✈️ Retire Pilots the Right Way!

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Dave Ramsey is one of the most recognized voices in personal finance. His 9-step retirement plan is simple, direct, and built for mass appeal. But is it really the best path for your retirement? On today’s show, Ryan digs into where he agrees, where he disagrees, and what he thinks is missing from Dave Ramsey’s approach entirely.

Here’s what we cover in this episode:

📋 Ramsey’s 9-step plan: simple but limited

🛫 Pilots need strategies beyond “one-size-fits-all”

⛽ “Always take more gas than you need” — Ryan’s analogy for oversaving to build flexibility

🔑 Sometimes liquidity beats paying off your mortgage

🏥 Healthcare and Social Security require nuance, not broad strokes

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