Deeply Invested: Manage Money, Budget, Save, Invest, Build Wealth

By Your Money StyleBusiness

Deeply Invested: Manage Money, Budget, Save, Invest, Build Wealth episodes

February 10Renting Isn’t Throwing Money Away - And Buying Isn’t Always Smart
Should you buy a house or keep renting? In this episode, Maddie and Meghan break down the real costs of both - beyond just the mortgage payment - and help you figure out what actually makes sense for YOUR life, timeline, and goals. This isn't about what looks good on paper. It's about making the housing decision that supports the life you want. Plus, Meghan shares the real story of her first condo purchase.
In This Episode:
Why the "American Dream" pressure doesn't work for everyone
The real cost of renting (it's more predictable than you think)
The real cost of owning (mortgage is just the starting point)
Stability vs. flexibility: what are you prioritizing right now?
Why timeline matters: the 7-year rule explained
Hidden factors people forget (opportunity cost, maintenance, liquidity)
When buying makes sense vs. when renting makes sense
Key Insights:
Your rent is the MAXIMUM you'll pay. Your mortgage is the MINIMUM.
A $500K home at 6.168% interest = $978K total spent (including interest)
Plan to stay 7+ years for buying to make financial sense
That $100K down payment invested at 8% for 10 years = $216K vs. $134K in home equity at 3% appreciation
Renting isn't "throwing money away" - it's paying for flexibility and lower risk
Read the full Show Notes Here!

Thanks to our sponsor:
Rakuten

Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!

Connect with us on Instagram @your.money.style

Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

Email us: [email protected]
35 min
February 05CFO Corner Week 5: It's Tax Season - Here's Your First Move
Tax season is here! This week on CFO Corner, we're organizing your tax documents and reviewing W-2s and 1099s for accuracy. This 10-minute action prevents errors, delays, and last-minute stress. You're not filing taxes today - you're getting organized and catching mistakes early so everything runs smoothly later.
In This Episode:
Why organizing tax documents NOW saves hours later
How to review W-2s and 1099s for accuracy
What to check: names, SSN, amounts, employer info
How to create one central tax folder (physical or digital)
What to do if you spot errors (contact employers NOW)
Creating a "still waiting on" tracking list
What You'll Do:
✓ Review income forms for obvious errors ✓ Create one central tax folder ✓ Make a list of missing documents ✓ Set yourself up to stay ahead of deadlines
Key Takeaway:
This takes 10 minutes now but saves hours of chaos in April. This is how a CFO stays ahead of deadlines instead of reacting to them.
Resources:
Related Episode: Build Your 2026 Money Calendar
Next week: Budget categories that fit YOUR life!
Read the full Show Notes Here!

Thanks to our sponsor:
Rakuten

Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!

Connect with us on Instagram @your.money.style

Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

Email us: [email protected]
15 min
February 03Why Your First $100K Feels Impossible (and Why It Gets Easier After That)
Have you ever looked at your accounts and thought, "I'm doing everything right - why does this still feel so slow?" The first $100K is the hardest money you'll ever build. Maddie and Meghan explain why it feels so discouraging, what changes after you hit that milestone, and how to stay motivated before compounding kicks in. This episode validates your frustration and gives you the strategies to keep going.
In This Episode:
Why the first $100K feels impossible (3 core reasons)
The math: Why early contributions do 90% of the work
What actually changes after $100K (compounding becomes visible)
4 strategies to stay motivated during the slow phase
Why you're not behind - you're just in the foundation-building stage
Resources:
Investment Calculator
Investing Made Simple Guide (free download)
Related Episode: The Automation Episode
Related Episode: The Comparison Trap
Related Episode: Calculating Your Net Worth
Key Takeaway: The first $100K tests your patience. The rest rewards it.
Read the full Show Notes Here!

Thanks to our sponsor:
Rakuten

Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!

Connect with us on Instagram @your.money.style

Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

Email us: [email protected]
25 min
January 29CFO Corner Week 4: Build Your 2026 Money Calendar in 10 Minutes
Welcome to CFO Corner! This week, we're building your 2026 money calendar in just 10 minutes. This simple visibility tool shows when money moves in and out of your life - preventing missed payments, eliminating surprise expenses, and reducing financial stress all year long. Meghan guides you through setting it up step-by-step as you listen.
In This Episode:
Why a money calendar matters (and what it actually is)
5 simple steps to build your calendar in real time
How to add paydays, bills, annual expenses, and tax dates
Why this creates clarity without constant maintenance
How to keep it updated with minimal effort
What You'll Build:
A simple tool that shows: ✓ When you're getting paid ✓ When bills are due ✓ Annual expenses before they hit ✓ Cash flow gaps to plan around ✓ Financial goals and milestones
Key Takeaway:
In less than 10 minutes, you'll build a tool your future self will use all year. No more missed payments. No more surprise expenses. Just clarity and confidence.
Resources:
Free 2026 Money Calendar Template
Sinking Fund Episode
CFO Corner Week 1 Episode
Next week: Tax preparation made simple
Read the full Show Notes Here!

Thanks to our sponsor:
Rakuten
13 min
January 27Should You Take a Pay Cut for Work-Life Balance? How to Decide
Should You Take a Pay Cut for Work-Life Balance? How to Decide
You're exhausted and constantly thinking about work - but your paycheck looks great. Or you get an exciting offer with a lower salary. What do you do? This episode breaks down when taking less money for work-life balance makes financial sense, the red flags to watch for, and a practical framework to help you decide without regret.
In This Episode:
Why this decision is so common right now (burnout culture, shifting values)
The hidden costs of high-stress roles you're not tracking
When a pay cut can be a smart financial move
Red flags: When NOT to take less money
A 5-question decision framework you can use today
Alternatives to consider before quitting
How to make this choice intentionally, not reactively
Key Takeaway:
Money is meant to support your life - not trap you in one. The right choice is the one that supports your life now AND doesn't sabotage future you.
Read the full Show Notes Here!

Thanks to our sponsor:
Rakuten

Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!

Connect with us on Instagram @your.money.style
21 min
January 22CFO Corner Week 3: How to Set Financial Goals for 2026
This week we're turning awareness into action by setting 1-3 specific financial goals for the year.
What You'll Do:
Review insights from Week 1 (spending) and Week 2 (net worth)
Choose 1-3 goals from these categories: Emergency Fund, Debt Payoff, Investing, or Savings Goal
Write down each goal with a specific number and deadline
Put goals somewhere visible to reference throughout the year
Key Takeaway: Focus beats quantity. Pick 1-3 goals max that matter to YOUR life and priorities.
Make them specific: "Save more" ❌ vs. "Save $3,000 for emergency fund" ✅
Next Week: Set up your Money Calendar to map out bills, paydays, and annual expenses for the entire year.
Read the full Show Notes Here!

Thanks to our sponsor:
Rakuten

Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!

Connect with us on Instagram @your.money.style

Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

Email us: [email protected]
10 min
January 20The Automation Episode: Build Your Money System in 30 Minutes
Description: This isn't a theory episode - it's a do-it-with-us episode. We're walking you through exactly how to automate your finances, from savings to retirement contributions to bill payments. Grab your phone or laptop and set up at least one automation while you listen. Even one small automated transfer will compound into thousands of dollars over time.
What You'll Learn:
The 4-tier automation hierarchy (what to automate first)
Step-by-step instructions for automating savings, bills, retirement, and debt payments
Common automation mistakes and how to avoid them
How to increase your automation over time
Action Items:
Automate at least ONE financial task during this episode
Review your automation quarterly and increase amounts gradually
Resources Mentioned:
Blog Post: How to Choose the Right Investment Account for You
Free Download: Investing Made Simple Guide
Contact: [email protected]
Read the full Show Notes Here!

Thanks to our sponsor:
Rakuten

Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!

Connect with us on Instagram @your.money.style

Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

Email us: [email protected]
27 min
January 15CFO Corner Week 2: A Net Worth Check-In
This week on CFO Corner, we're tackling something that sounds intimidating but is actually empowering: calculating your net worth. This isn't about judgment or where you think you should be - it's simply about knowing your starting point.
In this episode, you'll learn:
What net worth actually is (and why it matters)
How to calculate your assets and liabilities
Why your net worth is not your worth
How to use this number without obsessing over it
Your 10-minute action: Calculate your net worth and save it as your January 2026 baseline.
Remember: The goal isn't a perfect net worth - it's an improving one. Progress over time matters more than where you started.
Next week: We're covering how to set intentional financial goals for 2026 that actually connect to your life, not just numbers on a spreadsheet.
Resources Mentioned:
Listen to this Episode: Net Worth Explained: What It Is and Why It Matters
Read the full Show Notes Here!

Thanks to our sponsor:
Rakuten

Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!

Connect with us on Instagram @your.money.style

Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

Email us: [email protected]
11 min
January 13The Small Money Decisions That Change Everything
Think wealth comes from big salaries and huge investment wins? Think again. In this episode, Maddie and Meghan reveal the small, repeatable decisions that actually build wealth over time - and why they're so easy to ignore. Learn about the compound effect (starting to invest at 25 vs. 35 costs you $260K!), the three categories of decisions that matter most, and why "I'll start when I make more" is the biggest trap. Plus, they share the small money decisions they wish they'd made earlier and which ones they're glad they stuck with. This isn't about perfection - it's about picking ONE small decision to make more intentional this week.
What You'll Learn:
Why starting to invest at 25 vs. 35 costs you over $260K
The 3 categories of small decisions: automation, lifestyle defaults, and timing
Why almost 50% of people earning $100K+ still live paycheck to paycheck
How to escape the "when I make more" trap
Which ONE small decision to focus on right now
Coming Next Week: How to automate your finances step-by-step (what to automate first, how to set it up, common mistakes)
Free Resources Mentioned:
50/30/20 Budget Builder Guide
5-Day Expense Reset Challenge
It's not the big decisions. It's the quiet ones you repeat over and over.
Read the full Show Notes Here!

Thanks to our sponsor:
Rakuten

Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!

Connect with us on Instagram @your.money.style

Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

Email us: [email protected]
27 min
January 08CFO Corner Week 1: Where Did Your Money Go Last Month?
Welcome to the first CFO Corner! This week, we're starting with the foundation: awareness. In less than 10 minutes, you'll track your December spending and discover exactly where your money went. No judgment or guilt - just the data you need to make better decisions moving forward. Meghan walks you through pulling up your statements, adding up your total spending, and identifying ONE thing to adjust this month. This is designed to be done IN REAL TIME while you listen. Whether this is your first CFO Corner or you're here every week, let's build this habit together.
This Week's Action:
Download December bank and credit card statements
Calculate your total spending
Notice your reaction (that feeling is information)
Identify ONE area to adjust
Resources Mentioned:
Free 50/30/20 Budget Builder Guide
Free 5-Day Expense Reset Challenge (find $900+ in hidden expenses!)
Read the full Show Notes Here!

Thanks to our sponsor:
Rakuten

Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!

Connect with us on Instagram @your.money.style

Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

Email us: [email protected]
10 min

About Deeply Invested: Manage Money, Budget, Save, Invest, Build Wealth

From the publisher's feed

Welcome to Deeply Invested, the podcast where personal finance and career growth are made not so serious, but always practical. Hosted by Maddie and Meghan, who have built their finances from the…

Share Deeply Invested: Manage Money, Budget, Save, Invest, Build Wealth

Sign up to save your podcasts

Deeply Invested: Manage Money, Budget, Save, Invest, Build Wealth

Deeply Invested: Manage Money, Budget, Save, Invest, Build Wealth episodes

About Deeply Invested: Manage Money, Budget, Save, Invest, Build Wealth