Podcast Episode 78: Dismantling Another Clark Howard Annuities Rant

Clark Howard is back with another anti-annuity rant—and once again, he gets most of it wrong. In this episode, I respond point-by-point to his claims about taxes, fees, surrender charges, commissions, and so-called “gotchas.”

If you’ve ever been told annuities are too expensive, too complicated, or just a bad idea altogether, this is your chance to hear the other side. I explain:

Why Clark’s tax complaints miss key details

The truth about surrender periods and early withdrawal rules

How indexed annuities actually work (including caps, spreads, and participation rates)

Why the fiduciary label doesn’t guarantee good advice

And what really matters when deciding if an annuity is right for you

This isn’t about bashing Clark—it’s about setting the record straight with real facts, so you can make confident decisions for your retirement.

▶️ Watch the full video at atlasannuity.com or click “Schedule a Call” if you want to see how annuities could work in your own plan.