Curtis Ray's Podcast

What is the Triple Advantage of MPI® and how does it actually work? I get asked this question often along with how can MPI® eliminate market risk and still produce better Compound Results over everything else? It is actually quite simple and I'm going to explain it right now.In the world of investing, there is a theory called the RISK/RETURN PYRAMID… This pyramid explains the levels of risk in various Compound Accounts. Futures are on the top, real estate and mutual funds are in the middle, a...

A deferred tax liability is a tax that is assessed or is due for the current period but has not yet been paid. A deferred tax liability records the fact the company will, in the future, pay more income tax because of a transaction that took place during the current period, such as an installment sale receivable.Curtis Ray took the liberty to explain what the difference between the two using math. Giving the same number scenario and breaking down in a simple, easy to understand comparison. You...

MPI®, Maximum Premium Indexing, is a life insurance based financial plan; most are familiar with IRS Code §401(k) and the IRA, which provide many Americans the opportunity to save for retirement and receive and up front tax advantage. MPI® takes a different approach through the IRS Code §7702(a), which provides the best long-term tax advantages including tax-free retirement income, not exposed to any capital gains tax, and a path to 100% tax-free wealth transfer. In addition, MPI® has s...

If you have a 401k or IRA, you might’ve lost the game of retirement – and you don’t even know it yet. … Millions of Americas get to 65 years old only to find out their retirement plan in the 401k/IRA doesn’t produce very much income! How many people do you know that are fully retired, living exclusively from their 401k or IRA without having to downsize their lifestyle? Probably not very many because it is nearly impossible… Like mathematically impossible! How can that be you might ask? ...

Down Market Definition: The period of time after a market top during which a security's price trends downwards.The Down Market. Everyone fears it. It ruins lives, destroys years of saving and investing, and delays or threatens your retirement. It Impedes your freedom to what you want! Add leverage along with a down market, and all the negative impacts are amplified. MPI® is a leverage system that accelerates your growth potential, so what happens to MPI® in the down market? I’m go...

One day in January of 2014, my little brother, who is literally one of the smartest math nerds in the world, came to me and told me I was investing in the wrong places. I immediately dismissed him and went my merry way. After weeks of hounding me, I decided to let him explain to me why my IRA and real estate portfolio were not the best place to put my money but instead, a correctly designed cash value life insurance. Up to that point I had never even considered it as an option, much les...

Risk is the ability to lose money. This can be in the form of stock values going down, equity values dropping in real estate, going out of business and various other reasons something loses value. Risk kills sustainable wealth.Why is RISK so bad? Why does “losing” hurt your future so much? Few people realize the effects of risk on your money. For example, if you have $10,000 and you lost 50% of it in a market downturn such as 2008, you would have $5000 leftover after the loss. If you gained 5...

What is MPI®?!This video explains eliminate market risk in investing. By focusing on security with your money. In the risk pyramid. We take position at the bottom of the pyramid where its the safest to invest. The next thing to focus after security, is GROWTH. Knowing we can never lose, but only GROW is key. And even though the GROWTH aren't large "WINS", they still outpaces any other retirement vehicle overtime, allowing compound interest take its course and succeed exponential growth in you...

Definition: A contractual guarantee from An A+ Rated Life insurance company that your hard earned money is 100% protected from down markets and other forms of investment risk.Most people, including financial advisers, underestimate how powerful “never striking out” is when I speak about achieving pure compounding interest. I call the 0% Floor the Ultimate Feature. It protects your hard-earned money from the negative impact of risk from investing. Other investments lose principal value every t...

Curtis Ray breaks down the math on rental properties from the cost, to the income it produces in a 30 year period. Then compare it with another investment option to see if its worth it. Find out solutions that can out perform others securely.I'm Curtis Ray, Always Be Compounding™!Website: https://mympi.com/Schedule A Call With An MPI® Specialist: https://calendly.com/mpi---- CURTIS RAY ON SOCIAL MEDIA ----TikTok: https://www.tiktok.com/@curtisrayFacebook: http://fb.com/iamcurtisrayInstagram: ...