Doctors Eyes Only

Succession Planning for Your Medical Real Estate

What happens to your medical office building when you sell your practice, retire, or bring in new partners? If you haven’t thought about that yet, this episode is for you.

 In this conversation, Vestia Partner and CEO, Lauren Oschman, sits down with Collin Hart, CEO and Managing Director of ERE Healthcare Real Estate Advisors. Collin specializes in helping physicians plan for the future of their real estate — whether through lease restructuring, value optimization, or sale-leaseback strategies.

 Together, they explore:

         •       What doctors often misunderstand about the value of their buildings

         •       How real estate plays into retirement or practice transitions

         •       Why your lease could determine your building’s future value

         •       When it’s time to consider selling your property

         •       Common mistakes physicians make (and how to avoid them)

Whether you’re 10 years from retirement or navigating a private equity sale today, this episode offers practical strategies to help you take control of your real estate, maximize value, and avoid last-minute surprises.
To find more information and content from Collin and ERE Healthcare Real Estate Advisors visit the links below:

 www.youtube.com/@HealthcareRealEstate

 https://ereadv.com/

🔑 Keywords: physician real estate, practice sale, private equity, medical office buildings, real estate lease strategy, succession planning, physician retirement, healthcare real estate, doctor real estate advice, financial planning for doctors

🎧 Subscribe to Doctor’s Eyes Only on Apple Podcasts, Spotify, YouTube, or wherever you listen. New episodes release every other Friday with financial education tailored for physicians.

In this episode of Doctor’s Eyes Only, host Lauren Oschman, CFP®, CDFA®, and CEO of Vestia Personal Wealth Advisors, sits down with Doug DeShong, an experienced insurance agent who specializes in working with successful families. Together, they break down what doctors need to know about homeowners insurance, how to understand policy documents, and the risks of being underinsured—especially in light of growing natural disasters across the U.S.

Doug shares insight on how policies are structured, what the “Coverage A” amount really means, and the difference between replacement cost and actual cash value—a distinction that can make or break your ability to recover financially from a loss.

They also discuss how physicians can better prepare for claims by documenting home inventory, how to know if your coverage is outdated, and what proactive steps to take if premiums spike or coverage is dropped.

🔍 Topics Covered:

• What Coverage A means and why it matters

• The difference between replacement cost and actual cash value

• Understanding extended and guaranteed replacement coverage

• Why it’s important to have an agent—not just a 1-800 number

• How to document a home inventory 

• When to reevaluate your homeowners policy

• Insurance strategies for high-value homes and collectibles

• Tips for managing rising premiums and deductibles

🎯 Designed For:

Physicians buying or owning homes, doctors with valuable assets, and anyone who wants to feel confident about their insurance coverage.

📩 Resources Mentioned:

• For a policy review or second opinion, contact your Vestia advisor

• Reach out to Doug DeShong for personalized insurance support by email at 

• Learn more about physician financial planning at www.vestia.com

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🔎 SEO Keywords for Discoverability:

• Homeowners insurance for doctors

• Replacement cost vs actual cash value

• Insurance planning for physicians

• Protecting your home from natural disasters

• High-value home insurance

• Financial planning for doctors

• Physician insurance advice

• How to file a homeowners insurance claim

• Inventory checklist for insurance claims

• What coverage do I need on my house

In this special Doctors' Day edition of Doctor’s Eyes Only, the Vestia team comes together to say what too often goes unsaid: Thank You.

This episode is a heartfelt tribute to the physicians who show up every day with courage, compassion, and a deep commitment to care, often at great personal sacrifice. You’ll hear real, personal stories from our team about how doctors have touched our lives and the lives of our loved ones in extraordinary ways. From ICU miracles to quiet moments of support, these stories, also featured on our social media throughout the week, are our way of honoring the humans behind the white coat.

Because while the world may see your title, your uniform, or your expertise, we see you.

And we know: Without you, it’s just a coat.

#DoctorsDay #WithoutYouItsJustACoat #PhysicianAppreciation #ThankYouDoctors #DoctorsEyesOnly #VestiaVoice #WealthThatMatters

In this episode of Doctor’s Eyes Only, Vestia Partner and CEO Lauren Oschman, CFP®, CDFA®, and Partner & Chief Development Officer Forrest Friedow co-host alongside special guest Michael DiJoseph, CFA, Senior Manager at Vanguard’s Investment Advisory Research Center. Together, they explore Advisor’s Alpha, a research-backed concept from Vanguard that quantifies the value financial advisors provide beyond just investment selection.

The discussion covers how Vestia financial advisors help doctors make better financial decisions, avoid common investment pitfalls, and stay on track with their long-term goals. Mike shares insights from decades of industry research, illustrating how behavioral coaching, tax strategies, and personalized financial planning can add measurable value to a physician’s financial future.

Topics Covered in This Episode:

• How the role of financial advisors has evolved beyond stock picking.
• What Advisor’s Alpha means and how it quantifies advisor value.
• The impact of behavioral coaching on physician investment decisions.
• How emotions and market fluctuations influence financial choices.
• The role of values-based financial planning in long-term success.
• Why doctors, despite being data-driven, can benefit from financial guidance.
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Resources Mentioned:

• Learn more about Wealth That Matters® and financial planning for physicians at Vestia Personal Wealth Advisors.
• Vanguard’s research on Advisor’s Alpha and investment behavior.

Keywords for SEO:

• Financial planning for doctors
• Advisor’s Alpha Vanguard
• Physician financial advisors
• Behavioral coaching in investing
• Investment strategies for doctors
• Tax-efficient investing
• Wealth That Matters®
• Retirement planning for physicians

Enjoyed the episode? Follow and subscribe to Doctor’s Eyes Only for more insights on physician wealth and financial planning!

In this episode of Doctor’s Eyes Only, in this episode Vestia CEO Lauren Oschman, CFP®, CDFA®, speaks with Dr. Kristine Goins, a board-certified integrative adult and pediatric psychiatrist and founder of Nomad MD. Dr. Goins shares her experience transitioning from a traditional physician career to one that allows for more flexibility in work and travel.

Dr. Goins explains how she structured her career to work remotely two days a week while traveling and how physicians in various specialties can explore alternative work arrangements. She discusses considerations for shifting career paths, the role of financial planning in creating flexibility, and different ways physicians can structure their work to align with their personal goals.

Topics Covered in This Episode:

• The impact of physician burnout and ways to create more balance.
• Different career paths that offer more flexibility in work schedules and location.
• Financial planning considerations for physicians looking to make a career change.
• Ways physicians in hands-on specialties can explore remote or hybrid work opportunities.
• The role of mindset in transitioning to a different career structure.

Resources Mentioned:

• Connect with Dr. Kristine Goins: Instagram | Facebook | Website
• Learn more about Wealth That Matters® and financial planning for physicians at Vestia Personal Wealth Advisors.

Keywords for SEO:

• Physician financial planning
• Career alternatives for doctors
• Remote work for physicians
• Physician burnout and work-life balance
• Wealth That Matters®
• Financial flexibility for doctors
• Locum tenens vs. full-time physician work
• Telemedicine opportunities for physicians
• Non-clinical career paths for doctors

Enjoyed the episode? Be sure to follow and subscribe to Doctor’s Eyes Only so you never miss an insightful conversation!

In this episode of Doctor's Eyes Only, Lauren Oschman sits down with Dr. Kelly Wright, known as "Points and Miles Doc," to explore how physicians can leverage points and miles to enhance their travel experiences while reducing financial stress. Dr. Wright, a minimally invasive gynecologic surgeon and creator of Points and Miles Doc, shares her insights on how physicians can use travel rewards to combat burnout and create meaningful experiences outside of their busy practices.

Dr. Wright explains the basics of points and miles, from optimizing credit cards for earning rewards to using points for luxurious vacations that would otherwise be out of reach. She dives into the benefits of flexible points, how to work backwards from your dream trip, and the long-term financial benefits of mastering this strategy. Whether you're looking for a quick getaway or a bucket-list vacation, this episode will inspire you to travel smarter and enrich your life without breaking the bank.

For physicians looking to get started, Dr. Wright offers advice on how to build a travel rewards strategy that fits your lifestyle and goals. She even shares her own journey from using points to reduce everyday travel costs to funding unforgettable adventures with her family.

Tune in for practical tips, motivational insights, and a fresh perspective on using your spending to enhance both your personal and professional life. Thank you for watching and listening, and be sure to subscribe and follow Doctor’s Eyes Only where ever you find your favorite podcasts, for more insightful episodes released every other week. And don’t forget to leave a review—let us know what you loved most about this episode! If you have questions, please reach out to [email protected], or visit our website at www.vestiaadvisors.com. Thanks and we will see you next time!

Recourses mentioned in the episode by Dr. Kelly Wright, the Points and Miles Doc.

https://www.pointsandmilesdoc.com/

Instagram @pointsandmilesdoc

https://www.flightconnections.com/

https://frequentmiler.com/

#PhysicianLife #TravelHacking #DoctorLife #PointsAndMiles #PhysicianTravel #TravelRewards  #TravelTipsForDoctors #PhysicianFinance #wealththatmatters 

Welcome back to another episode of the Doctor’s Eyes Only podcast! In this follow-up to last week’s episode, Vestia Personal Wealth Advisors Partner and CEO, Lauren Oschman, CFP® and Partner and Chief Development Officer Forrest Friedow, dive deep in the five core values that guide Vestia’s mission to help physicians achieve Wealth That Matters®.

Lauren and Forrest break down how Vestia’s values aren’t just words on a wall—they are the foundation for how the team serves doctors, supports each other, and fosters financial success for physicians.

In this episode, they explore:
- Give A Surplus – Why going the extra mile is essential in physician-focused financial planning.
- Never Let Them Guess – The power of clear, proactive communication (including how Radical Candor has transformed the way Vestia operates).
-  Raise Your Hand – How stepping outside your comfort zone leads to professional and personal growth.
- Model Wealth That Matters® – Why the best financial advisors lead by example, prioritizing time and relationships over money.
- Fly the V Formation – The importance of teamwork, collaboration, and lifting each other up to go further together.

If don’t already, make sure you:

- Subscribe to Doctor’s Eyes Only for expert financial insights tailored to physicians.
- Share this episode with a doctor who could benefit from values-driven financial advice.
- Contact the Vestia Team at [email protected] to learn how we help doctors achieve Wealth That Matters®.

00:00 Introduction to Vestia's Mission

09:43 Core Values of Vestia

9:65 Value 1: Give a Surplus

16:30 Value 2: Never Let Them Guess

21:30 Value 3: Raise Your Hand

30:01 Value 4: Model Wealth That Matters

38:36 Value 5: Fly the V Formation

In this episode of the Doctor’s Eyes Only podcast, Vestia Personal Wealth Advisors Partner and CEO Lauren Oschman and Partner and Chief Development Officer Forrest Friedow explore the concept of Wealth That Matters® and its profound significance for physicians. Together, they discuss how financial and life planning intersect, emphasizing the importance of trust, accountability, and personalized guidance in navigating the unique challenges physicians face.

Lauren and Forrest tackle critical topics, including the impact of physician burnout on personal and financial well-being, the subjective and objective aspects of wealth, and why time and meaningful relationships are key components of a life well-lived. Drawing on their extensive experience, they offer practical insights for doctors seeking advisors who truly understand their needs and can help them achieve their goals.

Thank you for watching and listening, and be sure to subscribe and follow Doctor’s Eyes Only for more insightful episodes released every other week. And don’t forget to leave a review—let us know what you loved most about this episode! If you have questions, please reach out to [email protected], or visit our website at www.vestiaadvisors.com. Thanks and we will see you next time!

#PhysicianFinance #physicianwealth #wealththatmatters #Doctors #physicians #financialadvisor #wealthmanagement 

In this engaging episode of the Doctor’s Eyes Only podcast, host Brad Quick sits down with Dr. Derick Davis, a pain management fellow at Brigham and Women's Hospital and the creator of the World of Pain MD podcast. Together, they discuss Dr. Davis's journey into pain management, his international path through medical school in Ireland, and what inspired him to dive into the world of podcasting during his medical training.

Dr. Davis shares insights about the demands of balancing fellowship and creative pursuits, what drew him to pain medicine, and how his podcast provides a platform to explore diverse perspectives on pain and its management.

Key highlights of the episode include:

Whether you’re curious about pain management, podcasting, or navigating the early stages of your medical career, this episode offers plenty of inspiration and practical advice.

Resources Mentioned:

Connect with Us:

In this episode of Doctor’s Eyes Only, host Brad Quick sits down with orthopedic surgeon and healthcare innovator Sharat Kusuma to discuss his inspiring journey from the operating room to leading change in the healthcare industry. Sharat shares how family legacy, mentorship, and continuous learning shaped his career path, transitioning from clinical practice to roles at major companies like Apple and Exactech, and now as a leader at Joint Medica.

Discover the pivotal role clinicians can play in healthcare leadership and the importance of improving user experience in medical technology. Sharat also dives into the exciting potential of hip resurfacing as an alternative to traditional hip replacements and offers valuable insights on how physicians can positively impact healthcare systems.

The conversation concludes with Sharat’s personal take on success and wealth, highlighting the balance between meaningful work and personal fulfillment. Whether you're a clinician, healthcare leader, or innovator, this episode is packed with actionable takeaways and inspiration for shaping the future of healthcare.

Thank you for watching and listening, and be sure to subscribe and follow Doctor’s Eyes Only where ever you find your favorite podcasts, for more insightful episodes released every other week. And don’t forget to leave a review—let us know what you loved most about this episode! If you have questions, please reach out to [email protected], or visit our website at www.vestiaadvisors.com. Thanks and we will see you next time!

#OrthopedicSurgery #HealthcareLeadership #MedicalInnovation #HipResurfacing #ClinicianLeadership #HealthcareSystems #UserExperienceInMedicine #OrthopedicTechnology #WorkLifeBalance #DoctorsEyesOnlyPodcast