Ditch The Budget Podcast

Wondering whether to pay in cash? Lease or buy? Terms of financing? I lay it all out in this week's episode.  I even get real about my first car buying experience- sharing my mistakes so you don't make the same!

Before you think about buying your next vehicle, listen up for my 4 car buying tips you need to know! 

Did you find this episode helpful?

1. Be sure to take a screenshot and tag me in your stories! @heidirumohr
2. Give Ditch the Budget Podcast a 5 star rating!
3. Leave a review stating what you found helpful.

Looking to move past "surviving" financially to "thriving" financially?
Get access to exclusive content, live videos, and workshops.
Join the FB community: Women Building Wealth- a safe place for women to talk all things money!

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In a recent conversation, my friend and I reflected on the past two years.  There has been so much hardship, fear, and limitations in people's lives.  I was downsized from my corporate job in 2019 which was devastating.  Since then, though, I've been thriving in my business.  There is guilt around this because I know so many other people who have struggled.  

This week's episode dives into the three steps that I have used to reduce guilt I have around thriving financially so that I can step into the life that I dream about.

Money is abundant.  When you have more, it doesn't mean that someone else has less.  Listen in to this episode to hear more!

Did you find this episode helpful?

1. Be sure to take a screenshot and tag me in your stories! @heidirumohr
2. Give Ditch the Budget Podcast a 5 star rating!
3. Leave a review stating what you found helpful.

Looking to move past "surviving" financially to "thriving" financially?
Get access to exclusive content, live videos, and workshops.
Join the FB community: Women Building Wealth- a safe place for women to talk all things money!

Hosted on Acast. See acast.com/privacy for more information.

Summer is here! Are you enjoying destination vacations or ready to start? You'll want to tune in to this week's episode all about travel rewards.  Learn all the tips and tricks from my guest Christina Slaback who hasn't paid for vacation flights in over 3 years!  

Listen in to find out what to look for, what to watch out for, and how to take advantage of all that travel rewards cards have to offer!

Connect with Christina @christinaslaback or through her website christinaslaback.com

Did you find this episode helpful?

1. Be sure to take a screenshot and tag me in your stories! @heidirumohr
2. Give Ditch the Budget Podcast a 5 star rating!
3. Leave a review stating what you found helpful!

Want to ensure that you have all of your travel costs covered for that next big trip? Book a call with me to get the most vacation for the least amount of money!

Hosted on Acast. See acast.com/privacy for more information.

Today's episode is inspired by the number of DMs I've received about recent news stories and media coverage about rising interest rates.

I'm taking this opportunity to share some of the research and knowledge I've gained since purchasing my first home.  Catch me geeking out over mortgage renewals, interest rate negotiations, mortgage payments, how a mortgage broker can help you, and more!

Did you find this episode helpful?

1. Be sure to take a screenshot and tag me in your stories! @heidirumohr
2. Give Ditch the Budget Podcast a 5 star rating!
3. Leave a review stating what you found helpful!

Challenges in reaching financial goals are often rooted in complicated beliefs and feelings.  This means that while you "know" what you need to do, actually implementing what you know can be difficult. You're not alone!  Book a call with me to begin recession-proofing your finances today!

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First off let me say, I'm not an economist.  But- I do understand what a recession is and what inflation is.  In today's episode I explain both of these concepts and how they are related.

Most importantly, I give you 5 ways to thrive during a recession. Some of these tips may surprise you!  We want to consider how our fears and experiences impact the way we approach economic stress.  

Did you find this episode helpful?

1. Be sure to take a screenshot and tag me in your stories! @heidirumohr
2. Give Ditch the Budget Podcast a 5 star rating!
3. Leave a review stating what you found helpful!

Challenges in reaching financial goals are often rooted in complicated beliefs and feelings.  This means that while you "know" what you need to do, actually implementing what you know can be difficult. You're not alone!  Book a call with me to begin recession-proofing your finances today!

Hosted on Acast. See acast.com/privacy for more information.

Something that never feels abundant is time- how often are we wishing for more time?  How often do we push aside things because we don't feel like we have enough time?

When we feel limited in our time- it certainly impacts our finances.  This week, I get back to basics and talk about 5 ways to maximize that precious resource of time in a way that positively influences your finances.

If you found today's episode helpful,

1. Be sure to take a screenshot and tag me in your stories! @heidirumohr
2. Give Ditch the Budget Podcast a 5 star rating!
3. Leave a review stating what you found helpful!

Challenges in reaching financial goals are often rooted in complicated beliefs and feelings.  This means that while you "know" what you need to do, actually implementing what you know can be difficult. You're not alone!  Book a call with me to make headway on your goals today!

DM me: MANIFESTATION @heidirumohr for a free gift!

Hosted on Acast. See acast.com/privacy for more information.

Being a small business owner, I've definitely felt the market shift of the last few months.  There are days when money doesn't feel easy- and I need to intentionally take actions because I feel so financially low or depleted.  In this episode, I get real and vulnerable while navigating one of these moments.

Listen in for my four tips on what to do when you're not quite feeling your financial situation.

If you found today's episode helpful:

Be sure to take a screenshot and tag me in your stories! @heidirumohr

Give Ditch the Budget Podcast a 5 star rating! Leave a review stating what you found helpful!

Hosted on Acast. See acast.com/privacy for more information.

Sometimes we can allow the, "If I can't do it perfectly, then I'm not even going to start," mentality to keep us from taking the smallest of steps that will have the biggest of impacts.

If I had stayed in that mindset, this recording wouldn't even have existed! I recorded next to our fish tank- and instead of waiting for the perfect space, I hit record so I could share today's episode with you!

Just as there was power in hitting record, there is so much power in just 10 or 20 dollars.

Listen in as I share with you how impactful it is to utilize 10 dollars effectively!  Check out this compound interest calculator to help your understanding. 

If you found today's episode helpful:

Be sure to take a screenshot and tag me in your stories! @heidirumohr

Give Ditch the Budget Podcast a 5 star rating! Leave a review stating what you found helpful!

Hosted on Acast. See acast.com/privacy for more information.

It's time to move into inspired action.

The last few episodes have built up to manifesting the dream life. The most important part of creating the life of your dreams is to take action.

Recently, I discovered James Clear's Atomic Habits. In this work, he discusses 4 laws of behavioral change. These have been an essential resource in creating change in my own life.

In this episode, I apply the four laws of behavioral change to creating change in your money habits and start taking action towards that life you dream about.

Before you take action, you need the vision! My What Wealthy Woman Do Online Course can help you get there.

If you found today's episode helpful:

Be sure to take a screenshot and tag me in your stories! @heidirumohr

Give Ditch the Budget Podcast a 5 star rating! Leave a review stating what you found helpful!

Hosted on Acast. See acast.com/privacy for more information.

Last week, I talked about the steps I take to manifesting the life I want.  In case you missed it, check out Ep. 044: 3 Steps to Manifesting Your Dream Life.

In this episode, I'm focused on YOU.  Here are the steps to creating your own manifesting process and begin walking into the life you dream about.

Manifesting is SCIENTIFIC not magic- you are using the power of your brain to take action toward opportunities that align with the life you want to create.

For starters, you need to have a vision of the life you want.  Not sure what that is? Check out my online course: What Wealthy Women Do

If you found today's episode helpful,

1. Be sure to take a screenshot and tag me in your stories! @heidirumohr
2. Give Ditch the Budget Podcast a 5 star rating!
3. Leave a review stating what you found helpful!

Challenges in reaching financial goals are often rooted in complicated beliefs and feelings.  This means that while you "know" what you need to do, actually implementing what you know can be difficult.

Get a leg up on your journey of manifestation- Join my FREE workshop: Money Manifestation with me, Heidi Rumohr!  The live workshop will be Tuesday, May 31.  The replay will be sent out for those that can't make it :) 

Hosted on Acast. See acast.com/privacy for more information.