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May 20, 2008Q&A: What is Direct Debit For Credit Cards?Direct debit or auto pay will automatically pay your credit cards off each month, so you don't have to. Contact your credit card company.2 minPlay
May 19, 2008Q&A: What is a Collection Agency and How Do They Work with Credit Card Companies?After some time, a credit card company will turn over your debt collection to an outside agency, but you still have rights about how they can treat you.2 minPlay
May 16, 2008Q&A: What is the Credit Score Scale?Most widely used FICO score system range is 300-8502 minPlay
May 15, 2008Q&A: What's the Difference Between a Closing Date and a Due Date?Your due date is when your card is due, but your closing date pinpoints your reported balances and both impact your FICO credit score2 minPlay
May 14, 2008Q&A: What's the Difference Between a FICO Credit Score and Non-FICO Score?FICO Score Range is 300-850. This tip shows how FICO compares to other scoring systems2 minPlay
May 13, 2008Q&A: What's NOT Considered in a FICO Credit Score Calculation?Race, income, gender, marital status and age have no impact but watch to see surprising other non-factors2 minPlay
May 12, 2008Q&A: Does Checking My Credit Score Often Hurt My Score?If you check via a lender, it's an inquiry but if you check via the bureaus, myFICO, or annualcreditreport.com, it's not going to hurt your score1 minPlay
May 09, 2008Q&A: What's Considered a Good Credit Score?A 720 FICO score used to be the best score cutoff, but now lenders are looking for a 760 and above for the best rates1 minPlay
May 08, 2008Q&A: Does a Debit Card have Checkout Charges that a Credit Card Doesn't?See how to avoid checkout fees for debit cards1 minPlay
May 07, 2008Q&A: Joint Credit Cards vs. Authorized User Credit Cards - What's the Difference?Learn how the authorized user card has different liability and credit reporting impacts2 minPlay