Debt buyers pay pennies for charged off debt, then sue for the full amount. This video explains how that business model works, why it creates proof problems in court, and how you can use those weaknesses when defending a debt collection lawsuit.

📢 Visit https://killdebt.com — powered by ParkerGPT, the AI legal chatbot for debt defense. Access guides, templates, and proven strategies to stop debt collector harassment.

📘 Facebook →  https://www.facebook.com/CollectionStopper
📸 Instagram → https://www.instagram.com/collectionstopper
🎵 TikTok → https://www.tiktok.com/@collectionsolutions
ℹ️ LinkedIn → https://www.linkedin.com/company/killdebt

00:00 Intro
01:03 What Is A Charge Off
03:11 Accounting Not Forgiveness
05:07 Securitization Question
07:23 Ownership Problems
08:05 Pennies On The Dollar
10:26 What They Actually Buy
13:15 Without Recourse
14:51 Burden Of Proof
21:08 ParkerGPT & Closing

#DebtBuying #ChargeOff #Securitization #Interrogatories #RequestsForProduction #RequestsForAdmission #ChainOfTitle #ChainOfAssignment #Standing #BurdenOfProof #SpreadsheetEvidence #MissingDocuments #WithoutRecourse #BillOfSale #FTCReport #DefaultJudgment #NeverIgnoreLawsuit #AccountStated #DebtDiscovery #SettlementLeverage #DebtBuyer #CreditReport #KnowYourRights #FDCPA #DebtValidation #MiniMirandaRights #DebtHelp #CreditRepairTips #ConsumerRights #DebtCollection #DebtRelief #CreditScoreHelp #StopDebtCollectors #DebtLaws #CreditAwareness #FightDebtCollectors #CreditProtection #DebtAdvice #DebtTips #LegalRights #Killdebt #BrianParker #MirandaRights #DebtCollection

Support the show

Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring.
BPP

This video breaks down a real case study where a consumer used ParkerGPT and her hard work to kill Citibank's lawsuit and make them pay her. She used documented identity theft evidence, debt validation demands, and a critical contradiction in the bank’s own lawsuit to turn the tables and force a settlement. The member now sends you all her information so you can use it in your collection lawsuit against the creditor. Hope it helps. 

📢 Visit https://killdebt.com — powered by ParkerGPT, the AI legal chatbot for debt defense. Access guides, templates, and proven strategies to stop debt collector harassment.

📘 Facebook →  https://www.facebook.com/CollectionStopper
📸 Instagram → https://www.instagram.com/collectionstopper
🎵 TikTok → https://www.tiktok.com/@collectionsolutions
ℹ️ LinkedIn → https://www.linkedin.com/company/killdebt

00:00 Intro
01:00 The Lawsuit
03:10 The Contradiction
05:30 Identity Theft Proof
08:20 Pressure Campaign
10:40 Court Breakdown
13:30 Counterclaims Filed
16:20 The Settlement
19:30 Final Lessons

#DebtBuyer #CreditReport #KnowYourRights #FDCPA #DebtValidation #MiniMirandaRights #DebtHelp #CreditRepairTips #ConsumerRights #DebtCollection #DebtRelief #CreditScoreHelp #StopDebtCollectors #DebtLaws #CreditAwareness #FightDebtCollectors #CreditProtection #DebtAdvice #DebtTips #LegalRights #Killdebt #BrianParker #MirandaRights #DebtCollection #Citibank #CitibankLawsuit #CitibankCase #CitibankDebt #CitibankSued #IdentityTheft #BankLawsuit #CreditFraud #FDCPAViolation #FCRAViolation #MiniMiranda #DebtLawsuitDefense #ProSeDefense #ConsumerCaseStudy #CreditReportingDispute

Support the show

Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring.
BPP

In this video, Brian breaks down a real Florida case where a debt collector obtained a default judgment after serving court papers on a tenant instead of the defendant. First you look at the lawsuit that the default is based upon and also why the lawsuit was not answered.  You will learn why improper service matters, why defaults lock you out of court, and what it takes to set a default judgment aside. Great breakdown and foundation to learn how to beat the collector.

📢 Visit https://killdebt.com — powered by ParkerGPT, the AI legal chatbot for debt defense. Access guides, templates, and proven strategies to stop debt collector harassment.

📘 Facebook →  https://www.facebook.com/CollectionStopper
📸 Instagram → https://www.instagram.com/collectionstopper
🎵 TikTok → https://www.tiktok.com/@collectionsolutions
ℹ️ LinkedIn → https://www.linkedin.com/company/killdebt


00:00 Intro
00:38 The Breakdown
02:21 Why Defaults Happen
03:06 Default Changes Everything
04:50 Standard Allegations
06:26 Time Is Everything
07:00 Defective Service
09:26 Sloppy Pleadings
16:28 Setting It Aside


#DefaultJudgment #SetAsideDefault #DefectiveService #ImproperService #DebtCollectionLawsuit #FloridaDebtLaw #MotionToSetAside #MeritoriousDefense #SubstituteService #DebtBuyerTactics #CreditCorpSolutions #StudentLoanLawsuit #DebtDefense #CivilProcedure #ServiceOfProcess #DebtLawEducation #DebtBuyer #CreditReport #KnowYourRights #FDCPA #DebtValidation #MiniMirandaRights #DebtHelp #CreditRepairTips #ConsumerRights #DebtCollection #DebtRelief #CreditScoreHelp #StopDebtCollectors #DebtLaws #CreditAwareness #FightDebtCollectors #Credit

Support the show

Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring.
BPP

For decades, borrowers were told the same thing: Student loans cannot be discharged in bankruptcy. Brian Parker breaks down why that belief is now wrong with new rules and why student loan bankruptcy relief is no longer a fantasy. Based on recent data, court outcomes, and academic research, 87% of people seeking a discharge of their Federal Student Loan win. The numbers of people now eligible continues to grow.  If you thought you could not discharge your student loan debt, this video changes everything.

📢 Visit https://killdebt.com — powered by ParkerGPT, the AI legal chatbot for debt defense. Access guides, templates, and proven strategies to stop debt collector harassment.

📘 Facebook →  https://www.facebook.com/CollectionStopper
📸 Instagram → https://www.instagram.com/collectionstopper
🎵 TikTok → https://www.tiktok.com/@collectionsolutions
ℹ️ LinkedIn → https://www.linkedin.com/company/killdebt

00:00 Intro
00:46 The Myth
02:42 Garnishments Return
04:58 SAVE Plan
07:05 Why No One Tried
09:19 The 87% Shift
12:23 How The Myth Took Hold
15:28 The Breakthrough
30:04 Closing

#StudentLoanBankruptcy #StudentLoanDischarge #UndueHardship #FederalStudentLoans #BankruptcyRelief #StudentLoanMyth #DischargingStudentLoans #StudentDebtCrisis #SAVEPlan #StudentLoanHelp #DebtBuyer #CreditReport #KnowYourRights #FDCPA #DebtValidation #MiniMirandaRights #DebtHelp #CreditRepairTips #ConsumerRights #DebtCollection #DebtRelief #CreditScoreHelp #StopDebtCollectors #DebtLaws #CreditAwareness #FightDebtCollectors #CreditProtection #DebtAdvice #DebtTips #LegalRights #Killdebt #BrianParker #MirandaRights #DebtCollection

Support the show

Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring.
BPP

In this Best of 2025 Part 4 video, Brian Parker walks through real LVNV Funding cases where the paperwork fell apart once examined closely. The focus is on false or incomplete bills of sale, missing assignments, vague ownership language, and why these cases fail when forced into evidence.

📢 Visit https://killdebt.com — powered by ParkerGPT, the AI legal chatbot for debt defense. Access guides, templates, and proven strategies to stop debt collector harassment.

📘 Facebook →    / collectionstopper  
📸 Instagram →   / collectionstopper  
🎵 TikTok →   / collectionsolutions  
ℹ️ LinkedIn →   / killdebt  

00:00 Intro
00:45 How LVNV Funding Creates A False Bill of Sale & Assignment
06:18 Case Study of a Win Against LVNV by a Person Without an Attorney
13:52 Winning the LVNV Funding, LLC Debt Collection Case
21:41 I Took LVNV To Trial And Won, Here’s How

#DebtBuyer #CreditReport #KnowYourRights #FDCPA #DebtValidation #MiniMirandaRights #DebtHelp #CreditRepairTips #ConsumerRights #DebtCollection #DebtRelief #CreditScoreHelp #StopDebtCollectors #DebtLaws #CreditAwareness #FightDebtCollectors #CreditProtection #DebtAdvice #DebtTips #LegalRights #Killdebt #BrianParker #MirandaRights #debtcollectionharassment 
#LVNVFunding #LVNVFundingLLC #BillOfSale #FalseBillOfSale #ChainOfTitle #StandingDefense #DebtBuyerCases #CollectionLawsuits #TrialWins #DebtCollectionDefense #OwnershipProof #DeadOnArrival

Support the show

Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring.
BPP

In this Best of 2025 Part 3, Brian Parker breaks down how affidavits are used in collection cases, why courts often rely on them incorrectly, and how defective affidavits can destroy a plaintiff’s case when properly challenged.

📢 Visit https://killdebt.com — powered by ParkerGPT, the AI legal chatbot for debt defense. Access guides, templates, and proven strategies to stop debt collector harassment.

📘 Facebook →  https://www.facebook.com/CollectionStopper
📸 Instagram → https://www.instagram.com/collectionstopper
🎵 TikTok → https://www.tiktok.com/@collectionsolutions
ℹ️ LinkedIn → https://www.linkedin.com/company/killdebt

00:00 Intro
00:38 Examining The Collection Lawsuit ¦ Part 5 - The Counter Affidavit
05:54 Destroying Affidavits in Collection Cases
11:56 Winning Counter Affidavit Guide (Step by Step)
14:49 Beating Midland Credit Management with the AI of ParkerGPT

#DebtBuyer #CreditReport #KnowYourRights #FDCPA #DebtValidation #MiniMirandaRights #DebtHelp #CreditRepairTips #ConsumerRights #DebtCollection #DebtRelief #CreditScoreHelp #StopDebtCollectors #DebtLaws #CreditAwareness #FightDebtCollectors #CreditProtection #DebtAdvice #DebtTips #LegalRights #Killdebt #BrianParker #MirandaRights #debtcollections #Affidavits #CollectionCases #DebtBuyerAffidavits #HearsayEvidence #BusinessRecords #StandingDefense #CollectionLawsuits #SwornStatements #EvidentiaryRules #MotionToStrike #DebtDefense #ConsumerLaw

Support the show

Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring.
BPP

In this Best of 2025 - Part 2 video, Brian Parker breaks down why most bills of sale used in collection cases fail and how they collapse once you know what to look for. These snippets show real examples of debt buyers relying on documents that look official but legally prove nothing.

📢 Visit https://killdebt.com — powered by ParkerGPT, the AI legal chatbot for debt defense. Access guides, templates, and proven strategies to stop debt collector harassment.

📘 Facebook →  https://www.facebook.com/CollectionStopper
📸 Instagram → https://www.instagram.com/collectionstopper
🎵 TikTok → https://www.tiktok.com/@collectionsolutions
ℹ️ LinkedIn → https://www.linkedin.com/company/killdebt

00:00 Intro
00:38 EXPOSED: How One Person DESTROYED Midland Credit’s Lawsuit Using Their Own Documents-Case Dismissed!
03:27 KILL Student Loan Debt INSTANTLY! Why 'Bill of Sale ≠ Assignment' Destroys Debt Buyers
08:48 A Step-By-Step Bill of Sale Checklist
14:30 Bill of Sales are NOT Assignments of Your Debt 


#BillOfSale #ChainOfTitle #StandingDefense #DebtBuyerLawsuits #AssignmentOfDebt #ForwardFlowAgreement #MasterPurchaseAgreement #StatuteOfFrauds #DeadOnArrival #MotionToDismiss #AffirmativeDefenses #CollectionDefense #DebtBuyer #CreditReport #KnowYourRights #FDCPA #DebtValidation #MiniMirandaRights #DebtHelp #CreditRepairTips #ConsumerRights #DebtCollection #DebtRelief #CreditScoreHelp #StopDebtCollectors #DebtLaws #CreditAwareness #FightDebtCollectors #CreditProtection #DebtAdvice #DebtTips #LegalRights #Killdebt #BrianParker #MirandaRights #debtcollection

Support the show

Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring.
BPP

In this Best of 2025 video, Brian Parker breaks down real governing law clauses pulled from credit cards, personal loans, and student loan agreements and explains how they can completely change the outcome of a lawsuit.

📢 Visit https://killdebt.com — powered by ParkerGPT, the AI legal chatbot for debt defense. Access guides, templates, and proven strategies to stop debt collector harassment.

📘 Facebook →  https://www.facebook.com/CollectionStopper
📸 Instagram → https://www.instagram.com/collectionstopper
🎵 TikTok → https://www.tiktok.com/@collectionsolutions
ℹ️ LinkedIn → https://www.linkedin.com/company/killdebt

00:00 Intro

00:23 KILL Student Loan Debt INSTANTLY! Why 'Bill of Sale ≠ Assignment' Destroys Debt Buyers
01:55 Statute of Limitations Analysis and a Governing Law Provision in a Collection Lawsuit
04:48 The Secret Governing Law Provision Debt Collectors Hate
07:25 Using your State Collection Laws and Smart Tricks to Beat Debt Collectors
12:40 A UCCC Introduction to Using Right to Cure Laws Defense of Debt Collection and Repossession Lawsuits
13:23 CAP ONE & DISCOVER BANK MERGER? PROVE IT!


#GoverningLaw #ChoiceOfLaw #StatuteOfLimitations #BreachOfContract #StudentLoanDefense #CreditCardAgreements #PersonalLoanLaw #TimeBarredDebt #ContractDefense #RightToCure #AffirmativeDefenses #DebtLawsuits #ConsumerContractLaw #DebtBuyer #CreditReport #KnowYourRights #FDCPA #DebtValidation #MiniMirandaRights #DebtHelp #CreditRepairTips #ConsumerRights #DebtCollection #DebtRelief #CreditScoreHelp #StopDebtCollectors #DebtLaws #CreditAwareness #FightDebtCollectors #CreditProtection #DebtAdvice #DebtTips #LegalRights #Killdebt #BrianParker #MirandaRights #DebtCollection

Support the show

Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring.
BPP

This video explains how old mortgage debt resurfaces years later and how people lose their homes even when the personal debt is expired. Brian Parker breaks down the two clock problem, illegal interest stacking, fly by night mortgage companies, and the defenses that still work when debt buyers try to revive long forgotten loans.

📢 Visit https://killdebt.com — powered by ParkerGPT, the AI legal chatbot for debt defense. Access guides, templates, and proven strategies to stop debt collector harassment.

📘 Facebook →  https://www.facebook.com/CollectionStopper
📸 Instagram → https://www.instagram.com/collectionstopper
🎵 TikTok → https://www.tiktok.com/@collectionsolutions
ℹ️ LinkedIn → https://www.linkedin.com/company/killdebt

00:00 Intro
01:12 Zombie Debt Explained
04:05 Why They Wait Years
07:11 The Two Clock Problem
10:48 Why Homes Are Still At Risk
14:10 Fly By Night Lenders
17:13 Burden Of Proof Shifts
20:03 Illegal Foreclosure Threats
24:09 How To Fight Back

#ZombieDebt #ZombieMortgage #ForeclosureDefense #MortgageDebt #DebtBuyers #TimeBarredDebt #StatuteOfLimitations #QuietTitle #RightToCure #MortgageForeclosure #DebtCollectionAbuse #ConsumerLaw #HomeEquity #MortgageFraud #DebtValidation #FDCPA #DebtBuyer #CreditReport #KnowYourRights #MiniMirandaRights #DebtHelp #CreditRepairTips #ConsumerRights #DebtCollection #DebtRelief #CreditScoreHelp #StopDebtCollectors #DebtLaws #CreditAwareness #FightDebtCollectors #CreditProtection #DebtAdvice #DebtTips #LegalRights #Killdebt #BrianParker #MirandaRights #DebtCollection

Support the show

Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring.
BPP

In this video, Brian Parker breaks down how debt collectors misuse the court system to intimidate consumers who fight back with SLAPP suites. Using a real published Court of Appeal decision, you will see how a routine debt collection lawsuit turned into a SLAPP style attack and why the court ultimately shut it down.

📢 Visit https://killdebt.com — powered by ParkerGPT, the AI legal chatbot for debt defense. Access guides, templates, and proven strategies to stop debt collector harassment.

📘 Facebook →  https://www.facebook.com/CollectionStopper
📸 Instagram → https://www.instagram.com/collectionstopper
🎵 TikTok → https://www.tiktok.com/@collectionsolutions
ℹ️ LinkedIn → https://www.linkedin.com/company/killdebt

00:00 Intro
01:11 Who Is A Debt Collector
02:58 Burden And Default
04:37 The Wrong Person
06:52 Strict Liability
07:37 SLAPP Explained
11:22 What The Court Did
16:15 What The Law Says
24:29 Final Takeaways

#SLAPPLaws #AntiSLAPP #DebtCollectionAbuse #WrongPersonSued #DefaultJudgment #BurdenOfProof #FDCPAViolations #DebtBuyerLawsuits #ConsumerProtectionLaw #CourtAbuse #DebtDefense #DebtBuyer #CreditReport #KnowYourRights #FDCPA #DebtValidation #MiniMirandaRights #DebtHelp #CreditRepairTips #ConsumerRights #DebtCollection #DebtRelief #CreditScoreHelp #StopDebtCollectors #DebtLaws #CreditAwareness #FightDebtCollectors #CreditProtection #DebtAdvice #DebtTips #LegalRights #Killdebt #BrianParker #MirandaRights #DebtCollection

Support the show

Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring.
BPP