Crushing Debt

While we try to be thorough with our client consultations, there is a lot of information to take in regarding the process of filing for bankruptcy. In early 2019, during our strategic planning for 2019, I heard about a "turbulence report" (and I wish I could remember from where). The concept is to provide clients with as many different instances where the bankruptcy case could experience some common issues that might cause some bumps in the road, but could be resolved; in other words, where might we experience turbulence within the case. I wrote a blog post about it back in January 2019, with the intent of directing clients to that blog post after filing their case. During our 2020 strategic planning, we decided that it would be of benefit to also record the different post-filing issues in this podcast. While I follow the general outline of that blog post, I do not read it word for word, so there is slightly different content - or similar content approached in a different way - between that blog post and this podcast.

Specifically, what are some common questions post-filing that apply to all bankruptcy cases? What are some post-filing issues specific to Chapter 7, Liquidation? What are some post-filing issues specific to Chapter 13, Reorganization.

Again, all of these issues are post-filing issues and, unfortunately, I don't think this is an exhaustive list of all post-filing issues. For other issues that you've experienced, or if you have questions about pre- or post-filing, please email me at [email protected] or www.YesnerLaw.com.

Welcome to show 200 of The Crushing Debt Podcast!

To kick off 2020, I talk about the Top 20 ideas to reduce or eliminate your Debt.

I talk about everything from Bankruptcy to Negotiations, and everything in between (if I listed them all here, you wouldn't need to listen to the show).

I really appreciate all of you who have listened to a single episode or subscribed to the show, or supported it in another way. As we approach the end of Year 4, I would be very thankful if you subscribed to the show (its free on whatever app you use to listen to podcasts), or leave me an honest review to let me know how I'm doing, or suggest future topics for the show!

A confession - I miscounted and thought that today's episode would be Episode 200 of The Crushing Debt Podcast, so when you listen to that episode next week (please subscribe to the show - its free), it will sound like it was supposed to be released today.

Therefore, for Episode 199, I thought I'd talk a bit about networking. Where do I network, why, and what are some different ideas I have to generate referrals for my network? Admittedly, the idea for today's show came when I heard two different people that I respect, at two different events, both bash the networking group that I've been a member of since 2004 - BNI. I know there are some who bash the organization, and maybe it has earned some of the negative publicity. However, for me, BNI has been a huge benefit, generating roughly 40% of the law firm's revenue year over year, consistently for the past six or seven years.

Aside from that organization, and as we start 2020, what are your thoughts on Networking? What group(s) do you belong to and how do you decide which groups to join and how to participate? I would appreciate your feedback at [email protected] or www.YesnerLaw.com.

Again, please remember to subscribe if you don't already. It is free and you can subscribe wherever you listen to the show!

This week's guest on The Crushing Debt Podcast wants you to attain financial independence or less outside of the Wall Street Casino. He is the host of the Income Hacker podcast, Ryan Wright.

You can go to his website - www.DoHardMoney.com/Crushing-Debt-Podcast for a free copy of his book "How to Get More Money Than You Can Handle" and check out his Real Estate Guide to Finding Deals.

Ryan and I also discuss:

• The beginning of his career
• How he became a real estate investor
• How today, he owns no "plexes"
• How he provides his tenants with a "performance bonus"
• His mindset around money and investing.

Plus, you'll hear Ryan say something that has never before been said on the podcast!

You can connect with Ryan on:

• LinkedIn at Ryan G Wright
• Twitter at @DoHardMoney
• Instagram at @DoHardMoney

Please also remember to visit our sponsor at www.EasyStartUpFunds.com for another source of funding for your real estate deals (and almost any other venture).

Please support the show by subscribing wherever you listen to podcasts (its free), and contact me with questions at [email protected] or www.YesnerLaw.com.

On this week's episode of The Crushing Debt Podcast, Jack Bosch, The Land Guy.

Jack came to the United States in 1997 with two suitcases. We talk about Jack's system for land flipping, which has made him financially independent. Jack focuses on land valued between $10,000 and $100,000, and we talk about the three (3) types of properties he invests in and who he sells to, plus his Financial Philosophy.

Jack's mission is the get 1,000 families to the $1 million level in net wealth.

You can also hear Jack on his Forever Cash Life Real Estate Podcast: http://www.forevercash.com/category/podcast/

You can also join his facebook group: Land Profit Generator Real Estate Investing Group.

You can also visit Jack's website: www.LandProfitFun.com

Remember to visit our sponsor at EasyStartUpFunds.com

Remember to subscribe (its free) wherever you listen to podcasts, or contact me at [email protected] or www.YesnerLaw.com.

Michael Watkins was a guest on the Crushing Debt Podcast almost 100 episodes ago, in Episode 97, talking about tax savings through cost segregation.

In today's episode, Michael and I discuss wealth transfer, including, his company Tampa Bay Advisory, LLC, his start in the financial services industry, advice for people nearing retirement, and Michael's new project, Retirement Tampa Bay.

My take-away from this interview - Don't follow the herd. Think for yourself when making financial decisions but do your homework and trust your instincts.

You can reach Michael at [email protected] or www. TampaBayAdvisory.com. Also check out his new project at www.RetirementTampaBay.com (or anywhere you listed to your favorite podcast).

Please show some love to our sponsor - EasyStartUpFunds.com.

Lastly, please contact me at [email protected] or www.YesnerLaw.com. What questions can I answer for you?

In this week's episode of the Crushing Debt Podcast, we interview our friends from Tax Resolution Task Force - Andrea Pope Bauman, CPA, and Jake Blanchard, Esq.

I've known Andrea as a Chapter 7 Bankruptcy Trustee, a position she held for nearly 20 years prior to recently stepping down from that role. However, prior to being a Trustee, Andrea was an IRS Revenue Officer. She's taken that experience and used it to start Tax Resolution Task Force.

Jake has been an attorney for more than 11 years, working at both big and small law firms, with a focus on bankruptcy and, specifically, using bankruptcy to eliminate IRS debt.

Andrea, Jake and I discuss the services offered by Tax Resolution Task Force, including:

• Offers in Compromise (OIC)
• IRS Payment plans
• Un-filed tax returns
• Payroll taxes
• Tax liens
• Penalty Abatement

If you want to reach out to Andrea or Jake, contact them at www.TaxRTF.com, or email them at [email protected] or [email protected].

Please also remember to visit our sponsor - EasyStartUpFunds.com.

If you have questions for me, please contact me at [email protected] or www.YesnerLaw.com.

We're nearing our 200th episode. Please subscribe to the show on whatever podcast player you use to listen shows. Subscribing is free and does not put you on any list to be spammed with emails, but you will get the newest episodes of the Crushing Debt Podcast each week when the episode is released.

Happy Thanksgiving from The Crushing Debt Podcast and Yesner Law. While it has become an annual tradition to use the show to list what we are most proud of accomplishing in the previous year, I also talk about two topics, inspired by listeners, on today's show:

1. Why did I form an LLC if it doesn't protect me?

2. As the seller of real estate in Florida, what do I have to disclose (the Johnson v. Davis case)?

However, I do also want you to pay attention to what we accomplished this past year - no we do not need a pat on the back, but if you want our system for goal achievement then let us know. Or listen if you just need a boost to think back on all that you accomplished this past year. Let us know what you're most thankful for in 2019.

Please also visit our sponsor - EasyStartUpFunds.Com. Again, this is not an affiliate link. This is a lending website. All I get from you visiting the sponsor is continued goodwill and the possibility of future referrals from our sponsor. I get no money from you clicking links with them.

If you have questions for me - [email protected] or www.YesnerLaw.com.

On this week's episode of The Crushing Debt Podcast, we interview our long-time friend and referral partner, Barb Kyes, managing partner of ActionCOACH Tampa Bay.

Long-time listeners may remember that we had Barb's daughter, Juliet Kyes on the show way back in Episode 63 and we're thrilled to have Barb on this week's show.

Contact Barb at [email protected] or www.ActionCOACHTampaBay.com and mention that you heard this episode, or mention my name, to receive a complimentary coaching session by one of the best business coaches anywhere!

ActionCoach Tampa Bay started in 2007 as an international franchise and is now ranked in the top 20 ActionCoach firms internationally. In fact, all of their coaches are currently ranked internationally, many of them at or near the top of the franchise.

Barb and I talk about their book, OMG! WTF! (What's the Focus) which is available on Amazon, or locally if you find Barb, Juliet or Ford Kyes. Some of the chapters we discuss:

• Chapter 10 - Accountability
• Chapter 7 - Systems (using systems to create leverage and how to create systems)
• Chapter 9 - Planning

We also talk about the 5 Ways tool, one of my favorite tools that I use regularly in my law firm.

If you have questions for me, please contact me at [email protected] or www.YesnerLaw.com. If you found value in this episode, I would love if you subscribe to the show (its free to do so) and share the episode on Social Media.

Please also visit our sponsor (not an affiliate link, a referral partner of ours) - www.EasyStartUpFunds.com.

In this week's episode of The Crushing Debt Podcast, I interview Robert Farrington, The College Investor.

Robert started his website and blog - www.TheCollegeInvestor.com - in 2009 after hearing some pretty scary financial advice that he was not okay with. His website is filled with personal financial topics for millennials (and others), with a focus on escaping student loan debt.

Robert also has eliminated, for himself, more than $43,000 of student loan debt. Beware of servicer mistakes that can keep you in debt, and use The College Investor to learn how to spot those mistakes. We also discuss practical tips to get out of student loan debt like: creating a side-hustle for extra income and collecting the right information to know and understand your options.

You can reach Robert at his website - www.TheCollegeInvestor.com, or [email protected]. Robert is also host of The College Investor Audio Show.

Please also remember to visit our sponsor - EasyStartUpFunds.com.

If you have questions for me, you can reach me at Shawn@YesnerLaw or www.YesnerLaw.com, and please continue to support the show by sharing it with friends, and subscribing on your podcast listening app (whichever one you use).