The Retirement Equity Line of Credit (RELOC™) is one of the most important features in a successful Retirement Plan. Without this feature, your retirement plan will most likely require you to downsize, unable to produce the full retirement income potential you desire.A RELOC™ is a collateralized line of credit from the insurance company at a contractual low interest rate. In other words, additional available capital at your disposal to use for any reason, at any time, without penalty or fees....

Curtis Ray founded MPI® Unlimited and serves as President and CEO. In 2014, Curtis was introduced to the world of Financial Planning and Insurance through years of research, observing that the traditional investment strategies of the 401(k), IRA, Real Estate, and Insurance were not providing the retirement people hoped for or expected.I'm Curtis Ray, Always Be Compounding™!Website: https://mympi.com/Schedule A Call With An MPI® Specialist: https://calendly.com/mpi---- CURTIS RAY ON SOCIAL MED...

MPI®, Maximum Premium Indexing®, is the first financial plan built opposite of the mainstream philosophy. MPI® also has 3 phases, but rather than all the focus on maximum-sized nest-egg, MPI® focuses on a mechanism that produces maximum distributions, or retirement income, from the nest-egg. The first phase of MPI® is Secure Accumulation. By focusing on security first, rather than risk-based Accumulation, a foundation for Compound Growth can be built. This Secure Phase can only produce around...

Text BOOK to 30500 to get your FREE copy of my book "The Lost Science of Compound Interest."I'm Curtis Ray, Always Be Compounding™!Website: https://mympi.com/Schedule A Call With An MPI® Specialist: https://calendly.com/mpi---- CURTIS RAY ON SOCIAL MEDIA ----TikTok: https://www.tiktok.com/@curtisrayFacebook: http://fb.com/iamcurtisrayInstagram: http://instagram.com/iamcurtisrayPinterest: https://www.pinterest.com/iamcurtisray/_created/Reddit: https://www.reddit.com/user/iamcurtisray

SURRENDER CHARGESWhen discussing an MPI® Cash Value Life Insurance plan, I frequently focus on its liquidity or lack of restrictions to access your money. Unlike a 401(k) or IRA, MPI® doesn’t have an early withdraw penalty before age 59 ½, nor other limitations / requirements of those traditional plans. However, there is one caveat and that is the “Surrender Charge” or the penalty to cancel the your MPI® plan within the first 14 years.An MPI® contract is a life-long contract between you...

Curtis Ray explains how Whole Life / Bank On Yourself Policies actually work. Shows all the benefits and flaws that comes with it, along with comparing to other popular financial investing options. This video will break down with real number from historical data.Whole Life | Infinite Banking - relating to or denoting a life insurance policy that pays a specified amount only on the death of the person insured.I'm Curtis Ray, Always Be Compounding™!Website: https://mympi.com/Schedule A Call Wit...

What is MPI®?!This podcast explains how to eliminate market risk in investing. By focusing on security with your money. In the risk pyramid. We take position at the bottom of the pyramid where its the safest to invest. The next thing to focus after security, is GROWTH. Knowing we can never lose, but only GROW is key. And even though the GROWTH aren't large "WINS", they still outpaces any other retirement vehicle overtime, allowing compound interest take its course and succeed exponential grow...

In traditional leverage, you borrow money to invest to increase your NET returns. As long as the market is going up, and you are making more than what the money is costing, you have accelerated how much money you are making. This process compounds your money at a very rapid pace. Anyone who is a risk taker and wants to become rich, loves leverage! But what happens when the market crashes? Everyone thinks they can time leverage and get out early to avoid the risk, but 2008 clearly shows this i...

What is the Triple Advantage of MPI® and how does it actually work? I get asked this question often along with how can MPI® eliminate market risk and still produce better Compound Results over everything else? It is actually quite simple and I'm going to explain it right now.In the world of investing, there is a theory called the RISK/RETURN PYRAMID… This pyramid explains the levels of risk in various Compound Accounts. Futures are on the top, real estate and mutual funds are in the middle, a...

I wanted to make this podcast on the comparison from a traditional investment vehicle and their fees over time like the 401k, vs an MPI® plan.As you hear the fees are fairly even in the first 5-10 years. Although after that a 401k plan skyrockets in fees. And gets out of control as time goes on.So which is better for financial planning focused on #retirement income? Let’s let the numbers answer the question. Remember Compound Interest doesn't wait for no one. The sooner you start the so...