Kath tells Pat credit repair agencies, an industry which take the scam that is the credit score an adds another scam on top of it. We talk about the conditions that allowed this industry to flourish, and recent attempts to protect consumers from its manipulations.

Much of the info in this podcast is available in Maddy Crowell's recent article "The Big, Empty Promises of the Ballooning Credit Repair Industry", available here: https://newrepublic.com/article/192064/big-empty-promises-ballooning-credit-repair-industry