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Changing jobs can have a substantial impact on the trajectory of your future earnings.

In this podcast episode, I share several considerations for comparing employment options and maximizing your compensation on the path to FI.

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With financial planning, you can have anything, but not everything.

Determine what you really want to quantify tradeoffs on the path to FI.

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In this episode, I share strategies that are in your control for dealing with inflation and FUD (fear, uncertainty, doubt) in general.

There will always be FUD on the path to FI.

By focusing on evidence-based strategies that are in your control, you can minimize the potential negative impact of inflation. 

 

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Whether it's your fitness, finances, or business aspirations, build for balance and sustainability.

Prioritize long-term sustainability over short-term enthusiasm.

 

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​In this podcast episode, I share crucial things to be aware of when pursuing equity compensation in a startup as a 1099 contractor.​   From health insurance to taxes and retirement plans, being 1099 presents a different set of financial planning strategies than a W2 employee.   I also discuss the importance of prioritizing equity compensation over a higher base salary.

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With financial planning, start with a baseline vision of your desired lifestyle.

From there, you can start to quantify tradeoffs depending on how aggressive your vision is.

You can have anything but not everything.

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What is "enough"? What is the end vision for the lifestyle you're building towards?

In this episode, I share my thoughts around what "enough" means for me and how you can define "enough" for you.

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Regret optimization > Tax optimization

Focus on determining when is “enough” before focusing on tax optimization.

 

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In this episode, I share some of the most common employee benefits that you may have available and things to consider to maximize them.

Some of the benefits discussed include:

• Health insurance
• Life and disability insurance
• FSA vs HSA
• Dependent care FSA
• 401(k)
• Stock purchase plans

 

One important feature to review with employee stock options (ISOs in particular) is the ability for an early exercise.

Especially with private shares, an early exercise before an increase in 409A valuation (combined with an 83(b) election) can decrease a potential AMT liability.

In this episode, I breakdown the essential information you need to know to take advantage of this planning strategy.