Ever noticed how tightly you hold onto money — and how uneasy you feel whenever someone mentions generosity? Matt Edmundson explores why giving feels so risky, and why it has very little to do with your bank balance. We look at what Paul meant when he called giving "grace," why a poor widow's two coins outweighed millions, and what happens when you finally open your fist.
Jump to a section:
- 09:19 — Why a monkey trap explains your relationship with money
- 10:27 — Grace changes how you count
- 14:32 — Two coins that outweighed millions
- 18:12 — You can tithe and still have a closed fist
- 24:30 — Conversation Street
Why a Monkey Trap Explains Your Relationship with Money
[09:19]
There's a piece of Victorian folklore about catching a monkey. You hollow out a coconut, chain it to a tree, cut a hole just big enough for the monkey's hand, and drop some peanuts inside. The monkey reaches in, grabs the peanuts, and now its fist is too big to pull back out.
The monkey isn't trapped by the coconut. It's trapped by its own refusal to let go.
Matt uses this as a picture of how many of us relate to money. A closed fist keeps us stuck in more ways than we realise. And it's the act of letting go — not holding tighter — that sets us free.
Grace Changes How You Count
[10:27]
In 2 Corinthians, Paul is organising a financial gift from the church in Corinth — a prosperous trade city, a lot like Liverpool — to Jewish believers in Jerusalem who were facing real hardship. The word Paul keeps using to describe this gift isn't "obligation" or "duty." It's grace. Grace is when someone gives you something you didn't earn and can't repay.
Matt was honest about getting this wrong over the years — seasons of token tipping, treating giving like a deal ("I gave, so where's my blessing?"), and a stretch where church giving felt like a membership fee. None of that is what Paul is describing.
Instead, Paul points to the Macedonian church — people in extreme poverty whose "abundance of joy" overflowed into "a wealth of generosity." These are people choosing between feeding their children and sending money to strangers. And choosing to give. Not recklessly, but because they had experienced God's grace.
"Grace opens a fist, because a closed fist cannot receive." — Matt EdmundsonTwo Coins That Outweighed Millions
[14:32]
Jesus is sitting in front of the offering box at the synagogue. The box was shaped like a trumpet — metal — so that when coins dropped in, they made noise. The more you gave, the louder it was. The wealthy givers made a lot of noise.
Then a poor widow dropped in two small coins. It would have been almost silent.
"I tell you the truth, this poor widow has given more than all the rest of them. For they have given a tiny part of their surplus, but she, poor as she is, has given everything she has." — Jesus
Heaven's accounting doesn't measure amount. It measures sacrifice. Matt reflected on this and suggested Jesus didn't whisper it — everyone would have heard. Because in God's kingdom, two small coins can mean more than millions.
You Can Tithe and Still Have a Closed Fist
[18:12]
Matt addressed the tithe question directly — giving a percentage of your income to the church, which depending on your theology ranges between 10% and 23%. He believes regular proportional giving is important.
But he didn't want to spend time on the mechanics, because the heart has to come first.
"You can tithe and still have a closed fist. Which is why grace has to be the foundation of your giving and definitely not legalism." — Matt Edmundson
Generosity isn't a formula. It's a posture.
Matt shared a personal story from early in his faith, when he went overboard with credit cards, thinking God would simply provide. Wrong thinking produced a wrong outcome, and he ended up tens of thousands in debt. It was in that season — buried in debt, newly married — that he had to figure out not just what to give, but why.
One moment stood out. He put his watch in the offering. Not because he had to. Because he wanted to. And at that point, he was a cheerful giver. "And you know what?" he said. "It was really, really freeing."
Conversation StreetIs it harder to be generous when you're comfortable?
[25:38]
Matt raised a striking observation — Africa, the poorest continent, gives proportionately almost double what Europe gives. Many of the best stories of giving and God's provision come from seasons when people didn't have much to spare. He wondered whether comfort quietly kills the adventure of generosity.
Anna shared a powerful story from her gap year. She had just £160 to her name when someone prayed with her and said, "I just feel like you need to give." She gave £100 anonymously to someone she knew needed it. The next day, the exact amount appeared through her door. But the point, she said, wasn't the money. "It was about breaking that hold of fear. Money had a grip on my life."
Is generosity just about money?
[29:58]
Dave challenged the assumption that giving is always financial. He shared his ongoing relationship with a man called Peace who begs outside Tesco — remembering his name, his sandwich order, his coffee. "Time is really important," Dave said. "He needs to know he's valued."
Alicia commented that time is what she has most trouble giving because she's an introvert and feels depleted after giving a lot of herself. Dave's response was gentle but direct — do it joyfully, and God always honours obedience.
Matt pulled the threads together — your time, your treasure, your talent, your tongue. All of these are areas where generosity can flow. And God tends to challenge us in the area where we have least, because that's where the faith is.
Should we give a flat percentage or more if we earn more?
[36:48]
Dave's advice was straightforward — give what God has laid on your heart and give it joyfully. Don't overthink it. He shared his own story of when he and his wife Julie, just married with a new baby, felt prompted to empty their entire bank account. They told no one. Within days, bags of food started appearing on their doorstep.
Matt added an important caveat — these stories can be dangerous if we hear them as formulas. "You give away a car, God gives you a car." That's not how it works. The point isn't the transaction. The point is the heart behind the open hand.
Something to Try This Week
- Give something that costs you this week. Not out of guilt — out of grace.
- Ask yourself where money has a grip. Where does fear tighten your fist?
- Try generosity outside of money. Give your time to someone who doesn't expect it.
- If you're struggling financially, hear this clearly. This is not a message asking you to give instead of paying your bills.
- Sit with this verse. "God is able to make all grace abound towards you, so that you, having all sufficiency in all things at all times, may abound in every good work."
A closed fist can't hold what God is offering. But an open hand? That's where grace flows.
For more info, please visit https://crowd.church/talks/your-money-has-a-grip-on-you