Craig Peterson - Secure Your Business, Your Privacy, and Save Your Sanity

Have you ever bought a book for your Amazon Kindle and have it disappear after some time? Well, it turns out we don't really own our digital purchases. 

Craig joins Jim Polito today as they discuss more about this deception as well as how millennials are causing millions of dollars of losses by sharing their streaming password, on the Jim Polito Show.

These and more tech tips, news, and updates visit - CraigPeterson.com

---

Related Articles:

Millennials Are Sharing Streaming Passwords, Costing Companies Millions In Revenue

Your Digital 'Purchases' Are Not Really Yours

---

Transcript:

Below is a rush transcript of this segment, it might contain errors.

Airing date: 09/25/2018

You Don't Own Digital Products And They're Taking Them Away - Millenials Stealing Streaming Services

Craig Peterson: [00:00:00] Hey good morning. Craig Peterson here this morning I talked to Jim Polito about a couple of topics I think you'll be interested in. One is the iTunes Store and article that came out of CNBC and I think this is really kind of interesting. Sara Salinas, S-A-L-I-N-A-S, came up with this article. But millennials sharing streaming passwords. This is a real big problem. It's going to change things for everybody really kind of kind of in a major way, I'm sure because of millions of dollars at risk here and being lost and your digital quote purchases. Are they really what they appear to be? Guess what? They aren't purchases, right. So we talked a little bit about that and my experience of George Orwell's 1984 where you guys are out. Did you ever buy that book on Amazon Kindle and then have it deleted from your Kindle device while it's happening more and more and it's not just Amazon that it's at risk. I also want to say a quick thanks and shout out to all of the people who responded to my survey if you haven't already just take a minute this is going to be so beneficial for you because I have a new masterclass I'm going to be doing. And we're starting in about two weeks I think and I want your opinion what should I be teaching what's going to be real value to you? This is a free class. Okay, so we've got I don't know somewhere 100 plus call or calls responses I think so far 150 people I think click through to the survey so if you haven't done it yet, please do it. Just take it this won't take you two minutes literally not two minutes. Double check if you are a subscriber to my email. Look at my email from Saturday it just comes from me at Craig peterson.com if you are an SMS subscriber check your text messages I sent out on Saturday. And Oh, and by the way, I'd be interested to know when you receive the message as well. Some people are complaining they don't get my texts until like mid-afternoon on Saturday. And I send them out right at the start of the show to remind people about the show. So I don't know it's all crazy. Anyhow, let me know. Go there. Check out your email, check out your SMS. If you are not subscribed already. Make sure you subscribe. Craig Peterson comm slash subscribe. That's how I get all of my articles out to people. All of this stuff that I'm finding online. And I go through hundreds of articles narrowed down to about a half a dozen important tech and security articles for the week. So if you're not on the list, make sure you get on the list. And now here's Jim

Unknown 2:53
He is the man with all the answers. He's our good friend. And he is the Tech Talk guru I'm talking about Craig Peterson. Good morning, sir.

Unknown 3:03
Are you good morning, Craig,

Unknown 3:06
what is this waning moments? So I go to the iTunes and

Unknown 3:10
download a song and own it, let's say Free Bird by Leonard Skinner. And I go to the checkout. And what's the

Unknown 3:23
what's the deal? You mean? I'm paying for something, I don't own it. What are we? What is it? What is this, I'm renting it.

Unknown 3:30
This is a bit of a surprise for people. But we've known about this for a while. For instance, I've had an Amazon Kindle for many, many years. And, and that's the electronic device from Amazon that allows you to read books electronically carry hundreds of them with you. And I love it. I every night before I go to sleep. I have my little Kindle. I don't know if you remember this one or not. But a few years back there's this book written by this Orwell character. And I bought it called 1984. And it was a great book. And I read it and many other people bought it as well from the Amazon store for their Kindle. And then one morning, they got up and the book was gone. It has been deleted from their Amazon Kindle or years

Unknown 4:23
in 1984 to Come on, guys. Really? That's the guys to lead to. Right. Yeah. So a lot of people asked about trying to figure out what's going on. Now we've got a new problem that people are noticing. Actually guys, it's the same problem with the iTunes Store. It's happened with other online stores. And that is that you can't buy anything anymore. You know, if you went and you bought a physical copy 1984 from a store, the courts have ruled that you can take that book and you can burn it. You can do anything you want with it. Almost right. You can sell it to someone else, right? Yeah, the same things true. If you bought a VHS tape or a DVD, there's aftermarket stores still for records if you're still like playing the old records. Yeah. Well, as it turns out, these electronic devices I have a little bit of a change in them know, you remember the change from records to CDs? Yes, I knew all live through that. Yep. Yeah, it was bold enough for that. And, and I remember at the time I was really upset because it costs to the guys that made manufactured and sold the albums you know, those big old black records it cost of about a buck apiece to make those and, and get them out to the store. Okay. And then along came CDs. And a constant of about three cents. Yeah. And, and remember, they were more expensive. A CD was more

Unknown 6:04
expensive. Yeah,

Unknown 6:05
it was like, what was that five to 10 bucks for a record and media like 15 to 30? Yeah, it was crazy. So I was really, really upset. Well, they, they had problems, right, because people wanted to buy the CDs because they sounded better ended up replacing your whole catalog by, you know, you're like, Oh, I want it on CD now. Yeah, it was just convenient. It didn't scratch. It didn't pop, you didn't get clicks, right? All of those wonderful things. So that's what people did. We all upgraded. Well, the music industry in the book industry kind of looked at all of us and said, ointment, and now people are starting to make copies of CDs. And so they got very upset because they were making copies of CDs, you know, these CDs that cost them we, you know, at least 10 times less than it costs them for the old stuff to make. So they were making a lot more money. Well, fast forward to about 1015 years ago, when Steve Jobs came out with the Apple Music Store. He was forcing them just forcing them Jim to sell their songs for 99 cents,

Unknown 7:16
which is a great price point, right? You don't think twice Yeah,

Unknown 7:20
well, 99 cents for a song. It's great.

Unknown 7:23
Yeah, so the guys and gals decided they would play some games with licensing know to hit that 99 cent mark and they did something similar with Amazon and that is you do not own any of this stuff. all you are doing is you're buying a license to use it so even though it costs for instance my main topic 1984 from Georgia Well, I bought on my Amazon Kindle cost less than a penny to distribute. And yet Have you noticed you Kindle books cost almost as much as a hard copy book. Yeah. which caused them again, more than $1 to print and ship right away. So it cost them a lot less but you now not only are our pain dramatically more incrementally, but you don't even own it anymore. I can't believe that

Unknown 8:22
that so so it's basically like what Microsoft does now with software like you used to buy Microsoft software and then you get re updates then they come out with a later version now you pay a yearly fee to use that Microsoft software on your computer. Well have you seen Microsoft now for Windows seven now this is their older operating system windows man eight and seven are the three primary ones right now they're Microsoft has changed it to a monthly rental you if you want updates, you have to pay them every month. So if you buy a movie via airplay movie at this isn't just an iTunes thing but if you buy a movie online you cannot resell it you cannot resell your Kindle book if you bought it because you didn't buy it to pay your bought a license to use it.

Unknown 9:16
And and they have every right and this is what happened recently with some of the Apple made all the products out on what do you call these things, right movies and things right. If you have so called bothered to own it, and the license or decides they don't want to they don't like it anymore. They don't like the fact that Apple sold it to for 99 cents, they really thought they should have gotten a buck 30. So they're going to change the terms of the license, which they can do after the fact according to the fine print because they reserve the right to change, suspend, remove, disable, or impose access restrictions or limits on any external services. And anytime without notice. or liability to you.

Unknown 10:00
That books that movie that song that whatever can be deleted from your device perfectly legally. And they are already doing it. Amazon's already done it. Google's already done it. This is a massive change most people just aren't aware of. We're talking with our good friend Craig Peterson tech guru who we learned an awful lot from and you can learn more from him. At the end of this segment. I'll give you a number you can text my name to and get this information at a whole bunch more standard data in text rates apply.

Unknown 10:32
I want to ask you about this one. Now

Unknown 10:36
the millennials are sharing streaming passwords. And that is costing companies millions in revenue. So I've got Netflix and I give a bunch of people that password the login and the password. Netflix is just getting one monthly fee for me. But say five different people who don't live with me are watching off of that. That's what's happening. Right.

Unknown 11:02
Yeah, it's an interesting change because you again, most people, you and I, the older generation, the non millennials were used to having to pay for stuff right if you went to a movie about a VHS tape or a Betamax. You know, you paid for those things. But these younger kids grew up. We're pretty much everything was available for free on the internet. And, you know, there is a lot of free stuff on the internet. But most of it just isn't worth anybody's time of day. And it isn't right. You know, is it just me so

Unknown 11:40
there is and more and more moving to streaming services. You know, you might have Netflix or Hulu, there's many others out there. I have Apple Music For instance, I have amazon music so I can listen to music anytime. It's really kind of cool. I frankly, who buys anymore. In fact, the apples talking about putting off their iTunes Music Store because for $15 a month 15 one five, your whole family can listen to streaming music, no matter where they are any songs anywhere. It's just a phenomenal deal. So Apple says, Hey, listen, we're not making the money we used to off of our music store. We might well shut it down. But these millennials that are out there, and it's primarily millennials, but not all 100%. They've been sharing their access for a very long time. And when you've got more and more competition, like I mentioned, Netflix has video mimic their own movies on TV shows Hulu, Amazon doing the same thing the rolling out new studios, they're having a little bit of a problem. So study was just done. It said about the 35% of millennials are sharing passwords for streaming services. So 35% of millennials, 19% of Gen actors table

Unknown 13:02
just raised his hand

Unknown 13:08
and 13% of baby boomers three times as many Millennials are doing it we're talking about hundreds of millions of dollars of potential revenue that they aren't booking they're trying to figure out how to deal with this and this problem is just getting worse Jim it's a fundamental problem frankly with a mentality that people have there is there's one person in this story that came on CNBC even reported on this that was saying hey, you know, I'm using the Netflix account of a guy I went on a date with one came by my house and he put his Netflix into my CV

Unknown 13:53
and he kept it for now apparently has been going on for years she has kept at her TV on TV. It's now her right she's listen, if she gets married legally, she asked to delete that. That's cheating. That's that's TT like having to return the ring afterwards. I think it is the same thing. Craig Peterson is our tech guru and he's got more of this great stuff for you. And it's free and there's no obligation he's not going to try to sell you anything he doesn't sell your name all you have to do is text My name to this number 

Unknown 14:33
855-385-5553. That's 855-385-5553.

Unknown 14:36

standard data and text rates apply. The great thing about being on that list is that when there's a major hack or there's something going on he'll send you a message but he won't send you spam Craig great segment Always a pleasure to talk with you see you next week. Hey thanks Jim. Bye bye bye bye all right when we return

Unknown 14:58
as always everybody thank thanks for listening and do take a couple of minutes and answer that little survey again it was in your email it was in my text messages on Saturday just look them up it won't take you two minutes and it's going to be absolutely beneficial because it's going to help me understand what you guys want to learn because this is a free masterclass I'm offering to you now my courses I charge for but my classes my master classes are absolutely free. And the only way you can get into one of these classes for free is by answering the question, okay, and there's only three or four I can't remember questions on there. So it's simple, it's easy. It gets you free admission to the master class. So make sure you do it anyways. Blah Blah. Thanks. Have a great day and we'll be back tomorrow.

---

Don't miss any episode from Craig. Visit http://CraigPeterson.com/itunes. Subscribe and give us a rating!

Thanks, everyone, for listening and sharing our podcasts. We're really hitting it out of the park. This will be a great year! 

More stories and tech updates at:

www.craigpeterson.com

Don't miss an episode from Craig. Subscribe and give us a rating:

www.craigpeterson.com/itunes

Follow me on Twitter for the latest in tech at:

www.twitter.com/craigpeterson

For questions, call or text:

855-385-5553

Have you ever bought a book for your Amazon Kindle and have it disappear after some time? Well, it turns out we don't really own our digital purchases. 

Craig joins Jim Polito today as they discuss more about this deception as well as how millennials are causing millions of dollars of losses by sharing their streaming password, on the Jim Polito Show.

These and more tech tips, news, and updates visit - CraigPeterson.com

---

Related Articles:

Millennials Are Sharing Streaming Passwords, Costing Companies Millions In Revenue

Your Digital 'Purchases' Are Not Really Yours

---

Transcript:

Below is a rush transcript of this segment, it might contain errors.

Airing date: 09/25/2018

You Don't Own Digital Products And They're Taking Them Away - Millenials Stealing Streaming Services

Craig Peterson: [00:00:00] Hey good morning. Craig Peterson here this morning I talked to Jim Polito about a couple of topics I think you'll be interested in. One is the iTunes Store and article that came out of CNBC and I think this is really kind of interesting. Sara Salinas, S-A-L-I-N-A-S, came up with this article. But millennials sharing streaming passwords. This is a real big problem. It's going to change things for everybody really kind of kind of in a major way, I'm sure because of millions of dollars at risk here and being lost and your digital quote purchases. Are they really what they appear to be? Guess what? They aren't purchases, right. So we talked a little bit about that and my experience of George Orwell's 1984 where you guys are out. Did you ever buy that book on Amazon Kindle and then have it deleted from your Kindle device while it's happening more and more and it's not just Amazon that it's at risk. I also want to say a quick thanks and shout out to all of the people who responded to my survey if you haven't already just take a minute this is going to be so beneficial for you because I have a new masterclass I'm going to be doing. And we're starting in about two weeks I think and I want your opinion what should I be teaching what's going to be real value to you? This is a free class. Okay, so we've got I don't know somewhere 100 plus call or calls responses I think so far 150 people I think click through to the survey so if you haven't done it yet, please do it. Just take it this won't take you two minutes literally not two minutes. Double check if you are a subscriber to my email. Look at my email from Saturday it just comes from me at Craig peterson.com if you are an SMS subscriber check your text messages I sent out on Saturday. And Oh, and by the way, I'd be interested to know when you receive the message as well. Some people are complaining they don't get my texts until like mid-afternoon on Saturday. And I send them out right at the start of the show to remind people about the show. So I don't know it's all crazy. Anyhow, let me know. Go there. Check out your email, check out your SMS. If you are not subscribed already. Make sure you subscribe. Craig Peterson comm slash subscribe. That's how I get all of my articles out to people. All of this stuff that I'm finding online. And I go through hundreds of articles narrowed down to about a half a dozen important tech and security articles for the week. So if you're not on the list, make sure you get on the list. And now here's Jim

Unknown 2:53
He is the man with all the answers. He's our good friend. And he is the Tech Talk guru I'm talking about Craig Peterson. Good morning, sir.

Unknown 3:03
Are you good morning, Craig,

Unknown 3:06
what is this waning moments? So I go to the iTunes and

Unknown 3:10
download a song and own it, let's say Free Bird by Leonard Skinner. And I go to the checkout. And what's the

Unknown 3:23
what's the deal? You mean? I'm paying for something, I don't own it. What are we? What is it? What is this, I'm renting it.

Unknown 3:30
This is a bit of a surprise for people. But we've known about this for a while. For instance, I've had an Amazon Kindle for many, many years. And, and that's the electronic device from Amazon that allows you to read books electronically carry hundreds of them with you. And I love it. I every night before I go to sleep. I have my little Kindle. I don't know if you remember this one or not. But a few years back there's this book written by this Orwell character. And I bought it called 1984. And it was a great book. And I read it and many other people bought it as well from the Amazon store for their Kindle. And then one morning, they got up and the book was gone. It has been deleted from their Amazon Kindle or years

Unknown 4:23
in 1984 to Come on, guys. Really? That's the guys to lead to. Right. Yeah. So a lot of people asked about trying to figure out what's going on. Now we've got a new problem that people are noticing. Actually guys, it's the same problem with the iTunes Store. It's happened with other online stores. And that is that you can't buy anything anymore. You know, if you went and you bought a physical copy 1984 from a store, the courts have ruled that you can take that book and you can burn it. You can do anything you want with it. Almost right. You can sell it to someone else, right? Yeah, the same things true. If you bought a VHS tape or a DVD, there's aftermarket stores still for records if you're still like playing the old records. Yeah. Well, as it turns out, these electronic devices I have a little bit of a change in them know, you remember the change from records to CDs? Yes, I knew all live through that. Yep. Yeah, it was bold enough for that. And, and I remember at the time I was really upset because it costs to the guys that made manufactured and sold the albums you know, those big old black records it cost of about a buck apiece to make those and, and get them out to the store. Okay. And then along came CDs. And a constant of about three cents. Yeah. And, and remember, they were more expensive. A CD was more

Unknown 6:04
expensive. Yeah,

Unknown 6:05
it was like, what was that five to 10 bucks for a record and media like 15 to 30? Yeah, it was crazy. So I was really, really upset. Well, they, they had problems, right, because people wanted to buy the CDs because they sounded better ended up replacing your whole catalog by, you know, you're like, Oh, I want it on CD now. Yeah, it was just convenient. It didn't scratch. It didn't pop, you didn't get clicks, right? All of those wonderful things. So that's what people did. We all upgraded. Well, the music industry in the book industry kind of looked at all of us and said, ointment, and now people are starting to make copies of CDs. And so they got very upset because they were making copies of CDs, you know, these CDs that cost them we, you know, at least 10 times less than it costs them for the old stuff to make. So they were making a lot more money. Well, fast forward to about 1015 years ago, when Steve Jobs came out with the Apple Music Store. He was forcing them just forcing them Jim to sell their songs for 99 cents,

Unknown 7:16
which is a great price point, right? You don't think twice Yeah,

Unknown 7:20
well, 99 cents for a song. It's great.

Unknown 7:23
Yeah, so the guys and gals decided they would play some games with licensing know to hit that 99 cent mark and they did something similar with Amazon and that is you do not own any of this stuff. all you are doing is you're buying a license to use it so even though it costs for instance my main topic 1984 from Georgia Well, I bought on my Amazon Kindle cost less than a penny to distribute. And yet Have you noticed you Kindle books cost almost as much as a hard copy book. Yeah. which caused them again, more than $1 to print and ship right away. So it cost them a lot less but you now not only are our pain dramatically more incrementally, but you don't even own it anymore. I can't believe that

Unknown 8:22
that so so it's basically like what Microsoft does now with software like you used to buy Microsoft software and then you get re updates then they come out with a later version now you pay a yearly fee to use that Microsoft software on your computer. Well have you seen Microsoft now for Windows seven now this is their older operating system windows man eight and seven are the three primary ones right now they're Microsoft has changed it to a monthly rental you if you want updates, you have to pay them every month. So if you buy a movie via airplay movie at this isn't just an iTunes thing but if you buy a movie online you cannot resell it you cannot resell your Kindle book if you bought it because you didn't buy it to pay your bought a license to use it.

Unknown 9:16
And and they have every right and this is what happened recently with some of the Apple made all the products out on what do you call these things, right movies and things right. If you have so called bothered to own it, and the license or decides they don't want to they don't like it anymore. They don't like the fact that Apple sold it to for 99 cents, they really thought they should have gotten a buck 30. So they're going to change the terms of the license, which they can do after the fact according to the fine print because they reserve the right to change, suspend, remove, disable, or impose access restrictions or limits on any external services. And anytime without notice. or liability to you.

Unknown 10:00
That books that movie that song that whatever can be deleted from your device perfectly legally. And they are already doing it. Amazon's already done it. Google's already done it. This is a massive change most people just aren't aware of. We're talking with our good friend Craig Peterson tech guru who we learned an awful lot from and you can learn more from him. At the end of this segment. I'll give you a number you can text my name to and get this information at a whole bunch more standard data in text rates apply.

Unknown 10:32
I want to ask you about this one. Now

Unknown 10:36
the millennials are sharing streaming passwords. And that is costing companies millions in revenue. So I've got Netflix and I give a bunch of people that password the login and the password. Netflix is just getting one monthly fee for me. But say five different people who don't live with me are watching off of that. That's what's happening. Right.

Unknown 11:02
Yeah, it's an interesting change because you again, most people, you and I, the older generation, the non millennials were used to having to pay for stuff right if you went to a movie about a VHS tape or a Betamax. You know, you paid for those things. But these younger kids grew up. We're pretty much everything was available for free on the internet. And, you know, there is a lot of free stuff on the internet. But most of it just isn't worth anybody's time of day. And it isn't right. You know, is it just me so

Unknown 11:40
there is and more and more moving to streaming services. You know, you might have Netflix or Hulu, there's many others out there. I have Apple Music For instance, I have amazon music so I can listen to music anytime. It's really kind of cool. I frankly, who buys anymore. In fact, the apples talking about putting off their iTunes Music Store because for $15 a month 15 one five, your whole family can listen to streaming music, no matter where they are any songs anywhere. It's just a phenomenal deal. So Apple says, Hey, listen, we're not making the money we used to off of our music store. We might well shut it down. But these millennials that are out there, and it's primarily millennials, but not all 100%. They've been sharing their access for a very long time. And when you've got more and more competition, like I mentioned, Netflix has video mimic their own movies on TV shows Hulu, Amazon doing the same thing the rolling out new studios, they're having a little bit of a problem. So study was just done. It said about the 35% of millennials are sharing passwords for streaming services. So 35% of millennials, 19% of Gen actors table

Unknown 13:02
just raised his hand

Unknown 13:08
and 13% of baby boomers three times as many Millennials are doing it we're talking about hundreds of millions of dollars of potential revenue that they aren't booking they're trying to figure out how to deal with this and this problem is just getting worse Jim it's a fundamental problem frankly with a mentality that people have there is there's one person in this story that came on CNBC even reported on this that was saying hey, you know, I'm using the Netflix account of a guy I went on a date with one came by my house and he put his Netflix into my CV

Unknown 13:53
and he kept it for now apparently has been going on for years she has kept at her TV on TV. It's now her right she's listen, if she gets married legally, she asked to delete that. That's cheating. That's that's TT like having to return the ring afterwards. I think it is the same thing. Craig Peterson is our tech guru and he's got more of this great stuff for you. And it's free and there's no obligation he's not going to try to sell you anything he doesn't sell your name all you have to do is text My name to this number 

Unknown 14:33
855-385-5553. That's 855-385-5553.

Unknown 14:36

standard data and text rates apply. The great thing about being on that list is that when there's a major hack or there's something going on he'll send you a message but he won't send you spam Craig great segment Always a pleasure to talk with you see you next week. Hey thanks Jim. Bye bye bye bye all right when we return

Unknown 14:58
as always everybody thank thanks for listening and do take a couple of minutes and answer that little survey again it was in your email it was in my text messages on Saturday just look them up it won't take you two minutes and it's going to be absolutely beneficial because it's going to help me understand what you guys want to learn because this is a free masterclass I'm offering to you now my courses I charge for but my classes my master classes are absolutely free. And the only way you can get into one of these classes for free is by answering the question, okay, and there's only three or four I can't remember questions on there. So it's simple, it's easy. It gets you free admission to the master class. So make sure you do it anyways. Blah Blah. Thanks. Have a great day and we'll be back tomorrow.

---

Don't miss any episode from Craig. Visit http://CraigPeterson.com/itunes. Subscribe and give us a rating!

Thanks, everyone, for listening and sharing our podcasts. We're really hitting it out of the park. This will be a great year! 

More stories and tech updates at:

www.craigpeterson.com

Don't miss an episode from Craig. Subscribe and give us a rating:

www.craigpeterson.com/itunes

Follow me on Twitter for the latest in tech at:

www.twitter.com/craigpeterson

For questions, call or text:

855-385-5553

Facebook is in trouble again, this time with Apple, having another app pulled off from the App Store.

Find out more as Craig talks with Scott Spradling on WGIR.

These and more tech tips, news, and updates visit - CraigPeterson.com

---

Related Articles 

Facebook Violates Apple’s Data-Gathering Rules, Pulls VPN From App Store
---

Below is a rush transcript of this segment, it might contain errors.

Airing date: 09/24/2018

Facebook Had Another App Pulled From The Apple Store

Craig Peterson: [00:00:00] Hey, everybody. Good morning. I had kind of a fun weekend this weekend. I had one of my daughters and her husband fly in from Europe where they're living. And we had a very early Thanksgiving even for Canadians, right, which comes up in late October. But it was fun. It was great. A bit of a family reunion. I always loved those things. Well, it looks like Jackie the might have been out doing the family reunion thing as well, because this morning. sitting in for him was Scott Spradling. And of course, we had Justin in as well. And we talked a little bit about Facebook. They just had another app pulled from the Apple App Store. And we talked about why we're carrying it through the morning this morning. And this segment could be just can't we all just get along

Unknown 0:51
it. We're going to do a little tech talk here. I'd like to welcome our guest, Craig Peterson. Craig, thank you so much for joining us. And let's get started right away here where it says like Facebook and Apple aren't getting along too terribly well. Some

Unknown 1:03
violation of data gathering rules by Facebook. What's happening? Hey, good morning, guys. Yeah, Facebook's been in trouble. Recently. As you'll recall, of course, they men managed to get themselves in front of Congress, which seems to be happening more and more with people. But they got in front of Congress because they were taking our data and doing things that maybe they should have been doing. We know about the investigations in the Facebook and the Russians trying to influence the election. But what you're referring to right now Scott is really kind of interesting because Facebook has violated some new rules Apple has started enforcing lately though, yes, trouble once again, these rules have to do with something known as a VPN. Now I'm putting together a masterclass for people. In fact, if you check your email for me over the weekend and text as well, I'm asking people, what do they want to learn? What do they need to know that help their business out? And the number one answer is VPN. Now, these are virtual private networks. They're designed typically to stop other people from listening in to what you're doing. Okay, so Scott, for instance, you go to a normal website on your computer, and let's say you're using Comcast or maybe it's Verizon or someone else, they know where you're going online, but they don't have access to the data that you have. And that's important if you're doing banking or business transaction, your other things because think about it, if you ever sat in the coffee shop and use a VPN or maybe use their wireless, right, definitely, yeah, all the time. Yeah, everybody does, right? It's pre-internet, right over the Wi-Fi, why wouldn't you use it, but most people aren't aware that some of these coffees off wireless Wi-Fi hotspots and the same things true for even some little bit fancier business type networks can be monitored and are being monitored. So this your business person, the safest thing to do is use one of these virtual private networks. So even though you're taking their hospitality, you're using their basic internet access, they can't monitor anything you're doing, they cannot steal your information. All attorney turned on Facebook's got Facebook bought a VPN company called on on on Apple protect, you'll see it in the store on Apple, or when a vo and Facebook's been offering that as a VPN for people so that you can safely use Facebook because there's a lot of information you put up there. You probably don't want people poking in. And maybe you have private pages and things that the photos happen all the time. Well, Facebook, a VPN has been spying on people, which is the exact opposite of what you want a VPN to do. So it's been tracking everything you do online. They're using that data. They're selling it to their advertisers and Apple because they are concerned about your privacy actually, remove the Facebook VPN software from the App Store because Facebook is spying on you,

Unknown 4:31
Craig at this point, should we assume Facebook is spying on us all the time? If I if I talk about let's say like a Twix bar in my phone is nearby. And when I open up Instagram, which is owned by Facebook, suddenly I have an advertisement for Twix. It's amazing. Should we assume Facebook's always spying on us?

Unknown 4:47
Well, Justin, I think you can assume that almost everybody is there were even accusations. You might remember over the last year that some of these apps were using the microphone in your device to listen in on you. It just having a device with you. When you walk into a store tells a retailer like that what Walmart or you name it, it tells a retailer you've been here before and your phone was being used to track you as you walk through the store. Now Apple has blocked that as well. That type of tracking. But you know, bottom line, Justin, you're right. When you are using something for free. Guess what? It's not really free wouldn't when you're using Facebook. Again. People remember Facebook, you are not the customer Facebook. You're not paying them a dime. You are Facebook's product. So anything you're doing Facebook users to monetize. You are the product here.

Unknown 5:48
Craig Peterson. A very important lesson here in tech talk this morning, Craig, thank you so much for joining us. And this morning. And even though we've probably amped up everyone's paranoia, this is a really important warning for folks the true I understand. That's right, it is correct. Thanks so much and have a great day.

Unknown 6:03
Take care guys. All right. Thank you.

---

More stories and tech updates at:

www.craigpeterson.com

Don't miss an episode from Craig. Subscribe and give us a rating:

www.craigpeterson.com/itunes

Message Input:

Message #techtalk

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Facebook is in trouble again, this time with Apple, having another app pulled off from the App Store.

Find out more as Craig talks with Scott Spradling on WGIR.

These and more tech tips, news, and updates visit - CraigPeterson.com

---

Related Articles 

Facebook Violates Apple’s Data-Gathering Rules, Pulls VPN From App Store
---

Below is a rush transcript of this segment, it might contain errors.

Airing date: 09/24/2018

Facebook Had Another App Pulled From The Apple Store

Craig Peterson: [00:00:00] Hey, everybody. Good morning. I had kind of a fun weekend this weekend. I had one of my daughters and her husband fly in from Europe where they're living. And we had a very early Thanksgiving even for Canadians, right, which comes up in late October. But it was fun. It was great. A bit of a family reunion. I always loved those things. Well, it looks like Jackie the might have been out doing the family reunion thing as well, because this morning. sitting in for him was Scott Spradling. And of course, we had Justin in as well. And we talked a little bit about Facebook. They just had another app pulled from the Apple App Store. And we talked about why we're carrying it through the morning this morning. And this segment could be just can't we all just get along

Unknown 0:51
it. We're going to do a little tech talk here. I'd like to welcome our guest, Craig Peterson. Craig, thank you so much for joining us. And let's get started right away here where it says like Facebook and Apple aren't getting along too terribly well. Some

Unknown 1:03
violation of data gathering rules by Facebook. What's happening? Hey, good morning, guys. Yeah, Facebook's been in trouble. Recently. As you'll recall, of course, they men managed to get themselves in front of Congress, which seems to be happening more and more with people. But they got in front of Congress because they were taking our data and doing things that maybe they should have been doing. We know about the investigations in the Facebook and the Russians trying to influence the election. But what you're referring to right now Scott is really kind of interesting because Facebook has violated some new rules Apple has started enforcing lately though, yes, trouble once again, these rules have to do with something known as a VPN. Now I'm putting together a masterclass for people. In fact, if you check your email for me over the weekend and text as well, I'm asking people, what do they want to learn? What do they need to know that help their business out? And the number one answer is VPN. Now, these are virtual private networks. They're designed typically to stop other people from listening in to what you're doing. Okay, so Scott, for instance, you go to a normal website on your computer, and let's say you're using Comcast or maybe it's Verizon or someone else, they know where you're going online, but they don't have access to the data that you have. And that's important if you're doing banking or business transaction, your other things because think about it, if you ever sat in the coffee shop and use a VPN or maybe use their wireless, right, definitely, yeah, all the time. Yeah, everybody does, right? It's pre-internet, right over the Wi-Fi, why wouldn't you use it, but most people aren't aware that some of these coffees off wireless Wi-Fi hotspots and the same things true for even some little bit fancier business type networks can be monitored and are being monitored. So this your business person, the safest thing to do is use one of these virtual private networks. So even though you're taking their hospitality, you're using their basic internet access, they can't monitor anything you're doing, they cannot steal your information. All attorney turned on Facebook's got Facebook bought a VPN company called on on on Apple protect, you'll see it in the store on Apple, or when a vo and Facebook's been offering that as a VPN for people so that you can safely use Facebook because there's a lot of information you put up there. You probably don't want people poking in. And maybe you have private pages and things that the photos happen all the time. Well, Facebook, a VPN has been spying on people, which is the exact opposite of what you want a VPN to do. So it's been tracking everything you do online. They're using that data. They're selling it to their advertisers and Apple because they are concerned about your privacy actually, remove the Facebook VPN software from the App Store because Facebook is spying on you,

Unknown 4:31
Craig at this point, should we assume Facebook is spying on us all the time? If I if I talk about let's say like a Twix bar in my phone is nearby. And when I open up Instagram, which is owned by Facebook, suddenly I have an advertisement for Twix. It's amazing. Should we assume Facebook's always spying on us?

Unknown 4:47
Well, Justin, I think you can assume that almost everybody is there were even accusations. You might remember over the last year that some of these apps were using the microphone in your device to listen in on you. It just having a device with you. When you walk into a store tells a retailer like that what Walmart or you name it, it tells a retailer you've been here before and your phone was being used to track you as you walk through the store. Now Apple has blocked that as well. That type of tracking. But you know, bottom line, Justin, you're right. When you are using something for free. Guess what? It's not really free wouldn't when you're using Facebook. Again. People remember Facebook, you are not the customer Facebook. You're not paying them a dime. You are Facebook's product. So anything you're doing Facebook users to monetize. You are the product here.

Unknown 5:48
Craig Peterson. A very important lesson here in tech talk this morning, Craig, thank you so much for joining us. And this morning. And even though we've probably amped up everyone's paranoia, this is a really important warning for folks the true I understand. That's right, it is correct. Thanks so much and have a great day.

Unknown 6:03
Take care guys. All right. Thank you.

---

More stories and tech updates at:

www.craigpeterson.com

Don't miss an episode from Craig. Subscribe and give us a rating:

www.craigpeterson.com/itunes

Message Input:

Message #techtalk

Follow me on Twitter for the latest in tech at:

www.twitter.com/craigpeterson

For questions, call or text:

855-385-5553

Freezing credit is a cumbersome process The good news is it now free to freeze or unfreeze your credit report.

Find out more as Craig talks with Ken and Matt this Wednesday morning about Equifax, the new iPhone XS Max, and top security tips from DEFCON.

These and more tech tips, news, and updates visit - CraigPeterson.com

---

Related Articles:

Black Hat And Defcon Cybersecurity Experts Share Tips On How To Protect Yourself 

It Will Soon Be Free To Freeze (And Unfreeze) Your US Credit Report
---

Transcript:

Below is a rush transcript of this segment, it might contain errors.

Airing date: 09/19/2018

iPhone XS Max - Now Free To Freeze Your Credit - Top Security Tips From Defcon

Craig Peterson: [00:00:00] Hey everybody. Good morning, I wanted to give a shout out to everybody listening to these podcasts. And, you know, I, I used to podcast a lot. I've been pretty good about it for the last couple of years, but there were probably three, maybe even five years when I wasn't podcasting I started doing this decade ago, excuse me, maybe what, 1520 years ago, a long time before they even podcast started putting them up online. And then I started podcasting and I got listed with Apple and 20 million plus downloads but because I stopped for a while I just I lost a lot of listeners but I really appreciate all you guys and gals who are listening and for sharing the podcast if you know somebody who might benefit from these podcasts in my like it might like a more mature look at technology not this stuff that kids are doing online but from somebody who's been in the tech business now for many many decades I'd love it if you'd share the easiest way to share this podcast just tell people to go to http://craigpeterson.com/iTunes and you'll find that will redirect you right to Apple's website. http://craigpeterson.com/iTunes and have them sign up because that's the that's the best way for me to keep track of who is online least how many and gives them a little bit of ratings as well and if you haven't rated this podcast yet please do that and you can do that easily. Again just go to http://craigpeterson.com/iTunes and rate the podcast so far we've got only a handful of reviews which is fine but they're all five stars so I'd like that and hopefully you give me a five star review as well. So please do take the time share this podcast with friends and family and business people who may be as I said want to understand tech a little more what's important particularly in the security around my spend a lot of stuff time in that space because that's what I do for a living and you know there are no commercials in this right this is commercial free it always has been I've been approached by people to take money for this and then shirt them I'd really rather have this be a free podcast but you know it's an effort of love it always has been my radio shows the same thing I don't get paid for any of this I'm just trying to get the information out I'm trying to help people and for those people who think that maybe they'd like a little bit extra help and want to hire me great I'd be glad to do some consulting work for you. Normally we start out with an RIR which is a risk intelligence report so you know what your risks are and then help you put together a plan to take care of those risks as time goes forward so I think that might be useful for you if it is let me know and it's simple to find me just [email protected]. [email protected] and you will be all set. Just a quick email over there. That is a monitored email account. Alright, so this morning I was on in Maine, three different stations up there. We talked about the new Apple iPhone a little bit and what that means to all of us, frankly, the new freeze law for your credit report starting Friday, big deal and I'm so glad that they did this and that President Trump signed that bill. I think this is going to be a really good thing from a security standpoint. And then a little bit about black hat and DEFCON, cyber security the tips from the experts what should you do to help keep everything safe so here we go with Ken and Matt and by the way for those that have already shared this podcast I just want to say thanks. Thanks for spending the time thanks for your faith in me and thanks for sharing it and for being a listener even you know it it's great and you can always send me an email [email protected]. I'd love to hear from you. What did you get from the podcasts What did you like about it how has it helped you or your business that's always helpful because we can share those with other people who are like you who are like us who can then hopefully find us and start listening as well hopefully will benefit their lives to here we go

Unknown 4:28
okay time to go back to Craig Peterson our tech guru. He joins us as he always does on Wednesdays at this time. Craig How are you this morning?

Unknown 4:36
doing really well It almost sounds like I'm boring every Wednesday you know where's the variety here you want to do Thursday next week and not have to be Wednesday it works once

Unknown 4:47
you will be here but

Unknown 4:51
by the way, this whole male thing I gotta I gotta chime in on this mayo and ketchup and all this other stuff me up. Hey up is what its gonna make. Mayo. Yeah. Yeah, I was in Belgium. And the first time ever they had something I think they called it Superman sauce I think is what it was. And they put it on their hamburgers over there. And it's mayo and Sriracha. Yes,

Unknown 5:19
yes, they have $1 bottles you can give them the grocery store.

Unknown 5:22
You know I got that we got some because we saw it there it is quite good. We had actually made it ourselves, which is very difficult to find. You know the Hellman's in the garage and put it together but it it it is fantastic you know i

Unknown 5:39  
i use it anytime I have sushi and I and I used to mix it myself but it was either be too spicy or not spicy enough and I keep having to add and then they now have it in a bottle I have two bottles in my refrigerator right now

Unknown 5:51
I don't remember what it's called that mixed up it's

Unknown 5:54
it's right next to each other

Unknown 5:57
I think they call it remember you know

Unknown 5:59
I look when I at home and I'll try and remember look into yeah it's

Unknown 6:02
not for me oh but yeah it is really good so people who are wondering you know cuz Ken's often crazy. It's not crazy crazy like a fox up this

Unknown 6:15
crazy like a fox? Craig so the iPhone XS Max

Unknown 6:23
your new phone? Wow.

Unknown 6:25
You know I've been seeing some reviews on it. And it's really big. I mean, it's now they set when I look at that a toadstool was that necessary?

Unknown 6:38
It seems to me if you're blind as a bat, like I am. And you have short, stubby fingers like I do that that's really a good thing to get. Although a lot of people want to be able to touch things. One hand it you know, while holding it. Oh, and you don't really do that folks are just

Unknown 6:55
one of my sons roses as well. And he thought he didn't want the big chunk of he's, you know, he's 22. So he knows pretty much everything and it's a big phones were absolutely stupid. And he can tax one handed. And so he ended up getting the eight. What does he get? Yeah, you got the eight plus, which is of course a bigger phone. And he absolutely loves it. Because he can use it with one hand. And Apple has actually made a whole bunch of studies and they work to them so that it is usable with one hand even even the keyboard on it. You know the on screen keyboard is designed for that just as

Unknown 7:37
an aside cricket you don't you find it interesting how our tastes constantly change about this kind of stuff. I remember, you know, of course, when cellphones first became a thing, they rather large because they sort of had to be heavy. Yeah, like the old Nokia phones. They were pretty they were bricks, basically. Right, right. And then over time, progressively, we got smaller and smaller, we made flip phones so that they could fit into your little pocket. And then you got you know, I remember at one point, I had the smallest flip phone like every was like the size of my fingernail, right? It was like just such a small phone. And then over time, people like, boy, those small phones are stupid. I really don't like those small phones. I want something with a bigger screen. I've got to get something that's larger. And so then the screens grew in size, grew in size grew in size. And now they're Of course, my Galaxy Note is the size of a iPad, basically. And now kids these days are saying those stupid old people with their big phones. Oh, you know, I wanna I want a smaller phone. So I can text with one hand. It's just on kind of constantly changes what our

Unknown 8:29
tastes are these days. I can't believe these good. Yeah, pretty much, Matt. It's interesting. Because we do change. Right. And, and tastes do change. But I think a lot of it has to do with what we're using the phones for, you know, when when they came out. I had the Motorola flip phone as well. I had a few different models of my love them. They're so small, but we only use it as a phone right, right now now, which are for most people for more than half of the world that have actually access to some sort of a computing device. The phone is it, right? That's it. composing stuff, they're doing video editing, they're using it as their cameras, the only camera they have, and the it's a different world map. It's not just a taste of change. It's the way we're using the tech is changing and and it's going to change more as we go forward. We've already got Have you seen that gives a phone that is again, it's a smartphone. And it's a roll up. It's almost like what it's a roll up like a girl? Yeah, yeah, I'm thinking of a fruit roll up. That's almost perfect, right? So that's fine. It's kind of a very thick pen. And you roll out the display because the display is just kind of like paper. I

Unknown 9:52
don't even know how you do

Unknown 9:55
mean, how do you use it? I mean,

Unknown 9:58
how does a phone you have a battery in a row.

Unknown 10:02
Okay, well, thank you. it like that. Think of it as as to DSL stacked on top of each other to see cells making stacked on top of each other, right. So that's the size of the core of your phone. So you'd have these two D sells seashells. Excellent. Closer see sitting or three c cell stack up. So there's sitting stacked up on your desk. So now you pull the display out of the GS stack of seashells. So you pull it out towards the right for instance. And now you have a display that you're looking at. And it projects a keyboard on to whatever surface it's on. So if it's on the table, now there's a keyboard projected with a laser on to your desktop, and it monitors your fingers, it's reading your fingers and where they are as you're typing. So now any surface becomes a keyboard and this devices with you anywhere you go. And if you want to have a look at it while you're on the road that you pull it out and do pull out the display. Now right now the display is not touch sensitive. But that's kind of the sinking of where the next step is these this device already exists and and then we've got the stuff that's going to tie into your brains. We've got a couple of major companies now including Apple working on a heads up display basically think of Google Glass and Apple is doing some major things with that as well. They're kind of changing that around so that it's now you're competing device so it's monitoring your eyes What you're looking at so you are seeing your display in front of you and what to look at and the way you blink controls the computer so I think Matt we're going from two Magus phones like this x x x x max to again, it's going to be teeny tiny. Just something that's almost tight right into your brain. Which I don't know if that's good or not fun. It's not a science fiction about that one out there.

Unknown 12:08
Craig Peterson our tech guru join us, Wednesdays at 730. So let's have some serious stuff that you know, we certainly were talking about credit reports and access to credit reports whether we could freeze them and freeze them. Is that policy gonna change? Greg?

Unknown 12:21
Yeah, that's, I think, a really good question and problem and it will, you know, we could go into this for a long time. But of course, Equifax happened about a year ago. And we know there are dozens of people not in jail because the Equifax hack

Unknown 12:36
well. Excellent people should probably shouldn't be in jail that aren't. And all of these people 145 million people's information was stolen and Equifax basically got away with it. But not only did they kind of get away with it, a few people lost their jobs, no question. But there's estimates out there that Equifax made $50 million off of the breach itself. So you might wonder how, how did that happen? Right, bottom line? Well, because Equifax and everybody charges you to freeze your credit, and unfreeze your credit in most states. Now, some states had regulations saying you can't do that. But and every three months you had to rephrase it. So they were making five to 10 bucks every time every quarter from you. If you wanted to freeze your credit, so that your credit wasn't used as part of that fast from Equifax and you had to pay five to 10 bucks again to unfreeze it, if you wanted to apply for new credit card or buy a car or something. It was absolutely crazy. So as part part of the act of President Trump signed in May, with the economic growth regulatory relief and Consumer Protection Act, the feds now starting September 21. So in other words, Friday, consumers can now freeze and unfreeze your credit without paying any fee all. So that is a fantastic thing. The recommendations from all of the security experts out there is basically keep your credit frozen. And that means that if, if a bad guy has your information, and you know, frankly, between us guys, the bad guys probably have your information, okay, if they have it, they cannot go and buy a car, buy a house, etc. Using your credit, they can still become get arrested and claim to be you. So the next time you get pulled over by the cops, you get a felony stop. But that will stop them from using your credit, which is a very good thing.

Unknown 14:44
We're talking to Craig Peterson, our tech guru who joins us at this time every Wednesday to go over the world of technology. Craig, I have one last question for you. before we let you go. You of course have seen in the news you know some of these cybersecurity experts, some black hat folks and one giving tips on to people for exactly how to protect themselves, make sure that they don't do anything stupid online. What are these tips what should people do?

Unknown 15:10
Oh, this goes on and on. I've got a great article. In fact, if you want to text me, I will send you that article. Anybody who's listening just text me say send the article if you want to me at 855-385-5563. So this text 855-385-5553 but there are there's a great article that I was able to find online as picking up on website is from CNET and black cat was the big conference we just had black hat and DEF CON out in Vegas these are the white hat and frankly the black hat guys getting together with government people as well so there are there's probably two dozen different security experts all with their top tips online. But when it comes to business and and you can get those you can find those again, online at my websites easiest place probably. But bottom line if your business the number one tip is make sure you've got good backups and make sure you test those backups and other words, don't just assume that because you signed up for backup service, it's still working, trying restore files from time to time to make sure that that backup is working for you. Of course that's not going to protect you from the lawsuits if you lose your customers information or they'll find which can amount to 200 bucks for credit card your business has taken over the last couple of years. So in many cases it can be huge fines but the very basics for everybody and small business backup backup off and test the silly thing make sure really is working

Unknown 16:54
Tech talk guru joining us as he does every Wednesday at 738 as boring as I may be will try and change it once in a while to join us. We'll talk to you next week.

Unknown 17:04
Take care bye bye.

---

More stories and tech updates at:

www.craigpeterson.com

Don't miss an episode from Craig. Subscribe and give us a rating:

www.craigpeterson.com/itunes

Follow me on Twitter for the latest in tech at:

www.twitter.com/craigpeterson

For questions, call or text:

855-385-5553

Freezing credit is a cumbersome process The good news is it now free to freeze or unfreeze your credit report.

Find out more as Craig talks with Ken and Matt this Wednesday morning about Equifax, the new iPhone XS Max, and top security tips from DEFCON.

These and more tech tips, news, and updates visit - CraigPeterson.com

---

Related Articles:

Black Hat And Defcon Cybersecurity Experts Share Tips On How To Protect Yourself 

It Will Soon Be Free To Freeze (And Unfreeze) Your US Credit Report
---

Transcript:

Below is a rush transcript of this segment, it might contain errors.

Airing date: 09/19/2018

iPhone XS Max - Now Free To Freeze Your Credit - Top Security Tips From Defcon

Craig Peterson: [00:00:00] Hey everybody. Good morning, I wanted to give a shout out to everybody listening to these podcasts. And, you know, I, I used to podcast a lot. I've been pretty good about it for the last couple of years, but there were probably three, maybe even five years when I wasn't podcasting I started doing this decade ago, excuse me, maybe what, 1520 years ago, a long time before they even podcast started putting them up online. And then I started podcasting and I got listed with Apple and 20 million plus downloads but because I stopped for a while I just I lost a lot of listeners but I really appreciate all you guys and gals who are listening and for sharing the podcast if you know somebody who might benefit from these podcasts in my like it might like a more mature look at technology not this stuff that kids are doing online but from somebody who's been in the tech business now for many many decades I'd love it if you'd share the easiest way to share this podcast just tell people to go to http://craigpeterson.com/iTunes and you'll find that will redirect you right to Apple's website. http://craigpeterson.com/iTunes and have them sign up because that's the that's the best way for me to keep track of who is online least how many and gives them a little bit of ratings as well and if you haven't rated this podcast yet please do that and you can do that easily. Again just go to http://craigpeterson.com/iTunes and rate the podcast so far we've got only a handful of reviews which is fine but they're all five stars so I'd like that and hopefully you give me a five star review as well. So please do take the time share this podcast with friends and family and business people who may be as I said want to understand tech a little more what's important particularly in the security around my spend a lot of stuff time in that space because that's what I do for a living and you know there are no commercials in this right this is commercial free it always has been I've been approached by people to take money for this and then shirt them I'd really rather have this be a free podcast but you know it's an effort of love it always has been my radio shows the same thing I don't get paid for any of this I'm just trying to get the information out I'm trying to help people and for those people who think that maybe they'd like a little bit extra help and want to hire me great I'd be glad to do some consulting work for you. Normally we start out with an RIR which is a risk intelligence report so you know what your risks are and then help you put together a plan to take care of those risks as time goes forward so I think that might be useful for you if it is let me know and it's simple to find me just [email protected]. [email protected] and you will be all set. Just a quick email over there. That is a monitored email account. Alright, so this morning I was on in Maine, three different stations up there. We talked about the new Apple iPhone a little bit and what that means to all of us, frankly, the new freeze law for your credit report starting Friday, big deal and I'm so glad that they did this and that President Trump signed that bill. I think this is going to be a really good thing from a security standpoint. And then a little bit about black hat and DEFCON, cyber security the tips from the experts what should you do to help keep everything safe so here we go with Ken and Matt and by the way for those that have already shared this podcast I just want to say thanks. Thanks for spending the time thanks for your faith in me and thanks for sharing it and for being a listener even you know it it's great and you can always send me an email [email protected]. I'd love to hear from you. What did you get from the podcasts What did you like about it how has it helped you or your business that's always helpful because we can share those with other people who are like you who are like us who can then hopefully find us and start listening as well hopefully will benefit their lives to here we go

Unknown 4:28
okay time to go back to Craig Peterson our tech guru. He joins us as he always does on Wednesdays at this time. Craig How are you this morning?

Unknown 4:36
doing really well It almost sounds like I'm boring every Wednesday you know where's the variety here you want to do Thursday next week and not have to be Wednesday it works once

Unknown 4:47
you will be here but

Unknown 4:51
by the way, this whole male thing I gotta I gotta chime in on this mayo and ketchup and all this other stuff me up. Hey up is what its gonna make. Mayo. Yeah. Yeah, I was in Belgium. And the first time ever they had something I think they called it Superman sauce I think is what it was. And they put it on their hamburgers over there. And it's mayo and Sriracha. Yes,

Unknown 5:19
yes, they have $1 bottles you can give them the grocery store.

Unknown 5:22
You know I got that we got some because we saw it there it is quite good. We had actually made it ourselves, which is very difficult to find. You know the Hellman's in the garage and put it together but it it it is fantastic you know i

Unknown 5:39  
i use it anytime I have sushi and I and I used to mix it myself but it was either be too spicy or not spicy enough and I keep having to add and then they now have it in a bottle I have two bottles in my refrigerator right now

Unknown 5:51
I don't remember what it's called that mixed up it's

Unknown 5:54
it's right next to each other

Unknown 5:57
I think they call it remember you know

Unknown 5:59
I look when I at home and I'll try and remember look into yeah it's

Unknown 6:02
not for me oh but yeah it is really good so people who are wondering you know cuz Ken's often crazy. It's not crazy crazy like a fox up this

Unknown 6:15
crazy like a fox? Craig so the iPhone XS Max

Unknown 6:23
your new phone? Wow.

Unknown 6:25
You know I've been seeing some reviews on it. And it's really big. I mean, it's now they set when I look at that a toadstool was that necessary?

Unknown 6:38
It seems to me if you're blind as a bat, like I am. And you have short, stubby fingers like I do that that's really a good thing to get. Although a lot of people want to be able to touch things. One hand it you know, while holding it. Oh, and you don't really do that folks are just

Unknown 6:55
one of my sons roses as well. And he thought he didn't want the big chunk of he's, you know, he's 22. So he knows pretty much everything and it's a big phones were absolutely stupid. And he can tax one handed. And so he ended up getting the eight. What does he get? Yeah, you got the eight plus, which is of course a bigger phone. And he absolutely loves it. Because he can use it with one hand. And Apple has actually made a whole bunch of studies and they work to them so that it is usable with one hand even even the keyboard on it. You know the on screen keyboard is designed for that just as

Unknown 7:37
an aside cricket you don't you find it interesting how our tastes constantly change about this kind of stuff. I remember, you know, of course, when cellphones first became a thing, they rather large because they sort of had to be heavy. Yeah, like the old Nokia phones. They were pretty they were bricks, basically. Right, right. And then over time, progressively, we got smaller and smaller, we made flip phones so that they could fit into your little pocket. And then you got you know, I remember at one point, I had the smallest flip phone like every was like the size of my fingernail, right? It was like just such a small phone. And then over time, people like, boy, those small phones are stupid. I really don't like those small phones. I want something with a bigger screen. I've got to get something that's larger. And so then the screens grew in size, grew in size grew in size. And now they're Of course, my Galaxy Note is the size of a iPad, basically. And now kids these days are saying those stupid old people with their big phones. Oh, you know, I wanna I want a smaller phone. So I can text with one hand. It's just on kind of constantly changes what our

Unknown 8:29
tastes are these days. I can't believe these good. Yeah, pretty much, Matt. It's interesting. Because we do change. Right. And, and tastes do change. But I think a lot of it has to do with what we're using the phones for, you know, when when they came out. I had the Motorola flip phone as well. I had a few different models of my love them. They're so small, but we only use it as a phone right, right now now, which are for most people for more than half of the world that have actually access to some sort of a computing device. The phone is it, right? That's it. composing stuff, they're doing video editing, they're using it as their cameras, the only camera they have, and the it's a different world map. It's not just a taste of change. It's the way we're using the tech is changing and and it's going to change more as we go forward. We've already got Have you seen that gives a phone that is again, it's a smartphone. And it's a roll up. It's almost like what it's a roll up like a girl? Yeah, yeah, I'm thinking of a fruit roll up. That's almost perfect, right? So that's fine. It's kind of a very thick pen. And you roll out the display because the display is just kind of like paper. I

Unknown 9:52
don't even know how you do

Unknown 9:55
mean, how do you use it? I mean,

Unknown 9:58
how does a phone you have a battery in a row.

Unknown 10:02
Okay, well, thank you. it like that. Think of it as as to DSL stacked on top of each other to see cells making stacked on top of each other, right. So that's the size of the core of your phone. So you'd have these two D sells seashells. Excellent. Closer see sitting or three c cell stack up. So there's sitting stacked up on your desk. So now you pull the display out of the GS stack of seashells. So you pull it out towards the right for instance. And now you have a display that you're looking at. And it projects a keyboard on to whatever surface it's on. So if it's on the table, now there's a keyboard projected with a laser on to your desktop, and it monitors your fingers, it's reading your fingers and where they are as you're typing. So now any surface becomes a keyboard and this devices with you anywhere you go. And if you want to have a look at it while you're on the road that you pull it out and do pull out the display. Now right now the display is not touch sensitive. But that's kind of the sinking of where the next step is these this device already exists and and then we've got the stuff that's going to tie into your brains. We've got a couple of major companies now including Apple working on a heads up display basically think of Google Glass and Apple is doing some major things with that as well. They're kind of changing that around so that it's now you're competing device so it's monitoring your eyes What you're looking at so you are seeing your display in front of you and what to look at and the way you blink controls the computer so I think Matt we're going from two Magus phones like this x x x x max to again, it's going to be teeny tiny. Just something that's almost tight right into your brain. Which I don't know if that's good or not fun. It's not a science fiction about that one out there.

Unknown 12:08
Craig Peterson our tech guru join us, Wednesdays at 730. So let's have some serious stuff that you know, we certainly were talking about credit reports and access to credit reports whether we could freeze them and freeze them. Is that policy gonna change? Greg?

Unknown 12:21
Yeah, that's, I think, a really good question and problem and it will, you know, we could go into this for a long time. But of course, Equifax happened about a year ago. And we know there are dozens of people not in jail because the Equifax hack

Unknown 12:36
well. Excellent people should probably shouldn't be in jail that aren't. And all of these people 145 million people's information was stolen and Equifax basically got away with it. But not only did they kind of get away with it, a few people lost their jobs, no question. But there's estimates out there that Equifax made $50 million off of the breach itself. So you might wonder how, how did that happen? Right, bottom line? Well, because Equifax and everybody charges you to freeze your credit, and unfreeze your credit in most states. Now, some states had regulations saying you can't do that. But and every three months you had to rephrase it. So they were making five to 10 bucks every time every quarter from you. If you wanted to freeze your credit, so that your credit wasn't used as part of that fast from Equifax and you had to pay five to 10 bucks again to unfreeze it, if you wanted to apply for new credit card or buy a car or something. It was absolutely crazy. So as part part of the act of President Trump signed in May, with the economic growth regulatory relief and Consumer Protection Act, the feds now starting September 21. So in other words, Friday, consumers can now freeze and unfreeze your credit without paying any fee all. So that is a fantastic thing. The recommendations from all of the security experts out there is basically keep your credit frozen. And that means that if, if a bad guy has your information, and you know, frankly, between us guys, the bad guys probably have your information, okay, if they have it, they cannot go and buy a car, buy a house, etc. Using your credit, they can still become get arrested and claim to be you. So the next time you get pulled over by the cops, you get a felony stop. But that will stop them from using your credit, which is a very good thing.

Unknown 14:44
We're talking to Craig Peterson, our tech guru who joins us at this time every Wednesday to go over the world of technology. Craig, I have one last question for you. before we let you go. You of course have seen in the news you know some of these cybersecurity experts, some black hat folks and one giving tips on to people for exactly how to protect themselves, make sure that they don't do anything stupid online. What are these tips what should people do?

Unknown 15:10
Oh, this goes on and on. I've got a great article. In fact, if you want to text me, I will send you that article. Anybody who's listening just text me say send the article if you want to me at 855-385-5563. So this text 855-385-5553 but there are there's a great article that I was able to find online as picking up on website is from CNET and black cat was the big conference we just had black hat and DEF CON out in Vegas these are the white hat and frankly the black hat guys getting together with government people as well so there are there's probably two dozen different security experts all with their top tips online. But when it comes to business and and you can get those you can find those again, online at my websites easiest place probably. But bottom line if your business the number one tip is make sure you've got good backups and make sure you test those backups and other words, don't just assume that because you signed up for backup service, it's still working, trying restore files from time to time to make sure that that backup is working for you. Of course that's not going to protect you from the lawsuits if you lose your customers information or they'll find which can amount to 200 bucks for credit card your business has taken over the last couple of years. So in many cases it can be huge fines but the very basics for everybody and small business backup backup off and test the silly thing make sure really is working

Unknown 16:54
Tech talk guru joining us as he does every Wednesday at 738 as boring as I may be will try and change it once in a while to join us. We'll talk to you next week.

Unknown 17:04
Take care bye bye.

---

More stories and tech updates at:

www.craigpeterson.com

Don't miss an episode from Craig. Subscribe and give us a rating:

www.craigpeterson.com/itunes

Follow me on Twitter for the latest in tech at:

www.twitter.com/craigpeterson

For questions, call or text:

855-385-5553

In the wake of the Equifax data breach one year ago, an estimated 145 million consumers’ personal information was stolen from the credit agency. Craig talks with Jim Polito in depth about the Equifax hack and the changes that will take effect this week.

These and more tech tips, news, and updates visit - CraigPeterson.com

---

Related Articles:

It Will Soon Be Free To Freeze (And Unfreeze) Your US Credit Report

---

Transcript:

Below is a rush transcript of this segment, it might contain errors.

Airing date: 09/18/2018

Deep Look At New Law Concerning Equifax - New Hacking Tools

Craig Peterson: [00:00:00] Hi guys. Craig Peterson here this morning with Jim Polito I talked about two things one I wouldn't do a bit of depth here on the whole Equifax hack and the changes that go into effect this week. That's right. New laws in place signed by President Trump a couple of months back. And this is a real game changer. So all of the pain people went through. It's going to be a little easier here in the future. And then I also just took a couple of minutes and explained a whole new piece that ran somewhere out there and how the bad guys are using it. And in fact a whole new category of business in the bad guys' field. So there's lots going on and here we go with Jim.

[00:00:53] This is the man with all the answers the guy we turn to all the time.

[00:00:58] Is it a national I.T. professionals day. He's far above and I.T. professional but you know he was at one time. Joining us now the man the sheriff of the Internet Craig Peterson.

[00:01:12] Good morning sir. Good morning. Yes I am. You are t. 

[00:01:19] Hey you helped us out when we had that whole Equifax data breach and you have done a lot of people for free. By the way for free on your own time which impacted about 145 million customers that personal information was stolen from this credit agency. So the advice was Hey get out there freeze your credit you get paid to do it but freeze your credit. Now you're saying that it may be soon that you don't have to pay that transaction fee for each of the three agencies that it will be free.

[00:01:58] Here's what happened and of course a lot of people were very upset with what happened then and understandably so.

[00:02:04] Equifax I still can't believe that they're still in business and they are they have a license to print money. The three credit firms have a license to print money. You and I should have gotten in on that.

[00:02:19] Well they didn't lose my license right there. That's right. It's just it's the implication is if you screw up it's over. Right. Pull your license. Yeah. They've got it. They smuggled in the printing press the same way they put it. That's exactly what they're doing. And you know Jim I did it for 100 listeners. OK.

[00:02:44] I monitored the credit stuff in the dark web for a while and I'm probably next month going to start doing something going to offer it for small businesses as well to see if your small business information is out there OK. But I did it for a couple of hundred listeners absolutely free. And some reports. And part of the report that I put together were OK if you were hacked with Equifax would say most people were frankly or if something new shows up on the dark web. Here's what you should do and it involves a whole bunch of different things you have to do because frankly if they hacked your information nobody cares right.

[00:03:29] You can't call up. You know I work with the FBI. Yes yes. And the FBI is there you know it's come on. You're one of how many.

[00:03:41] 145 million consumers. Is the right

[00:03:48] Word. Trying to a while anyway. So yeah. So they don't really care but if someone had stolen your information and then you're dead then you have to talk to the police department. You had to go the next step and the course now file that report with all of your you know credit card companies that maybe the information was used to steal money from the credit card people had the cars that were purchased using their name and their credit for they had to prove now that they never bought that new car that goes on and on.

[00:04:25] Right.

[00:04:25] At a minimum if your information is stolen and the bad guys use that word talk to them Jim I'm a nightmare because what I just talked about you have to call the bank right or you still do. Right.

[00:04:38] This stuff is still happening. Right. And when you have to call a bank during working hours right because that's when they're open. Right.

[00:04:48] When do you have to reach out to all of these different agencies the police department everything. Yeah the police and the banks are there 24/7. But there are fraud bureaus are the people who are handling this thing are only there nine to. When you do your homework.

[00:05:06] Most people work 9:00 to 5:00.

[00:05:09] So we're talking about on average if your data is stolen and someone then tries to impersonate you. We're talking an average of three hundred hours of your time writing letters chasing down documentation sending it off to all of these different credit agencies places where your name was used in order to try and get your good name back.

[00:05:36] And those are 300 hours out of a working here. That's two thousand hours right your normal working here is 24 hours. Right.

[00:05:44] So we're talking about you know what is it about 20 percent of your year. You can't work because you are running around trying to take care of all of this stuff.

[00:05:56] So on top of all of that what you have to do is in most states here you have to pay a fee of between five and ten dollars on top of all of that to freeze your credit.

[00:06:11] Yeah.

[00:06:12] So now it's it's just it's a nightmare when it happens to people and that's why I spent so much time and my staff. I had five people working full time on all of this dark web stuff for our listeners here.

[00:06:25] That was great period of three weeks OK. It was just crazy. Now that and so what that means is if you want to free the credit it's five to ten bucks for every one of those three agencies on top right now if you want to use your credit you have to pay another five or 10 bucks to get your credit unfrozen to get it right. So here's what's happened now. The president Trump has signed a bill that was part of the economic growth regulatory relief and Consumer Protection Act. So just starting on the 21st. So that's very sweet. Yep the law now that President Trump signed abolishes those fees. So all of those fees associated with freezing and freezing your credit which by the way that even if you freeze your credit it's only good for maximum three months. So all of those fees are gone. And that's a really good thing because the aquifer.

[00:07:30] Yeah. After the Equifax hack Jim about 20 percent now of consumers got a freeze. But most of those phrases ended up expiring. So this is a great thing. I wish Equifax wasn't in business. I wish you didn't have to deal with me.

[00:07:46] And you know I'm not calling for regulation here by any stretch but how the heck are these people not sitting in jail somewhere. Yeah we're responsible for something as simple as not doing enough data to third party software in other words they updated you update your Windows machine. OK. That's all well and good. And you got to do that. But on top of your Windows machine you have your Chrome browser you have Firefox to house whatever other tools and they didn't know

[00:08:21] What it was.

[00:08:22] Ok. And they're still walking around. Oh yeah couple of people lost their jobs.

[00:08:27] That's about all of that.

[00:08:30] And it cost Americans millions. In fact there are some people who are critical of this saying hey listen look at the money Equifax made because they quote lost unquote 145 million consumers personal information and then they charge five to ten bucks every time someone wanted to freeze and freeze. We're talking about them or tentatively here having made at least 50 million dollars of their script.

[00:08:57] We're talking with Craig Peterson. At the end of the segment. We're going to give you a number and if you text my name you'll get this information plus a lot of other information standard data and text rates apply. Quickly before we go I do want to talk about this new ransomware that has arrived and Ransomware is that you know comes in and says hey your computer is locked and we'll unlock it. We can fix the virus if you pay us. So there's a new one out there.

[00:09:29] Yeah this is. This is an interesting one because the ransom that's out there right now has been automatically morphine itself. So it changes it's also your standard antivirus software test is not going to catch that. We've now found something new and it's called the path. It just appeared last month for the first time we finally saw this stuff out there. But it has a module in it that allows attackers to customize the attack and how it's attacked. And the encryption key that text doesn't know everything else. Now we have we have a customer Jim and this is just not so. But it's true who has a business as a law firm and the law firm had apparently been losing documents that had to be filed with the court and then all of a sudden it started losing pictures of the owner's family. All of these pictures and stuff got stolen. It looks like what might have happened years that the guy hired hacked or he's not the guy by the bad guy which was in this case probably his ex-wife had hired a they got onto the computers and made some changes let's say to the files deleted things everything else. And apparently, it cost thirty-five dollars to hire this hacker to try and destroy this small law firm. Thirty-five bucks that's what it's going for right now. So and it's really kind of an interesting case. At any rate what we're talking about now is new type of ransomware completely remotely controllable completely customizable. Perfect for hacker as a service. That's a new business out there. Hacking has a service for thirty-five dollars. You as you can have someone hack your former business partner and your wife or maybe some company that you know has some money and you want to get that money out of that bank account 35 bucks is what it's going for.

[00:11:48] You see now this is why Craig Peterson is with us all the time because you get this information and then if you want more information you are more in-depth than you want to be on his list if there's another massive hacker breach or something. It's very simple. All you have to do is text my name Jim to this number.

[00:12:05] 855-385-5553. That's 855-385-5553. 

[00:12:20] Standard data and text rates apply. Craig Peterson will not sell you down the river he will not yield he won't do anything like that. That's the bottom line and he's here every Tuesday. Craig thank you so much for your time buddy.

[00:12:37] Hey thanks, Jim. Take care.

[00:12:38] You too. Craig Peterson, a great resource. OK when we return a final word.

---

Don't miss any episode from Craig. Visit http://CraigPeterson.com/itunes. Subscribe and give us a rating!

Thanks, everyone, for listening and sharing our podcasts. We're really hitting it out of the park. This will be a great year! 

More stories and tech updates at:

www.craigpeterson.com

Don't miss an episode from Craig. Subscribe and give us a rating:

www.craigpeterson.com/itunes

Follow me on Twitter for the latest in tech at:

www.twitter.com/craigpeterson

For questions, call or text:

855-385-5553

In the wake of the Equifax data breach one year ago, an estimated 145 million consumers’ personal information was stolen from the credit agency. Craig talks with Jim Polito in depth about the Equifax hack and the changes that will take effect this week.

These and more tech tips, news, and updates visit - CraigPeterson.com

---

Related Articles:

It Will Soon Be Free To Freeze (And Unfreeze) Your US Credit Report

---

Transcript:

Below is a rush transcript of this segment, it might contain errors.

Airing date: 09/18/2018

Deep Look At New Law Concerning Equifax - New Hacking Tools

Craig Peterson: [00:00:00] Hi guys. Craig Peterson here this morning with Jim Polito I talked about two things one I wouldn't do a bit of depth here on the whole Equifax hack and the changes that go into effect this week. That's right. New laws in place signed by President Trump a couple of months back. And this is a real game changer. So all of the pain people went through. It's going to be a little easier here in the future. And then I also just took a couple of minutes and explained a whole new piece that ran somewhere out there and how the bad guys are using it. And in fact a whole new category of business in the bad guys' field. So there's lots going on and here we go with Jim.

[00:00:53] This is the man with all the answers the guy we turn to all the time.

[00:00:58] Is it a national I.T. professionals day. He's far above and I.T. professional but you know he was at one time. Joining us now the man the sheriff of the Internet Craig Peterson.

[00:01:12] Good morning sir. Good morning. Yes I am. You are t. 

[00:01:19] Hey you helped us out when we had that whole Equifax data breach and you have done a lot of people for free. By the way for free on your own time which impacted about 145 million customers that personal information was stolen from this credit agency. So the advice was Hey get out there freeze your credit you get paid to do it but freeze your credit. Now you're saying that it may be soon that you don't have to pay that transaction fee for each of the three agencies that it will be free.

[00:01:58] Here's what happened and of course a lot of people were very upset with what happened then and understandably so.

[00:02:04] Equifax I still can't believe that they're still in business and they are they have a license to print money. The three credit firms have a license to print money. You and I should have gotten in on that.

[00:02:19] Well they didn't lose my license right there. That's right. It's just it's the implication is if you screw up it's over. Right. Pull your license. Yeah. They've got it. They smuggled in the printing press the same way they put it. That's exactly what they're doing. And you know Jim I did it for 100 listeners. OK.

[00:02:44] I monitored the credit stuff in the dark web for a while and I'm probably next month going to start doing something going to offer it for small businesses as well to see if your small business information is out there OK. But I did it for a couple of hundred listeners absolutely free. And some reports. And part of the report that I put together were OK if you were hacked with Equifax would say most people were frankly or if something new shows up on the dark web. Here's what you should do and it involves a whole bunch of different things you have to do because frankly if they hacked your information nobody cares right.

[00:03:29] You can't call up. You know I work with the FBI. Yes yes. And the FBI is there you know it's come on. You're one of how many.

[00:03:41] 145 million consumers. Is the right

[00:03:48] Word. Trying to a while anyway. So yeah. So they don't really care but if someone had stolen your information and then you're dead then you have to talk to the police department. You had to go the next step and the course now file that report with all of your you know credit card companies that maybe the information was used to steal money from the credit card people had the cars that were purchased using their name and their credit for they had to prove now that they never bought that new car that goes on and on.

[00:04:25] Right.

[00:04:25] At a minimum if your information is stolen and the bad guys use that word talk to them Jim I'm a nightmare because what I just talked about you have to call the bank right or you still do. Right.

[00:04:38] This stuff is still happening. Right. And when you have to call a bank during working hours right because that's when they're open. Right.

[00:04:48] When do you have to reach out to all of these different agencies the police department everything. Yeah the police and the banks are there 24/7. But there are fraud bureaus are the people who are handling this thing are only there nine to. When you do your homework.

[00:05:06] Most people work 9:00 to 5:00.

[00:05:09] So we're talking about on average if your data is stolen and someone then tries to impersonate you. We're talking an average of three hundred hours of your time writing letters chasing down documentation sending it off to all of these different credit agencies places where your name was used in order to try and get your good name back.

[00:05:36] And those are 300 hours out of a working here. That's two thousand hours right your normal working here is 24 hours. Right.

[00:05:44] So we're talking about you know what is it about 20 percent of your year. You can't work because you are running around trying to take care of all of this stuff.

[00:05:56] So on top of all of that what you have to do is in most states here you have to pay a fee of between five and ten dollars on top of all of that to freeze your credit.

[00:06:11] Yeah.

[00:06:12] So now it's it's just it's a nightmare when it happens to people and that's why I spent so much time and my staff. I had five people working full time on all of this dark web stuff for our listeners here.

[00:06:25] That was great period of three weeks OK. It was just crazy. Now that and so what that means is if you want to free the credit it's five to ten bucks for every one of those three agencies on top right now if you want to use your credit you have to pay another five or 10 bucks to get your credit unfrozen to get it right. So here's what's happened now. The president Trump has signed a bill that was part of the economic growth regulatory relief and Consumer Protection Act. So just starting on the 21st. So that's very sweet. Yep the law now that President Trump signed abolishes those fees. So all of those fees associated with freezing and freezing your credit which by the way that even if you freeze your credit it's only good for maximum three months. So all of those fees are gone. And that's a really good thing because the aquifer.

[00:07:30] Yeah. After the Equifax hack Jim about 20 percent now of consumers got a freeze. But most of those phrases ended up expiring. So this is a great thing. I wish Equifax wasn't in business. I wish you didn't have to deal with me.

[00:07:46] And you know I'm not calling for regulation here by any stretch but how the heck are these people not sitting in jail somewhere. Yeah we're responsible for something as simple as not doing enough data to third party software in other words they updated you update your Windows machine. OK. That's all well and good. And you got to do that. But on top of your Windows machine you have your Chrome browser you have Firefox to house whatever other tools and they didn't know

[00:08:21] What it was.

[00:08:22] Ok. And they're still walking around. Oh yeah couple of people lost their jobs.

[00:08:27] That's about all of that.

[00:08:30] And it cost Americans millions. In fact there are some people who are critical of this saying hey listen look at the money Equifax made because they quote lost unquote 145 million consumers personal information and then they charge five to ten bucks every time someone wanted to freeze and freeze. We're talking about them or tentatively here having made at least 50 million dollars of their script.

[00:08:57] We're talking with Craig Peterson. At the end of the segment. We're going to give you a number and if you text my name you'll get this information plus a lot of other information standard data and text rates apply. Quickly before we go I do want to talk about this new ransomware that has arrived and Ransomware is that you know comes in and says hey your computer is locked and we'll unlock it. We can fix the virus if you pay us. So there's a new one out there.

[00:09:29] Yeah this is. This is an interesting one because the ransom that's out there right now has been automatically morphine itself. So it changes it's also your standard antivirus software test is not going to catch that. We've now found something new and it's called the path. It just appeared last month for the first time we finally saw this stuff out there. But it has a module in it that allows attackers to customize the attack and how it's attacked. And the encryption key that text doesn't know everything else. Now we have we have a customer Jim and this is just not so. But it's true who has a business as a law firm and the law firm had apparently been losing documents that had to be filed with the court and then all of a sudden it started losing pictures of the owner's family. All of these pictures and stuff got stolen. It looks like what might have happened years that the guy hired hacked or he's not the guy by the bad guy which was in this case probably his ex-wife had hired a they got onto the computers and made some changes let's say to the files deleted things everything else. And apparently, it cost thirty-five dollars to hire this hacker to try and destroy this small law firm. Thirty-five bucks that's what it's going for right now. So and it's really kind of an interesting case. At any rate what we're talking about now is new type of ransomware completely remotely controllable completely customizable. Perfect for hacker as a service. That's a new business out there. Hacking has a service for thirty-five dollars. You as you can have someone hack your former business partner and your wife or maybe some company that you know has some money and you want to get that money out of that bank account 35 bucks is what it's going for.

[00:11:48] You see now this is why Craig Peterson is with us all the time because you get this information and then if you want more information you are more in-depth than you want to be on his list if there's another massive hacker breach or something. It's very simple. All you have to do is text my name Jim to this number.

[00:12:05] 855-385-5553. That's 855-385-5553. 

[00:12:20] Standard data and text rates apply. Craig Peterson will not sell you down the river he will not yield he won't do anything like that. That's the bottom line and he's here every Tuesday. Craig thank you so much for your time buddy.

[00:12:37] Hey thanks, Jim. Take care.

[00:12:38] You too. Craig Peterson, a great resource. OK when we return a final word.

---

Don't miss any episode from Craig. Visit http://CraigPeterson.com/itunes. Subscribe and give us a rating!

Thanks, everyone, for listening and sharing our podcasts. We're really hitting it out of the park. This will be a great year! 

More stories and tech updates at:

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Don't miss an episode from Craig. Subscribe and give us a rating:

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Chinese tech company caught lying, again.  Listen in as I describe how they misrepresented their product and what the US did about it.

Announcements from Apple.  Yea - I was a bit underwhelmed.  I will discuss why I think that the announcement unveiled just incremental improvements.

Do you use Cloud products in your business?  I will explain why you must not just trust that they all know what they are doing and what you need to do to protect the information they store for you.

Help me, Help you!  I want to know what information you need to increase your security and protect your business.

It's going to be free to Freeze your Credit! I will tell you about the bill President Trump signed to prevent these Credit Reporting Agencies from charging for this service.

Craig is putting up a new insider site (Yes, it is free, but you have to sign up)  On it will have all his special reports that he puts out and you will be the first to get them.

These and more tech tips, news, and updates visit - CraigPeterson.com

---

Transcript:

Below is a rush transcript of this segment, it might contain errors.

Airing date: 09/15/2018

New Announcements from Apple. Huawei Lies, Again, Free Credit Freezes. Don't Trust the Cloud to be Secure. 

Craig Peterson: [00:00:00] Hey, Good Morning, everybody. It is time for another session. here Tech Talk with Craig Peterson. You know, I was looking on my Amazon Echo for my radio show and I was able to find it. I found the podcast and then the next day I couldn't, I don't know what's going on out there. But, hey if you are listening to my podcasts, please let me know. Let me know what you think! I'd absolutely love to know because I'm trying to figure out if I'm going to put more time into these radio shows. Maybe, we'll go back to an hour. We'll see how things end up going here on these same stations. But, anyhow, today we are going to talk about a couple of things. First of all a cyber attack. We'll kind of run through the anatomy of a cyber attack. Would your company handle it better, than maybe what happened here? We have a real live company we'll be talking about. We're also going to be talking about Black Hat and DEFCON these are Cybersecurity experts. They've got some great tips on how to protect yourself. Freezing and unfreezing credit. You know that was a huge problem when we had a massive massive breach of all of our personal information over at Equifax. That breach about a year ago now. So, should we be able to do it for free and a whole lot more. By the way, if you are a company and you're using Amazon to do processing or store data. We've got a massive leak to tell you about. Oh, I got to mention Huawei again, because somehow they seem to be making it to the news almost every week. So, here we go. You're listening to Craig Peterson. 

[00:01:44] Ok. So, first up let's talk about Huawei, this is a company that has been hammered and nailed and nailed and hammered and hammered and hailed by the government, recently. In fact, they complained a lot about it, bitterly, for a good reason, I think. Although, you know, if I was in their position I'd complain too. Don't get me wrong. They should have been hammered by the government with what they apparently were doing. The allegations are that while Huawei was actually sharing their data their information with the Chinese People's Liberation Army government officials. So, they were sharing all of this stuff about locations of troops, conversations and e-mails and everything, which is just a terrible thing. And so we, of course, advise people don't use Huawei. That the company, by the way, is spelled H U A W E I. So I've heard it pronounced all kinds of different ways but the correct pronunciation is a WAH WEI. Well. You're going to love this one. They got caught again, Huawei. This time they were caught and this isn't the first time they've been caught doing this. You know, this week Apple, of course, had their big announcement and they announced some new phones with some really, if you ask me, incremental features, nothing terribly exciting, nothing that's going to make me want to run out and buy one of these phones.

[00:03:17] If you are almost a professional gamer using your iPhone, if you're using it for all kinds of video games and maybe virtual reality and enhanced reality and all these different things, well then maybe you want to go and get one. Other than that, I'm not so excited about it. They have introduced, Apple did back and the iPhone 7 days for the plus phones a whole new camera subsystem that included a very, very cool chip that was just dedicated to figuring out pictures and Apple calls it machine learning. And, I think they're overblowing that term. I certainly wouldn't classify it as machine learning and, in fact, they got caught, Apple. I was sitting there watching them, at least, part of the presentation this week and they were just out and out and lying about stuff. Lying. For instance, the new camera allows you to change your depth of field, after you've taken the picture which is a phenomenal feature, in other words, you can change the background and how In Focus are out of focus it is. And they lied about it. They said this is the first camera ever to do this and I'm sitting there saying wait a minute I've got a camera that's four years old. It's called a light field camera. 

[00:04:35] And I've been taking pictures like that for years and years where after the fact I can go in and I can change the depth of field. I can put everything in focus or certain things out of focus. I can even move the focus point around afterwards, which is more than it looks like this new iPhone can do. So, you guys quit your misrepresentation, and they did a couple of other things too that they said they were the first, and they just weren't. I'm starting to wonder about Apple now in so many ways. So anyhow, one of the things that they announced the big deal there was this new lens system that they have on the new iPhone and the new intelligence, machine learning which, again is not machine learning. They're using a very, very fast little chip in order to figure out things like where is a person's face where their eyes are, get rid of the red eye, automatically, let's do all these different things. And that's really cool. I love it. OK, don't get me wrong about that. If you want a phone that has a great camera then, wow. I don't think you're going to go wrong with this new iPhone and the camera that's built into it. Huawei, however, was caught again, using a professional DSLR to take the pictures. And this is kind of cool, because the woman who was in these pictures, the actress who was supposed, you know,  taking candid pictures, her boyfriend was there with his arms stretched out and taking a snap, snap. 

[00:06:13] There you go. And it showed our little box around her face as the cameras recognizing her face and is focusing on it. Well, this actress's social media posts revealed what was really going on. She posted a picture, that showed her sitting there with the other actor. So, the guy has his arm extended with nothing in his hand, right because he's supposed to be holding this Huawei camera, nothing in his hand. She's sitting there next to him posing like she's supposed to be, posing and in front of them, is a guy with a professional camera. The whole idea behind the ad campaign is look at how great our Huawei camera's are and we can't make the background blurred just like Apple, would kind of basically, right. And, in fact, it wasn't. It was a professional camera, he had set the depth of field. You know you adjust the aperture, you make sure the lights right, you do all of that sort of stuff. They were lying, Huawei out and out lying.

[00:07:13] Faking the picture, at least Apple isn't faking the pictures that they're showing us, including they showed us a picture that was on the cover of Time magazine taken with an iPhone, a beautiful picture. They had just done some amazing things. Now this is not the first time while way's been caught faking a smartphone photo I'm sure it will be the last because they did it before and what was the reason that they gave. What did we always say? It wasn't, Yeah, Yeah, Faked it. They're not admit that, right. So, what Huawei says, this Chinese firm, is ah, we were just showing the type of picture you might want to take with the selfies on our Huawei smartphone, Yeah. Yeah, that's it. I'm sure that you weren't trying to convince people that your camera is as good as a three to four thousand dollar DSLR camera body. Yeah, that's not what you doing. Yeah. Well, you know I've been complaining about Equifax and we've been producing a dark Web reports where we go when we do searches and stuff for people's information. And we've been doing that for about six months now. We offered it to people right after the Equifax breach and we're thinking about maybe doing something like that for businesses, which would be really nice, right. Wouldn't it be nice to know if your business data, Has been stolen, right? 

[00:08:48] Wouldn't it. Wouldn't that be nice. I would think it would be nice. So, we may do that in the future. Keep an eye out. We've got a few things going on. And by the way make sure you check your e-mail from this morning because not only are all the articles from today in there, but I'm going to be sending out some e-mails. I really want your feedback. And you know the only way that I know what you want to is, via that feedback you can go way back in my history and I back in the 70s mid 70s was the first time I designed a computer. Actually, it was right around 1972 or three. And I designed and implemented a computer. I made a little computer that would play a simplified game of chess back there in 73 and then I went on to run data centers and be one of the first people on the internet quite literally helping to develop the protocols and implement them for them for a lot of companies. In fact, some of my code I wrote is probably still in use today. I know Apple used to use some of the code I wrote, as did Microsoft, in fact, I helped to develop the Microsoft operating system NT and I wrote to a lot of the audio subsystem and also some of the network subsystem for that. 

[00:10:03] But, I've been very involved in the Internet, since the early 1980s and I've been well known for working with big companies and helping them to do large implementations. Frankly since about the early 90s, My business has all been about the networks that are necessary, the machines, the data centers and even the software necessary to run a big Internet installation. All right. I was well-known for developing Big Yellow. Do you remember that? Remember Superpages? Actually Superpages is still around, although I'm sure they've completely rewritten it by now. So, that's where I've been well-known for. And then more recently since I was attacked in 93 and fell victim to hackers back in 1993 and it's a while ago now, Wow. Twenty five years ago. Since then I've also been known for security because I started studying security very closely. Electronic security physical security up to the point where today I am providing webinars for the FBI Infragard program. So, I'm trying to disseminate this information. Like I've been trying to do on this radio show for a very long time. So I've been known for a lot of things over the years, and it's kind of changed as the marketplace has changed and as people's demands have changed. So, what I'm looking to find out from you guys is what else can I do for you? I've done all of this for big companies.

[00:11:36] I've done it for small firms, as small as you know typically about 20 employees. But I've done it for smaller, as well, right now I'm working with some accounting agencies that just have a handful of employees, including one that's just mainly the accountant and his assistant. But, what can I do for you? You think about all the stuff that you know you're dealing with everyday when it comes to security you can't sleep you lose sleep at night over your business and you're concerned about losing it all. You're worried about what's going to happen if I get Ransomware? And, that's why I've got this great article about ransomware up on my site that came from ZDNet and I think you might want to have a look at that up at Craig Petterson dot com. But, what is it that I can do for you, Next? We talk about things every week. What is it that interests you? What can I do, that's going to help you? Should I put together some mini classes? Some courses? What sort of thing is going to help you when it comes to computers and security. And you know I might even go a little wider than that because I talked for, a few years ago about developing another brand that we get information out on. And I was calling business edge back at the time and the idea behind business Edge was again like my customers demand. Where they wanted to know, how can I use iPad's properly?

[00:13:09] How can I increase the efficiency of my employees? How can I tighten the communications channels with my vendors? with my suppliers? How can I make all of this stuff work. It's a, you know it's a problem, it's a real problem for businesses. So, if that's something that interests you, let me know. You know I've been doing this for a very, very long time and I've been helping a lot of people. Now I want to help the small businesses out there. Small businesses are the ones that are constantly being attacked. Small businesses are the ones that don't have the resources to be able to deal with this. So, if you're involved with a small business, send me an email. Just me at Craig Peterson dot com or you can text me as well straight to my phone 8 5 5 3 8 5 55 53. We'll give those out again a little later. What can I do to help you? What can I help you with on this radio show, that's going to take you to that next level? What's going to help you to be able to sleep at night? What's going to help stop those arguments with your spouse, over the business and all the time you've been putting in? Then heaven forbid you get hacked and your data is stolen and now you're hung out to dry. 

[00:14:25] Right. Because it's out there. What are you going to do about it? What can I do to help you? So, let me know I'm going to be sending out an e-mail with a brief little poll in there. You're not going to take it 20 seconds. But I'm going to list some topics that people who listen to the radio show, people who listen to the podcast, have asked me about. So, that you can just kind of click which one you think might be best and then another question that just kind of a qualification would you prefer a short course that's just straight to the point where you know hey Craig I know you know a ton about this way more than I do, I don't want the background, I just want the steps. What should I do? Is that what you're looking for? Is that what you're looking for on the radio show? Or are you looking for more of course, You know I have to understand this little bit more. I know in my life I've had many times I've hired people and, of course, hundreds. But when I'm hiring those people I've found I've had in the back of my mind I don't know enough really to evaluate this person. I don't know enough about sales that was kind of the first thing and so I learned about sales I really studied up on sales before I could really confidently hire a salesperson because in my estimation I've been I've been screwed before, right where people came in and they sold me a bill of goods and then they didn't deliver. 

[00:15:50] Same thing with marketing. And I have been a student of security. I told you that already now a serious student for over 25 years. So, it's a very, very big deal. And I want to your opinion. Where do you want to fall on that line? And I've had these free webinars before, I'm planning on doing more. In fact it's my 25th anniversary I'm going to do a 25th anniversary series here, coming up probably in October. Twenty five years since I got hacked the first time I mean hacked not just a virus, I mean hacked. So. What? What can I do for you? So, keep an eye out for that. Let me know what you think and what's going to be beneficial to you? That's really, you know the most important thing. and you can always just e-mail me at Craig Peterson dot com. That's of course P E T E R S O N dot com. So, on Peterson dot com or text me if you have your smartphone handy. Just 8 5 5 3 8 5 55. Fifty three. All right. Next up 

[00:17:02] A little rockabilly, I guess you might call that, music. I love this we've had the same bumps now for over a decade here on the radio show. 

[00:17:08] But, oh well. We've got some new ones coming and I'm already using a new one at the beginning of the show. If you were a victim of the Equifax hack, you know what a pain it was. Because this Equifax data breach that was over a year ago required you to start doing more serious credit monitoring. And Equifax themselves wanted to charge you for the credit monitoring. They still do. And they said, Do you remember this if you went to their Web site and said Yeah I want to know if I've been hacked and they say you've been hacked and they said hey we'll give you free credit monitoring. But, in order to get the free credit monitoring from Equifax you had to agree to not sue them. To not be part of a class action suit. 145 million people's personal information was stolen from them and they wanted to charge you to keep an eye out in case somebody out there stole your identity you know stole the money from your bank account, right. Nothing big, right, no big deal, no big deal. Well, credit freezes can be important if you know your data has just been stolen. And that's one of the things that I tell the people that were doing the dark web searches for, right. If there is a change and we'll tell you if there's been a change if there has been a change in your data out there on the dark web. Now's the time to look at a credit freeze, an important thing. So, it's become harder for identity thieves to apply for loans or lines of credit. 

[00:18:44] If you have put in place, a credit freeze. Well now, the Trump administration has put something into effect it's called the Economic Growth regulatory relief and consumer protection act. It does many things, but starting September 21st consumers can freeze and unfreeze their credit without paying a fee. Isn't that amazing. So, this is going to be really, really good. Only about 2 to 3 percent of Americans had a credit freeze in place at the time of the Equifax hack. Now, remember they stole pretty much all of the information about every person of, you know, adult age who had credit, they stole it. But just about everyone in the U.S. you know it's like almost 100 percent of the population of the adult population. And after the theft occurred it was estimated that maybe 10 percent may be as much as 20 percent of American consumers actually put a credit freeze in place. So, removing these financial barriers which cost about five to 10 bucks every time you put a freeze in place or an unfreeze in place it was five to ten bucks maybe now that they have to give it to you for free. Consumers will start doing that. I think it's important. I'm really glad that some of the crazy restrictions that were put in place back in 2008, are being removed as well. Again, I think mobility for consumers is important. Transparency is important. And hopefully we'll end up with more of that, as we go forward. 

[00:20:33] Now this next thing, this is kind of interesting if you're a business person. 

[00:20:41] Now, you know as a business person a lot of services are moving to the cloud and it shocks and amazes me how many times you go into a business and they're using a cloud service they don't realize there's a cloud service, right. So, they've had accounting software from company X forever and now Company X instead of going to a local server you go to a web browser in order to be able to get the data from Company X. Well, that is a cloud service now. Now, Company X is probably not really good at running a data center. So, what is Company X do in most of the cases Company X goes to Amazon. Now, there's other options it might go to Microsoft and Azur there. IBM has called services a lot of different places have called services that are out there and you know that's all well and good but is saving them money really worth it. 

[00:21:42] And here's why. Here's the problem I'm seeing. We go into a business and the first thing we typically do is what we call RI report. This is a risk intelligence report. So, we'll go ahead and we'll scan all of their computers for data that if it were stolen would cause them to get fined or even face criminal prosecution. That's a big deal right. It's a very big deal and now we have different types of risk intelligence reports will do this for HIPAA. We'll do it for accounting. We have them available and we just ran some for GDPR which is the new European standards. So, we have all of these different types of risk intelligence reports because you need to know what data is on your machines that might be at risk. So, we just did one this week for a company and it's an accounting firm. Now we found a few things that you might expect in accounting firms like Bank account information and other things. We found credit card numbers, we found personally identifiable information on their computers but they were using a cloud service and they were saying hey listen no, no, no, wait a minute we're using the cloud service. We don't have a server on site anymore running their database. 

[00:23:05] We don't have a server on site anymore where we're holding on to this client information. It's up in the cloud. It's now the responsibility of that cloud service vendor. Let me straighten out a few things in everybody's mind here. First of all it is not their responsibility, unless you have an explicit agreement with them that passes the liability onto them. And I've got to tell you most people don't have them, if you want a copy of an agreement like that. Let me know, I'd be glad to send you one we have them. But any of your service providers, whether they be a managed services company taking care of your computers or break-fix shop or in this case a cloud service provider, you need to have these business contracts in place that helps make them liable. But that's not where the problem was this week. The problem was we found that their Web browsers were using caches, which is true for almost everybody out there. So, when you go to a Web page have you noticed the second time you go to the Web page it loads that much faster? Have you noticed that with some of these web pages it loads a lot faster and in some web pages it's almost instantaneous. Well, a lot of that is because of the cache your browser cache.

[00:24:32] So, in the browser cache at these businesses who were using cloud services we found personally identifiable information the caches were not being wiped. So, even though they thought they didn't have the data there, it was on their local computers. They did not have the proper agreements in place with their cloud services provider and they got nailed. In fact, just this week a company left terabytes of data exposed on Amazon. They were providing a cloud service and they had no idea what they were doing. They didn't know enough. They had no idea they had terabytes of clients personal information available online. So bottom line be careful, if you have questions if you like a copy of the contract, let me know. Be glad to just send it to you and then you can take it to your attorney and get it all worked out so that all the details are correct and let me know what can I help you with? Send me an email. I've been doing this for years. 

[00:25:39] Decades literally. What should I do? What's your my next product to be? What should I buy next coaching call be on? What are you interested in/ E-mail me at Craig Peterson dot com with any comments, any questions or just text me directly. 8 5 5 3 8 5 55 53. All right. Take care. Have a great week ahead. And we will be talking with you. And next week it's going to be a best of. But you know these shows are all great. What can I say? Take care, bye-bye

 ---

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It Will Soon Be Free To Freeze (And Unfreeze) Your US Credit Report 

New Ransomware Arrives With A Hidden Feature That Hints At More Sophisticated Attacks To Come

How To Protect Yourself Against A Sim Swap Attack

CYBER-ATTACK! Would Your Firm Handle It Better Than This?
---

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Don't miss an episode from Craig. Subscribe and give us a rating:

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Chinese tech company caught lying, again.  Listen in as I describe how they misrepresented their product and what the US did about it.

Announcements from Apple.  Yea - I was a bit underwhelmed.  I will discuss why I think that the announcement unveiled just incremental improvements.

Do you use Cloud products in your business?  I will explain why you must not just trust that they all know what they are doing and what you need to do to protect the information they store for you.

Help me, Help you!  I want to know what information you need to increase your security and protect your business.

It's going to be free to Freeze your Credit! I will tell you about the bill President Trump signed to prevent these Credit Reporting Agencies from charging for this service.

Craig is putting up a new insider site (Yes, it is free, but you have to sign up)  On it will have all his special reports that he puts out and you will be the first to get them.

These and more tech tips, news, and updates visit - CraigPeterson.com

---

Transcript:

Below is a rush transcript of this segment, it might contain errors.

Airing date: 09/15/2018

New Announcements from Apple. Huawei Lies, Again, Free Credit Freezes. Don't Trust the Cloud to be Secure. 

Craig Peterson: [00:00:00] Hey, Good Morning, everybody. It is time for another session. here Tech Talk with Craig Peterson. You know, I was looking on my Amazon Echo for my radio show and I was able to find it. I found the podcast and then the next day I couldn't, I don't know what's going on out there. But, hey if you are listening to my podcasts, please let me know. Let me know what you think! I'd absolutely love to know because I'm trying to figure out if I'm going to put more time into these radio shows. Maybe, we'll go back to an hour. We'll see how things end up going here on these same stations. But, anyhow, today we are going to talk about a couple of things. First of all a cyber attack. We'll kind of run through the anatomy of a cyber attack. Would your company handle it better, than maybe what happened here? We have a real live company we'll be talking about. We're also going to be talking about Black Hat and DEFCON these are Cybersecurity experts. They've got some great tips on how to protect yourself. Freezing and unfreezing credit. You know that was a huge problem when we had a massive massive breach of all of our personal information over at Equifax. That breach about a year ago now. So, should we be able to do it for free and a whole lot more. By the way, if you are a company and you're using Amazon to do processing or store data. We've got a massive leak to tell you about. Oh, I got to mention Huawei again, because somehow they seem to be making it to the news almost every week. So, here we go. You're listening to Craig Peterson. 

[00:01:44] Ok. So, first up let's talk about Huawei, this is a company that has been hammered and nailed and nailed and hammered and hammered and hailed by the government, recently. In fact, they complained a lot about it, bitterly, for a good reason, I think. Although, you know, if I was in their position I'd complain too. Don't get me wrong. They should have been hammered by the government with what they apparently were doing. The allegations are that while Huawei was actually sharing their data their information with the Chinese People's Liberation Army government officials. So, they were sharing all of this stuff about locations of troops, conversations and e-mails and everything, which is just a terrible thing. And so we, of course, advise people don't use Huawei. That the company, by the way, is spelled H U A W E I. So I've heard it pronounced all kinds of different ways but the correct pronunciation is a WAH WEI. Well. You're going to love this one. They got caught again, Huawei. This time they were caught and this isn't the first time they've been caught doing this. You know, this week Apple, of course, had their big announcement and they announced some new phones with some really, if you ask me, incremental features, nothing terribly exciting, nothing that's going to make me want to run out and buy one of these phones.

[00:03:17] If you are almost a professional gamer using your iPhone, if you're using it for all kinds of video games and maybe virtual reality and enhanced reality and all these different things, well then maybe you want to go and get one. Other than that, I'm not so excited about it. They have introduced, Apple did back and the iPhone 7 days for the plus phones a whole new camera subsystem that included a very, very cool chip that was just dedicated to figuring out pictures and Apple calls it machine learning. And, I think they're overblowing that term. I certainly wouldn't classify it as machine learning and, in fact, they got caught, Apple. I was sitting there watching them, at least, part of the presentation this week and they were just out and out and lying about stuff. Lying. For instance, the new camera allows you to change your depth of field, after you've taken the picture which is a phenomenal feature, in other words, you can change the background and how In Focus are out of focus it is. And they lied about it. They said this is the first camera ever to do this and I'm sitting there saying wait a minute I've got a camera that's four years old. It's called a light field camera. 

[00:04:35] And I've been taking pictures like that for years and years where after the fact I can go in and I can change the depth of field. I can put everything in focus or certain things out of focus. I can even move the focus point around afterwards, which is more than it looks like this new iPhone can do. So, you guys quit your misrepresentation, and they did a couple of other things too that they said they were the first, and they just weren't. I'm starting to wonder about Apple now in so many ways. So anyhow, one of the things that they announced the big deal there was this new lens system that they have on the new iPhone and the new intelligence, machine learning which, again is not machine learning. They're using a very, very fast little chip in order to figure out things like where is a person's face where their eyes are, get rid of the red eye, automatically, let's do all these different things. And that's really cool. I love it. OK, don't get me wrong about that. If you want a phone that has a great camera then, wow. I don't think you're going to go wrong with this new iPhone and the camera that's built into it. Huawei, however, was caught again, using a professional DSLR to take the pictures. And this is kind of cool, because the woman who was in these pictures, the actress who was supposed, you know,  taking candid pictures, her boyfriend was there with his arms stretched out and taking a snap, snap. 

[00:06:13] There you go. And it showed our little box around her face as the cameras recognizing her face and is focusing on it. Well, this actress's social media posts revealed what was really going on. She posted a picture, that showed her sitting there with the other actor. So, the guy has his arm extended with nothing in his hand, right because he's supposed to be holding this Huawei camera, nothing in his hand. She's sitting there next to him posing like she's supposed to be, posing and in front of them, is a guy with a professional camera. The whole idea behind the ad campaign is look at how great our Huawei camera's are and we can't make the background blurred just like Apple, would kind of basically, right. And, in fact, it wasn't. It was a professional camera, he had set the depth of field. You know you adjust the aperture, you make sure the lights right, you do all of that sort of stuff. They were lying, Huawei out and out lying.

[00:07:13] Faking the picture, at least Apple isn't faking the pictures that they're showing us, including they showed us a picture that was on the cover of Time magazine taken with an iPhone, a beautiful picture. They had just done some amazing things. Now this is not the first time while way's been caught faking a smartphone photo I'm sure it will be the last because they did it before and what was the reason that they gave. What did we always say? It wasn't, Yeah, Yeah, Faked it. They're not admit that, right. So, what Huawei says, this Chinese firm, is ah, we were just showing the type of picture you might want to take with the selfies on our Huawei smartphone, Yeah. Yeah, that's it. I'm sure that you weren't trying to convince people that your camera is as good as a three to four thousand dollar DSLR camera body. Yeah, that's not what you doing. Yeah. Well, you know I've been complaining about Equifax and we've been producing a dark Web reports where we go when we do searches and stuff for people's information. And we've been doing that for about six months now. We offered it to people right after the Equifax breach and we're thinking about maybe doing something like that for businesses, which would be really nice, right. Wouldn't it be nice to know if your business data, Has been stolen, right? 

[00:08:48] Wouldn't it. Wouldn't that be nice. I would think it would be nice. So, we may do that in the future. Keep an eye out. We've got a few things going on. And by the way make sure you check your e-mail from this morning because not only are all the articles from today in there, but I'm going to be sending out some e-mails. I really want your feedback. And you know the only way that I know what you want to is, via that feedback you can go way back in my history and I back in the 70s mid 70s was the first time I designed a computer. Actually, it was right around 1972 or three. And I designed and implemented a computer. I made a little computer that would play a simplified game of chess back there in 73 and then I went on to run data centers and be one of the first people on the internet quite literally helping to develop the protocols and implement them for them for a lot of companies. In fact, some of my code I wrote is probably still in use today. I know Apple used to use some of the code I wrote, as did Microsoft, in fact, I helped to develop the Microsoft operating system NT and I wrote to a lot of the audio subsystem and also some of the network subsystem for that. 

[00:10:03] But, I've been very involved in the Internet, since the early 1980s and I've been well known for working with big companies and helping them to do large implementations. Frankly since about the early 90s, My business has all been about the networks that are necessary, the machines, the data centers and even the software necessary to run a big Internet installation. All right. I was well-known for developing Big Yellow. Do you remember that? Remember Superpages? Actually Superpages is still around, although I'm sure they've completely rewritten it by now. So, that's where I've been well-known for. And then more recently since I was attacked in 93 and fell victim to hackers back in 1993 and it's a while ago now, Wow. Twenty five years ago. Since then I've also been known for security because I started studying security very closely. Electronic security physical security up to the point where today I am providing webinars for the FBI Infragard program. So, I'm trying to disseminate this information. Like I've been trying to do on this radio show for a very long time. So I've been known for a lot of things over the years, and it's kind of changed as the marketplace has changed and as people's demands have changed. So, what I'm looking to find out from you guys is what else can I do for you? I've done all of this for big companies.

[00:11:36] I've done it for small firms, as small as you know typically about 20 employees. But I've done it for smaller, as well, right now I'm working with some accounting agencies that just have a handful of employees, including one that's just mainly the accountant and his assistant. But, what can I do for you? You think about all the stuff that you know you're dealing with everyday when it comes to security you can't sleep you lose sleep at night over your business and you're concerned about losing it all. You're worried about what's going to happen if I get Ransomware? And, that's why I've got this great article about ransomware up on my site that came from ZDNet and I think you might want to have a look at that up at Craig Petterson dot com. But, what is it that I can do for you, Next? We talk about things every week. What is it that interests you? What can I do, that's going to help you? Should I put together some mini classes? Some courses? What sort of thing is going to help you when it comes to computers and security. And you know I might even go a little wider than that because I talked for, a few years ago about developing another brand that we get information out on. And I was calling business edge back at the time and the idea behind business Edge was again like my customers demand. Where they wanted to know, how can I use iPad's properly?

[00:13:09] How can I increase the efficiency of my employees? How can I tighten the communications channels with my vendors? with my suppliers? How can I make all of this stuff work. It's a, you know it's a problem, it's a real problem for businesses. So, if that's something that interests you, let me know. You know I've been doing this for a very, very long time and I've been helping a lot of people. Now I want to help the small businesses out there. Small businesses are the ones that are constantly being attacked. Small businesses are the ones that don't have the resources to be able to deal with this. So, if you're involved with a small business, send me an email. Just me at Craig Peterson dot com or you can text me as well straight to my phone 8 5 5 3 8 5 55 53. We'll give those out again a little later. What can I do to help you? What can I help you with on this radio show, that's going to take you to that next level? What's going to help you to be able to sleep at night? What's going to help stop those arguments with your spouse, over the business and all the time you've been putting in? Then heaven forbid you get hacked and your data is stolen and now you're hung out to dry. 

[00:14:25] Right. Because it's out there. What are you going to do about it? What can I do to help you? So, let me know I'm going to be sending out an e-mail with a brief little poll in there. You're not going to take it 20 seconds. But I'm going to list some topics that people who listen to the radio show, people who listen to the podcast, have asked me about. So, that you can just kind of click which one you think might be best and then another question that just kind of a qualification would you prefer a short course that's just straight to the point where you know hey Craig I know you know a ton about this way more than I do, I don't want the background, I just want the steps. What should I do? Is that what you're looking for? Is that what you're looking for on the radio show? Or are you looking for more of course, You know I have to understand this little bit more. I know in my life I've had many times I've hired people and, of course, hundreds. But when I'm hiring those people I've found I've had in the back of my mind I don't know enough really to evaluate this person. I don't know enough about sales that was kind of the first thing and so I learned about sales I really studied up on sales before I could really confidently hire a salesperson because in my estimation I've been I've been screwed before, right where people came in and they sold me a bill of goods and then they didn't deliver. 

[00:15:50] Same thing with marketing. And I have been a student of security. I told you that already now a serious student for over 25 years. So, it's a very, very big deal. And I want to your opinion. Where do you want to fall on that line? And I've had these free webinars before, I'm planning on doing more. In fact it's my 25th anniversary I'm going to do a 25th anniversary series here, coming up probably in October. Twenty five years since I got hacked the first time I mean hacked not just a virus, I mean hacked. So. What? What can I do for you? So, keep an eye out for that. Let me know what you think and what's going to be beneficial to you? That's really, you know the most important thing. and you can always just e-mail me at Craig Peterson dot com. That's of course P E T E R S O N dot com. So, on Peterson dot com or text me if you have your smartphone handy. Just 8 5 5 3 8 5 55. Fifty three. All right. Next up 

[00:17:02] A little rockabilly, I guess you might call that, music. I love this we've had the same bumps now for over a decade here on the radio show. 

[00:17:08] But, oh well. We've got some new ones coming and I'm already using a new one at the beginning of the show. If you were a victim of the Equifax hack, you know what a pain it was. Because this Equifax data breach that was over a year ago required you to start doing more serious credit monitoring. And Equifax themselves wanted to charge you for the credit monitoring. They still do. And they said, Do you remember this if you went to their Web site and said Yeah I want to know if I've been hacked and they say you've been hacked and they said hey we'll give you free credit monitoring. But, in order to get the free credit monitoring from Equifax you had to agree to not sue them. To not be part of a class action suit. 145 million people's personal information was stolen from them and they wanted to charge you to keep an eye out in case somebody out there stole your identity you know stole the money from your bank account, right. Nothing big, right, no big deal, no big deal. Well, credit freezes can be important if you know your data has just been stolen. And that's one of the things that I tell the people that were doing the dark web searches for, right. If there is a change and we'll tell you if there's been a change if there has been a change in your data out there on the dark web. Now's the time to look at a credit freeze, an important thing. So, it's become harder for identity thieves to apply for loans or lines of credit. 

[00:18:44] If you have put in place, a credit freeze. Well now, the Trump administration has put something into effect it's called the Economic Growth regulatory relief and consumer protection act. It does many things, but starting September 21st consumers can freeze and unfreeze their credit without paying a fee. Isn't that amazing. So, this is going to be really, really good. Only about 2 to 3 percent of Americans had a credit freeze in place at the time of the Equifax hack. Now, remember they stole pretty much all of the information about every person of, you know, adult age who had credit, they stole it. But just about everyone in the U.S. you know it's like almost 100 percent of the population of the adult population. And after the theft occurred it was estimated that maybe 10 percent may be as much as 20 percent of American consumers actually put a credit freeze in place. So, removing these financial barriers which cost about five to 10 bucks every time you put a freeze in place or an unfreeze in place it was five to ten bucks maybe now that they have to give it to you for free. Consumers will start doing that. I think it's important. I'm really glad that some of the crazy restrictions that were put in place back in 2008, are being removed as well. Again, I think mobility for consumers is important. Transparency is important. And hopefully we'll end up with more of that, as we go forward. 

[00:20:33] Now this next thing, this is kind of interesting if you're a business person. 

[00:20:41] Now, you know as a business person a lot of services are moving to the cloud and it shocks and amazes me how many times you go into a business and they're using a cloud service they don't realize there's a cloud service, right. So, they've had accounting software from company X forever and now Company X instead of going to a local server you go to a web browser in order to be able to get the data from Company X. Well, that is a cloud service now. Now, Company X is probably not really good at running a data center. So, what is Company X do in most of the cases Company X goes to Amazon. Now, there's other options it might go to Microsoft and Azur there. IBM has called services a lot of different places have called services that are out there and you know that's all well and good but is saving them money really worth it. 

[00:21:42] And here's why. Here's the problem I'm seeing. We go into a business and the first thing we typically do is what we call RI report. This is a risk intelligence report. So, we'll go ahead and we'll scan all of their computers for data that if it were stolen would cause them to get fined or even face criminal prosecution. That's a big deal right. It's a very big deal and now we have different types of risk intelligence reports will do this for HIPAA. We'll do it for accounting. We have them available and we just ran some for GDPR which is the new European standards. So, we have all of these different types of risk intelligence reports because you need to know what data is on your machines that might be at risk. So, we just did one this week for a company and it's an accounting firm. Now we found a few things that you might expect in accounting firms like Bank account information and other things. We found credit card numbers, we found personally identifiable information on their computers but they were using a cloud service and they were saying hey listen no, no, no, wait a minute we're using the cloud service. We don't have a server on site anymore running their database. 

[00:23:05] We don't have a server on site anymore where we're holding on to this client information. It's up in the cloud. It's now the responsibility of that cloud service vendor. Let me straighten out a few things in everybody's mind here. First of all it is not their responsibility, unless you have an explicit agreement with them that passes the liability onto them. And I've got to tell you most people don't have them, if you want a copy of an agreement like that. Let me know, I'd be glad to send you one we have them. But any of your service providers, whether they be a managed services company taking care of your computers or break-fix shop or in this case a cloud service provider, you need to have these business contracts in place that helps make them liable. But that's not where the problem was this week. The problem was we found that their Web browsers were using caches, which is true for almost everybody out there. So, when you go to a Web page have you noticed the second time you go to the Web page it loads that much faster? Have you noticed that with some of these web pages it loads a lot faster and in some web pages it's almost instantaneous. Well, a lot of that is because of the cache your browser cache.

[00:24:32] So, in the browser cache at these businesses who were using cloud services we found personally identifiable information the caches were not being wiped. So, even though they thought they didn't have the data there, it was on their local computers. They did not have the proper agreements in place with their cloud services provider and they got nailed. In fact, just this week a company left terabytes of data exposed on Amazon. They were providing a cloud service and they had no idea what they were doing. They didn't know enough. They had no idea they had terabytes of clients personal information available online. So bottom line be careful, if you have questions if you like a copy of the contract, let me know. Be glad to just send it to you and then you can take it to your attorney and get it all worked out so that all the details are correct and let me know what can I help you with? Send me an email. I've been doing this for years. 

[00:25:39] Decades literally. What should I do? What's your my next product to be? What should I buy next coaching call be on? What are you interested in/ E-mail me at Craig Peterson dot com with any comments, any questions or just text me directly. 8 5 5 3 8 5 55 53. All right. Take care. Have a great week ahead. And we will be talking with you. And next week it's going to be a best of. But you know these shows are all great. What can I say? Take care, bye-bye

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