Home buyers could get incentives from some builders. The home buying market overall looks brighter, with 30 year mortgage rates dropping to 6.94% and 15 year rates dropping to 6.24%. Jed Nilson, President of Nilson Homes and 2023 President of Utah Association of Realtors, joins the show to give a great home buying tip--freezing your credit

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The results are in, and Orem city will be sticking with Alpine School District after all. Alpine is the largest district in Utah with a whopping 82,000 students and cities ranging from American Fork to Cedar Hills. Orem Council PTA President Julie Walker explains why she is glad the measure to give Orem its own school district failed. Callers from Eagle Mountain and Orem give their own views. 

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To no one’s surprise, former President Donald Trump has announced a third run for the Oval Office. We take a look at headlines around the country to gauge the national response. Ivanka Trump made a surprising statement on her future involvement in the campaign and others argue the now-Trumpist Republican party has weakened Trump’s 2024 chances. 

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On Tuesday, a Russian-made missile killed two Polish persons on NATO soil.The Polish President called it an “unfortunate accident” and President Biden said it was unlikely the missile was fired from Russia. ABC News reporter Alex Presha calls in to discuss the threat level this “accident” poses for direct NATO involvement in the Ukraine war. 

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Months ago, Senator Romney’s “Family Security Act 2.0” stalled in Congress because Democrats disagreed with some key provisions. Does his proposed child tax credit have legs now that Republicans will likely have the House? What about Biden’s agenda of free community college and Pre-K? Shane Stewart, DMBA Certified Financial Planner, discusses what will happen in the new Congress.

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It’s beginning to look a lot like… divided government. Democrats have won the Senate and Republicans are a seat away from winning the House. We unpack what the GOP House will be focused on (Spoiler alert: investigations into President Biden) and what legislation might actually make it in the newly split Congress.

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9:05 - 9:35 Trump 2024: Will a campaign announcement come today? 

Anticipating an announcement today from President Trump - widescale speculation he's announcing a presidential run for 2024. Isn't Fl. Gov. Ron DeSantis is the man? Utah is the reddest state in the nation, right? Dozens of Utah politicians down to the auditor just signed a letter asking DeSantis to run. D2 thinks Trump's not reading the temp of the room. Leah Murray, Academic Director of the Walker Institute of Politics at Weber State University and host of KSL @ Night joins the show

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9:50 -  Las Vegas has a $5,000 fine for water wasting 

In Vegas you can be slapped with $5,000 for being a water waster.. Las Vegas has strict watering fines to help conserve water. Should Utah have similarly strict watering fines to help conserve water? KSL Newsradio Reporter, Lindsay Aerts joins the show to discuss. 

10:05 -10:20 What's behind the bonds we keep voting yes for?

 School Districts have to ask your permission to build, rebuild, or remodel. We had a couple of big asks this year. Alpine School District asked for $595M dollars to invest in their schools... Voters said NO. The Davis School District asked for $475M dollars for their schools... Voters said YES. Dave breaks down what is in this new bond and how many bonds we have seen in the last 20 years. Chris Williams, Director of Communications for Davis School District joins the show to discuss how these large amounts of money can be justified for the Davis School District. 

10:35 - 10:50 - Costs of a bad financial advisor 

Many people turn to financial advisors to help get our finances in order. What happens when you are wronged by one? Good luck fighting back against bad financial advice. It's expensive, and the battle will most likely happen in secret. This happens to more than just the average joes - people with fortune and athletes can be hit with this often. Scott Mitchell, Host of KSL's Unrivaled joins the show to discuss where he has seen this happen in the sports industry. Sloan Schrage, KSL Investigative Producer joins the show to discuss 5 red flags to spot a bad financial advisor. 

11:05 - Former President Trump to make "Big Announcement" today We expect to hear from former President Trump this evening. Will his big announcement be a 2024 campaign? Boyd Matheson, Host of Inside Sources joins the conversation. 

11:20 - 11:35 Why you should think twice about store credit cards It's time for Gephart busts inflation! KSL Investigative Reporter, Matt Gephart joins the show to discuss what he has learned about the negatives of signing up for store credit cards as the holiday season is upon us. Dave and Debbie take listener calls. 

11:50 - Sneaky Fundraising in Campaigns Herschal Walker's campaign told Republicans to stop 'deceptive fundraising'

in Georgia runoff. When busted by the Walker camp they reduced the take from 90:10 to 50:50. Taylor Morgan, Executive Director of Count My Vote, Partner at Morgan May Affairs and KSL @ Night Host joins the show to discuss sneaky fundraising in campaigns.

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Herschal Walker's campaign told Republicans to stop 'deceptive fundraising' in Georgia runoff. When busted by the Walker camp they reduced the take from 90:10 to 50:50. Taylor Morgan, Executive Director of Count My Vote, Partner at Morgan May Affairs and KSL @ Night Host joins the show to discuss sneaky fundraising in campaigns.

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It's time for Gephart busts inflation! KSL Investigative Reporter, Matt Gephart joins the show to discuss what he has learned about the negatives of signing up for store credit cards as the holiday season is upon us. Dave and Debbie take listener calls. 

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We expect to hear from former President Trump this evening. Will his big announcement be a 2024 campaign? Boyd Matheson, Host of Inside Sources joins the conversation. 

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