In our second episode of season 4, we're in DC for the at the GFOA conference. We discuss topics in cyber risk in state and local governments and effects on the muni bond market. We are here with our guest David Erdman, who is managing director of Baker Tilly Municipal Advisors, LLC and been on the public finance industry for more than three decades. David is an active advocate and leader for municipalities in the municipal bond market and was a past member of the GFOA's Committee on Governmental Debt Management,