Credit Score Lessons - Free Videos and Product Reviews

CROA or the Credit Reporting Organizations Act was enacted in 1996 and it states that you if you are a credit repair organization you cannot charge in advance. Result - many good companies don't call themselves repair organizations

If you need a payday loan, you might be near the credit breaking point, and that's when a credit counselor can help

Avoid the scams, check your credit, and really consider a credit freeze from the credit bureaus

People with over 10 years of credit history tend to have better scores so the key is to start building your credit early

Your credit isn't merged, but it is interdependent and you need to get joint cards and individual credit cards

Being engaged is a time to really open up about credit and personal finance and set goals

You can't check your date's credit score, but he or she can check it and discuss it with you

Employers can check your credit but must abide by FCRA rules. To learn more go to FTC.com

Like shopping in general, college consumers should shop around for the best credit card options

It depends on the individual, but after you spend less than you make