This week on Commerce Code we speak with David Nelsen, Chief Executive Officer of Bumped, about the new innovations in stock investing and how owning stock is a key driver for consumer loyalty. Bumped allows consumers to earn fractional shares in the companies where they shop.

This week on Commerce Code we speak with Jonathan Silver, Chief Executive Officer of Affinity Solutions, about how companies are harvesting data and building algorithms to personalize commerce. Affinity Solutions is a data and analytics company focused on personalization.

This week on Commerce Code we speak with Mladen Vladic, General Manager of Loyalty Services at FIS, about the future of crypto-currency, what will happen next with alternative currencies and how bitcoin may soon be coming to a bank near you.

This week on Commerce Code we speak with Pietro Grandinetti, Chief Technology Officer at Pentadata, about how fin-tech data companies have sprung up, offering enhanced control and privacy for the most important type of personal data: financial data. Pentadata is a Silicon Valley-based start-up that can access all of a consumer's financial data, but then lets that same consumer control which apps they share their data with.

This week on Commerce Code we speak with Carl Preller, CEO of points4purpose, about how commerce loyalty is being reinvented around a new theme of commerce with a conscience. Points4purpose is a fin-tech company that allows consumers to earn cash back when making purchases and then donate that cash to charities of the consumers choosing.

This week on Commerce Code we speak with Arash Asady, Chief Executive Officer of Bits of Stock, about the stock market, fin-techs and wealth inequality. Bits of Stock is a fin-tech company that enables average consumers to share in the upside of stock ownership of the retailers they buy from.

This week on Commerce Code we speak with Dev Subrata, CEO and Founder of Fidel, about the consumer's role in financial data, the evolving regulatory landscape and why data is the hottest commodity in tech right now. Fidel is a UK based company that is in the business of accessing payment network financial data and providing it to mobile apps and loyalty programs.

This week on Commerce Code we speak with Terry McMullen, CEO of OpenSparkz, a leading card-linked technology company based in Sydney that works with leading banks, merchants, shopping malls, and loyalty programs to increase consumer spending. Terry discusses whether revenge spending is real and the tools that merchants are using to lure shoppers back to their stores.

This week on Commerce Code we speak with Erin Warren, General Manager of the Rakuten Card Linked Offer Network, about super apps and the central role that offers play in this rapidly expanding sector of digital commerce.

This week on Commerce Code we speak with Omar Rafii, Chief Executive Officer of Krowd, and discuss whether their ad algorithms still work in this new age of commerce and how algorithms are leveling the playing field for big companies and small merchants.