Defence Property Podcast

Buying property isn’t just about saving a bigger deposit. For many Defence members and first-time buyers, it’s about structuring smarter and using the right lending pathway.

In this episode of the Defence Property Podcast, Discover Buyers Agency’s Kane Dury sits down with Ben from Ironbark, a mortgage broker who helps first property buyers and investors across Australia. They break down why a proper, bank-assessed pre-approval matters, how the 5% First Home Guarantee Scheme can help eligible buyers avoid LMI and access sharper rates, and what banks really look for when assessing genuine savings (including when a rental ledger can help).

They also cover guarantor loans (and the biggest myths around them), the Defence advantage of rent-vesting, and the common traps that can reduce borrowing power, like Afterpay/Zip accounts, gambling transactions, and spending habits shown on bank statements.

📌 Learn More or Connect with Us
Website: https://www.discoverbuyersagency.com.au/
Instagram: @discoverbuyersagency
Facebook: https://www.facebook.com/kanedury

Most Australians assume that saving cash is “playing it safe” but in reality, cash can quietly lose purchasing power year after year.

In this episode of the Defence Property Podcast, Discover Buyers Agency’s Kane Dury is joined by Chris Tipper, Chief Economist at Ainslie Group, to unpack the global macro environment and explain why inflation, debt, and government policy are reshaping the way wealth is built and preserved.

Chris breaks down the idea of global liquidity (how much money is “sloshing around” the system), the shift from monetary policy (interest rates) to fiscal policy (government spending), and why asset price inflation often outpaces wage growth. They explore the difference between money and fiat currency, why hard assets tend to hold value over time, and how property, gold, and Bitcoin each fit into a broader “store of value” framework.

The conversation also connects these macro themes back to everyday decisions, including what this means for defence members, first home buyers, and investors trying to get ahead in an environment where cash savings can fall behind rising asset prices.

📌 Learn More or Connect with Us
Website: https://www.discoverbuyersagency.com.au/
Instagram: @discoverbuyersagency
Facebook: https://www.facebook.com/kanedury 

Property markets don’t move because of headlines; they move because of fundamentals.

On this episode of the Defence Property Podcast, Discover Buyers Agency’s Kane Dury is joined by Terry Ryder, founder of Hotspotting, to unpack what truly drives property growth across Australia and where investors should be focusing heading into 2026.

With nearly two decades of research experience, Terry explains why affordability, infrastructure investment, and supply constraints consistently outperform hype-driven growth corridors. The discussion explores why regional markets have outperformed capital cities, the risks of high-supply development areas, and why population growth alone can be misleading without strong demand fundamentals.

The episode also covers emerging trends in units and townhouses, the impact of government policy and infrastructure spending, and practical insights into defence-relevant locations including Townsville, Darwin, Southeast Queensland, Perth, Adelaide, Melbourne, and key regional hubs.

Whether you’re a first-home buyer trying to decide when to enter the market or an investor aiming to avoid market frenzies and buy at the right stage of the cycle, this episode delivers clear, experience-backed guidance.

📌 Learn More or Connect With Us
Website: https://www.discoverbuyersagency.com.au/
Instagram: @discoverbuyersagency
Facebook: https://www.facebook.com/kanedury 

Choosing the right suburb can be the difference between a portfolio that grows effortlessly and one that stalls for years.

On this episode of the Defence Property Podcast, Discover Buyers Agency’s Kane Dury breaks down the five key metrics every investor should analyse before purchasing in a new area. Drawing from his own early investment mistakes, including a property that didn’t grow for 15 years, Kane explains why understanding the national landscape, suburb-level data and market cycles is essential to building long-term wealth.

From data confidence and cycle timing to affordability, supply-and-demand pressure, inventory levels, building approvals and trend movements across local markets, Kane unpacks the fundamentals that separate high-performance regions from those likely to underdeliver. With more than 17,000 suburbs across Australia, knowing how to assess an area properly can dramatically improve investment outcomes.

Building long-term wealth can feel overwhelming, especially when you're trying to juggle property, shares, budgeting, and Defence-specific benefits.

In this episode of the Defence Property Podcast, Kane is joined by former artillery soldier turned financial adviser Rob Creighton, founder of Millennial Wealth. Rob shares how he transitioned from the military into financial planning and now helps everyday Australians.

Together, Kane and Rob unpack:
• How property and shares work together in a balanced wealth plan
• Why leverage makes property so powerful
• The pros and cons of rentvesting vs buying your first home
• Budgeting frameworks that actually work (and where most people go wrong)
• How banks assess your spending before pre-approval
• Defence schemes, first-home incentives, and why some policies push prices up
• The realities of buying property through an SMSF: benefits, rules, and risks
• Market outlook, interest rates, and why waiting for “the dip” rarely pays off

Whether you're saving for your first deposit, planning your next move, or exploring long-term strategies like SMSFs, this episode gives you practical guidance tailored to the defence community.

While many buyers are attracted to the idea of building new, house and land packages often fall short when it comes to long-term investment performance.

On this episode of the Defence Property Podcast, Discover Buyers Agency’s Kane Dury breaks down why buying off-the-plan or opting for a brand-new house and land package is generally an inferior strategy compared to purchasing established property. Drawing on supply-and-demand fundamentals, land value behaviour, and real examples from markets like Sydney’s eastern suburbs and western Sydney, Kane explains how land scarcity drives true capital growth and why new builds often fail to keep pace.

Kane also explores the hidden premiums built into new developments, the impact of declining dwelling value over time, and how marketing commissions can inflate purchase prices. With thousands of suburbs across Australia to choose from, understanding these factors is essential to selecting a high-performing investment rather than relying on glossy brochures or sales campaigns.

📌 Learn More or Connect with Us
Website: https://www.discoverbuyersagency.com.au/
Instagram: @discoverbuyersagency
Facebook: https://www.facebook.com/kanedury

Buying a property sight unseen is more common than ever but it’s also where many buyers unknowingly take on the biggest risks.

On this episode of the Defence Property Podcast, Discover Buyers Agency’s Kane Dury is joined by Mary from MNM Property & Commercial Lawyers, who shares the legal traps she sees buyers fall into across residential, commercial and industrial transactions. With years of experience navigating contracts, disputes, special conditions, and complex due diligence, Mary breaks down the hidden issues that can arise long before settlement.

From misleading photos to undisclosed defects, from special levies to neighbour disputes, Mary explains how the right legal advice can protect buyers from costly surprises. She also sheds light on the difference between a conveyancer and a solicitor, and why having a lawyer involved before signing a contract can make all the difference when things don’t go to plan.

If you’d like expert guidance when purchasing a property—whether in person or sight unseen—Discover Buyers Agency is here to help.

👉 Learn more or get in touch: https://www.discoverbuyersagency.com.au/contact-us/