Deposit That

Failure is not the end, it is a stepping stone to success.

It is just one way of not doing things, or one way that things don't work.

You've got to continue to strive for greatness, you've got to continue to knock on doors, and to try to be the best you can be.

But you have to be prepared because when the opportunity comes,

If you're not ready for it, then you'll never be successful.

On today’s episode, my guest is one of my best friends, Jason Caldwell, a guy who kept going on the right path even though all odds were against him.

Jason Caldwell is currently an Associate at Goldman Sachs. His life was rough from the very beginning, having grown without a father, in Baltimore, and seeing his two brothers getting killed by gangs, but fear got him out of that toxic environment. A football scholarship got him into college, and through hard work and commitment, he managed his way into the NFL. After college, he chose to give up a football career, to join the wolves of Wall Street.

Jason’s belief is that if you can see it, then you can be it; if you can touch it, then you can become it.

So, listen to Episode 6 of Deposit That, to learn that you should never be discouraged by your current situation and that opportunities are always ahead, if you want to see them.

Questions I ask:

• How did you learn choosing the right path, without having a father figure in your life? (00:06:51)
• How do you balance being ultra-patient and waiting for your time versus going out there by nature and just taking what you want and competing? (00:38:30)
• What was it like the day you realized that you had a legitimate career opportunity at Goldman Sachs? (00:40:32)
• What do you do with a person that is so closed-minded in any topic? (01:00:24)
• What's one thing that you would like to see people implement into their daily life routine agenda? (01:03:24)

In this episode, you will learn:

• The story of Jason’s childhood. (00:03:23)
• How being told he couldn’t play sports or walk correctly, motivated Jason to succeed. (00:19:26)
• The reason Jason chose Wall Street. (00:33:40)
• Jason’s advice to kids who grew up the way he did. (00:42:57)
• One of the things that changed Jason’s direction to where he is now. (00:47:33)

Connect with Jason:

• LinkedIn

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When you work for somebody as in 9 to 5, you're helping the owner,

You're not changing anyone's lives except that person.

In real estate, I always say I'm here to change a life.

I'm not just here to help you make money because you're not just making money.

It's just so much more to it.

We need to make sure you could buy a property the right way, without hurting yourself.

On today’s episode, I'm here with a good friend of mine, Amal. We met on social media over 10 years ago, when she reached out to me on LinkedIn, since that was the only real social media for business at the time.

Amal is a mother, a wife and she is very successful in the real estate business. She loves food and she actually has a culinary degree. She went from working in restaurants to being a personal chef, to working at Eleni’s as a purchasing manager. She didn’t like working a 9 to 5 job for someone else, so she decided that the real estate domain was a better choice for her.

Amal says that she doesn’t put in the time to do 24/7 real estate, she puts in the time as much as she wants, to be efficient and to make as much money as she feels she needs.

So listen to Episode 5 of Deposit That, where we talk about the real estate world, and we give you some of our best life advice.

Questions I ask:

• What made you go on LinkedIn and what made you reach out to me? (01:20)
• What made you support your husband's business? (03:12)
• Talk to me about work-life balance. (20:46)
• Would you say real estate provides you that real full flexibility to be everything else on top of that? (22:45)
• What advice do you have for any teen-year-old female in regards to relationships, career and work-life balance? (27:26)
• What is one thing that a person can take away from all your knowledge and experience to take it to the memory bank and deposit that? (48:22)

In this episode, you will learn:

• Amal’s first investment. (09:52)
• One of her not so favorite deals. (15:00)
• Why she stopped working in the culinary world. (33:43)
• Amal’s advice for 30-year-old women. (35:46)
• People’s holdback on selling the property and becoming instant millionaires. (40:43)

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True entrepreneurs will do whatever job it takes to get the job done or get paid.

The ultimate vision is to grow your own company one day,

But you have to start from the bottom, you have to know all the processes.

Starting from the bottom and learning the business from the ground up is the best way

Because then you learn all the angles and nobody can really fool you.

On today’s episode, we’re dipping our toes in the real estate business. Alex and I talk about the struggles and the benefits of investing in properties and also, what it takes to be a successful entrepreneur in this field of work.

Alex Wright has the true spirit of entrepreneurs, and he knew it ever since he was a child. When he was 12 years old he started working whatever job he could get his hands on, and by the time he was 17 he had saved a good amount of money. At the age of 19, he bought his first property, in Allentown, Pennsylvania, with $50,000 cash. Left with no money in the bank, it took three years for him to renovate it, but he says it was worth every penny. He believes that wherever there’s chaos, there’s always opportunity.

Alex advises us to look at our options and make the best decision based on our circumstances, but always strive for the better and always look for the best route possible.

So listen to Episode 4 of Deposit That, to take away some real estate tips from an entrepreneur who literally started from zero, all the way up to the successful man he is today.

Questions I ask:

• What were the negative thoughts that went through your head while you were sleeping on the floor and knowing that you had a 30-month project ahead of you? (06:17)
• As an investor, how do you analyse a deal? (13:43)
• Have you ever passed on a deal that you regret? (15:28)
• How do you find time for your own personal self? (20:37)
• How do you define vision based on execution and facts versus dreaming? (26:35)
• How do you know when to give a tenant certain breaks or certain credits or certain, "Hey, live for free"? (31:57)
• Did you think at age 20 you would be where you are today, at age 30? (35:22)

In this episode, you will learn:

• How hard money loan could work in your benefit. (11:17)
• Alex’s opinion on changing careers at 40 or 50 years old. (33:02)
• Why „buy and hold strategy” is better than „fix and flip”, in Alex’s opinion. (33:51)
• One thing you could take away from Alex’s 30 years of experience. (37:55)
• The best choice between hiring a professional and making the repairs by yourself. (40:20)

Connect with Alex:

• Instagram

Hosted on Acast. See acast.com/privacy for more information.

To be a true entrepreneur, you really have to look to grow your business,

And make it not only just as a way for you to live and survive financially.

This isn't something that everybody can do.

You can be passionate about what you're passionate about,

But you also have to have a business mind behind it, too.

And if you can bring in somebody who's like-minded, aligned with your goals, your visions and brings in resources that you might not have access to, there's always value in that.

For today’s episode, I met with two cool guys, who courageously started a business, going all in. We focused on two main topics: cryotherapy - what it does to your body and who is it for – and entrepreneurship – what it really means and what it takes to be one.

Danny Pozo & Jeff Esquillo are business associates, service providers and owners of Cryo Central Cryotherapy. They first opened in 2015, in a time when cryotherapy wasn’t that popular, and managed to grow, now being present in three locations. They’re also offering people the opportunity to franchise their own Cryo Central.

They say that choosing a business partner is just as important as choosing a life partner that you get married to.

So listen to Episode 3 of Deposit That to get meaningful answers from two successful entrepreneurs and learn everything about cryotherapy.

Questions I ask:

• What is cryotherapy? (00:50)
• Who needs to come to cryotherapy? (02:30)
• Where do you see the industry headed? (06:00)
• What are the top three things that you believe cryotherapy helps with? (10:35)
• What is T-shock and who is it for? (14:45)
• Can you turn an employee into an entrepreneur? (40:20)

In this episode, you will learn:

• The history of Cryo Central; (01:20)
• The benefits of cryotherapy; (06:45)
• How cryotherapy works; (08:46)
• Three internal factors that an individual has to have in order to be an entrepreneur; (37:45)
• How to choose the right partner for your business. (44:15)

Connect with Jeff and Danny:

• Website
• Instagram
• Facebook
• Yelp
• Email: [email protected]
• Email (if you want to franchise Cryo Central): [email protected]

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Opportunity Zones are relatively new.

Legislation has been around since Dec. 22nd, 2017,

But only recently it has become clear as to the direction and the reason behind it.

The Governors of each State had up to 25% of their State to designate as opportunity zones.

Although most of them are not real estate/business people,

If they were to listen to their communities,

They could understand which ones need it the most and which other communities just need that additional spark.

On today’s episode, we’re off to see the “Wizard of OZ”. Josh shares with us his knowledge about the opportunity zones and the concerns people have regarding them.

Josh Burrell is Managing Partner at Activated Capital. He received his education from Harvard University, with a core focus in real estate. Beginning his career at Moody’s Investor Services, Josh honed his analytical ability to pinpoint undervalued assets and went on to work in London, Paris, Hong Kong, and Singapore offices. He had worked as a Senior Analyst at Colonial Consulting, where he evaluated and underwrote investment transactions and focused his time designated to socially responsible investment (SRI) opportunities, formulating investment decisions and tactical asset allocation strategies for endowment and foundations. Before holding the current position, he was the Director of Investments for Midas Capital, a private-equity real estate firm with a primary focus in hospitality assets located in the mid-west and southeast regions of the United States.

So, listen to this Bonus Episode of Deposit That, to find out what the legislation says about opportunity zones and who can benefit from them.

Questions I ask:

• What is the legal definition of an opportunity zone? (03:36)
• Are people coming to you, saying, "Hey, you're the expert, we have $60 million. What do we do with it?" (10:54)
• Are you getting any type of negative feedback from people? (13:00)
• Do you feel like you, guys, are actually setting the bar for the rest of the opportunity zones players? (14:12)
• What's one thing you want to leave the listeners with, from your 30 years of experience? (36:25)

In this episode, you will learn:

• What an opportunity zone is. (01:01)
• Josh’s background and experience. (05:33)
• One of Josh’s big goals, with his company. (14:47)
• Who is now playing at the opportunity zones investing table. (23:28)
• The minimum investment required for his fund. (24:46)

Connect with Josh:

• Josh’s LinkedIn

Other resources:

• Website
• LinkedIn – Activated Capital

Hosted on Acast. See acast.com/privacy for more information.

Each individual is different.

Even though they may look exactly the same, they have totally different needs.

There are two basic foundations for a healthier life: diet and exercise.

Basically, it’s calories in – calories out.

If you’re eating right, your body processes food directly

And you just have to add a little exercise to get the blood flowing.

On today’s episode, I cover a lot of topics with my friend Ezron Bryson. We talk about his NFL experience as an athletic trainer, he shares his knowledge on a healthier lifestyle, and we discuss racism and gender equality in the sports world.

Ezron is currently an athletic trainer with the New York Jets football team. He is also a certified strength and conditioning specialist and corrective exercise specialist. He has worked with many professional, collegiate and high school athletes in many types of sports, including Football and Basketball. He has experience and formal training in sports management and has analyzed business organizations in terms of structure, strategy, market, and finance.

He says that a balanced life starts with a great partner.

So listen to Episode 1 of Deposit That, to find out how we, as regular persons and not sports professionals, can live a better and healthier life.

Questions I ask:

• At what point do you say, "No, you're not good." versus "Okay, you seem to be good, get back out there."? (00:24:18)
• What's your theory on reflexology? (00:33:30)
• How do you live a healthy lifestyle and afford it? (00:47:30)
• Do you think women are being protected by not being put into men's locker rooms? (00:52:33)
• What has been your experience, in the NFL in particular, dealing with racism? (00:55:43)

In this episode, you will learn:

• How something as simple as your big toe’s lack of mobility, can affect your entire performance. (00:31:38)
• A simple routine people could follow in order to have a healthier life. (00:35:36)
• Ezron’s opinion on the Ketogenic diet. (00:40:54)
• Eating healthier and working out less, vs eating bad food and working out more. (00:51:23)
• Ezron’s tips on work-life balance. (01:01:25)

Connect with Ezron:

• LinkedIn
• Facebook

Hosted on Acast. See acast.com/privacy for more information.

Today's launch day podcast with comedian Steve Marshall. We talk about a few things in this podcast like:

- Don’t judge a book by its cover. From the outside someone may be a comedian, but on the inside, they may be just like you. 

- No one starts out where they end up. 

- Be authentic be real. 

- And don’t be offended!

- Be calm. Don’t behave!

Connect with Steve:

Instagram: @becalmdontbehave

Hosted on Acast. See acast.com/privacy for more information.

The Deposit That Podcast - your weekly dose of entrepreneurial advisory value content to #TakeNote of every Tuesday.

Coming to your favorite Podcast app!

Hosted on Acast. See acast.com/privacy for more information.