or an individual. And that is exactly what it looks like.

[00:07:04] That is what happened to the Democrats last time around that all of these e-mails were disclosed because of the phishing attack, where you basically get an e-mail back in the day it was you know terrible language or wasn't worded properly and it was purporting to be from your bank or career I.T. people. Well, it turns out, that even though Podesta who last year had a password that was password. Oh my gosh, and lost all of the Democrats e-mails its' just kind of crazy. And by the way, the Russians weren't just going after the Democrats they were going after the Republicans and they're not just going after political parties, they're going after everybody out there, and they are using spearfishing. These are e-mails that have had hyperlinks embedded in them to go to a fake Web site and we just had news that was about a month ago you remember this reported quickly on this. But Microsoft blocked six fake Web sites that Microsoft thought were probably going to be used by Russians in order to meddle with our election. Now, we've got news coming out that the Chinese are also in the process of trying to meddle with our election, which of course, is a very bad thing as well. So, in this case, they send an e-mail. It looks legitimate enough and it has in it an embedded link, people clicked on the link.

[00:08:34] Now, it will take you to a Web site that usually looks legitimate. So, the e-mail might be pretending that it's some you know, PayPal or whatever, it might be some bank etc.. And it's not, frankly just about a month ago the Israeli Defense Forces IDF reported a social media phishing campaign that it was attributing to Hamas. So, they were trying to get the IDF troops to download malware, again, using fake Social media profiles on Facebook, Instagram, WhatsApp. What's more Facebook and Twitter have both blocked profiles linked to Iranian Russians and Chinese operatives used to try and spread misinformation. But, it really is helping to reveal a critical weakness of these influence campaigns because they're using overlapping profiles on multiple platforms. So if a social media company notices something then they can go ahead and talk the other social media companies and basically take out these bad guys all at once. I think it's really good. The whole concept of walled gardens and trying to keep things separate just doesn't fit in with this thing. Also, one of the things people complained about is that you can go to a Web site and it looks like it's the right Web site. We ought to mention that. But have you noticed the certificate you know a lot of people have been trained that if it has that locked in the corner by the R-AL they've been trained that OK well that means it's safe?

[00:10:09] I mean it's a secure server. Now, I can't emphasize this enough. A secure server is not a secure server. In other words just because it says that this is a secure server certificate and this has been validated it doesn't make it so. Two things that I want I want to make really clear, everyone needs to remember one it does not mean that the data on the server is secure. It has nothing to do with that, whatsoever. So your data might be secure in transit, but once it gets to the other side, it's not the not the right guy. The other thing that it does not mean anymore is that it really is the entity you're looking for. So, if you're trying to go to I'm just picking on PayPal. Here PayPal has a really good track record of being secure so, I'm just using them as an example one might know. So if you go to a Web site and it looks like it's PayPal and it was up in the corner they're up by you are the little lock indicating OK's to a secure server and if you click on that lock, it'll tell you the details about the security certificate. Those can be faked and they are being faked. In fact, the research that has been done recently shown that these sites that are being used maliciously to spread false information.

[00:11:30] Those sites are in fact being used with valid secure certificates, SSL certificates. So, just because there's a certificate does not mean that it's safe. OK. Everybody needs to remember that. So, it's a big deal. They are meddling with the election already. I heard a rumor, I should look this up but I think it was West Virginia, but apparently, some state is now allowing you to vote via your smartphone, which is absolutely idiotic at least as far as I'm concerned. Why? It's just almost impossible to secure that sort of stuff, so be very careful out there. OK, so let's talk about removing yourself. What information do these social media and other sites have about you? We already know Equifax has way too much about these other guys. Well, we had a couple of guys I think it was about a half a dozen that went out online and they did a little bit of searching online for their own data. And they found a bunch of very interesting things out there of some very very interesting things. Well, bottom line Google is your friend when it comes to finding your information online. Because even though Google does not index the dark web, they do a very good job of indexing the rest of the web.

[00:13:00] So, they wanted to know whatever information is out there. And what does it mean? And they found a lot of information about them, as you might expect, but then they decided let's take this to the next step and you'll see this article online. It was published ZDnet. There is a ton of great information. We definitely don't have enough time to get into all of it, today. But, they decided hey what happened in this day of GDPR are which is the European data privacy law. And, in the U.S. We have some privacy laws, nowhere near as strict as what they have over in Europe. But, in this day of so-called data privacy how much privacy do we have? What can we find out? You're supposed to be able to request from these companies, information about you. What do you have on me, out there? And of course, that's a very good thing to know, right. You'd want to know what businesses might be keeping about to, et cetera, et cetera. I know, I do and I have asked before. So, that's what these guys did. They went online and they started to poke around a lot and in some cases, they tried to request the removal of their data, and it was interesting because they got various types of responses from some people and some businesses out there.

[00:14:19] Google has their privacy checkup, which obviously you should pay some attention to go online to a privacy checkup. There are services online like delete me. There's a paid subscription service and it goes ahead and tries to get your data removed from online. Some of these Web sites, have what would amount to hundreds and hundreds of pages of information, about you. Some of the data brokers the data miners are really going crazy and some of them claim to have over 100000 data points on every adult in the United States. Think about that one. So, it's a scary world. If you're concerned about this. I'd love to know. But check this out, it's on my website at Craig Peterson dot com. And, if this is something you'd like me to cover in a masterclass, let me know as well and just put the subject of master class to send e-mail to me at Craig Peterson dot com, or you can text me at 8 5 5 3 8 5 55 53 and I will be more than glad to talk about and give a little class about that and a couple of other things we have up our sleeves. Next stop, here we're going to talk about 5G and a new use for blockchain. This is going to be surprising, I think, to a lot of people.

[00:15:40] Now, you probably heard of block trading. And most people when they think of blockchain they're thinking about bitcoin or some of these other cryptocurrencies that are out there. The whole idea behind block chain is to have a ledger. 

[00:15:55] And, you know remember we've seen Ledgers for years, if you ever watch A Christmas Carol you saw Legers being used in the accounting office, right. Who owes who money, back and forth and ledgers can be changed. And that's been a problem over the years. How do you know your bank's Ledger is correct? Good accounting practices use double entry ledgers to help correct and catch mistakes, but how about the malicious things that can happen and that do happen that are out there. Well, it gets to be a real problem and that's what blockchain kind of things hoped to solve. And I say kind of, because they haven't really solved it ,and I've been extremely disappointed in the massive adoption of the blockchain technology because the idea behind blockchain is if we have a thousand people all maintaining the same ledger and we assume that they're pretty much all valid maybe there's a few people trying to mess around but if there's a thousand Legers or 100000 Legers then we know that everything's legitimate right because it's all signed and it hasn't been messed with. And we can always validate based on looking at other ledgers that are out there. While, that whole concept behind block chain is being used now, by a few different companies, in order to do some kind of fancy things. First of all, some banks are already using it for literally their ledgers, right. There are bank ledgers and they are tracking the bank's ledgers and transactions between banks.

[00:17:30] So, it's already been used for interbank transfers interbank loans. You know the whole overnight rate and everything you've heard about before. Well, this is a big surprise to me. But Wal-Mart is about to jump into this block chain business and apparently by January 31, 2019, Wal-Mart has set a deadline for all of their direct suppliers to use blockchain technology to track food. Yes, indeed that head of lettuce that spinach that you buy over at Wal-Mart is going to be tracked with blockchain. And the idea behind all of this is that that they want to be able to trace the food, berries, mangoes, baby food, you know about the scare we had when it might have been a decade ago about spinach, and some of the nasty stuff in the spinach baby food. Remember, the scare with glass in some of the baby food bottles. Chicken with you when you're talking about salmonella or other types of diseases the same thing is true with beef. Wouldn't it be nice to be able to trace that food all the way back from the truck it was on, the box manufacturer that made the box that the chicken was shipped in with a plastic wrap that was inside that all the way back to the supplier or what day?

[00:18:56] Who handled it, everything. While IBM food trust has been working on blockchain technology to do just that, track all of the food. Very, very cool and it gives a much more complete view of the entire food system than what is currently available from anybody. And it is certainly stronger than the basic federal regulations are currently requiring. So, this is a really good pinpointing the source of the food contamination. It is almost certain, I can't see how it would not improve public safety. It's going to save lives because we can more quickly track down what other food might have been contaminated, where did it go, who might have sold it, where might it be sitting. The head of food safety over at Wal-Mart. Frankie Anice is saying that it's ultimately going to save money for retailers and farmers who have been swept into overly broad product recalls, in the past, and I've seen that before too. Because it's like OK, everything that came out of this plant is now recalled and you're talking, sometimes millions of eggs or millions of pounds of different types of foods. And it's a real problem. We had millions of bags and heads of romaine lettuce that was thrown out due to interruption of E. coli. Earlier this year 36 different states, so that one particular E. coli outbreak caused 210 people to get sick and five to die.

[00:20:30] And that's according to the CDC. So, very, very big deal this food trust blockchain is going to be a big deal, as well. And it's going to help promote food safety. I like it. I like that kind of transparency that that depth of view into our food supply. I think that's really important. OK, we've got some pricing trends coming up here. What's it worth? To steal your information and try and sell it on the dark web. Yeah, the pricing has changed. And I got to say the pricing has not changed for the better here. But for cybercriminals, the whole dark web is growing more profitable every day. And for those people that signed up for my Dark Web report, you know you've been getting them every month. And I got to say something about this too for the first time I think in about a year we did not have any of our listeners here who signed up for that free monthly dark web scan. None, of them, showed up in any of the reports this month. So, that's a very very big deal. First time ever we didn't have any new shows, obviously old stuff is out there but no new stuff so good for you. That means you guys are listening and paying attention. I really appreciate that. And I want to go by the way a quick shout out to a couple of new clients here, too.

[00:21:52] Tom and Jared as well. We ended up doing scans for them looking for information that if it was breached would be a bad thing. Right. Personally identifiable information, as well as stuff that would violate various state and federal requirements. So quick shout out to both of them and their companies. But in this case, the dark web is growing more profitable every day. And this is particularly true for stolen credit card data. Prices have gone up over the last three years as much as 83 percent. Isn't that amazing. For the US, Canadian, United Kingdom, an Australian credit cards, that is by the way. So Armors Threat Resistance Unit says, stolen credit card data is of great value to the cybercriminals because of the number of ways they can use it to commit fraud. So, they do everything from what you've heard before purchasing high-end merchandise for resale, for money laundering, and funding other illicit activities. Remember I told you about the lecture I attended in talking with the Secret Service officer about what they're finding and how can bad guys move money around because as a rule, they can't. All right what are you going to do? They don't trust each other etcetera, etcetera. The whole problem. The conundrum, the prisoner conundrum, but a different show for that one. So, anyhow the values going up, the prices going up that means we've got to start being very careful.

[00:23:26] There's also an increased Dark Market for cloned ATM cards, passports, prescriptions, and even prescription labels, all of them have increased in performance or in they've all increased in importance over the last three years. OK, we are finally making it to five G we've talked a little bit about 5G in the past it is coming. It's going to have a massive impact on almost every facet of how we use the technology we're talking about faster speeds, lower latency, which means the turnaround time and also in cost, so there'll be huge new frontiers for us. You know right now some cars have Wi-Fi hotspots in them. It's going to become the norm because it's going to be so cheap, so fast, so available. There are already clothes, we talked about Levis with their jean jacket that had built into it sensors so that you could control it just by swiping your arm on the sleeve of the jacket. Well, think of all with 5g you could build right into that code all kinds of sensors that are monitoring everything right your heart rate your not just the rate but your cardiac monitor, video screens, you know you name it you go jogging in the morning and you're concerned about getting mugged because you're going through New York's main parks or wherever it might be you know your clothes could be streaming a video feed 24/7. 

[00:25:03] And the cost on that will be minimal, absolutely minimal. Or if you hit a panic button it'll automatically upload the last half hour of video and sound or whatever from a 360-degree radius around you. This is absolutely phenomenal, what's going to happen. It's going to open up everything and then think about the self-driving cars that are coming. Right now they have to have a lot of very expensive sensors on them but if they could all communicate all share that data push that data back you know you to the blockchain stuff earlier with Wal-Mart and what they're going to do to keep your food safe. Well, think about what could happen now of all of the cars all of the sensors and everything everywhere. We're sending all of this data to a central database where it is validated and put together. And now the cars have an up to the second. Up to the second. It's just I'm just shaking my head it's amazing here. But up to the second information about road conditions everywhere out there. So, this is really going to be huge. This is really the fifth generation of cellular network that's why it is called 5G. This is, you know we've got 4G LTE right now and I'm going to give you the real basics.

[00:26:23] I got a great article that I got from the verge that's up to my website at Craig Peterson dot com. But, five Gs is a set of standards, of course, it's been adopted internationally as well in the U.S. but they're able to move forward because in December last year 2017. They agreed on the basic standalone standards. They have other standards as well. It's a much more complex network. They have to have a lot more cell towers if you will, but they can be tiny. So, in an area that might have only had a couple of towers before eventually here, there could be dozens of towers, just everywhere. It's just going to be amazing. Everything's about to change. Remember, how fast LTE was when it came out. While that's what's going to happen again that's going to be fast, fast, fast. All of the major carriers are working on it. We've got What T-Mobile and Sprint are trying to get together so they can build one really big and strong 5G network. We'll see how that all goes. But, everything's about to change when 5G comes out. And you know we are about to change, give it a couple of years. All right again if you have any comments if there's anything you'd like me to cover in a master class make sure you e-mail me right now. Just me at Craig Peterson dot com.

[00:27:44] Craig Peterson dot com or text me with any comments, questions concerns, or topics for a masterclass to 8 5 5 3 8 5 55 53. I'm looking forward to helping you out. However, I can whatever questions you have. Take care and have a great week. Bye-bye.

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What happens when companies are breached?  Listen in as I discuss the effect of a breach on their customer base.

Walmart is going to use blockchain to help to secure our the food they sell customers.

Why are we seeing such an upswing in Spear phishing? Tune in and I will explain it in more why it is now more dangerous than ever before.

Sale of Information on the Dark Web is increasing.  Today I will talk about why we are seeing more activity and higher prices being demanded.

It is coming, 5G is a huge leap.  I will discuss how this technology is going to change how we access the internet.

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Transcript:

Below is a rush transcript of this segment, it might contain errors.

Airing date: 09/29/2018

Breached companies lose customers. Spear phishing more dangerous than ever. Dark web pricing trends. 5G is going to change everything.

Craig Peterson: [00:00:01] Hey, WELCOME. WELCOME. Craig Peterson, here, joining you as I try to every Saturday morning. Thanks for joining us today. Hey, we've got a lot, as usual, to talk about in a short time to talk about it. We are going without commercial breaks, again. We have so much to cover and I got to thank, of course, I Heart Radio for airing this show on their stations and it's kind of fun. I was just adding it up. You know, I'm almost at my 1000 weekly episode. That is a lot, hence, a lot of airtime some of those shows were three hours some even four hours long. I used to do an interview format show. Now, it tends to be just me talking about some of the stuff that really matters to everybody out there in the news. So thanks to Iheartradio for airing the show again. Now moving on to, wow, close to 20 years I guess. Really weekly radio appearances by yours truly and of course, then a lot of television over the years, as well. I also want a quick shout out thanks to everybody that responded to my survey. You should have gotten an e-mail last week on Saturday. Maybe you opened it up during the week and then a reminder on Wednesday, please just take about two minutes, that is all it takes.

[00:01:23] Click on the link, right in there. I really do want your opinion. I'd like to know what it is you'd like to hear about here. I'm also doing another master class. Remember, last year it was in June, I did a three-seminar class that went on for about eight hours. It was on securing your computer, no charge for anybody involved. We're going to do some more teaching, but I really want to know what you guys want. What do you want to hear about what you want to learn about? The only way to let me know is to tell me, so if you haven't filled out that survey please do. If you don't have a link to that survey, just go ahead and send me a quick note. Just me at Craig Peterson dot com or you can text me as well at 8 5 5 3 8 5 fifty-five fifty-three. If there is any question, that you would have about security, that you'd like me to have a masterclass about. All at no charge text me at 8 5 5 3 8 5 55 53. Anybody, that answers the questions you are guaranteed a free seat in that class. And of course, I have courses as well for my clients that are out there.

[00:02:32] And who knows, maybe it makes sense for you to become a client, but for most people who are listening, you're probably too small, you're probably not too concerned about your business assets. You know you're not worried about somebody breaking in and stealing things or losing your client information. But for everybody else, there maybe there's some stuff we can do. OK, so big stuff today. We've got 5G coming out we're going to talk about what the carriers are doing how they're all getting prepared for this new technology. It's going to completely change the way we access the Internet and the way our devices access that, as well. We've got an interesting statistic that came out of the Black Hat Defcon conferences, just about six weeks ago, that I hadn't noticed before. We'll be going into that. If you're a consumer you're probably affected by this, as well, right. We had our data that was stolen from Equifax. Equifax is still in business we don't have the option of not doing business with them right. Well, technically we are. Once again the product right Equifax is still in business still doing great and we are still messed up. Those tickles in your throat when that happens. But, we're still in big trouble right because our information is out there. They're not issuing new social security numbers but they are issuing new credit card numbers and new bank account numbers.

[00:04:02] Right. But, Equifax is still out there they're still kicking around. Well, businesses that people don't have to do business with, have a different story. Even though Equifax is still in business. This is this is incredible here. Other businesses that don't have 48 percent of consumers avoiding services after a business has a data breach that is absolutely huge. Nearly all organizations that have been hit with a security incident report a long-term negative impact on both revenue and consumer trust. That is absolutely amazing. Consumers are getting frankly asking for a higher and higher standard for where they store their data and the how all of their data is protected while it's there in storage. And in this digital age you know you've got to right, you've got to be very careful about your data where it is and what they're doing with it. 80 percent of consumers are reporting is very important or crucial. Their personally identifiable information is protected online. 86 percent say a high level of data protection is a priority in choosing online services. That's from a technology and Frost and Sullivan So you know very reputable company there about half of the organizations report involvement a publicly disclosed data breach of those nearly all say they have experienced a long-term negative impact related to client trust and or revenue. So, it's absolutely huge you've got to pay attention.

[00:05:40] You have to be safe. This goes back to my survey I found that the majority of people that have so far answered the survey said the things that matter to them are protected. Protecting their data, protecting their bank accounts, their company bank accounts. By the way, It's come in is number one in the survey. Your own company's bank account. Number two is the customer's information. So, those are the top two in my survey. And I thought that was really kind of interesting, that's what people are trying to protect out there. So, it's very important or crucial, if you're a business you just can't afford to lose the consumer's trust because you will eventually go out of business. In fact, the statistics are still terrible. Customers are, excuse me, our customers but businesses that have been breached are likely to go out of business very, very quickly. So, that leads us to kind of our next story, actually does do this. but spear-fishing here you know about Russian attempts to meddle in the election while wow spearfishing has really become quite the science. Now, in case you don't know what it is. Fishing -  ph I sh ing - phishing is where the bad guys go out there looking to try and find data, try and find information, and then use it against a company or an individual. And that is exactly what it looks like.

[00:07:04] That is what happened to the Democrats last time around that all of these e-mails were disclosed because of the phishing attack, where you basically get an e-mail back in the day it was you know terrible language or wasn't worded properly and it was purporting to be from your bank or career I.T. people. Well, it turns out, that even though Podesta who last year had a password that was password. Oh my gosh, and lost all of the Democrats e-mails its' just kind of crazy. And by the way, the Russians weren't just going after the Democrats they were going after the Republicans and they're not just going after political parties, they're going after everybody out there, and they are using spearfishing. These are e-mails that have had hyperlinks embedded in them to go to a fake Web site and we just had news that was about a month ago you remember this reported quickly on this. But Microsoft blocked six fake Web sites that Microsoft thought were probably going to be used by Russians in order to meddle with our election. Now, we've got news coming out that the Chinese are also in the process of trying to meddle with our election, which of course, is a very bad thing as well. So, in this case, they send an e-mail. It looks legitimate enough and it has in it an embedded link, people clicked on the link.

[00:08:34] Now, it will take you to a Web site that usually looks legitimate. So, the e-mail might be pretending that it's some you know, PayPal or whatever, it might be some bank etc.. And it's not, frankly just about a month ago the Israeli Defense Forces IDF reported a social media phishing campaign that it was attributing to Hamas. So, they were trying to get the IDF troops to download malware, again, using fake Social media profiles on Facebook, Instagram, WhatsApp. What's more Facebook and Twitter have both blocked profiles linked to Iranian Russians and Chinese operatives used to try and spread misinformation. But, it really is helping to reveal a critical weakness of these influence campaigns because they're using overlapping profiles on multiple platforms. So if a social media company notices something then they can go ahead and talk the other social media companies and basically take out these bad guys all at once. I think it's really good. The whole concept of walled gardens and trying to keep things separate just doesn't fit in with this thing. Also, one of the things people complained about is that you can go to a Web site and it looks like it's the right Web site. We ought to mention that. But have you noticed the certificate you know a lot of people have been trained that if it has that locked in the corner by the R-AL they've been trained that OK well that means it's safe?

[00:10:09] I mean it's a secure server. Now, I can't emphasize this enough. A secure server is not a secure server. In other words just because it says that this is a secure server certificate and this has been validated it doesn't make it so. Two things that I want I want to make really clear, everyone needs to remember one it does not mean that the data on the server is secure. It has nothing to do with that, whatsoever. So your data might be secure in transit, but once it gets to the other side, it's not the not the right guy. The other thing that it does not mean anymore is that it really is the entity you're looking for. So, if you're trying to go to I'm just picking on PayPal. Here PayPal has a really good track record of being secure so, I'm just using them as an example one might know. So if you go to a Web site and it looks like it's PayPal and it was up in the corner they're up by you are the little lock indicating OK's to a secure server and if you click on that lock, it'll tell you the details about the security certificate. Those can be faked and they are being faked. In fact, the research that has been done recently shown that these sites that are being used maliciously to spread false information.

[00:11:30] Those sites are in fact being used with valid secure certificates, SSL certificates. So, just because there's a certificate does not mean that it's safe. OK. Everybody needs to remember that. So, it's a big deal. They are meddling with the election already. I heard a rumor, I should look this up but I think it was West Virginia, but apparently, some state is now allowing you to vote via your smartphone, which is absolutely idiotic at least as far as I'm concerned. Why? It's just almost impossible to secure that sort of stuff, so be very careful out there. OK, so let's talk about removing yourself. What information do these social media and other sites have about you? We already know Equifax has way too much about these other guys. Well, we had a couple of guys I think it was about a half a dozen that went out online and they did a little bit of searching online for their own data. And they found a bunch of very interesting things out there of some very very interesting things. Well, bottom line Google is your friend when it comes to finding your information online. Because even though Google does not index the dark web, they do a very good job of indexing the rest of the web.

[00:13:00] So, they wanted to know whatever information is out there. And what does it mean? And they found a lot of information about them, as you might expect, but then they decided let's take this to the next step and you'll see this article online. It was published ZDnet. There is a ton of great information. We definitely don't have enough time to get into all of it, today. But, they decided hey what happened in this day of GDPR are which is the European data privacy law. And, in the U.S. We have some privacy laws, nowhere near as strict as what they have over in Europe. But, in this day of so-called data privacy how much privacy do we have? What can we find out? You're supposed to be able to request from these companies, information about you. What do you have on me, out there? And of course, that's a very good thing to know, right. You'd want to know what businesses might be keeping about to, et cetera, et cetera. I know, I do and I have asked before. So, that's what these guys did. They went online and they started to poke around a lot and in some cases, they tried to request the removal of their data, and it was interesting because they got various types of responses from some people and some businesses out there.

[00:14:19] Google has their privacy checkup, which obviously you should pay some attention to go online to a privacy checkup. There are services online like delete me. There's a paid subscription service and it goes ahead and tries to get your data removed from online. Some of these Web sites, have what would amount to hundreds and hundreds of pages of information, about you. Some of the data brokers the data miners are really going crazy and some of them claim to have over 100000 data points on every adult in the United States. Think about that one. So, it's a scary world. If you're concerned about this. I'd love to know. But check this out, it's on my website at Craig Peterson dot com. And, if this is something you'd like me to cover in a masterclass, let me know as well and just put the subject of master class to send e-mail to me at Craig Peterson dot com, or you can text me at 8 5 5 3 8 5 55 53 and I will be more than glad to talk about and give a little class about that and a couple of other things we have up our sleeves. Next stop, here we're going to talk about 5G and a new use for blockchain. This is going to be surprising, I think, to a lot of people.

[00:15:40] Now, you probably heard of block trading. And most people when they think of blockchain they're thinking about bitcoin or some of these other cryptocurrencies that are out there. The whole idea behind block chain is to have a ledger. 

[00:15:55] And, you know remember we've seen Ledgers for years, if you ever watch A Christmas Carol you saw Legers being used in the accounting office, right. Who owes who money, back and forth and ledgers can be changed. And that's been a problem over the years. How do you know your bank's Ledger is correct? Good accounting practices use double entry ledgers to help correct and catch mistakes, but how about the malicious things that can happen and that do happen that are out there. Well, it gets to be a real problem and that's what blockchain kind of things hoped to solve. And I say kind of, because they haven't really solved it ,and I've been extremely disappointed in the massive adoption of the blockchain technology because the idea behind blockchain is if we have a thousand people all maintaining the same ledger and we assume that they're pretty much all valid maybe there's a few people trying to mess around but if there's a thousand Legers or 100000 Legers then we know that everything's legitimate right because it's all signed and it hasn't been messed with. And we can always validate based on looking at other ledgers that are out there. While, that whole concept behind block chain is being used now, by a few different companies, in order to do some kind of fancy things. First of all, some banks are already using it for literally their ledgers, right. There are bank ledgers and they are tracking the bank's ledgers and transactions between banks.

[00:17:30] So, it's already been used for interbank transfers interbank loans. You know the whole overnight rate and everything you've heard about before. Well, this is a big surprise to me. But Wal-Mart is about to jump into this block chain business and apparently by January 31, 2019, Wal-Mart has set a deadline for all of their direct suppliers to use blockchain technology to track food. Yes, indeed that head of lettuce that spinach that you buy over at Wal-Mart is going to be tracked with blockchain. And the idea behind all of this is that that they want to be able to trace the food, berries, mangoes, baby food, you know about the scare we had when it might have been a decade ago about spinach, and some of the nasty stuff in the spinach baby food. Remember, the scare with glass in some of the baby food bottles. Chicken with you when you're talking about salmonella or other types of diseases the same thing is true with beef. Wouldn't it be nice to be able to trace that food all the way back from the truck it was on, the box manufacturer that made the box that the chicken was shipped in with a plastic wrap that was inside that all the way back to the supplier or what day?

[00:18:56] Who handled it, everything. While IBM food trust has been working on blockchain technology to do just that, track all of the food. Very, very cool and it gives a much more complete view of the entire food system than what is currently available from anybody. And it is certainly stronger than the basic federal regulations are currently requiring. So, this is a really good pinpointing the source of the food contamination. It is almost certain, I can't see how it would not improve public safety. It's going to save lives because we can more quickly track down what other food might have been contaminated, where did it go, who might have sold it, where might it be sitting. The head of food safety over at Wal-Mart. Frankie Anice is saying that it's ultimately going to save money for retailers and farmers who have been swept into overly broad product recalls, in the past, and I've seen that before too. Because it's like OK, everything that came out of this plant is now recalled and you're talking, sometimes millions of eggs or millions of pounds of different types of foods. And it's a real problem. We had millions of bags and heads of romaine lettuce that was thrown out due to interruption of E. coli. Earlier this year 36 different states, so that one particular E. coli outbreak caused 210 people to get sick and five to die.

[00:20:30] And that's according to the CDC. So, very, very big deal this food trust blockchain is going to be a big deal, as well. And it's going to help promote food safety. I like it. I like that kind of transparency that that depth of view into our food supply. I think that's really important. OK, we've got some pricing trends coming up here. What's it worth? To steal your information and try and sell it on the dark web. Yeah, the pricing has changed. And I got to say the pricing has not changed for the better here. But for cybercriminals, the whole dark web is growing more profitable every day. And for those people that signed up for my Dark Web report, you know you've been getting them every month. And I got to say something about this too for the first time I think in about a year we did not have any of our listeners here who signed up for that free monthly dark web scan. None, of them, showed up in any of the reports this month. So, that's a very very big deal. First time ever we didn't have any new shows, obviously old stuff is out there but no new stuff so good for you. That means you guys are listening and paying attention. I really appreciate that. And I want to go by the way a quick shout out to a couple of new clients here, too.

[00:21:52] Tom and Jared as well. We ended up doing scans for them looking for information that if it was breached would be a bad thing. Right. Personally identifiable information, as well as stuff that would violate various state and federal requirements. So quick shout out to both of them and their companies. But in this case, the dark web is growing more profitable every day. And this is particularly true for stolen credit card data. Prices have gone up over the last three years as much as 83 percent. Isn't that amazing. For the US, Canadian, United Kingdom, an Australian credit cards, that is by the way. So Armors Threat Resistance Unit says, stolen credit card data is of great value to the cybercriminals because of the number of ways they can use it to commit fraud. So, they do everything from what you've heard before purchasing high-end merchandise for resale, for money laundering, and funding other illicit activities. Remember I told you about the lecture I attended in talking with the Secret Service officer about what they're finding and how can bad guys move money around because as a rule, they can't. All right what are you going to do? They don't trust each other etcetera, etcetera. The whole problem. The conundrum, the prisoner conundrum, but a different show for that one. So, anyhow the values going up, the prices going up that means we've got to start being very careful.

[00:23:26] There's also an increased Dark Market for cloned ATM cards, passports, prescriptions, and even prescription labels, all of them have increased in performance or in they've all increased in importance over the last three years. OK, we are finally making it to five G we've talked a little bit about 5G in the past it is coming. It's going to have a massive impact on almost every facet of how we use the technology we're talking about faster speeds, lower latency, which means the turnaround time and also in cost, so there'll be huge new frontiers for us. You know right now some cars have Wi-Fi hotspots in them. It's going to become the norm because it's going to be so cheap, so fast, so available. There are already clothes, we talked about Levis with their jean jacket that had built into it sensors so that you could control it just by swiping your arm on the sleeve of the jacket. Well, think of all with 5g you could build right into that code all kinds of sensors that are monitoring everything right your heart rate your not just the rate but your cardiac monitor, video screens, you know you name it you go jogging in the morning and you're concerned about getting mugged because you're going through New York's main parks or wherever it might be you know your clothes could be streaming a video feed 24/7. 

[00:25:03] And the cost on that will be minimal, absolutely minimal. Or if you hit a panic button it'll automatically upload the last half hour of video and sound or whatever from a 360-degree radius around you. This is absolutely phenomenal, what's going to happen. It's going to open up everything and then think about the self-driving cars that are coming. Right now they have to have a lot of very expensive sensors on them but if they could all communicate all share that data push that data back you know you to the blockchain stuff earlier with Wal-Mart and what they're going to do to keep your food safe. Well, think about what could happen now of all of the cars all of the sensors and everything everywhere. We're sending all of this data to a central database where it is validated and put together. And now the cars have an up to the second. Up to the second. It's just I'm just shaking my head it's amazing here. But up to the second information about road conditions everywhere out there. So, this is really going to be huge. This is really the fifth generation of cellular network that's why it is called 5G. This is, you know we've got 4G LTE right now and I'm going to give you the real basics.

[00:26:23] I got a great article that I got from the verge that's up to my website at Craig Peterson dot com. But, five Gs is a set of standards, of course, it's been adopted internationally as well in the U.S. but they're able to move forward because in December last year 2017. They agreed on the basic standalone standards. They have other standards as well. It's a much more complex network. They have to have a lot more cell towers if you will, but they can be tiny. So, in an area that might have only had a couple of towers before eventually here, there could be dozens of towers, just everywhere. It's just going to be amazing. Everything's about to change. Remember, how fast LTE was when it came out. While that's what's going to happen again that's going to be fast, fast, fast. All of the major carriers are working on it. We've got What T-Mobile and Sprint are trying to get together so they can build one really big and strong 5G network. We'll see how that all goes. But, everything's about to change when 5G comes out. And you know we are about to change, give it a couple of years. All right again if you have any comments if there's anything you'd like me to cover in a master class make sure you e-mail me right now. Just me at Craig Peterson dot com.

[00:27:44] Craig Peterson dot com or text me with any comments, questions concerns, or topics for a masterclass to 8 5 5 3 8 5 55 53. I'm looking forward to helping you out. However, I can whatever questions you have. Take care and have a great week. Bye-bye.

 ---

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Is it time to upgrade? Apple's new products - iWatch 4 and new iPhones.

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Related Articles:

Facebook Violates Apple’s Data-Gathering Rules, Pulls VPN From App Store

Millennials Are Sharing Streaming Passwords, Costing Companies Millions In Revenue

Your Digital 'Purchases' Are Not Really Yours

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Transcript:

Below is a rush transcript of this segment, it might contain errors.

Airing date: 09/27/2018

New Apple Products and Mis-Use of Digital Streaming Products 

Craig Peterson: [00:00:00] Hi everybody. Craig Peterson, here. I was on the radio on Maine this morning. And you wouldn't believe this commercial, I should have recorded it, but it was a commercial for you to reserve your tickets for Maine's Polar Express. A Train service that runs through the frozen night White North. So, if you're from the south, or someplace warm in the world, it's time to kind of freak out because Maine's going to get socked over the winter. Maybe that's why they have Saco in Maine. Right. They got socked, anyhow. And for those from Maine, Hey welcome. Glad to have you aboard this morning with Ken and Matt. We talked about a few different things. In fact, we had a little banter back and forth about some of the Apple gadgets that just came out, and Ken, of course, he loves Apple. So, we talked with him about what he's doing there. We also talked about a couple articles in the news this week which of course millennials streaming sharing their digital purchases, and whether or not they really are yours. And we covered that a little bit more depth yesterday. So, if you're interested in that listen to yesterday's podcast, but you know millennials sharing streaming is a real problem and the younger kids the millennials are even worse. And Facebook's VPN bottom line, just don't use it, OK. I wish there is a great alternative to Facebook, I just haven't found it yet. So, here we go and thanks for listening. Thanks to those people who did go ahead and respond.

[00:01:33] We had quite a few more responses to that little survey that I put up. So, here we go with Ken and Matt. 

[00:01:40] He's back again. Ladies and Gentlemen Craig Peterson, our tech guru. He joins us at this time every Wednesday, to give us an eye on the world of technology. Craig, how are you, sir? 

[00:01:50] Hey, Good morning, gentlemen. 

[00:01:52] Doing pretty well one of my daughters and her husband flew in from Europe. She's living in Oslo, now. And, we had Thanksgiving, on Sunday. So, that was really kind of fun for the first time we smoked a turkey in the smoker. So, it was a great weekend. It was nice to see, almost everybody was here. Another daughter in Kentucky and granddaughter, but they didn't make it. 

[00:02:16] We're not sure if you're aware of this Craig, but Thanksgiving is in November.

[00:02:19] Smoking Turkey is not legal, I don't think. Safer than doing it in a deep fryer.

[00:02:27] For years these accidents. Yeah, she can't make it back until after the first of the year. So, we're going we're having we had it on Sunday and the next month we're going to celebrate Canadian Thanksgiving which is in October and then we're going to celebrate you. Do you have to apologize at the dinner table?

[00:02:42] Can't have too much turkey!

[00:02:45] Exactly.

[00:02:46] I love that Matt too. Yeah, well I'm sorry but we have to say sorry but did you eat potatoes, Soe-rry. You've got to say it right. 

[00:02:54] I have to tell you the big news, because I know we've been waiting for this. I have ordered my iPhone 10 s Max. Yeah. Just buy that other iPhone. I try. I'm on the monthly thing that you upgrade once a year. So, yes so I did order it. It's going to be next week.

[00:03:16] It's going to be bigger than my face, but it's you know a lot of people were looking forward to.

[00:03:24] There were lines. But you know frankly, Matt for normal mortals or normal humans. The iPhone 8 versus most of the iPhone 10s. Now, of course, they killed the 10, straight 10, but the 8 is just playing good enough. I don't know how well Apple's going to do with this. You know I think they were smart to have that program that Ken signed up for. Where,

[00:03:48] I would not have bought it, otherwise. Yeah. You understand that every time something new comes out you, have to buy it do you not understand that.

[00:03:56] Well yeah. And whoever has the newest toys wins.

[00:04:01] That's right. Exactly. And I actually am I'm not. I don't use my iPhone with one hand.. I mean I know one of the complaints about the 10 Max is that you can't use it with one hand. I always hold it in one hand and use my finger to do things with it, so to me who is blind and deaf and old and cranky. I have to have a bigger screen, exactly right. I can't see anything. 

[00:04:26] So, I have people calling it like the 10 SMax, no smack. 

[00:04:34] Oh that's funny. I've heard that. Oh yeah. OK.

[00:04:38] I'm not running out to buy one, because they're the only big winner on that phone, frankly, is that it's got amazing graphics if you're doing 3-D or virtual reality. Which clearly he is doing that all the time. I got it because it's bigger, by the way, also is the new iPhone.

[00:04:56] Watch, because I didn't get the iPhone watch, because my eyesight is so bad. So, that's on watch. What do you think about the new watches, it is better? 

[00:05:04] Yeah yeah yeah. It's the iPhone, of course, it's the iwatch 4. And, this is the kind of a big announcement, frankly, from Apple. Its better and bigger than all the other stuff and it's become very, very popular. But, what's interesting about the new watch is that it has now a single wire electrocardiogram built into it. In other words, it can watch your heart rate your rhythms even then read the rhythms. It actually approved by the FDA. So, it really kind of a big deal. People are concerned about the watch and the fact that it can read your heart rate and rhythms and watch for maybe potential damage to your heart. Because now are we going to have more and more people going to their doctor. You know the problem we've already seen in medicine is Dr. Google you know Dr. Google, right?

[00:06:03] Yeah, I know talking about can be his problem. 

[00:06:07] Well, that's where you go online and you search through your symptoms and you find that you're about to die. 

[00:06:12] Yes. Right. Happens daily to my wife. Yes. 

[00:06:15] Yeah. So, thats Dr. Google and so many people using it. So, now people were kind of worried, well with this new watch, which by the way is phenomenal, because it has a built in cell modem and has basically everything available on it. It's just amazing and they changed the bezel to make it a little bit bigger, Ken so maybe you can finally see it. You know scroll one letter at a time on it. But, this new watch is now trying to cause some more problems for doctors, because all of a sudden someone's going to say oh no, oh no, I missed a heartbeat earlier today which happens a lot. Particularly, if you're under stress and for some people and they're laying down on their left side or their back. So the Vegas nerve gets stimulated, that slows the heart down causes, you know, a Bradicardiac rhythm, a slow rhythm etc. Can you tell I was a paramedic for 10 years? But yeah, So that's a big problem, potentially. We'll see how it goes. But yeah the watch 4, is by far the best watch, before this one came out, by the way, the Apple Watch one was still for sale, and it was probably Apple's biggest seller. In fact, it was Apple's biggest seller, because the two and the three just didn't do much for people. But the four, Ken thats real deal. That's all you got to get now. 

[00:07:35] Yeah, I mean Christmas is, right around the corner.

[00:07:38] I'll be good for them. I'm going to send it out to my kids. Do lawyers celebrate Christmas? Oh, the kids.

[00:07:46] I celebrate anything and everything that gets me presents.

[00:07:54] All right Craig Peterson, our tech guru is joining us now, as he always does on Wednesday at this time. Craig, I had an employee tell me a little story, whereby he managed to convince a friend of his in college to give him his NHL hockey streaming password. So that he could watch hockey games and he, kind of just like, never stopped using it and he's he's like 6 years later still able to watch the games because the kid who he got it from still has that password and still logs in and can still use it to watch the games. This is, of course, done by people with HBO Go, Amazon prime, Netflix and so on and so forth, right. Where you're taking passwords and essentially sharing them between people. It tends to typically be something that young people do particularly. Is this a thing? 

[00:08:41] Yeah. Well, you nailed it. It's a huge thing, right. And there is a great article talking about it that just came out. It was on CNBC. 35 percent of millennials, according to this little study that was done, are sharing their passwords to streaming services. That's a lot. And, when you look at it us old guys and gals, here, the baby boomers 13 percent of us shared. So basically millennials are showing them three times as much and they're kind of worried because, of course, now they're losing on potential revenue. Now you could argue that maybe these people would not be watching Netflix, they would not pay for a Netflix account if they didn't have one for free. But, there's just one really cool little note in here, and I don't know maybe this should be part of divorce proceedings or something, I don't know. In this particular case, a young lady, a guy came over to her apartment one night. They had dated, this was kind of the first date and they wanted to watch this movie that just came out on Netflix and she didn't have Netflix so they came over and she had a smart TV. Either you guys have these smart TVs?

[00:09:53] I do, actually, yes I have a 65 inch Samsung Smart TV, that I bought about a couple years ago. Maybe, but I don't know I'm not smart enough to figure it out. 

[00:10:01] Smart TV, Dumb user. The TV is smarter than the user. Yes. 

[00:10:06] Yeah, I have an Apple TV and I really like it.  I think it's great. But at any rate, he went ahead and he put his username and password into her smart TV because it had built into it Netflix and Hulu and all these others. And now years later, and it's still encoded in her TV and she's still using it. And that's kind of the norm. I know one of my kids has done that with our account. And, so every once in a while, we change the user's password. Use your password on it. But it's it's really huge. People 21 and younger are sharing passwords at a rate of almost 50 percent. So, keep an eye on that. Obviously, they're going to have to do something about it. Maybe cause, you know charging more or something but it is a really, really big problem. Bottom line. Then the other digital problem, I don't know if you guys heard about this when I  have a Kindle, I've had an Amazon Kindle for years. Do you remember when the book 1984 from George Orwell was pulled off of people's Kindles to remember that you bought it and I bought the book and then all of a sudden, one day you go into your Kindle, and the book has been deleted automatically by Amazon?

[00:11:33] You don't remember that story? And I actually miss that one. Craig, Yeah.

[00:11:36] Ok. That was a few years back in 1984. Could you get more poetic. At any rate. The problem we're seeing right now is that people are starting to find out that when you QUOTE buy a movie or buy that book END QUOTE. Whether it's on Amazon or Apple or Google, wherever it might be you're buying it, your not actually owning that silly thing in your digital purchases in this day and age it just plain are not yours, and they are the owners of the intellectual property, here. Those owners are now deciding, after you've paid for it. They want to change the terms. And if you read the fine print, when you sign up with any of these services you'll find out that you actually don't really own it. And they have the right to change the terms at any time for any reason without notice. So, more recently some of the terms of change, here for Apple and Apple didn't do this. It was the owners of the movies that did it and people's movies all of a sudden, disappeared. So, if you want to be able to resell it later, make sure you buy the DVD you can resell that. You can resell a book, but you cannot resell your Kindle e-book and you cannot resell your download, you're not title but your video streaming services copy and you can't resell it because you don't own it, and you might not even be able to have access to it in the future. 

[00:13:12] We are talking to Craig Peterson, our tech guru. He joins us. He's at 730 on Wednesday. Facebook and Apple are they having a certain conflict, Craig.

[00:13:20] Craig, Yeah. Apple just pulled Facebook's VPN software off of their store. You can no longer get it. Facebook purchases a VPN company some years ago, and Apple's really good about trying to protect their users privacy. So, what was happening is Facebook had this VPN, people use VPN, you know in order to stay safe. It turns out that Facebook's VPN that was available for free was gathering every little bit of information it could on you it was spying on everything you were doing on the VPN. Apple's new App guidelines absolutely prohibit the collection of any customer data. So, because of Apple's increase here in security and privacy, they pulled Facebook's VPN from the site. And in fact, Apple went so far as to remove apps and share location data with third parties, et cetera, et cetera. I don't know what Facebook's going to do. And as always remember of course when it comes to Facebook and many of these companies it's not free. You are not the customer, You are the product. And this is just proof again, that Facebook's doing everything it can to find out anything about you don't use their VPN. That's been my mantra for the last five-plus years.

[00:14:47] All right Craig Peterson, our tech guru joins us for some tech updates every Wednesday at this time. Appreciate it, Craig. Thanks so much. We'll talk to you again next week. Hey gentlemen, take care. You. All right let's take a quick break we'll come back.

---

Don't miss any episode from Craig. Visit http://CraigPeterson.com/itunes. Subscribe and give us a rating!

Thanks, everyone, for listening and sharing our podcasts. We're really hitting it out of the park. This will be a great year! 

---

More stories and tech updates at:

www.craigpeterson.com

Don't miss an episode from Craig. Subscribe and give us a rating:

www.craigpeterson.com/itunes

Follow me on Twitter for the latest in tech at:

www.twitter.com/craigpeterson

For questions, call or text:

855-385-5553

Is it time to upgrade? Apple's new products - iWatch 4 and new iPhones.

Do you share your streaming passwords?  Listen in and you will hear about who is sharing theirs, and what might happen because of it.

Who owns the content on your digital device?  Turns out -- not you.  Listen in and I will explain why.

Craig is putting up a new membership site (Yes, it is free, but you have to sign up)  On it will have all his special reports that he puts out and you will be the first to get them.

These and more tech tips, news, and updates visit - CraigPeterson.com

---

Related Articles:

Facebook Violates Apple’s Data-Gathering Rules, Pulls VPN From App Store

Millennials Are Sharing Streaming Passwords, Costing Companies Millions In Revenue

Your Digital 'Purchases' Are Not Really Yours

---

Transcript:

Below is a rush transcript of this segment, it might contain errors.

Airing date: 09/27/2018

New Apple Products and Mis-Use of Digital Streaming Products 

Craig Peterson: [00:00:00] Hi everybody. Craig Peterson, here. I was on the radio on Maine this morning. And you wouldn't believe this commercial, I should have recorded it, but it was a commercial for you to reserve your tickets for Maine's Polar Express. A Train service that runs through the frozen night White North. So, if you're from the south, or someplace warm in the world, it's time to kind of freak out because Maine's going to get socked over the winter. Maybe that's why they have Saco in Maine. Right. They got socked, anyhow. And for those from Maine, Hey welcome. Glad to have you aboard this morning with Ken and Matt. We talked about a few different things. In fact, we had a little banter back and forth about some of the Apple gadgets that just came out, and Ken, of course, he loves Apple. So, we talked with him about what he's doing there. We also talked about a couple articles in the news this week which of course millennials streaming sharing their digital purchases, and whether or not they really are yours. And we covered that a little bit more depth yesterday. So, if you're interested in that listen to yesterday's podcast, but you know millennials sharing streaming is a real problem and the younger kids the millennials are even worse. And Facebook's VPN bottom line, just don't use it, OK. I wish there is a great alternative to Facebook, I just haven't found it yet. So, here we go and thanks for listening. Thanks to those people who did go ahead and respond.

[00:01:33] We had quite a few more responses to that little survey that I put up. So, here we go with Ken and Matt. 

[00:01:40] He's back again. Ladies and Gentlemen Craig Peterson, our tech guru. He joins us at this time every Wednesday, to give us an eye on the world of technology. Craig, how are you, sir? 

[00:01:50] Hey, Good morning, gentlemen. 

[00:01:52] Doing pretty well one of my daughters and her husband flew in from Europe. She's living in Oslo, now. And, we had Thanksgiving, on Sunday. So, that was really kind of fun for the first time we smoked a turkey in the smoker. So, it was a great weekend. It was nice to see, almost everybody was here. Another daughter in Kentucky and granddaughter, but they didn't make it. 

[00:02:16] We're not sure if you're aware of this Craig, but Thanksgiving is in November.

[00:02:19] Smoking Turkey is not legal, I don't think. Safer than doing it in a deep fryer.

[00:02:27] For years these accidents. Yeah, she can't make it back until after the first of the year. So, we're going we're having we had it on Sunday and the next month we're going to celebrate Canadian Thanksgiving which is in October and then we're going to celebrate you. Do you have to apologize at the dinner table?

[00:02:42] Can't have too much turkey!

[00:02:45] Exactly.

[00:02:46] I love that Matt too. Yeah, well I'm sorry but we have to say sorry but did you eat potatoes, Soe-rry. You've got to say it right. 

[00:02:54] I have to tell you the big news, because I know we've been waiting for this. I have ordered my iPhone 10 s Max. Yeah. Just buy that other iPhone. I try. I'm on the monthly thing that you upgrade once a year. So, yes so I did order it. It's going to be next week.

[00:03:16] It's going to be bigger than my face, but it's you know a lot of people were looking forward to.

[00:03:24] There were lines. But you know frankly, Matt for normal mortals or normal humans. The iPhone 8 versus most of the iPhone 10s. Now, of course, they killed the 10, straight 10, but the 8 is just playing good enough. I don't know how well Apple's going to do with this. You know I think they were smart to have that program that Ken signed up for. Where,

[00:03:48] I would not have bought it, otherwise. Yeah. You understand that every time something new comes out you, have to buy it do you not understand that.

[00:03:56] Well yeah. And whoever has the newest toys wins.

[00:04:01] That's right. Exactly. And I actually am I'm not. I don't use my iPhone with one hand.. I mean I know one of the complaints about the 10 Max is that you can't use it with one hand. I always hold it in one hand and use my finger to do things with it, so to me who is blind and deaf and old and cranky. I have to have a bigger screen, exactly right. I can't see anything. 

[00:04:26] So, I have people calling it like the 10 SMax, no smack. 

[00:04:34] Oh that's funny. I've heard that. Oh yeah. OK.

[00:04:38] I'm not running out to buy one, because they're the only big winner on that phone, frankly, is that it's got amazing graphics if you're doing 3-D or virtual reality. Which clearly he is doing that all the time. I got it because it's bigger, by the way, also is the new iPhone.

[00:04:56] Watch, because I didn't get the iPhone watch, because my eyesight is so bad. So, that's on watch. What do you think about the new watches, it is better? 

[00:05:04] Yeah yeah yeah. It's the iPhone, of course, it's the iwatch 4. And, this is the kind of a big announcement, frankly, from Apple. Its better and bigger than all the other stuff and it's become very, very popular. But, what's interesting about the new watch is that it has now a single wire electrocardiogram built into it. In other words, it can watch your heart rate your rhythms even then read the rhythms. It actually approved by the FDA. So, it really kind of a big deal. People are concerned about the watch and the fact that it can read your heart rate and rhythms and watch for maybe potential damage to your heart. Because now are we going to have more and more people going to their doctor. You know the problem we've already seen in medicine is Dr. Google you know Dr. Google, right?

[00:06:03] Yeah, I know talking about can be his problem. 

[00:06:07] Well, that's where you go online and you search through your symptoms and you find that you're about to die. 

[00:06:12] Yes. Right. Happens daily to my wife. Yes. 

[00:06:15] Yeah. So, thats Dr. Google and so many people using it. So, now people were kind of worried, well with this new watch, which by the way is phenomenal, because it has a built in cell modem and has basically everything available on it. It's just amazing and they changed the bezel to make it a little bit bigger, Ken so maybe you can finally see it. You know scroll one letter at a time on it. But, this new watch is now trying to cause some more problems for doctors, because all of a sudden someone's going to say oh no, oh no, I missed a heartbeat earlier today which happens a lot. Particularly, if you're under stress and for some people and they're laying down on their left side or their back. So the Vegas nerve gets stimulated, that slows the heart down causes, you know, a Bradicardiac rhythm, a slow rhythm etc. Can you tell I was a paramedic for 10 years? But yeah, So that's a big problem, potentially. We'll see how it goes. But yeah the watch 4, is by far the best watch, before this one came out, by the way, the Apple Watch one was still for sale, and it was probably Apple's biggest seller. In fact, it was Apple's biggest seller, because the two and the three just didn't do much for people. But the four, Ken thats real deal. That's all you got to get now. 

[00:07:35] Yeah, I mean Christmas is, right around the corner.

[00:07:38] I'll be good for them. I'm going to send it out to my kids. Do lawyers celebrate Christmas? Oh, the kids.

[00:07:46] I celebrate anything and everything that gets me presents.

[00:07:54] All right Craig Peterson, our tech guru is joining us now, as he always does on Wednesday at this time. Craig, I had an employee tell me a little story, whereby he managed to convince a friend of his in college to give him his NHL hockey streaming password. So that he could watch hockey games and he, kind of just like, never stopped using it and he's he's like 6 years later still able to watch the games because the kid who he got it from still has that password and still logs in and can still use it to watch the games. This is, of course, done by people with HBO Go, Amazon prime, Netflix and so on and so forth, right. Where you're taking passwords and essentially sharing them between people. It tends to typically be something that young people do particularly. Is this a thing? 

[00:08:41] Yeah. Well, you nailed it. It's a huge thing, right. And there is a great article talking about it that just came out. It was on CNBC. 35 percent of millennials, according to this little study that was done, are sharing their passwords to streaming services. That's a lot. And, when you look at it us old guys and gals, here, the baby boomers 13 percent of us shared. So basically millennials are showing them three times as much and they're kind of worried because, of course, now they're losing on potential revenue. Now you could argue that maybe these people would not be watching Netflix, they would not pay for a Netflix account if they didn't have one for free. But, there's just one really cool little note in here, and I don't know maybe this should be part of divorce proceedings or something, I don't know. In this particular case, a young lady, a guy came over to her apartment one night. They had dated, this was kind of the first date and they wanted to watch this movie that just came out on Netflix and she didn't have Netflix so they came over and she had a smart TV. Either you guys have these smart TVs?

[00:09:53] I do, actually, yes I have a 65 inch Samsung Smart TV, that I bought about a couple years ago. Maybe, but I don't know I'm not smart enough to figure it out. 

[00:10:01] Smart TV, Dumb user. The TV is smarter than the user. Yes. 

[00:10:06] Yeah, I have an Apple TV and I really like it.  I think it's great. But at any rate, he went ahead and he put his username and password into her smart TV because it had built into it Netflix and Hulu and all these others. And now years later, and it's still encoded in her TV and she's still using it. And that's kind of the norm. I know one of my kids has done that with our account. And, so every once in a while, we change the user's password. Use your password on it. But it's it's really huge. People 21 and younger are sharing passwords at a rate of almost 50 percent. So, keep an eye on that. Obviously, they're going to have to do something about it. Maybe cause, you know charging more or something but it is a really, really big problem. Bottom line. Then the other digital problem, I don't know if you guys heard about this when I  have a Kindle, I've had an Amazon Kindle for years. Do you remember when the book 1984 from George Orwell was pulled off of people's Kindles to remember that you bought it and I bought the book and then all of a sudden, one day you go into your Kindle, and the book has been deleted automatically by Amazon?

[00:11:33] You don't remember that story? And I actually miss that one. Craig, Yeah.

[00:11:36] Ok. That was a few years back in 1984. Could you get more poetic. At any rate. The problem we're seeing right now is that people are starting to find out that when you QUOTE buy a movie or buy that book END QUOTE. Whether it's on Amazon or Apple or Google, wherever it might be you're buying it, your not actually owning that silly thing in your digital purchases in this day and age it just plain are not yours, and they are the owners of the intellectual property, here. Those owners are now deciding, after you've paid for it. They want to change the terms. And if you read the fine print, when you sign up with any of these services you'll find out that you actually don't really own it. And they have the right to change the terms at any time for any reason without notice. So, more recently some of the terms of change, here for Apple and Apple didn't do this. It was the owners of the movies that did it and people's movies all of a sudden, disappeared. So, if you want to be able to resell it later, make sure you buy the DVD you can resell that. You can resell a book, but you cannot resell your Kindle e-book and you cannot resell your download, you're not title but your video streaming services copy and you can't resell it because you don't own it, and you might not even be able to have access to it in the future. 

[00:13:12] We are talking to Craig Peterson, our tech guru. He joins us. He's at 730 on Wednesday. Facebook and Apple are they having a certain conflict, Craig.

[00:13:20] Craig, Yeah. Apple just pulled Facebook's VPN software off of their store. You can no longer get it. Facebook purchases a VPN company some years ago, and Apple's really good about trying to protect their users privacy. So, what was happening is Facebook had this VPN, people use VPN, you know in order to stay safe. It turns out that Facebook's VPN that was available for free was gathering every little bit of information it could on you it was spying on everything you were doing on the VPN. Apple's new App guidelines absolutely prohibit the collection of any customer data. So, because of Apple's increase here in security and privacy, they pulled Facebook's VPN from the site. And in fact, Apple went so far as to remove apps and share location data with third parties, et cetera, et cetera. I don't know what Facebook's going to do. And as always remember of course when it comes to Facebook and many of these companies it's not free. You are not the customer, You are the product. And this is just proof again, that Facebook's doing everything it can to find out anything about you don't use their VPN. That's been my mantra for the last five-plus years.

[00:14:47] All right Craig Peterson, our tech guru joins us for some tech updates every Wednesday at this time. Appreciate it, Craig. Thanks so much. We'll talk to you again next week. Hey gentlemen, take care. You. All right let's take a quick break we'll come back.

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