Brad Pistole and Paul Morrison dive deep into the complexities of IRMA, exposing how Medicare surcharges can significantly impact retirees' net income and Social Security benefits. Their discussion dispels common myths surrounding IRMA and highlights real-life stories of individuals caught off-guard by unexpected changes in their retirement planning.

• Introduction to IRMA and its implications on retirement 
• Analysis of misconceptions surrounding IRMA and wealth 
• Real-life examples highlighting the impact of IRMA on retirees 
• Strategies for mitigating IRMA implications through financial planning 
• Importance of having a plan for long-term care and retirement income 

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