The group health insurance market for small businesses is broken. Since the introduction of Obamacare in 2010, deductibles have gone up, premiums continue to increase and networks are always shrinking. It is no longer sustainable and it’s time for a new dynamic of coverage…

Imagine you employees having access to a local doctor without any out-of-pocket expense! This is a true advantage of Health Insurance 2.0!

How cool would it be to have your own personal doctor? Someone that could visit with you on your terms? Someone that could be your personal advocate for medical advice, surgeries, lab work and prescriptions? Part of our vision of Health Insurance 2.0 changes the dynamic of your relationship with your doctor.

How much premium should the employer pay towards a new group health plan? What do you need to consider?

Group health insurance issues continue to trend in the wrong direction. This is why CustomInsured is pioneering a new approach to group health coverage.

One of the unique services that we provide to our future clients is access to our pricing matrix so that they can see how the numbers come together and crunch various scenarios if they choose to.

Not only do we create customized packages for small businesses, but we even give the employees the flexibility to adjust their own personal coverage.

Most people don’t know these files exist and many do not have one yet, but much like a credit score they can have a huge impact If the info is incorrect.

Many PPO policies claim to have a maximum out-of-pocket exposure for the insured. However there is a dirty secret behind the actual truth.