Be sure to listen in this week for a strategy to increase your retirement investments and increase your tax refund all with money you didn't even know you already have!

This week, I walk you through how to use Wealth Simple to increase your RRSP contributions --- deadline is fast approaching!--- and calculate your new tax refund amount!

Are you more of a visual learner?  I've got you covered! I'll be sharing a video walkthrough of this process in my IG @heidirumohr stories.  Also, I'll be posting the video in my "Fitness and Finance" Facebook group.  Be sure to join if you haven't already.

Are you interested in making this happen but need some support? Book a Wealth Audit with me!

Find me on Instagram @heidirumohr

Join my Facebook Group! Fitness and Finance

Looking to work with me further? Check out my "Fix Your Finances" course

And remember to catch the next episode of Ditch the Budget! If you love it, be sure to leave a review!!

Hosted on Acast. See acast.com/privacy for more information.

Saving for retirement seems to be one those things that we put on the back burner.  It feels like a faraway, magical land that we may or may not every really get to- unless you're talking to someone who is right in front of it.

In today's episode, I talk about the reasons why 'saving for retirement' just doesn't work for many people.

What if we chose something different? Something just as responsible, but much more accessible.

Let's build some "Money Milestones": financial goals that work for your lifestyle that you don't have to wait 30 years to high five about.   Let's make it easier and guilt-free to spend your money with ease, to live a life that you deserve and that you're earning, but not in jeopardy of your future self.

Want to begin implementing these strategies in your own life? Book a clarity call with me!

Find me on Instagram @heidirumohr 

Join my Facebook Group! Fitness and Finance 

Looking to work with me further? Check out my "Fix Your Finances" course

And remember to catch the next episode of Ditch the Budget! If you love it, be sure to leave a review!! 

Hosted on Acast. See acast.com/privacy for more information.

Whether you are going through a relationship change, job loss, or making a life change, going from two incomes to one can be a difficult transition. Make it easier by defining your financial goals, auditing your expenses, and making a cashflow plan.. Learn more in this episode. Want to begin implementing these strategies in your own life?

Book a clarity call with me! 

Find me on Instagram: https://www.instagram.com/heidirumohr

Find me on Facebook: https://www.fitnessandfinance.ca

Looking to work with me further? www.fixyourfinancescourse.com

And remember to catch the next episode of Ditch the Budget!

Hosted on Acast. See acast.com/privacy for more information.

Rewriting our money stories allows us to spend our time, energy, and WORK in alignment with living the life we want.  

Money doesn't have to be 'hard'. Working more doesn't equate more wealth. 

In this episode, I give you insights into how money can be 'easier' for you to think about, for you to 'earn', and for you to 'enjoy'.

Want to begin implementing these strategies in your own life?
Book a clarity call with me!

Find me on Instagram: https://www.instagram.com/heidirumohr

Find me on Facebook: https://www.fitnessandfinance.ca

Looking to work with me further? www.fixyourfinancescourse.com

And remember to catch the next episode of Ditch the Budget!

Hosted on Acast. See acast.com/privacy for more information.

If the last two years have taught me anything, it's that we need to take control of our finances.  

Creating channels of passive income will allow you make money without trading your time.

Step 1: What are your interests? passions?

Step 2: Share your knowledge: could be an e-book, self-paced course, a checklist

Step 3: Sell it in your sleep!

Did you love this episode? Want to learn more?

Book a clarity call with me!

Find me on Instagram: https://www.instagram.com/heidirumohr

Find me on Facebook: https://www.fitnessandfinance.ca

Looking to work with me further? www.fixyourfinancescourse.com

And remember to catch the next episode of Ditch the Budget!

Hosted on Acast. See acast.com/privacy for more information.

It's December 31st, 2022, and you've reached all of your goals.  You're feeling satisfied and proud of all that you've achieved in 1 year and looking forward to the next steps in 2023.

What does that look like for you?  What are the goals you have for self, family, money, relationships, work, and home?  

In this week's episode I give you 5 steps to repeat weekly so that you can actively take steps to reach your goals by the end of this year!

Did you love this episode? Are you ready to start prioritizing your time and finances? 

I'm here to help!

Book a clarity call: bit.ly/bookwithheidi

Looking to work with me further? www.fixyourfinancescourse.com

Find me on Instagram: https://www.instagram.com/heidirumohr

Find me on Facebook: https://www.fitnessandfinance.ca

And remember to catch the next episode of Ditch the Budget!

Hosted on Acast. See acast.com/privacy for more information.

Whether you sank, survived, or thrived in 2021, this week's episode reflects on the lessons from the year.  

Without toxic positivity, consider why the events in the past year happened FOR you?  What can you take away from the past 12 months?

If you're looking for tangible way to utilize the lessons you've learned and create an actionable plan for 2022, be sure to join the workshop: Practical Approach to Financial Goal Setting on Jan 11, 2022. 

Book a clarity call: bit.ly/bookwithheidi

Looking to work with me further? www.fixyourfinancescourse.com

Find me on Instagram: https://www.instagram.com/heidirumohr

Find me on Facebook: https://www.fitnessandfinance.ca

And remember to catch the next episode of Ditch the Budget!

Hosted on Acast. See acast.com/privacy for more information.

Are you in debt?

The answers I get to this question always surprise me.  

Often, when people have a mortgage or car payment, they still answer "no". 

In this episode I explore the ways our minds classify debt in order to keep us 'safe' around money.  And ultimately, does debt really matter, anyway?

If this episode resonates with you, you'll definitely want to follow up with me!

Book a clarity call: bit.ly/bookwithheidi

Looking to work with me further? www.fixyourfinancescourse.com

Find me on Instagram: https://www.instagram.com/heidirumohr

Find me on Facebook: https://www.fitnessandfinance.ca

And remember to catch the next episode of Ditch the Budget!

Hosted on Acast. See acast.com/privacy for more information.

Do you have past experiences that you just can't let go of?

Perhaps you lost your home as a child or a partner was dishonest with spending and put you in a financial crisis.

Listen in for a strategy that works with my clients to release and forgive your past money trauma for a healthy financial future.

Book a clarity call: bit.ly/bookwithheidi

Looking to work with me further? www.fixyourfinancescourse.com

Find me on Instagram: https://www.instagram.com/heidirumohr

Find me on Facebook: https://www.fitnessandfinance.ca

And remember to catch the next episode of Ditch the Budget!

Hosted on Acast. See acast.com/privacy for more information.

Do you allow yourself to truly answer the question-- "How Good Can It Get?"  Or do you begin to picture an answer and stop yourself?

What glass ceilings are you maintaining in your own life that prevent you from dreaming with infinite possibility?

In this episode, I share the glass ceilings I've created and where they originate. I also talk about what I'm doing to break through them.

How good can it get?  I can't wait to start making that magic happen with you!

Book a clarity call: bit.ly/bookwithheidi

Looking to work with me further? www.fixyourfinancescourse.com

Find me on Instagram: https://www.instagram.com/heidirumohr

Find me on Facebook: https://www.fitnessandfinance.ca

And remember to catch the next episode of Ditch the Budget!

Hosted on Acast. See acast.com/privacy for more information.