Crushing Debt

Do you want to learn proven secrets to grow your business into the top 4% of all businesses in your area?

Do you want to grow your company to be present in 48 states and Canada, with locations in multiple countries?

Do you want to build and semi-retire from multiple businesses?

Do you want to work with family?

Do you want to create a legacy?

Do you want your company to grow by more than 35%?

Today's Crushing Debt Podcast Episode is my interview of Greg Winteregg, who did all of these things with him Dental Practice, his Dental Practice Management Company, and now his new business, Matterhorn Business Development.

Learn the secrets directly from Greg that allowed him to grow his company, mentor his clients to grow exponentially, and write a book.

Greg discusses the Four Pillars of Business Basics, and his processes that help him mentor his clients to an average 35% growth in their first year working with him!

You can contact Greg at [email protected], or visit his website at www.MatterhornBizDev.com.

You can pick up a copy of Greg's book Fun At Work on Amazon.com.

Please remember our sponsor, Sam Cohen at Attorneys First Insurance. [email protected] or www.AttorneysFirst.com.

If you enjoy the content, please share with friends, family and on social media.

Contact me with questions at [email protected] or www.YesnerLaw.com.

You can use bank products to pay down debt and increase your credit score!

Do you want to learn:

• What term length loan should you sign when buying a house or a car?
• How much interest rate REALLY matters?
• How to structure your finances during this global pandemic?
• Budgeting when you make a ton of money in one month and not as much the next (variable income)?

This week's Crushing Debt Podcast episode is my interview with Christine Peters of www.CornerstoneMoneyCoach.com.

Christine's mission is to help people manage their personal finances and achieve their financial goals without the stress and frustration.

Christine uses goal setting, budgeting, monitoring and accountability to help her clients.

One thing that we discuss, that impressed me is that Christine paid off SIX FIGURES OF DEBT in THREE YEARS!

You can contact Christine at [email protected].

If you are a title company or attorney, please contact our sponsor - Sam Cohen at Attorneys First Insurance for a free, non-salesey quote. [email protected] or www.AttorneysFirst.com.

I would appreciate if you comment on one thing that you learned, or what you enjoyed about this podcast episode! If you want to contact me directly - [email protected] or www.YesnerLaw.com

For those who think Home Title Theft cannot happen, or will not happen to them, listen to this week's episode!

Jennie Restrepo, the Director of Implementation for Fraudshine State discusses the case of Linda Cleland, who was evicted from her free and clear childhood home in 2014.

Ms. Cleland was homeless for seven months and, after a three-year battle finally unwound the theft of her home and got back the title to her house.

The person who committed this crime served an eight-year prison sentence and then will serve fifteen years probation, but the hardship on Ms. Cleland was immeasurable.

Title insurance did not help her, the clerk of the court did not help her, and even the police were powerless to help Ms. Cleland.

Ultimately, the County prosecuting attorney was able to successfully record a document in the County public records to unwind all of the damage (including deeds and mortgage documents for many other people and properties, including Ms. Cleland).

Visit www.fraudshinestate.com/checkhere for your free title evaluation. You can then sign up for Fraudshine State's monthly monitoring service, or their firewall protection.

Fraudshine might have prevented the loss of Ms. Cleland's house, had it existed back in 2014.

If you think something has happened to the title to your house, contact my office for a free consultation or a connection to a local attorney who may be able to help you - [email protected] or www.YesnerLaw.com.

If you are an attorney or title agency, please also visit our sponsor Sam Cohen at Attorneys First Insurance. [email protected] or www.AttorneysFirst.com

Is your home protected from being stolen?

Did you know that someone can forge documents, record them in the County public records, then evict you from your home, and that is NOT covered by your title insurance policy!

Your home owner's insurance policy won't protect you from your house being stolen!

The Clerk of Court will allow the criminals to record fraudulent documents (although unintentionally as the Clerks do not check the documents for fraud)!

Even the police won't protect you from the criminal(s) that want to steal your house!

How do you protect yourself and your family?

Listen to this week's episode of The Crushing Debt Podcast with our friend, Kevin Overstreet, of Insured Title Agency, Synergy Title, Become a Better Agent, and Fraudshine State.

Kevin is a 22-year veteran of the title insurance industry, starting his career in the Midwest before moving to Florida 15 years ago.

Kevin is the founder of Fraudshine State, an initiative to rid Florida of the criminals that use title fraud to steal your home. Visit www.fraudshinestate.com/checkhere to get your free report, and from there you can sign up for monthly monitoring of all public records related to your home. You can also order Fraudshine's firewall protection. Learn more at Fraudshine State!

You can also email Kevin at [email protected]

Also visit our sponsor, Sam Cohen at Attorneys First Insurance at [email protected] or www.AttorneysFirst.com.

If you find you have been the victim of title fraud or title theft, email me at [email protected] or visit our website www.YesnerLaw.com. We can help victims of this crime to help them get their house back.

Are you tired of living paycheck to paycheck?

This episode of the Crushing Debt Podcast will show you how to pay off your home mortgage in less than 10 years!

You can buy real estate, a second home, or a vacation home with no background in real estate investing!

Learn how 30-year mortgages are akin to "financial prisons."

This week's guest is Robert Feol, who wrote the book "The Short Term Retirement Program: Break Out of Your Financial Prison." The tactics Robert writes about in his book show you how to accomplish anything you want financially through investment in real estate. This is not a book about flipping properties. It is a textbook on accumulating wealth.

You can reach Robert at [email protected]. or visit his websites: www.ShortTermRetirement.com or www.DiscountPropertyWarehouse.net.

You can pick up the book here: https://www.amazon.com/Short-Term-Retirement-Program-Financial-Prison-ebook/dp/B083G68S45/ref=sr_1_1?dchild=1&keywords=The+Short+Term+Retirement+Program&qid=1592927005&sr=8-1

The book has picked up multiple accolades, including:

• #1 in Personal Money Management (USA)
• #1 in Real Estate Investments (USA)
• #1 in Budgeting & Money Management (USA)
• #1 in Personal Finance (USA)
• #1 in Business & Investing (USA)
• #1 in Real Estate (USA)
• #2 in Investing (UK)
• #1 in Private Wealth Management (Germany)
• #4 in foreign language about economy (Germany)
• #1 in investing (Germany)
• #1 in Investing (France)
• #1 in Budgeting & Money Management (France)
• #1 in Budgeting & Money Management (Canada)
• #1 in Investing (Canada)
• #3 in Investments (Books) (Mexico)
• #7 in Personal Money Management (Books) (Mexico)
• #1 in Real Estate Investments (Books) (Mexico)
• #1 in Real Estate Investments (AUS)
• #2 in Personal Money Management (AUS)

You can also reach me with any legal questions related to real estate acquisition at [email protected] or www.YesnerLaw.com.

If you are an attorney or title company, also visit our sponsor, Sam Cohen at Attorneys First Insurance for any malpractice insurance coverage questions: [email protected] or www.AttorneysFirst.com.

Do you have old jewelry laying around?

Maybe a ring from your ex that you want to put to good use?

Maybe a piece from your childhood that no longer fits?

Do you have debt that you want to eliminate?

This week's episode is my interview with Julie O'Brien, a GIA Graduate Gemologist with Les Olson Jewelers. You can reach her at [email protected] or www.LesOlsonJewelers.com.

How can you use Julie to value jewelry for a bankruptcy, probate or divorce?

What types of jewelry will Jewelry value (gold, silver, diamonds, gems, stones)?

Can Les Olson buy your high-end watches?

How can Julie help convert your jewelry to cash so you can pay expenses, pay creditors, or pay emergencies?

You don't need to visit Julie in person. She can convert your jewelry to cash using a secure system that doesn't require you to go into the store!

Please also visit our friend and sponsor Sam Cohen with Attorneys First Insurance - [email protected] or www.attorneysfirst.com - if you need malpractice coverage for your law firm or title company.

If you have questions about bankruptcy or want to make your creditors go away, please contact me at [email protected] or www.YesnerLaw.com. If you want to value jewelry for probate or divorce purposes, please reach out. We can connect you to Julie, and to probate or divorce attorneys who can help!

In this week's episode of The Crushing Debt Podcast, we talk about professional liability insurance, malpractice insurance, errors & omissions insurance, and E&O insurance with our friend, show sponsor, and referral partner, Sam Cohen of Attorneys First Insurance Agency.

Sam and I talk about a variety of topics including:

• The differences between professional liability, malpractice, errors & ommissions and E&O insurance;
• Should a lawyer buy malpractice insurance;
• Should an attorney in Florida forgo coverage;
• What makes Attorneys First different than other insurance agents;
• Whether having E&O makes the firm a target;
• Why the cost of insurance increases each year;
• Whether Board Certification increases or decreases insurance rates;
• What is the FUND Assembly and Attorneys Title Fund;
• and other topics.

If you are an attorney or title company and you want an honest and competitive quote, please contact Sam at Attorneys First Insurance.

If you know someone who would make a great guest on the show, please have them contact me by email or through the Yesner Law website.

I have remained silent about the racial issues in our Country. The reason for my silence is that: (1) I didn't know what to say, and (2) I didn't know how to say it in a manner that gives respect to what our Country is going through right now.

On this Bonus Episode of the Crushing Debt Podcast, I talk with my friend and referral partner, Bridgette Domingos, owner and founder of Domingos Law, a criminal defense law firm, to better education myself about the racial issue confronting our country, our society today. I thank Bridgette for helping with this difficult but important conversation.

If you want to make a difference, you can do so by: (1) treating everyone with respect and love, (2) stopping hateful speech, (3) and educating yourself and your family.

Please tune in to Bridgette as well as other community leaders at the "Where Do We Go From Here" panel discussion, Tuesday, July 9, 2020, from 6 - 8 PM (Eastern). You can attend at the Florida You Judge website.

Bridgette and I discuss a few uncomfortable topics like:

• The Purpose of the Protests
• Why People are Frustrated
• The Outpouring Internationally
• Rioting and Looting
• The Wave of Law Enforcement Resigning
• Drew Brees, Colin Kaepernick and other sport stars,
• and other topics.

To reach Bridgette, you can email her, or visit her website.

Love each other, stay safe and wash your hands!

Last week, I spoke with Richard Ficca of Florida Coastal Insurance Agency about business interruption insurance. This week, we get the perspective of my friend and referral partner, Jim Jenkins, on the same issue, from a legal perspective.

Jim is the founding attorney of Jenkins Law PL, a lawfirm that handles business interruption claims, first party insurance claims, and personal injury claims throughout the State of Florida.

In this week's episode, we cover:

• What is business interruption insurance?
• How does it impact other types of insurance?
• How COVID and other pandemics likely will be excluded from future policies.
• Legal opinions and cases from different areas of the Country, and how those opinions help determine whether to sue, or wait to get additional precedent; and
• Hurricane Claims (as a bonus, now that we're into Hurricane Season).

Also listen to Episode 112, my interview with Jim about first party insurance claims generally.

You can email Jim here, or visit Jenkins Law on the internet.

Please visit our friend and sponsor Attorneys First Insurance and Sam Cohen, if you are an attorney or title company looking for malpractice insurance.

If you have suffered a loss due to business interruption, and you have questions about the viability and sustainability of your business, you can contact me too by email or on the Yesner Law Website.

Be safe, love each other, and wash your hands!

In this week's episode of The Crushing Debt Podcast, I interview my friend, referral partner, and property & casualty agent, Rich Ficca, owner of Florida Coastal Insurance Agency.

With many businesses feeling the sting of COVID-19 and the resulting loss in business, Rich and I discuss Business Interruption Insurance claims, specifically:

• What is Business Interruption Insurance?
• The impact of Business Interruption Insurance on Hurricane Claims and other types of insurance claims.
• The impact of Business Interruption Insurance on landlord / tenant law.

You can contact Rich by email here, and you can visit his website here. You can also listen to Episode 69, where we discuss Hurricane preparedness here.

Please also visit our sponsor, Attorneys First Insurance, although Sam Cohen provides a different type of coverage (E&O Insurance for title companies and attorneys). Rich and Sam often refer clients to each other as they write different types of policies.

If you have questions about business interruption insurance, please: (a) subscribe to the podcast (for free) to automatically download next week's episode (Part 2) where I interview attorney Jim Jenkins on this same topic, and (b) contact me by email, or visit my website, for additional information.