In this conversation, Jeff Severino and Nathan Borghardt discuss the importance of cyber insurance for small businesses. They share their background and approach to cyber insurance, emphasizing the need for risk transfer. They highlight 12 low-cost measures that small businesses can implement to reduce their cyber risk. 

The conversation also explores the costs and consequences of cyber attacks, the sophistication of cyber criminals, and the future of cyber insurance. The speakers stress the importance of engaging with insurance professionals and seeking education and resources to navigate the complex cyber insurance market. They emphasize the need to align with trusted professionals and continue to expand the market for cyber insurance.

Takeaways

• Risk Transfer is a Great Way to Approach your Cyber Planning
• Cyber insurance is a crucial risk transfer tool for small businesses.
• Implementing low-cost measures can significantly reduce cyber risk.
• The costs and consequences of cyber attacks can be devastating for small businesses.
• Engaging with insurance professionals and seeking education and resources is essential for navigating the complex cyber insurance market.

Chapters

• 00:00 Background and Approach
• 05:18 Understanding Cyber Insurance as Risk Transfer
• 06:12 12 Low-Cost Measures for Small Businesses
• 15:23 Costs and Consequences of Cyber Attacks
• 18:26 The Importance of Cyber Insurance
• 20:46 The Sophistication of Cyber Criminals
• 22:13 The Future of Cyber Insurance
• 24:14 Engaging with Insurance Professionals
• 30:30 Advice for Small Business Owners
• 33:38 The Importance of Education and Resources
• 35:47 Aligning with Trusted Professionals
• 36:26 Continued Growth and Market Expansion

Questions? Text our Studio direct. We read these and when helpful we give a special shout out for those to contact us.

True crime enters our homes and businesses daily. Learn from actual people who fight it daily and show you how in a thriller story. The Moving Target Trilogy. Book 3 to be released September 22nd, 2026. Start with any of them. Be a Moving Target.

Special Author pricing (30% off)

The Moving Target Trilogy. Book 3 to be released September 22nd, 2026. Start with any of them. Be a Moving Target.

Special Author pricing (30% off)

Growth without Interruption. Get peace of mind. Stay Competitive-Get NetGain. Contact NetGain today at 844-777-6278 or reach out at [email protected] or find more at www.NETGAINIT.com  
 

Support the show

Want to Watch?

Subscribe and stop reading about it after it happens: https://www.youtube.com/@CyberCrimeJunkies?sub_confirmation=1

Hosted by David Dean Mauro. Former trial lawyer, AI Security Advisor, FBI InfraGard member, VP of Strategic Growth at NetGain Technologies, and author of the Moving Target Trilogy (#1 Amazon Hot New Release, 2026).

MOVING TARGET TRILOGY. Nonfiction cybercrime thrillers. 🔥 4 years. 400+ interviews.
Book 1, Art of Online Camouflage: https://shop.ingramspark.com/b/084?params=d0YQ1pYtxeBRmSQLHLb9uT4aOliPrEuDSfOjQgpXQP9

Book 2, Obedient Machine: https://shop.ingramspark.com/b/084?params=S3F9zWWMC2y2eYiTmUGP91Owy9AUVG4zbLa6NwuX3cl

Book 3, The Ghost and The Machine. Presale open now, releases September 22, 2026: https://a.co/d/027LCoh6

Special edition hardcover, $17.76 for subscribers (30% off).

Want To Read True Crime Stories?
Chaos Brief newsletter: https://www.linkedin.com/newsletters/the-chaos-brief-694145911...

New non-fiction Book Series is out! 

• Moving Target: The Art of Online Camouflage drops April 14.
• Moving Target: The Obedient Machine drops April 21.
• Book 3 -- Ghost and the Machine -- out soon!
• 4 years. 400+ interviews. Available on Amazon. We are all Stevie Parker. 

Questions? Text our Studio direct. We read these and when helpful we give a special shout out for those to contact us.

True crime enters our homes and businesses daily. Learn from actual people who fight it daily and show you how in a thriller story. The Moving Target Trilogy. Book 3 to be released September 22nd, 2026. Start with any of them. Be a Moving Target.

Special Author pricing (30% off)

Growth without Interruption. Get peace of mind. Stay Competitive-Get NetGain. Contact NetGain today at 844-777-6278 or reach out at [email protected] or find more at www.NETGAINIT.com  
 

Support the show

Want to Watch?

Subscribe and stop reading about it after it happens: https://www.youtube.com/@CyberCrimeJunkies?sub_confirmation=1

Hosted by David Dean Mauro. Former trial lawyer, AI Security Advisor, FBI InfraGard member, VP of Strategic Growth at NetGain Technologies, and author of the Moving Target Trilogy (#1 Amazon Hot New Release, 2026).

MOVING TARGET TRILOGY. Nonfiction cybercrime thrillers. 🔥 4 years. 400+ interviews.
Book 1, Art of Online Camouflage: https://shop.ingramspark.com/b/084?params=d0YQ1pYtxeBRmSQLHLb9uT4aOliPrEuDSfOjQgpXQP9

Book 2, Obedient Machine: https://shop.ingramspark.com/b/084?params=S3F9zWWMC2y2eYiTmUGP91Owy9AUVG4zbLa6NwuX3cl

Book 3, The Ghost and The Machine. Presale open now, releases September 22, 2026: https://a.co/d/027LCoh6

Special edition hardcover, $17.76 for subscribers (30% off).

Want To Read True Crime Stories?
Chaos Brief newsletter: https://www.linkedin.com/newsletters/the-chaos-brief-694145911...

I spent years interviewing FBI agents, ransomware negotiators, former hackers, and intelligence officers on my podcast. And I wrote a book that translates everything they told me into plain English — through a story that is going to make you recognize yourself on every page.

It is called Moving Target: A trilogy and the first 2 books are available now on amazon. Link below

Questions? Text our Studio direct. We read these and when helpful we give a special shout out for those to contact us.

True crime enters our homes and businesses daily. Learn from actual people who fight it daily and show you how in a thriller story. The Moving Target Trilogy. Book 3 to be released September 22nd, 2026. Start with any of them. Be a Moving Target.

Special Author pricing (30% off)

Growth without Interruption. Get peace of mind. Stay Competitive-Get NetGain. Contact NetGain today at 844-777-6278 or reach out at [email protected] or find more at www.NETGAINIT.com  
 

Support the show

Want to Watch?

Subscribe and stop reading about it after it happens: https://www.youtube.com/@CyberCrimeJunkies?sub_confirmation=1

Hosted by David Dean Mauro. Former trial lawyer, AI Security Advisor, FBI InfraGard member, VP of Strategic Growth at NetGain Technologies, and author of the Moving Target Trilogy (#1 Amazon Hot New Release, 2026).

MOVING TARGET TRILOGY. Nonfiction cybercrime thrillers. 🔥 4 years. 400+ interviews.
Book 1, Art of Online Camouflage: https://shop.ingramspark.com/b/084?params=d0YQ1pYtxeBRmSQLHLb9uT4aOliPrEuDSfOjQgpXQP9

Book 2, Obedient Machine: https://shop.ingramspark.com/b/084?params=S3F9zWWMC2y2eYiTmUGP91Owy9AUVG4zbLa6NwuX3cl

Book 3, The Ghost and The Machine. Presale open now, releases September 22, 2026: https://a.co/d/027LCoh6

Special edition hardcover, $17.76 for subscribers (30% off).

Want To Read True Crime Stories?
Chaos Brief newsletter: https://www.linkedin.com/newsletters/the-chaos-brief-694145911...

New Episode🔥New Episode🔥This episode dives deep into the recent availability of Dark Sword, a potent zero click attack tool previously used by Russian intelligence, now accessible to criminals. We discuss the severe implications for cybersecurity as this zero day exploit, requiring no download, offers unfettered access to mobile devices. Join us to understand the risks of phone hacking and how it impacts your digital safety.

Chapters
00:00 Russian Intelligence Exploit Goes Public on GitHub
02:13 Dark Sword Exposed: Google Confirms Zero-Click iPhone Attack
04:36 How Dark Sword Silently Steals Everything in Two Minutes
07:03 AI-Powered Malware Customization: The New Normal
09:29 296 Million Vulnerable iPhones: Why US Businesses Are Next
11:55 Personal iPhones Accessing Company Data: Your Biggest Gap
14:21 Emergency BYOD Policy: Five Requirements You Need Today

Questions? Text our Studio direct. We read these and when helpful we give a special shout out for those to contact us.

True crime enters our homes and businesses daily. Learn from actual people who fight it daily and show you how in a thriller story. The Moving Target Trilogy. Book 3 to be released September 22nd, 2026. Start with any of them. Be a Moving Target.

Special Author pricing (30% off)

Growth without Interruption. Get peace of mind. Stay Competitive-Get NetGain. Contact NetGain today at 844-777-6278 or reach out at [email protected] or find more at www.NETGAINIT.com  
 

Support the show

Want to Watch?

Subscribe and stop reading about it after it happens: https://www.youtube.com/@CyberCrimeJunkies?sub_confirmation=1

Hosted by David Dean Mauro. Former trial lawyer, AI Security Advisor, FBI InfraGard member, VP of Strategic Growth at NetGain Technologies, and author of the Moving Target Trilogy (#1 Amazon Hot New Release, 2026).

MOVING TARGET TRILOGY. Nonfiction cybercrime thrillers. 🔥 4 years. 400+ interviews.
Book 1, Art of Online Camouflage: https://shop.ingramspark.com/b/084?params=d0YQ1pYtxeBRmSQLHLb9uT4aOliPrEuDSfOjQgpXQP9

Book 2, Obedient Machine: https://shop.ingramspark.com/b/084?params=S3F9zWWMC2y2eYiTmUGP91Owy9AUVG4zbLa6NwuX3cl

Book 3, The Ghost and The Machine. Presale open now, releases September 22, 2026: https://a.co/d/027LCoh6

Special edition hardcover, $17.76 for subscribers (30% off).

Want To Read True Crime Stories?
Chaos Brief newsletter: https://www.linkedin.com/newsletters/the-chaos-brief-694145911...

James Potter, CEO of DSE, joins us in the studio for great conversation and exclusive insight on The Aftermath of Data Breaches: Navigating Reputational Damage and Protecting Your Brand Image. Reputational Harm from Data Breaches, Cybersecurity Reputation Management and Operational Leadership. Find more on DSE here: https://www.dse.team/

 Topics discussed:

•           Target Breach & Surprises most don't know about

•           Data Breach Consequences

•           Reputational Damage Cybersecurity

•           Data Breach Fallout

•           Online Reputation After Data Breach

•           Brand Image After Data Breach

Questions? Text our Studio direct. We read these and when helpful we give a special shout out for those to contact us.

True crime enters our homes and businesses daily. Learn from actual people who fight it daily and show you how in a thriller story. The Moving Target Trilogy. Book 3 to be released September 22nd, 2026. Start with any of them. Be a Moving Target.

Special Author pricing (30% off)

The Moving Target Trilogy. Book 3 to be released September 22nd, 2026. Start with any of them. Be a Moving Target.

Special Author pricing (30% off)

Growth without Interruption. Get peace of mind. Stay Competitive-Get NetGain. Contact NetGain today at 844-777-6278 or reach out at [email protected] or find more at www.NETGAINIT.com  
 

Support the show

Want to Watch?

Subscribe and stop reading about it after it happens: https://www.youtube.com/@CyberCrimeJunkies?sub_confirmation=1

Hosted by David Dean Mauro. Former trial lawyer, AI Security Advisor, FBI InfraGard member, VP of Strategic Growth at NetGain Technologies, and author of the Moving Target Trilogy (#1 Amazon Hot New Release, 2026).

MOVING TARGET TRILOGY. Nonfiction cybercrime thrillers. 🔥 4 years. 400+ interviews.
Book 1, Art of Online Camouflage: https://shop.ingramspark.com/b/084?params=d0YQ1pYtxeBRmSQLHLb9uT4aOliPrEuDSfOjQgpXQP9

Book 2, Obedient Machine: https://shop.ingramspark.com/b/084?params=S3F9zWWMC2y2eYiTmUGP91Owy9AUVG4zbLa6NwuX3cl

Book 3, The Ghost and The Machine. Presale open now, releases September 22, 2026: https://a.co/d/027LCoh6

Special edition hardcover, $17.76 for subscribers (30% off).

Want To Read True Crime Stories?
Chaos Brief newsletter: https://www.linkedin.com/newsletters/the-chaos-brief-694145911...

Ever notice that the company whose entire business model depends on you never putting your phone down is now in court defending itself for... making you never put your phone down?

Meta is on trial in Los Angeles. Not for a data breach. Not for a hack. For allegedly engineering their platforms to be as addictive as possible, specifically targeting kids.

And here's what nobody's talking about: this isn't a bug. The engagement algorithms, the infinite scroll, the dopamine loops, the notification design. That was the product. You were never the customer. You were the inventory.

The trial is exposing internal documents that suggest they knew. They measured it. They optimized it anyway.

So the next time a 14 year old can't put their phone down at dinner, just remember. That's not a parenting failure. That might be an engineering success.

Follow for more of what the tech giants hope you're too distracted to notice.

🔒 CyberCrimeJunkies.com

#MetaTrial #TechAddiction #BigTech #CyberCrimeJunkies #DigitalSafety #SocialMediaAddiction #PrivacyMatters #AIAwareness #ParentingInTheDigitalAge #LosAngelesTrial

Questions? Text our Studio direct. We read these and when helpful we give a special shout out for those to contact us.

True crime enters our homes and businesses daily. Learn from actual people who fight it daily and show you how in a thriller story. The Moving Target Trilogy. Book 3 to be released September 22nd, 2026. Start with any of them. Be a Moving Target.

Special Author pricing (30% off)

Growth without Interruption. Get peace of mind. Stay Competitive-Get NetGain. Contact NetGain today at 844-777-6278 or reach out at [email protected] or find more at www.NETGAINIT.com  
 

Support the show

Want to Watch?

Subscribe and stop reading about it after it happens: https://www.youtube.com/@CyberCrimeJunkies?sub_confirmation=1

Hosted by David Dean Mauro. Former trial lawyer, AI Security Advisor, FBI InfraGard member, VP of Strategic Growth at NetGain Technologies, and author of the Moving Target Trilogy (#1 Amazon Hot New Release, 2026).

MOVING TARGET TRILOGY. Nonfiction cybercrime thrillers. 🔥 4 years. 400+ interviews.
Book 1, Art of Online Camouflage: https://shop.ingramspark.com/b/084?params=d0YQ1pYtxeBRmSQLHLb9uT4aOliPrEuDSfOjQgpXQP9

Book 2, Obedient Machine: https://shop.ingramspark.com/b/084?params=S3F9zWWMC2y2eYiTmUGP91Owy9AUVG4zbLa6NwuX3cl

Book 3, The Ghost and The Machine. Presale open now, releases September 22, 2026: https://a.co/d/027LCoh6

Special edition hardcover, $17.76 for subscribers (30% off).

Want To Read True Crime Stories?
Chaos Brief newsletter: https://www.linkedin.com/newsletters/the-chaos-brief-694145911...

Join us as we delve into the uncharted territory where artificial intelligence meets modern warfare, exploring the profound implications and potential consequences of this revolutionary intersection. From autonomous drones to predictive analytics, we'll examine how AI is transforming the face of combat and defense strategies. 

Discover the latest advancements, ethical considerations, and future directions in this fascinating realm where technology and warfare converge. Get ready to uncover the truth about what really happens when AI meets modern warfare, and find out how this synergy is redefining the rules of engagement and the future of global security.

We are joined by JL Hancock former lead innovator and Military cryptologist with the U.S.  NAVY SEALs & Special Operations, spent over twenty years in the military and fought in over 100 combat operations.
 
Video episode here: https://youtube.com/live/aZDFCfKR7vA?feature=share

He was with the first combat group to ever put an AI Drone into Combat.

He also has an outstanding book called  The HAWK Enigma.

JL shares his story and a side of emerging technology that is rare and one most never get a chance to see.

You can grab JL's book too at https://jlhancock.com/

Questions? Text our Studio direct. We read these and when helpful we give a special shout out for those to contact us.

True crime enters our homes and businesses daily. Learn from actual people who fight it daily and show you how in a thriller story. The Moving Target Trilogy. Book 3 to be released September 22nd, 2026. Start with any of them. Be a Moving Target.

Special Author pricing (30% off)

The Moving Target Trilogy. Book 3 to be released September 22nd, 2026. Start with any of them. Be a Moving Target.

Special Author pricing (30% off)

Growth without Interruption. Get peace of mind. Stay Competitive-Get NetGain. Contact NetGain today at 844-777-6278 or reach out at [email protected] or find more at www.NETGAINIT.com  
 

Support the show

New Exclusive Offers for our Listeners!

New non-fiction Book Series is out! 

• Moving Target: The Art of Online Camouflage drops April 14.
• Moving Target: The Obedient Machine drops April 21.
• Book 3 -- Ghost and the Machine -- out soon!

🔥 4 years. 400+ interviews. Available on Amazon. We are all Stevie Parker. 

Remove Your Data Online Today. Consider OPTERY Risk Free. Sign up here https://get.optery.com/DMauro-CyberCrimeJunkies

Or Turn it over to the Pros at DELETE ME and get 20% Off! Remove your data with 24/7 data broker monitoring. 🔥Sign up here and Get 20% off DELETE ME

🔥Experience The Best AI Translation, Audio Reader & Voice Cloning! Try Eleven Labs Today risk free: https://try.elevenlabs.io/gla58o32c6hq 

===========================================================

Today we’re talking about AI-powered cybercrime—a phrase that sounds like a marketing stunt but is, unfortunately, very real. Cybercriminals basically got a software update, and now they’re running their operations with more automation, more scale, and — let’s just say it — better customer service than half the vendors in your tech stack.

Questions? Text our Studio direct. We read these and when helpful we give a special shout out for those to contact us.

True crime enters our homes and businesses daily. Learn from actual people who fight it daily and show you how in a thriller story. The Moving Target Trilogy. Book 3 to be released September 22nd, 2026. Start with any of them. Be a Moving Target.

Special Author pricing (30% off)

Growth without Interruption. Get peace of mind. Stay Competitive-Get NetGain. Contact NetGain today at 844-777-6278 or reach out at [email protected] or find more at www.NETGAINIT.com  
 

Support the show

Want to Watch?

Subscribe and stop reading about it after it happens: https://www.youtube.com/@CyberCrimeJunkies?sub_confirmation=1

Hosted by David Dean Mauro. Former trial lawyer, AI Security Advisor, FBI InfraGard member, VP of Strategic Growth at NetGain Technologies, and author of the Moving Target Trilogy (#1 Amazon Hot New Release, 2026).

MOVING TARGET TRILOGY. Nonfiction cybercrime thrillers. 🔥 4 years. 400+ interviews.
Book 1, Art of Online Camouflage: https://shop.ingramspark.com/b/084?params=d0YQ1pYtxeBRmSQLHLb9uT4aOliPrEuDSfOjQgpXQP9

Book 2, Obedient Machine: https://shop.ingramspark.com/b/084?params=S3F9zWWMC2y2eYiTmUGP91Owy9AUVG4zbLa6NwuX3cl

Book 3, The Ghost and The Machine. Presale open now, releases September 22, 2026: https://a.co/d/027LCoh6

Special edition hardcover, $17.76 for subscribers (30% off).

Want To Read True Crime Stories?
Chaos Brief newsletter: https://www.linkedin.com/newsletters/the-chaos-brief-694145911...

New Episode🔥🔥The Cybercrime Junkies show discusses contemporary `cyber security` challenges, emphasizing that older notions of threats are outdated. We dive into how direct `hacking` via `wifi` can lead to gaining `root` access, and how quick action is needed to mitigate these `exploit`s. Stay informed to protect your systems from `cyber crime` and ensure proper `shell` access management.
==========================================================

00:00 Cold Open – Welcome to Chaos
 01:35 Meet the Hosts and Chaos Format
 02:45 Story 1 – AI Coding Tools with Critical Vulnerabilities
 05:20 Story 2 – Flock Safety and the Surveillance Camera Nightmare
 11:40 Story 3 – Insider Threats and the Ghost Contractor Database Wipe
 15:20 Hack or Hype – AI CEO Beats Human Executives
 18:05 Hack or Hype – Therapy Dog GPS Ransomware Story
 20:50 Final Takeaways and Why This Matters
 21:55 Where to Follow Cyber Crime Junkies

=============================================================

Feeling Kind? Consider Supporting Our Channel by subscribing! 

👍Like, Subscribe, and Comment on our Channel or this Video!

➕Join me on my other channels: Main Site | LinkedIn | X/Twitter | Meta/Instagram | 

Questions? Text our Studio direct. We read these and when helpful we give a special shout out for those to contact us.

True crime enters our homes and businesses daily. Learn from actual people who fight it daily and show you how in a thriller story. The Moving Target Trilogy. Book 3 to be released September 22nd, 2026. Start with any of them. Be a Moving Target.

Special Author pricing (30% off)

The Moving Target Trilogy. Book 3 to be released September 22nd, 2026. Start with any of them. Be a Moving Target.

Special Author pricing (30% off)

Growth without Interruption. Get peace of mind. Stay Competitive-Get NetGain. Contact NetGain today at 844-777-6278 or reach out at [email protected] or find more at www.NETGAINIT.com  
 

Support the show

Want to Watch?

Subscribe and stop reading about it after it happens: https://www.youtube.com/@CyberCrimeJunkies?sub_confirmation=1

Hosted by David Dean Mauro. Former trial lawyer, AI Security Advisor, FBI InfraGard member, VP of Strategic Growth at NetGain Technologies, and author of the Moving Target Trilogy (#1 Amazon Hot New Release, 2026).

MOVING TARGET TRILOGY. Nonfiction cybercrime thrillers. 🔥 4 years. 400+ interviews.
Book 1, Art of Online Camouflage: https://shop.ingramspark.com/b/084?params=d0YQ1pYtxeBRmSQLHLb9uT4aOliPrEuDSfOjQgpXQP9

Book 2, Obedient Machine: https://shop.ingramspark.com/b/084?params=S3F9zWWMC2y2eYiTmUGP91Owy9AUVG4zbLa6NwuX3cl

Book 3, The Ghost and The Machine. Presale open now, releases September 22, 2026: https://a.co/d/027LCoh6

Special edition hardcover, $17.76 for subscribers (30% off).

Want To Read True Crime Stories?
Chaos Brief newsletter: https://www.linkedin.com/newsletters/the-chaos-brief-694145911...

🔥 New Episode Alert! 🔥

A powerful conversation, David Mauro teams up with former Intel Security Executive and experienced CISO, Matthew Rosenquist, to break down the ai risks to small business. Discover AI in social engineering, importance of communication in security, and business communication in cyber security, making businesses more vulnerable than ever.

Key Topics Covered:
 ✅ Generative AI vs. Agentic AI — What's the Difference?
 ✅ How Deepfakes Are Changing Hiring Risks
 ✅ Why Security Leaders Must Master Business Communication

💬 "Attackers maintain the initiative."
💬 "Deepfakes are a big issue now."
💬 "You need to make a business case."

🔍 Learn how to align cybersecurity strategies with business goals and communicate value to stakeholders effectively. Don’t miss this insightful episode!

🎯 Watch Now 👇 #AI #Cybersecurity #BusinessSecurity #GenerativeAI #Deepfakes #RiskManagement

Questions? Text our Studio direct. We read these and when helpful we give a special shout out for those to contact us.

True crime enters our homes and businesses daily. Learn from actual people who fight it daily and show you how in a thriller story. The Moving Target Trilogy. Book 3 to be released September 22nd, 2026. Start with any of them. Be a Moving Target.

Special Author pricing (30% off)

The Moving Target Trilogy. Book 3 to be released September 22nd, 2026. Start with any of them. Be a Moving Target.

Special Author pricing (30% off)

Growth without Interruption. Get peace of mind. Stay Competitive-Get NetGain. Contact NetGain today at 844-777-6278 or reach out at [email protected] or find more at www.NETGAINIT.com  
 

Support the show

New Exclusive Offers for our Listeners!

New non-fiction Book Series is out! 

• Moving Target: The Art of Online Camouflage drops April 14.
• Moving Target: The Obedient Machine drops April 21.
• Book 3 -- Ghost and the Machine -- out soon!

🔥 4 years. 400+ interviews. Available on Amazon. We are all Stevie Parker. 

Remove Your Data Online Today. Consider OPTERY Risk Free. Sign up here https://get.optery.com/DMauro-CyberCrimeJunkies

Or Turn it over to the Pros at DELETE ME and get 20% Off! Remove your data with 24/7 data broker monitoring. 🔥Sign up here and Get 20% off DELETE ME

🔥Experience The Best AI Translation, Audio Reader & Voice Cloning! Try Eleven Labs Today risk free: https://try.elevenlabs.io/gla58o32c6hq 

===========================================================