Even if you’re planning to leave everything to just one person, like an only child, it might feel like you don’t need an estate plan. After all, what could be simpler than passing everything on to a single heir? But estate planning isn’t just about how many people you’re leaving assets to. It’s about how you leave things, making sure your wishes are honored, minimizing complications, and protecting both you and your heir.

In this episode, we unpack why an estate plan is still essential, even when you have only one heir, and explore the smart, simple, and safe ways to pass on your assets.

Here’s some of what we discuss in this episode:

⚠️ Probate still applies—even with one beneficiary

🏠 Adding your child to the deed or account can cause major problems

🛠️ Tools like TODs and trusts can simplify transfers the right way

🧾 Estate planning also protects you if you become sick or incapacitated

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