Digital Euro Podcast

In this episode, Philipp Sandner, Antony Welfare, Steven Hildebrandt and Peter Dittus discuss the calibration of an optimally designed retail CBDC. They discuss the challenges of this day and age, such as data protection, and explore country and currency union-specific considerations. Which design dimensions of a retail CBDC are there? Which ones are especially relevant to different countries? Which design features have a particularly strong influence on financial stability and monetary policy? How should the ECB address these features? Why are some countries inclined to use blockchain technology and others are reluctant to? Which goal is the eurozone pursuing in designing an optimal retail CBDC?

Find out in this episode!

Reach out to the Digital Euro Association

Twitter

In this monthly news digest, Sarah and Neslihan recap the news in the digital money space in November 2022. What is new next except for the first tokenized bank deposits on blockchain by JPMorgan and usage testing of a digital euro by Spanish banks?

Find out in the episode!

Follow the CBDC tracker updates here

Reach out to Sarah Palurovic, executive director at the DEA

Reach out to Neslihan Ozkan, DEA associate

Follow the DEA activities to stay up to date

In this episode, Caroline Hill and Teana Baker-Taylor from Circle provide us with the current regulation and policy developments such as the implications of MiCA, the competitiveness of different regulatory approaches and developments worldwide. We talk about take-aways from the Circle Converge event, how stablecoin regulation is perceived by Circle as a private entity stablecoin issuer, Circle's involvement with regulators and the possibility and potential risk of regulatory arbitrage between different jurisdictions.

Which general trends in stablecoin regulation did we see around the world after the Terra crash and can they be classified as timely? How do Teana and Caroline see developments such as the efforts of the Federal Government to draft stablecoin bills? How will the different calibrations of stablecoin regulation around the world affect their competitiveness?

Check out Circle's policy blog

Reach out to Teana Baker-Taylor (Vice President, Policy & Regulatory Strategy, UK/EU at Circle)

Reach out to Caroline (Berger) Hill (Director of Global Policy and Regulatory Strategy at Circle)

Reach out to Sarah Palurovic (Executive Director at the DEA)

Reach out to the Digital Euro Association

Twitter

In this monthly news digest, Sarah, Conrad, Atakan and Neslihan recap the news in the stablecoin and CBDC space in October 2022. What's new with MiCA? What developments are there regarding the ECB’s wholesale and retail CBDC? Which special design does the e-HKD have?

Enjoy the episode!

Follow the CBDC tracker updates here

Reach out to Conrad Kraft, executive director at the DEA

Reach out to Sarah Palurovic, executive director at the DEA

Reach out to Neslihan Ozkan, DEA associate

Reach out to Atakan Kavuklu, DEA associate

Follow the DEA activities to stay up to date

With the development of blockchain technology thirteen years ago, payments without intermediaries became possible. Can stablecoins solve the problems of today's cross-border payments, such that workers from around the globe can get paid by employers easily, no matter where they are? Will we see an inclusion of workers, who have formerly been incapable of participating in the global labor markets, getting paid in stablecoins?

Enjoy the episode!

Reach out to Oliver Schantin, Co-founder and CEO of basenode.io

Reach out to Brian Becerra, Reporter and Ambassador of BeInCrypto

Reach out to Modupe Ativie, Co-founder of Ekolance

Reach out to Sarah Palurovic, executive director at the DEA

Follow the Basenode activities

Follow the DEA activities to stay up to date

In this episode, Jamiel Sheikh and Tamara Schmidt give context about the CBDC manifesto, its roadmap from the idea to its publication, its target groups and supporters and of course: what it recommends. The process of creating an optimal retail central bank digital currency (CBDC) infrastructure is a particularly challenging one. With differing macroeconomic situations, changing consumer needs, and ever-evolving technology, central banks are confronted with a multitude of design approaches that may guarantee specific CBDC features at the cost of others, thus leading to trade-offs. Given the critical role of CBDC in the payments space and its potential impacts on other parts of the economy, five major CBDC design recommendations are presented which can be used as a roadmap by central banks in advanced economies.

Enjoy the episode!

Access the CBDC manifesto and support it here

Reach out to Jamiel Sheihk, CEO & founder of the CBDC Think Tank

Reach out to Tamara Ferreira Schmidt, executive director at the DEA

Reach out to Sarah Palurovic, executive director at the DEA

Follow the CBDC Think Tank activities

Follow the DEA activities to stay up to date

In this monthly news digest, Conrad and Sarah recap the news in the stablecoin and CBDC space in September 2022.

Enjoy the episode!

Reach out to Conrad Kraft, executive director at the DEA

Reach out to Sarah Palurovic, executive director at the DEA

Follow the DEA activities to stay up to date

How will Euro stablecoins fit into the landscape of digital money in the future? How will Euro stablecoins fit into the landscape of digital money in the future? In our newest podcast episode Chris Ostrowski, Luca Vanini, Dr. Oriol Caudevilla, Horst Treiblmaier and Xavier Lavayssiere summarize the findings and recommendations from the Private Digital Euro Working Group Stablecoin paper. Topics reviewed include the various design choices and features of stablecoins, how stablecoins would interact with CBDCs, and the legal and regulatory framework required to support the introduction of stablecoins in the eurozone and the global financial system. The paper concludes with well-considered recommendations.

Access the paper "Stablecoins: An introduction and recommendations for the EU from the Private Digital Euro Working Group" here.

The paper “Stablecoins: An introduction and recommendations for the EU from the Private Digital Euro Working Group” does not necessarily reflect the opinion of the Digital Euro Association but that of the Working Group participants.

Reach out to Chris Ostrowski (chair of the working group and representing the design choices and features for stablecoins sub-group)

Reach out to Dr. Oriol Caudevilla (chair of the working group and representing the design choices and features for stablecoins sub-group)

Reach out to Horst Treiblmaier (Introduction to stablecoins sub-group)

Reach out to Xavier Lavayssiere (Interactions between stablecoins and CBDCs sub-group)

Reach out to Luca Vanini (Outlining a legal framework for stablecoins sub-group)

Reach out to Conrad Kraft (executive director; DEA)

Reach out to the Digital Euro Association

We express our thanks to all Working Group participants, our chairs and supporting members (i.e., Ripple and RTGS.global) for their collaboration and work.

In this episode, Marcus Treacher from RTGS.global talks to Sarah Palurovic about the liquidity visibility of banking and the paradigm shift from bank API messaging to near real-time communication. Where are deficiencies in liquidity visibility to be found? How have interbank settlements changed since COVID? How can we reimagine the concept of salary through instant money transfers? Can digital money add any additional benefit to consumers and banks if near real-time settlement is already possible today?

Reach out to Marcus, member of the board at RTGS. global

Reach out to Sarah, executive director at the DEA

Twitter

Follow the DEA activities to stay up to date

With the introduction of the digital euro the European Commission and the ECB face what is probably the most significant challenge facing the eurozone since its inception. Which primary characteristics must a digital euro possess to guarantee being a serious alternative to physical money in the future?

Deniz Baytemur and Derico Frade as members of the Public Digital Euro Working Groups present their groups recommendations for a digital euro compartmentalized by design dimensions, payment relevant aspects and legal considerations after four months and in-depth analysis of relevant literature. The group’s findings have culminated in the paper “Ahead of the digital euro: Public Digital Euro Working Group Recommendations” and is particularly positioned at central banks involved in developing a central bank digital currency.

Access the paper “Ahead of the digital euro: Public Digital Euro Working Group Recommendations” here.

The paper “Ahead of the digital euro: Public Digital Euro Working Group Recommendations” does not necessarily reflect the opinion of the Digital Euro Association but that of the Working Group participants.

Reach out to Deniz Baytemur (legal considerations sub-group)

Reach out to Dercio Frade (payment relevant aspects sub-group)

Reach out to Sarah Palurovic (DEA, executive director, representing the design dimensions sub-group)

Twitter

Reach out to the Digital Euro Association

Twitter

We express our thanks to all Working Group participants, our chairs and supporting members (i.e., Ripple and RTGS.global) for their collaboration and work.