Deeply Invested: Manage Money, Budget, Save, Invest, Build Wealth

Deeply Invested: Manage Money, Budget, Save, Invest, Build Wealth

By Your Money StyleBusiness
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Deeply Invested: Manage Money, Budget, Save, Invest, Build Wealth episodes

  • The Budgeting Mindset Shift That Changes Everything (Common Mistakes + How to Fix Them)

    Have you ever made a budget, felt great about it, and abandoned it by week three? You're not alone  -  and it wasn't a willpower problem. It was a mindset and systems problem.

    In this episode, Maddie and Meghan break down why most budgets fail, the mindset shift that makes budgeting finally click, and how to build a system you can actually maintain long term.

    Here's what we cover:

    • The reframe that changes how you think about budgeting for good
    • The 5 most common budgeting mistakes (and how to fix them)
    • Simple habits that keep your budget working month after month
    • 📋 Want to put this into action? Our Budget Blueprint Workshop walks you through everything step by step  -  video training, Excel + Google Sheets templates, and a completed example budget. Link below.

      Your Budget Blueprint: Turn Your Paycheck Into A Plan

      Listen to our Sink Funds Episode

      Turbo Tax Referral

       

      Read the full Show Notes Here!

       

      Thanks to our sponsor:

       

      • Rakuten
      •  

        Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!

         

        Connect with us on Instagram @your.money.style


        Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

        17 min
      • CFO Corner Week 10: Give Every Dollar A Job

        In this episode of CFO Corner, we're taking the spending categories you built last week and turning them into a real, working budget using the 50/30/20 framework.

        Here's what we cover:

        • What the 50/30/20 rule actually means -  and how to make it work for your life
        • How to sort your spending categories into Needs, Wants, and Future You
        • The CFO mindset shift that changes how you think about budgeting
        • A simple 4-step action plan to get your budget working this week
        • 🎯 This week's action step: Sort your spending categories into Needs, Wants, and Future You -  and check if your percentages match your priorities.

          Your Budget Blueprint: Turn Your Paycheck Into A Plan

           

          Read the full Show Notes Here!

           

          Thanks to our sponsor:

           

          • Rakuten
          •  

            Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!

             

            Connect with us on Instagram @your.money.style


            Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

            12 min
          • Money Hot Takes: Popular Advice That Needs More Nuance

            We're breaking down six pieces of popular money advice  - and asking whether any of it is actually right for you. Because most financial rules were built for extremes, and most people don't live there.

            In this episode:

            • "You can't drive a nice car and build wealth"  - it depends on your plan, not the price tag
            • "Renting is throwing money away"  - renting buys flexibility, which has real value
            • "No travel until you're debt-free"  - sustainability matters more than intensity
            • "Cut all fun spending"  - restriction leads to burnout; intention beats elimination
            • "All debt is bad"  - interest rate is what matters, not the debt itself
            • "Max your 401(k) first"  - only after the employer match and an emergency fund
            • The bottom line: The smartest financial move is the one that fits your life  - not the one that follows someone else's rule.

              Money advice is a starting point  - not a rulebook.

              Resources Mentioned:

              Renting vs Buying Episode

               

              Read the full Show Notes Here!

               

              Thanks to our sponsor:

               

              • Rakuten
              •  

                Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!

                 

                Connect with us on Instagram @your.money.style

                 

                Visit our website for articles, resources, and more at www.liveyourmoneystyle.com


                33 min
              • CFO Corner Week 9: How Auditing Your Benefits Can Help You Find Money

                There might be hundreds  - or thousands  - of dollars sitting in your employer benefits package that you're not using. This week, we're fixing that.

                Meghan walks you through a simple benefits audit: retirement contributions, HSA and FSA accounts, wellness reimbursements, professional development funds, and more. No complicated decisions. Just a clear look at what's already available to you and one small move to make sure you're actually claiming it.

                Your total compensation isn't just your salary. Make sure you're using all of it.

                This week's action: Log into your benefits portal and find one thing you're not using  - then use it.

                Read the full Show Notes Here!

                 

                Thanks to our sponsor:

                 

                • Rakuten
                •  

                  Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!

                   

                  Connect with us on Instagram @your.money.style


                  Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

                  16 min
                • Financial Independence Isn't What You Think It Is

                  The term "financial independence" gets thrown around a lot  -  but most of the conversation around it was never really designed for women. So this episode, we're redefining it.

                  Financial independence isn't about retiring early or living on the bare minimum. It's about options. We break it into three real, achievable levels  -  and by the end, you'll know exactly where you stand and what to do next.

                  Because financial independence isn't about escaping work. It's about escaping fear.

                  Pick one action this week: calculate your annual expenses, check your emergency fund, or share this episode with a friend who needs the reframe.

                  Resources Mentioned:

                  Maddie’s Story

                  Meghan’s Story

                  Read the full Show Notes Here!

                   

                  Thanks to our sponsor:

                   

                  • Rakuten
                  •  

                    Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!

                     

                    Connect with us on Instagram @your.money.style


                    Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

                    20 min
                  • CFO Corner Week 8: How Long Could You Float?

                    You've tracked your spending and built your budget  -  now it's time to use that information to build real security.

                    This week we're calculating how many months of expenses your emergency fund actually covers, breaking down the simple math, clarifying what counts as "essential," and giving you a clear next step no matter where you're starting from.

                    Because an emergency fund doesn't just protect your bank account. It protects your confidence.

                    This week's action: Calculate your number and set a 90-day goal to grow it by one month.

                    Read the full Show Notes Here!

                     

                    Thanks to our sponsor:

                     

                    • Rakuten
                    •  

                      Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!

                       

                      Connect with us on Instagram @your.money.style


                      Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

                      9 min
                    • Why More Money Won't Make You Feel Confident About Money

                      You can be doing everything "right" with money and still feel anxious. In this episode, we break down why financial confidence isn't about your numbers - it's about your relationship with them.

                      We cover the three reasons good numbers don't equal confidence, and the four things that actually build it: awareness without judgment, systems that reduce mental load, a simple decision framework, and making your progress visible.

                      Plus: one question, one action, and one mindset shift you can apply this week.

                      Key reminder: Confidence is built through repetition, not milestones.

                      Resources:

                      The Automation Episode

                      Read the full Show Notes Here!

                       

                      Thanks to our sponsor:

                       

                      • Rakuten
                      •  

                        Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!

                         

                        Connect with us on Instagram @your.money.style

                         

                        Visit our website for articles, resources, and more at www.liveyourmoneystyle.com


                        30 min
                      • CFO Corner Week 7: Financial Account Spring Cleaning

                        It's time for some financial spring cleaning. In this week's episode, we're tackling scattered accounts, old 401(k)s, and financial clutter.

                        You'll create a complete inventory of every financial account you have, identify what needs attention, and make a simple action plan to consolidate and simplify.

                        No closures or transfers today - just clarity.

                        In This Episode:

                        • How to inventory all your financial accounts
                        • Identifying accounts that no longer serve you
                        • Which old 401(k)s to consolidate
                        • Making a manageable action plan
                        • Read the full Show Notes Here!

                           

                          Thanks to our sponsor:

                           

                          • Rakuten
                          •  

                            Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!

                             

                            Connect with us on Instagram @your.money.style

                             

                            Visit our website for articles, resources, and more at www.liveyourmoneystyle.com


                            13 min
                          • The Cost of Convenience: When Paying for Ease Is Actually Smart

                            Pre-cut watermelon. Grocery delivery. Meal kits. DoorDash. House cleaners. We've never had more convenience at our fingertips - and we've never questioned our spending more.

                            In this episode, we break down when paying for convenience is actually strategic, and when it's just autopilot spending draining your bank account.

                            In This Episode:

                            • The 3 hidden costs of convenience spending
                            • When convenience is worth every penny (and when it's not)
                            • The "cost per hour" framework to make smarter decisions
                            • Real-life examples: house cleaners, coffee runs, meal kits & more
                            • 4 questions to ask before any convenience purchase
                            • Stop feeling guilty. Start spending intentionally.

                              Read the full Show Notes Here!

                               

                              Thanks to our sponsor:

                               

                              • Rakuten
                              •  

                                Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!

                                 

                                Connect with us on Instagram @your.money.style

                                 

                                Visit our website for articles, resources, and more at www.liveyourmoneystyle.com


                                22 min
                              • CFO Corner Week 6: How to Create Budget Categories That Actually Work

                                Many budgets fail because the categories don't reflect real life. This week on CFO Corner, create 5-8 simple budget categories that match how you actually live - not someone else's template. Your budget should work for your life, not force your life to work for your budget.

                                In This Episode:
                                • Why budget categories are decision-making tools (not just buckets)
                                • The sweet spot: 5-8 core categories
                                • How to build categories from your real spending
                                • Category bucket examples: Housing, Food, Transportation, Lifestyle, Savings, Fixed Bills, Flex
                                • How to customize for your current life season
                                • 5 common budget category mistakes to avoid
                                • Key Takeaway:

                                  Create categories that reflect how you actually spend, not how you think you should spend. Categories are guides, not rules. Build awareness first, not perfection.

                                  Your Action This Week:

                                  Create 5-8 budget categories. Ask: "Does this reflect my real spending or my aspirational spending?"

                                  Read the full Show Notes Here!

                                   

                                  Thanks to our sponsor:

                                   

                                  • Rakuten
                                  •  

                                    Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!

                                     

                                    Connect with us on Instagram @your.money.style

                                     

                                    Visit our website for articles, resources, and more at www.liveyourmoneystyle.com


                                    14 min

                                  About Deeply Invested: Manage Money, Budget, Save, Invest, Build Wealth

                                  From the publisher's feed

                                  Welcome to Deeply Invested, the podcast where personal finance and career growth are made not so serious, but always practical. Hosted by Maddie and Meghan, who have built their finances from the…