For well over a decade, interest rates were near 0%. That’s not the case anymore. The Federal Reserve raised rates at a rapid rate in 2022 and 2023. This has both positive and negative repercussions. On this podcast, Karl Eggerss explains why and how short-term instruments like money markets are now an option in an investment allocation. In addition, paying off old debt may not be the best move.

Topics discussed on this podcast:

• Money Markets
• Cash
• Debt
• Interest Rates

For more information, go to https://www.creatingricherlives.com

#moneymarkets #interestrates #cash #debt #today #listening @CAPTRUST

Every investor wants the highest returns with the least amount of risk. But, we can't always have that. On this episode, Karl Eggerss discusses a way to build a portfolio that allows for risky investments with the goal of higher returns, while still maintaining the long term plan.

Topics discussed on this podcast:

• Risky Investments
• Alternatives
• Stocks
• Real Estate
• Portfolio Construction

For more information, go to https://www.creatingricherlives.com

#riskyinvestments #alternatives #portfolioconstruction #today #listening @CAPTRUST

Have you ever felt stuck in an investment? Have you ever felt the fear of missing out as stocks are going up and you aren't participating? On this episode, Karl Eggerss walks listeners through the thought process it takes to become a succsesful investor over the long term.

Plus, how do capital gains factor in your decision making process when it comes to selling an investment? Karl explains why sometimes it may be worth paying a capital gains tax.

Topics discussed on this podcast:

• FOMO
• Stocks
• Capital Gains
• Capitulation
• Valuation

For more information, go to https://www.creatingricherlives.com

#stocks #FOMO #capitalgains #capitulation #today #listening @CAPTRUST

Karl's guest this week is Justin Pawl, CFA, CAIA, CFP®. He recently wrote an article titled "Once Bitten, Twice Shy" discussing various issues that get between an investor and successful investing. The financial industry calls it behavioral finance.

Topics discussed on this podcast:

• Investing
• Biases
• Investor Confidence
• Homo Economicus

For more information, go to https://www.creatingricherlives.com

#stocks #investing #biases #behavioralfinance #today #listening @CAPTRUST

Do you think the stock market is about to drop? If so, what do you do with your stocks? Sell them, hold them, or change them? Karl Eggerss discusses the best ways to build a portfolio if you think rocky times are ahead.

Topics discussed on this podcast:

• Stocks
• Dividends
• Nasdaq Rebalancing
• Inflation
• Federal Reserve

For more information, go to https://www.creatingricherlives.com

#stocks #dividends #nasdaq #inflation #today #listening @CAPTRUST

It is believed the first mutual fund dates back to 1774. Since that time, a lot has changed including more ways for investors to gain access to the stock market. Are mutual funds outdated? Are they still useful? Do they still play a part in a portfolio? On this podcast, Karl Eggerss answers these questions in an educational episode.

Topics discussed on this podcast:

• Mutual Funds
• Exchange Traded Funds (ETFs)
• Stocks
• Diversification

For more information, go to https://www.creatingricherlives.com

#mutualfunds #ETFs #stocks #today #listening @CAPTRUST

The first half of the year is in the bag and it looks dramatically different than it did in 2022. The leaders have changed and the concentration of some big technology stocks have skewed some of the strength so far. On this podcast, Karl Eggerss goes through what has worked in the first half and what to look for in the second half of the year, including whether the rally can continue.

Topics discussed on this podcast:

• Technology stocks
• First half recap
• 4th of July
• Inflation
• Can the rally continue?

For more information, go to https://www.creatingricherlives.com

#FOMO #stocks #today #listening #technologystocks @CAPTRUST

On this podcast, Karl Eggerss discusses the FOMO that seems to be getting worse in the stock market. In fact, it appears there is a new generation of investors who have learned bad habits and may have to learn a lesson the hard way. Karl shares the one way an individual can learn. Plus, how did you gain your wealth?

Topics discussed on this podcast:

• FOMO
• Meme Stocks
• Stocks
• Wealth Creation
• Financial Mistakes

For more information, go to https://www.creatingricherlives.com

#FOMO #stocks #today #listening #memestocks @CAPTRUST

On this podcast, Karl Eggerss discusses financial planning software, budgeting tools and apps, and whether or not they are necessary. Find out what he uses to track his expenses and what tools CAPTRUST uses for clients to not only track expenses, but do in depth financial planning.

Topics discussed on this podcast:

• Financial Planning
• Apps
• Budgets
• Federal Reserve

For more information, go to https://www.creatingricherlives.com

#budget #financialplanning #apps #retirement @CAPTRUST

On this episode, Karl Eggerss discusses whether or not the economy and the financial system is back to normal. After years of ZIRP (zero interest rate policy) by the Federal Reserve, interest rates are now much higher than in years past. This has changed the game.

Topics discussed on this podcast:

• Interest Rates
• Economy
• Federal Reserve
• Stock Market
• Recession

For more information, go to https://www.creatingricherlives.com

#recession #stocks #federalreserve #economy @CAPTRUST