Visit our website:

https://www.thewealthwarehousepodcast.com/

This week, Dave and Paul unpack a common client question: “What should I do with a windfall?”

Drawing from a recent mastermind with fellow IBC practitioners, they compare strategies for deploying a large lump sum while keeping smart liquidity: one-time PUA lump sums, using a Premium Deposit Fund (PDF Max) to prepay years of premiums, and sequencing dollars so outside cash flows (like note income) auto-fund new policies.

Becoming Your Own Banker by Nelson Nash:

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Episode Highlights:



0:00 - Teaser & open

1:18 - Episode beginning, remembering Charlie Kirk

6:59 - Design ideas and real numbers

12:11 - Scheduling premiums

13:36 - Mastermind case: $700k home-sale windfall

14:38 - Option 1: Large PUA lump sum

18:05 - Option 2: PDF Max

23:04 - Option 3: Sequence the dollars

25:43 - Policy age = more flexibility; job-loss scenarios without surrendering

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website:

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website:

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

 https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

[email protected]

Visit our website:

https://www.thewealthwarehousepodcast.com/

This week, Dave and Paul bust a big myth about whole life: that premiums are rigid forever.

They break down base (required) vs. PUA, Paid-Up Additions (flexible), why both buy death benefit, and how to use a floor-and-ceiling model to fund smart in tight months or boom years.

You’ll hear how dividends typically route to PUA, how to check extra LPUA room without triggering MEC, why loans don’t “increase” growth, and how convertible term preserves future capacity as your income rises.

Becoming Your Own Banker by Nelson Nash:

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Episode Highlights:

0:00 - Teaser & open

3:06 - Premium flexibility myth

6:19 - Base vs. PUA

9:40 - Cash value = ownership

10:59 - Dividends → PUA

15:10 - Floor & ceiling funding

16:37 - Year-two: pay base, drip PUA

20:00 - Extra PUA + MEC check

23:50 - Convertible term runway

30:38 - Sign-off

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website:

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website:

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

[email protected]

Visit our website: 

https://www.thewealthwarehousepodcast.com/

This week, Dave and Paul riff on a simple mantra with big financial consequences:

“Do something today your future self will thank you for.” From the coffee-you-prepped-last-night to where you actually park your dollars, they lay out why liquidity and control beat being “paper wealthy.”

They also cover compounding taxes, redirecting existing cash flow through premium (“put the premium in the middle”), and the reality that whole life’s temporary loss of liquidity is measured in years, not decades like qualified plans.

Becoming Your Own Banker by Nelson Nash: 

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Episode Highlights:

0:00 - Teaser & show open

1:04 - Episode beginning

2:24 - Doing everything “right,” yet would-be liquidity is locked up

5:07 - The red/green liquidity audit & net worth vs. spendable money

6:31 - Life goals blocked by illiquidity

7:35 - When banks set the terms, opportunities shrink

8:31 - Policy loans = privatized lending

9:23 - Priorities: kill 20% credit-card debt before chasing 6% returns

10:22 - Rethinking mainstream money myths

15:42 - Start your banking system: short-term liquidity tradeoff, “compound taxes”

26:37 - Whole life vs. qualified plans, income streams

29:30 - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website: 

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

[email protected]

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Welcome back to another episode of Wealth Warehouse!

Welcome back to another addition of Wealth Warehouse – in this week’s special episode, you get yet another sneak peek into the IBC webinar that Dave and Paul run each and every month.

In this month’s webinar, Dave dives into policy design and what it looks like to actually run your policy in year 1, year 2 and beyond. What will it look like?

Additionally, from the other webinar members, Dave and Paul field questions on policies and divorces, what a “big expense” counts as and much more!

Becoming Your Own Banker by Nelson Nash: 

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Episode Highlights:

0:00 - Teaser

1:51 - Episode beginning

3:15 - Capturing big annual expenses

7:37 - Diving into policy design

13:13 - Year 1 of your policy

15:55 - End of Year 1

16:57 - Year 2

19:05 - Year 3

25:45 - Other expenses

32:05 - “What about loan interest?”

34:25 - Looking at everyday purchases/expenses

43:18 - Policies and divorces

48:29 - Starting a policy for debt consolidation

50:59 - Best way to introduce IBC to your friends/family

56:43 - What financial advisors tell you about 401k

1:00:54 - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website: 

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

[email protected]

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Welcome back to another episode of Wealth Warehouse!

In this week’s episode, Dave and Paul take a look at the central theme of the poem, “The Road Not Taken”, by Robert Frost – and why it’s the perfect analog for IBC and controlling the banking function in your life.

Additionally, the guys explore what control actually gets you, how you’re able to not only “see” new opportunities, but also take part in them – to build your wealth and your family’s for generations to come – and as Dave will explain: why you need to care about more money (and not just for yourself)

Becoming Your Own Banker by Nelson Nash: 

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Episode Highlights:

0:00 - Introduction

1:16 - Episode beginning

3:41 - “The Road Not Taken”

10:49 - The unseen, and how “they” make it easy

17:22 - What’s the road ‘not taken’ look like?

25:24 - Controlling your own capital

30:53 - Building your wealth (for others)

34:44 - Closing thoughts

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website: 

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

[email protected]

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Register here for the next live Wealth Warehouse Webinar happening Saturday August 23rd at 10AM CST/11AM EST:

https://us06web.zoom.us/meeting/register/d8lsgiQPR4u08Voj_XmItQ

Welcome back to another episode of Wealth Warehouse!

This week, the guys break down a simple but powerful analogy: why Infinite Banking is like cooking with gas instead of using an electric stove.

What’s the difference? Control.

Gas gives you instant heat, faster response, and more precision, just like IBC gives you direct access to your money, faster decision-making, and the freedom to finance on your own terms. No waiting. No permission slips. No middlemen.

If you're tired of being at the mercy of traditional banks and financial institutions, this conversation will show you what it really means to take the controls back.

Becoming Your Own Banker by Nelson Nash: 

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Episode Highlights:

0:00 - Introduction

1:14 - Episode beginning

5:21 - Infinite Banking and cooking with gas

6:41 - How many things in life can you control?

13:33 - Owning the banking function

21:43 - Closing thoughts

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website: 

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

[email protected]

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Registers here for the next live Wealth Warehouse Webinar happening Friday August 22nd at 11AM CST/Noon EST:

https://us06web.zoom.us/meeting/register/d8lsgiQPR4u08Voj_XmItQ

Welcome back to another episode of Wealth Warehouse!

In this episode Dave and Paul push back on the idea that IBC is a clever financial hack you can deploy and forget. It’s a philosophy, daily practice and most importantly: a way of life.

Expect a practical conversation about mindset, discipline, and the long-range planning required to make IBC work for you. If you’re looking for instant gratification, this one will reset your expectations.

Becoming Your Own Banker by Nelson Nash: 

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Episode Highlights:

0:00 - Introduction

0:50 - Episode beginning

2:06 - IBC as a financial ‘hack’

9:28 - Process and mindset

16:50 - Self- reliance

23:55 - The ‘hack’ mindset

25:22 - Closing thoughts

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website: 

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

[email protected]

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Becoming Your Own Banker by Nelson Nash: 

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Welcome back to another episode of Wealth Warehouse!

Welcome back to another episode of Wealth Warehouse!

In this week’s episode, Dave and Paul sit down to be interviewed by the NNI itself – in this special interview with current NNI chairman David Stears and his co-host.

In addition to tracing back to the beginning – both for their podcast and as agents – Dave and Paul also field questions about IBC itself, what they love about it, how they got started, and much more.

Episode Highlights:

0:00 - Introduction

3:36 - Episode beginning

4:18 - How Dave and Paul first met

6:58 - When did you first read ‘Becoming Your Own Banker’?

11:46 - Starting the podcast and becoming agents

20:11 - Meeting Nelson Nash

22:35 - Why was it important to become a practitioner?

28:54 - What Dave and Paul have learned so far

37:40 - Ways has IBC impacted Dave and Paul’s clients

43:42 - What IBC means to Dave and Paul

49:18 - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website: 

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

[email protected]

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Becoming Your Own Banker by Nelson Nash: 

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Welcome back to another episode of Wealth Warehouse!

This week, Dave and Paul tackle a listener question and roll that topic into a larget discussion on the state of the US dollar – can it be “trusted”, or should we (and IBC practitioners) be moving away from it as a primary form of currency. The fellas weigh in and let you know just how much (or little) this should concern you.

Additionally, they touch on a couple conversations they had at a recent conference, including the future of life insurance and A.I.

Episode Highlights:

0:00 - Teaser

2:07 - Episode beginning

4:37 - Listener question

6:44 - Should you be concerned about the US dollar?

9:40 - What’s the alternative?

15:46 - On crypto, forms of value and equity

23:25 - Life insurance and financial security

28:50 - Life insurance and A.I.

37:39 - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website: 

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

[email protected]

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Becoming Your Own Banker by Nelson Nash: 

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Welcome back to another episode of Wealth Warehouse!

This week, Dave and Paul are joined by Ryan Fleming, also known as "the Pilot's Advisor". Ryan is a Financial Advisor and holds a series 7 license, series 66 license, RICP, CRPC, and MBA. He is a 2001 graduate of the US Air Force Academy, a former Fighting Falcon’s wide receiver, and retired Air Force C-17 pilot. He currently flies for FedEx and lives in SC on the lake with his wife Kari and their 2 kids.

Ryan has been a Financial Advisor since 2008 and has worked primarily with commercial airline and cargo pilots helping them manage their portfolio and provide them a "safe landing" in retirement. You can find out more about Ryan and even order his Pilot's Advisor Toolkit from the websites here:

https://retirepilots.com/

http://ibc4pilots.com/

Episode Highlights:

0:00 - Teaser

1:12 - Episode beginning

3:01 - Background on Ryan

5:39 - How Ryan began Infinite Banking

7:57 - Why promote IBC instead of bonds?

10:22 - Expanding on the tax situation for IBC

19:25 - Sequence of returns risk

24:54 - Survivor benefit and approaching retirement as a pilot

36:31 - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website: 

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

[email protected]