Contributor(s): Dr Joseph Spooner, Sara Williams | Exploring the reasons people might find themselves with problematic levels of debt, the options open to those in financial trouble and how bankruptcy laws could be used more impactfully to the benefit of both individuals and society; this month we revisit an episode from 2023 which asks, “Do we always need to pay our debts?”

It's a question that has come back into focus recently as the UK continues to grapple with elevated interest rates and the lingering effects of inflation, putting increasing pressure on household budgets and reigniting debates around debt and repayment.

Jess Winterstein talks to: Dr Joseph Spooner, Associate Professor in the LSE Law School and author of Bankruptcy: the case for relief in an economy of debt, and Sara Williams, founder of debt advisory website Debt Camel. https://debtcamel.co.uk/