Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser

🔗 TAKE ACTION:

Borrow against Bitcoin (no selling ): https://learn.ledn.io/collective

Australia's #1 Crypto Exchange: https://cryptocollective.com.au/coinstash

Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call

Sponsorships/Collabs: [email protected]

Labor says every change is about fairness. But what happens when you stack them all together?

In this new episode, Matthew ranks the biggest policy changes of 2026 and breaks down how they impact taxpayers, investors, SMSF holders, business owners, and everyday Australians trying to build wealth.

You’ll learn:

◼️ The biggest tax and wealth changes introduced in 2026

◼️ Why SMSFs, trusts and property investors are under pressure

◼️ How bracket creep and inflation quietly reduce purchasing power

◼️ The long‑term impact of Division 296 and CGT changes

◼️ Why some Australians are turning to Bitcoin as a hedge against debasement

Timestamps:

00:00:00 - Introduction

00:00:44 - Tobacco Excise

00:01:36 - Pillar Two And Thin Capitalisation

00:02:47 - Payday Super

00:03:47 - Stage 3 Tax Cuts Rewrite

00:04:50 - Bracket Creep

00:06:01 - SMSF Restrictions And Super Controls

00:08:09 - Discretionary Trust Tax Changes

00:09:05 - Negative Gearing Changes

00:10:18 - Capital Gains Tax Overhaul

00:11:53 - Division 296 Super Tax

00:14:04 - Inflation And Currency Debasement

00:15:23 - Bitcoin As A Wealth Protection Strategy

00:16:19 - Final Wealth Grab Summary

Avoid fakes- Follow the ‘real’ Matthew Fraser:

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https://bit.ly/MatthewFraserLinkedIn

DISCLAIMER

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser

🔗 TAKE ACTION:

Borrow against Bitcoin (no selling ): https://learn.ledn.io/collective

Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective

Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call

Sponsorships/Collabs: [email protected]

Your super was sold as retirement money, but history shows a 40 year pattern of control.

In this new episode, Matthew breaks down how superannuation shifted from your money to a system shaped by political interests and constant rule changes.

You’ll learn:

◼️ How compulsory super began

◼️ How taxes and caps tightened

◼️ Why industry funds hold influence

◼️ What the new ATO veto means

◼️ What actions to consider now

Timestamps:

00:00:00 - Introduction

00:00:21 - Historical Context: The 40-Year Pattern of Control

00:00:52 - The Origin: Compulsory Superannuation in Australia

00:01:34 - Union Influence: Funding the Labor Machine

00:02:17 - Tax Changes: The First Big Tax Hit on Super Payouts

00:03:12 - Structural Shifts: Tax on Contributions and Fund Earnings

00:03:33 - Preservation Age: Locking Money Until 55

00:03:54 - Simpler Super Reform: Tax-Free Pension Phase for Over 60s

00:04:37 - Contribution Caps: Annual Limits and Government Control

00:05:14 - Concessional Caps: The Tightening of Contribution Limits

00:05:50 - Division 293: Extra Tax for High Income Earners

00:06:01 - SMSF Borrowing Ban: Restrictions on Residential Property

00:06:23 - Division 296: Additional Tax on High Super Balances

00:06:56 - The Direction: Increasing Taxes and Control

00:07:31 - Labor's Crisis Response: More Control Over SMSFs

00:08:03 - Gun Control Analogy: More Power Over Law-Abiding Citizens

00:08:35 - ATO Powers: Blocking Rollovers to SMSFs

00:09:07 - APRA vs. ATO: Regulatory Differences

00:09:40 - Capital Controls: Framing as Protection

00:10:01 - Union-Linked Funds: Strong Labor Connections

00:11:01 - Major Funds: Labor and Union Influence

00:12:09 - New Regulations: Making SMSFs Harder

00:12:41 - Bitcoin Exposure: Using CoinStash for SMSF Crypto

00:13:35 - Wealth Outside Super: Capital Gains Tax Changes

00:14:17 - Negative Gearing: Restrictions on New Purchases

00:14:56 - Family Home: Potential Future Tax Target

00:15:54 - Taking Action: Steps to Protect Your Wealth

00:16:59 - Conclusion: The Need for Immediate Action

00:17:31 - Call to Action: Join the Crypto Collective Community

Avoid fakes- Follow the ‘real’ Matthew Fraser:

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https://bit.ly/MatthewFraserLinkedIn

DISCLAIMER

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser

🔗 TAKE ACTION:

Borrow against Bitcoin (no selling ): https://learn.ledn.io/collective

Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective

Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call

Sponsorships/Collabs: [email protected]

In this episode, Matthew Fraser sits down with Peter Dunworth from The Bitcoin Advisor to unpack what’s really happening to superannuation, whether Bitcoin in an SMSF is still the smartest long‑term play, and why the window to act may be closing fast.

You’ll learn:

◼️ Why Labor’s new proposals look like capital controls over retirement savings

◼️ How SMSFs are being targeted through tax changes, borrowing bans, and potential rollover vetoes

◼️ Whether Bitcoin inside super remains the strongest long‑term asset

◼️ Why urgency matters before rules tighten further

◼️ How volatility, entry points, and long‑term compounding work inside an SMSF

◼️ Peter Dunworth’s updated thesis on Bitcoin’s decade‑long outlook

Timestamps:

00:00:00 - Introduction

00:01:02 - Labor's Unrealized Capital Gains Tax Proposal

00:01:23 - Capital Controls and ATO Veto on Super Funds

00:02:03 - Purpose of the Superannuation System

00:02:45 - Historical Context of Superannuation in Australia

00:03:18 - Labor Government's Performance on Superannuation

00:03:40 - Mandating Affordable Housing Investments

00:04:44 - Unrealized Capital Gains Tax Impact on Bitcoin

00:05:06 - Division 296 and Tax Inefficiency

00:05:47 - Government Control Over Superannuation

00:06:20 - Potential Mandates on Superannuation Investments

00:07:01 - Advising Clients on Superannuation Contributions

00:07:16 - Anthony Albanese's View on Superannuation as a National Asset

00:07:48 - Government Spending on Green Energy and Defense

00:08:09 - Radical Ideology and National Asset Argument

00:08:52 - Future of Capital Controls and Unrealized Capital Gains Tax

00:09:21 - Unfairness of Changing Superannuation Rules

00:09:32 - Investing in Projects with Economic Returns

00:10:06 - Government's Misunderstanding of Superannuation

00:10:17 - Government's Poor Investment Decisions

00:10:28 - Predictions on Self-Managed Super Funds (SMSFs)

00:11:20 - Challenges in Setting Up SMSFs

00:12:03 - Potential Restrictions on Bitcoin in SMSFs

00:12:59 - Urgency to Act on SMSFs and Bitcoin

00:13:31 - Importance of Immediate Action on SMSFs and Bitcoin

00:14:12 - Bitcoin as an Investment in SMSFs

00:15:05 - Current Bitcoin Market Conditions

00:16:02 - Investment Decisions and Bitcoin's 200-Week Moving Average

00:17:01 - Bitcoin's Performance During Market Crises

00:18:05 - Bitcoin's Sensitivity to Market Liquidity

00:18:37 - Volatility vs. Risk in Bitcoin Investments

00:19:09 - Long-Term Investment Perspective on Bitcoin

00:20:07 - Psychological Barriers to Investing in Bitcoin

00:21:06 - Overcoming Fear and Greed in Bitcoin Investments

00:21:49 - Dollar-Cost Averaging in Bitcoin

00:22:58 - Lowering Average Cost of Bitcoin Investments

00:24:02 - Emotional Impact of Bitcoin's Volatility

00:25:18 - Importance of Community Support in Bitcoin Investments

00:26:13 - Personal Commitment to Bitcoin Investments

00:26:36 - Long-Term Bitcoin Price Prediction

00:27:39 - $10 Million Bitcoin Prediction by 2036

00:28:00 - Institutional Adoption and Regulatory Framework

00:29:07 - Agentic Economy and Bitcoin's Future

00:30:53 - Introduction to the Bitcoin Advisor

00:31:04 - Personal Experience with the Bitcoin Advisor

00:32:18 - Benefits of Multi-Sig Setup for Bitcoin Security

00:33:05 - Origin and Purpose of the Bitcoin Advisor

00:34:00 - Ensuring Bitcoin Security for Clients

00:35:03 - Collaborative Security and Self-Custody

00:36:07 - Success Stories and Client Experiences

00:37:12 - Customizing Bitcoin Security Solutions

00:38:22 - Global Reach of the Bitcoin Advisor

Avoid fakes- Follow the ‘real’ Matthew Fraser:

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https://bit.ly/MatthewFraserLinkedIn

Connect with Peter Dunworth: https://thebitcoinadviser.com/peter

DISCLAIMER

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser

🔗 TAKE ACTION:

Borrow against Bitcoin (no selling ): https://learn.ledn.io/collective

Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective

Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call

Sponsorships/Collabs: [email protected]

Bitcoin ripped 25% in a week, and everyone blamed Trump.

But this pump wasn’t just political hype. Something major shifted in the bond market, the dollar, and America’s $40T debt. In this episode, Matthew Fraser breaks down what actually drove the move, whether it can hold, and why perfect timing is the trap that wrecks most investors.

You’ll learn:

◼️ The real forces behind the pump, bond buybacks, dollar weakness, and ETF inflows

◼️ Why Bitcoin reacts to debt, yields, and currency debasement more than headlines

◼️ The trap investors fall into after every pump, and how SMSF holders should think long‑term

Timestamps:

00:00:00 - Introduction

00:00:27 - What Drove The Pump

00:01:53 - Investors Move To Scarce Assets

00:02:00 - Debasement Trade Explained

00:03:43 - Why It Pumped

00:04:19 - Problem Bigger Than Buybacks

00:05:19 - SMSF Bitcoin Thesis

00:06:12 - Bitcoin As SMSF Gold Bar

00:07:37 - Cycle Pattern Explained

00:08:30 - Debasement And Debt Stress

00:09:00 - Trump’s Sign

00:10:11 - Market Reminder Of Bitcoin’s Purpose

Avoid fakes- Follow the ‘real’ Matthew Fraser:

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https://x.com/MatthewFraser

https://bit.ly/MatthewFraserLinkedIn

DISCLAIMER

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser

🔗 TAKE ACTION:

Borrow against Bitcoin (no selling ): https://learn.ledn.io/collective

Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective

Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call

Sponsorships/Collabs: [email protected]

In this episode, Matthew Fraser gives you the no‑BS playbook for handling flagged crypto transactions, what banks are really looking for, and how to respond without losing control of your money.

◼️ What a flagged crypto transaction actually means

◼️ The three questions banks will always ask you

◼️ How to protect your autonomy without reckless moves

Timestamps:

00:00:00 - Introduction

00:00:47 - Playbook For Flagged Crypto Transactions

00:02:01 - What Happens When A Transaction Is Flagged

00:02:07 - Delay Outcome

00:02:17 - Decline Outcome

00:02:29 - Deeper Review Outcome

00:02:50 - Smart Response To Bank Flags

00:03:15 - Importance Of Having Options

00:03:30 - Why Banks Flag Activity

00:03:57 - Real Scams Do Happen

00:04:18 - Self‑Check Questions

00:04:35 - Be Ready To Explain Decisions

00:04:43 - Three Questions Banks Ask

00:05:03 - Source Of Funds

00:05:05 - Destination Of Funds

00:05:13 - Understanding Of Risks

00:05:24 - Documents Banks May Request

00:05:58 - Keep Records And Be Upfront

00:06:12 - Example With CoinStash

00:06:29 - Mistakes To Avoid

00:06:48 - How To Respond To Bank

00:07:13 - Bitcoin Is Legal Asset

00:07:32 - Short And Truthful Response

00:08:14 - Keep It Factual And Simple

00:08:26 - Keep Case Records Clean

00:08:44 - How Long Reviews Can Take

00:09:14 - Clear Answers Speed Resolution

00:09:18 - Blocked Payments And Policies

00:09:30 - Wider Account Restrictions

00:09:45 - Keep Cash For Expenses

00:09:55 - Best Banks For Crypto Question

00:10:25 - Macquarie Bank Example

00:10:37 - Have Multiple Banking Options

00:10:52 - Current Bank Limits And Policies

00:11:08 - NAB Example

00:11:30 - Rules Change Frequently

00:11:45 - No Magic Bank Exists

00:12:08 - System Wants More Approval

00:12:19 - Best Protection Is Organisation

00:12:26 - Frustration With Bank Reviews

00:12:42 - Stay Clear Of Scams

00:12:50 - Real Sovereignty Is

Avoid fakes- Follow the ‘real’ Matthew Fraser:

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https://x.com/MatthewFraser

https://bit.ly/MatthewFraserLinkedIn

DISCLAIMER

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser

🔗 TAKE ACTION:

Borrow against Bitcoin (no selling ): https://learn.ledn.io/collective

Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective

Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call

Sponsorships/Collabs: [email protected]

In this episode, Matthew breaks down exactly what happens to your SMSF when you move overseas, the three compliance tests you must pass every year, and the practical options for Aussies who want to hold Bitcoin in super while living abroad.

You’ll learn:

◼️ The 47% SMSF tax risk for Aussies moving overseas

◼️ The three residency tests every SMSF must pass

◼️ How to keep Bitcoin in super while living abroad

Timestamps:

00:00:00 - Introduction

00:00:52 - Three SMSF Compliance Tests

00:02:22 - SMSF Rules When Moving Overseas

00:03:16 - Central Management And Control Test

00:03:37 - Consequences Of Non‑Compliance

00:04:34 - Appointing An Australian Resident Controller

00:05:18 - Using Retail Or Industry Funds Temporarily

00:06:07 - Selling Bitcoin If Moving To Industry Fund

00:07:39 - SMSF Under Labor Government

00:08:45 - Value Of Control For Bitcoin Holders

00:09:19 - High‑Tax Direction Driving Aussies Out

00:09:51 - Super Locked Until Preservation Age

00:10:10 - SMSF Still Useful For Bitcoin Holders

00:10:18 - Labor’s Tax System Risks

Avoid fakes- Follow the ‘real’ Matthew Fraser:

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https://x.com/MatthewFraser

https://bit.ly/MatthewFraserLinkedIn

DISCLAIMER

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser

🔗 TAKE ACTION:

Borrow against Bitcoin (no selling ): https://learn.ledn.io/collective

Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective

Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call

Sponsorships/Collabs: [email protected]

In this episode, Matthew sits down with Tony from The Bitcoin Way to unpack the recent ColdCard bug that led to drained wallets and renewed debate around self‑custody. They break down what actually happened, why Bitcoin itself remains secure, and how the community is levelling up its security standards.

◼️ what caused the cold card vulnerability

◼️ how independent entropy and passphrases protect your Bitcoin

◼️ why self‑custody is still the only way to win

◼️ how The Bitcoin Way helps users stay sovereign and secure

Timestamps:

00:00:00 - Introduction

00:01:06 - Guest Introduction: Tony from the Bitcoin Way

00:01:44 - Understanding the ColdCard Bug

00:02:47 - Self-Custody: Not a Failure

00:05:10 - Community Response and Vulnerability Awareness

00:08:03 - Security Measures for ColdCard Users

00:10:25 - The Role of Education in Bitcoin Security

00:13:05 - Self-Custody vs. Exchange Risks

00:14:20 - Government Regulations and Risks

00:17:21 - Trust in Hardware Wallets

00:19:54 - Using Dice Rolls for Entropy

00:22:18 - Importance of Passphrases

00:24:20 - Investing in Education for Security

00:30:08 - Practicing Bitcoin Transactions

00:30:34 - Steps to Mitigate Future Risks

00:32:14 - Single-SIG vs. Multi-SIG Wallets

00:35:27 - Conclusion and Future of Self-Custody

Avoid fakes- Follow the ‘real’ Matthew Fraser:

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Follow The Bitcoin Way:

https://www.instagram.com/thebitcoinway_/

https://www.thebitcoinway.com/team-members/tony

Book a consultation: https://www.thebitcoinway.com/contact

DISCLAIMER

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser

🔗 TAKE ACTION:

Borrow against Bitcoin (no selling ): https://learn.ledn.io/collective

Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective

Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call

Sponsorships/Collabs: [email protected]

In this new episode, Matthew breaks down why Labor has hired nearly 1,500 new ATO staff at the exact same moment crypto surveillance, OECD reporting and pre‑filled exchange data are rolling out. He exposes how this expansion fits into a high‑tax, high‑monitoring agenda and the structural moves Australians are already making to protect their capital.

◼️ why the ATO is expanding its crypto enforcement team

◼️ how new reporting rules remove privacy for Australian crypto holders

◼️ the structural steps people are taking to reduce their ATO footprint

Timestamps:

00:00:00 - Introduction

00:00:37 - What The ATO Expansion Really Means

00:01:15 - CAF Reporting And Data Matching

00:02:10 - Investor Crackdown And Market Cooling

00:02:48 - Tax Surveillance Enforcement Loop

00:03:37 - Offshore Entities And Non‑Reporting Trades

00:04:17 - Why The ATO Wants The Gap Closed

00:05:01 - Climate Spending And COP Costs

00:05:38 - NDIS Leakage And Fraud

00:06:14 - Big Build Blowouts And CFMEU Costs

00:07:05 - Foreign Aid And High Taxes

00:07:37 - Everyday Aussies Treated As The Problem

00:08:32 - You Cannot Beat The ATO As A Tax Resident

00:09:14 - UAE, Bali, Thailand Residency Moves

00:09:55 - Researching Countries And Residency Paths

00:10:24 - Citizenship And Passport Options

00:10:57 - Becoming A Non‑Tax Resident

00:11:26 - Labor Hiring More Officers And Expanding Powers

Avoid fakes- Follow the ‘real’ Matthew Fraser:

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https://www.facebook.com/immatthewfraser/

https://x.com/MatthewFraser

https://bit.ly/MatthewFraserLinkedIn

DISCLAIMER

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser

🔗 TAKE ACTION:

Borrow against Bitcoin (no selling ): https://learn.ledn.io/collective

Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective

Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call

Sponsorships/Collabs: [email protected]

In this new episode, Matthew breaks down how CBUS, chaired by former Labor Treasurer Wayne Swan, is pushing to restrict Australians from starting their own SMSFs. He exposes the political conflict of interest, the union ties behind CBUS, and what this means for anyone wanting control of their super.

◼️ why CBUS wants to limit SMSF pathways

◼️ how union and Labor links shape the fund’s agenda

◼️ what Aussies should consider before staying in or leaving CBUS

Timestamps:

00:00:00 - Introduction

00:01:01 - What Cbus Actually Is

00:01:37 - Who Wayne Swan Is

00:02:21 - Swan’s Salary And Position

00:03:39 - Cbus And CFMEU Influence

00:04:20 - CFMEU Inquiry And Culture Issues

00:05:01 - Why Remaining In Cbus Is Incoherent

00:06:24 - Union Donations And Labor Funding

00:07:03 - What Happens If Cbus Funds Decline

00:08:12 - Cbus Fee Structure Breakdown

00:09:31 - Cbus Returns Compared To Bitcoin

00:10:51 - Side‑By‑Side Numbers Example

00:11:44 - Why Bitcoin Outperformed Industry Funds

00:11:59 - Cbus CEO Calling For SMSF Restrictions

00:12:32 - Labor‑Greens SMSF Borrowing Ban

00:12:42 - Albanese Treating Super As National Asset

00:13:04 - Why Swan Supports These Measures

00:13:17 - Why Cbus Returns Still Lose In Real Terms

00:13:41 - Why SMSF Gives Actual Control

00:14:35 - SMSF Responsibility And Sovereignty

00:14:51 - Final Breakdown Of Cbus Issues

00:15:28 - Why Industry Fights To Keep Your Money

Avoid fakes- Follow the ‘real’ Matthew Fraser:

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https://bit.ly/MatthewFraserLinkedIn

DISCLAIMER

This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser

🔗 TAKE ACTION:

Borrow against Bitcoin (no selling ): https://learn.ledn.io/collective

Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective

Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call

Sponsorships/Collabs: [email protected]

Bitcoin Northern Beaches: https://www.bitcoinnorthernbeaches.com

After the ColdCard hack drained more than $150 million in Bitcoin, Matthew sits down with Andrew & Bayani, two of Australia’s leading Bitcoin security experts to break down what really happened, who’s at risk, and what Aussies must do now to protect their stacks. This episode covers the vulnerability, the scale of the breach, and the practical custody steps every Bitcoiner should be considering.

◼️ How the ColdCard PIN flaw exposed thousands of wallets

◼️ Why randomness and entropy matter for Bitcoin security

◼️ The real risk to single‑sig holders and why passphrases bought time

◼️ Multi‑sig, guided custody, and how Bitcoin Advisor structures protection

◼️ What Matthew changed after the hack, and why

◼️ How Aussies should secure SMSF Bitcoin, personal stacks, and family vaults

Timestamps:

00:00:00 - Introduction

00:00:31 - Guest Introduction: Andrew and Bayani

00:00:53 - Details of the Coldcard Hack

00:01:45 - Personal Impact and Initial Reactions

00:02:50 - Technical Explanation of the Vulnerability

00:03:28 - Trust and Security in Bitcoin Devices

00:04:56 - Emotional and Psychological Impact on Users

00:05:32 - Multi-Signature and Custody Solutions

00:07:43 - Community Reactions and Custody Arrangements

00:08:09 - Diversifying Bitcoin Security

00:10:30 - Self-Custody vs. Exchange Storage

00:11:43 - Single-Signature vs. Multi-Signature Explained

00:13:29 - Practical Examples of Multi-Signature Setups

00:15:43 - The Bitcoin Advisor's Multi-Signature Service

00:18:00 - Ideal Clients for Bitcoin Advisor

00:19:44 - CoinStash SMSF Crypto Exchange

00:20:15 - Host's Personal Security Adjustments

00:24:02 - Importance of Security Services

00:26:01 - Individual Responsibility in Bitcoin Security

00:27:57 - Host's Change in Security Stance

00:29:02 - Learning from Security Mistakes

00:32:28 - Value of Education and Mentorship

00:34:37 - Importance of Bitcoin Meetups

00:37:01 - Advice for Current Coldcard Users

00:39:10 - Future of Self-Custody in Bitcoin

00:40:10 - How to Reach Out to Bitcoin Advisor

Avoid fakes- Follow the ‘real’ Matthew Fraser:

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Follow Bayani Mills:

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