Are you a military member planning to transition in the next 1-3 years? Tired of being told to "max out your TSP" and wait until 59½ to access YOUR money?
Former military officers David Befort and Paul Fugere know exactly what you're going through—because they've been there. They faced the same financial handcuffs, the same "conventional wisdom" that keeps your wealth locked away when you need it most.
In this episode, you'll discover:
- Why the TSP/401(k) might be costing you opportunities during your transition
- How to build a "bridge" from military to civilian life with accessible capital
- The truth about the Survivor Benefit Plan (and a better alternative)
- How to create your own banking system using dividend-paying whole life insurance
- Real numbers: Why putting $416/month into SBP might be leaving $1.75 million on the table
This is NOT about choosing between investing OR insurance—it's about having BOTH, with one critical difference: access to your capital when opportunities arise, emergencies hit, or you simply want to live your life on your terms.
The Military-Specific Challenges They Solve:
✅ "I want to leave the military, but I can't afford to lose the paycheck"
✅ "I have money in TSP, but I can't touch it without penalties"
✅ "I'm worried about finding the right job after transition"
✅ "I need life insurance before the VA destroys my insurability"
✅ "I'm tired of being told what I can't do with my own money"
ABOUT YOUR HOSTS:
David Befort separated from active duty in 2014 after serving as a military pilot. Four years before separation, he discovered Infinite Banking and built three whole life policies that gave him the financial freedom to be selective about civilian opportunities—not desperate. He turned down the military bonus money (the "golden handcuffs") because he had created his own capital to bridge the transition. Today, he helps military families build the same financial freedom he created for himself.
Paul Fugere retired after 20+ years of military service, having discovered Infinite Banking during his final years in uniform. He watched colleagues become "28-year lieutenant colonels" who couldn't afford to retire because they'd locked all their wealth in accounts they couldn't access. Paul capitalized his own policies and transitioned with confidence, knowing his family had liquidity, not just paper statements. His mission: ensure other military families don't make the same mistakes he almost made.
Both hosts are licensed Infinite Banking practitioners who specialize in military transitions and understand the unique challenges of leaving service.
WHO THIS PODCAST IS FOR:
- Military members 1-5 years from separation or retirement
- Anyone tired of the "fire and forget" 401(k)/TSP mentality
- People who want to use their money NOW, not just accumulate for later
- Families who need life insurance before VA disability ratings make them uninsurable
- Anyone seeking financial flexibility and control, not just accumulation
WHO THIS IS NOT FOR:
- People looking for get-rich-quick schemes
- Those who believe Dave Ramsey is gospel and refuse to question conventional wisdom
- Anyone happy to lock their money away until 59½ with zero access
- People who think whole life insurance is "a scam" without investigating it themselves
TAKE ACTION:
If you're transitioning in the next 12 months, you need to act NOW. Here's why:
- Life Insurance Before VA Claims: The VA will document every ailment to maximize your disability rating—which can destroy your insurability. Get convertible term or whole life BEFORE your VA appointment.
- Build Your Bridge: It takes 3-5 years to build significant cash value in a properly designed whole life policy. The earlier you start, the more options you have at transition.
- SGLI Conversion: Within 120 days of retirement, you can convert your SGLI to civilian whole life with no medical underwriting. This window closes fast.
Ready to explore if Infinite Banking is right for you?
📅 Schedule a free consultation:
- https://www.thewealthwarehousepodcast.com/
📧 Email us your questions:
- Paul: [email protected]
- David: [email protected]
📚 Start with the book that changed everything: Read "Becoming Your Own Banker" by R. Nelson Nash—the foundation of everything we teach.
🎥 Subscribe and never miss an episode where we break down real numbers, real strategies, and real stories from military families building financial freedom.
A WORD FROM DAVE & PAUL:
"We're not here to bash the TSP or traditional investing. We're here to show you there's another way—a way that gives you control, liquidity, and the ability to capitalize opportunities without begging permission from the IRS or your 401(k) custodian.
You've served your country. You've followed orders. You've done what you were told.
Now it's time to take command of your own financial future.
The question isn't WHETHER you can afford to do Infinite Banking—it's whether you can afford NOT to, especially if you're transitioning soon and need accessible capital to build your next chapter.
Let's talk. No pressure. No sales pitch. Just two guys who've walked this path and want to help you avoid the mistakes we almost made."
DISCLAIMER: David Befort and Paul Fugere are licensed insurance professionals. The information shared on this podcast is for educational purposes and should not be considered financial advice. Every situation is unique—schedule a consultation to discuss your specific circumstances.
