Becoming Your Own Banker by Nelson Nash: 

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Visit our website: 

https://www.thewealthwarehousepodcast.com/

It’s something we should all worry about when it comes to financial advice:

“Is this really what I should be doing?”

So, when it comes time to pick an advisor, there are some things you can look out for that will give you invaluable insight into whether or not this person actually knows what they’re talking about.

And who better to outline what you should be looking/listening for than Dave and Paul? Tune in to see how you can tell the pros from the pretenders!

Episode Highlights:

0:00 - Introduction

1:07 - Episode beginning

2:05 - Talking about the previous year..

7:31 - 7 million in, a quarter BILLION comes out

8:39 - Finding an advisor

9:58 - How do you know if your advisor is legit?

15:47 - Are they authorized?

16:47 - Experience level

18:40 - Ongoing support and specific expertise

21:59 - “Do they have a process?”

23:34 - Do they require you to understand IBC first?

24:49 - Designing your policy

28:36 - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website: 

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

[email protected]

Becoming Your Own Banker by Nelson Nash:

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Visit our website:

https://www.thewealthwarehousepodcast.com/

In this episode of Wealth Warehouse, hosts Dave and Paul dive into a fascinating new report from Ernst & Young (EY) that sheds light on the evolving role of whole life insurance in retirement planning and investments. They unpack key takeaways from the report, titled "How Life Insurers Can Provide Differentiated Retirement Benefits", and explore how these insights align with the Infinite Banking philosophy.

From the challenges facing traditional retirement strategies to the unique opportunities whole life insurance can offer, Dave and Paul break down the complex world of insurance-backed financial planning in an easy-to-understand and actionable way.

https://www.ey.com/en_us/insights/insurance/how-life-insurers-can-provide-differentiated-retirement-benefits

Episode Highlights:

0:00 - Introduction

1:31 - Episode beginning

3:26 - EY’s report on whole life insurance

8:54 - Why use whole life vs. universal?

10:04 - Deferred income annuities and pensions

16:01 - Examining the“35 yr. old couple” simulation

21:00 - Looking at “10% whole life, 90% investments”

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website:

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website:

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

[email protected]

Becoming Your Own Banker by Nelson Nash: 

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Happy New Year from the Wealth Warehouse Podcast! In this first episode of 2025, Dave and Paul dive into actionable steps to kickstart your financial growth this year.

From foundational moves like increasing your income and having access to your income (in the first place) to basic housekeeping like checking your expenses and finding like-minded IBC people – this episode is perfect for newcomers and practitioners alike to help them along their Infinite Banking journey!

Episode Highlights:

0:00 - Catching up

4:25 - A few easy things to do for the New Year

10:28 - Upgrade your savings vehicle

14:49 - Surround yourself with like-minded people

21:11 - Increase your income

27:47 - Access to capital

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website: 

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

[email protected]

Becoming Your Own Banker by Nelson Nash: 

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Visit our website: 

https://www.thewealthwarehousepodcast.com/

As the year comes to a close, we're celebrating the power of the Infinite Banking System with real-life stories of clients who’ve transformed their financial futures. In this special episode, we dive into unique and inspiring journeys—each marked by distinct challenges, goals, and extraordinary outcomes.

From families seeking financial freedom to entrepreneurs building generational wealth, these stories showcase how Infinite Banking isn’t a one-size-fits-all solution but a tailored approach to achieving dreams.

Join us for an uplifting and insightful conversation that highlights the versatility of Infinite Banking and the real impact it’s making in people’s lives. Whether you're new to the concept or a seasoned advocate, this episode is the perfect way to cap off the year with fresh inspiration!

Episode Highlights:

0:00 - Introduction

1:27 - Episode beginning

4:59 - Reflecting on the year and client policies

5:51 - Client story #1

8:51 - Client story #2

11:32 - Another client story

22:27 - Another client story

25:46 - 1035 exchange from an IUL

31:14 - Client story: the real estate investment

34:01 - Client story: Getting a policy BEFORE you need it

38:38 - Client story: Elderly parents

40:35 - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website: 

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

[email protected]

Becoming Your Own Banker by Nelson Nash: 

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Visit our website: 

https://www.thewealthwarehousepodcast.com/

In this festive episode, we unwrap the parallels between the joy of holiday gift-giving and the power of Infinite Banking. Discover why an IBC policy is truly the "gift that keeps on giving," offering financial freedom and opportunities for generations. We also dive into the importance of expanding your system, getting back to the basics, and how Santa’s workshop serves as the perfect metaphor for your Infinite Banking policy—efficient, productive, and always working behind the scenes. Tune in for a fun and insightful holiday discussion that blends seasonal cheer with financial wisdom!

Episode Highlights:

0:00 - Introduction

2:27 - Episode beginning

4:44 - IBC is the gift that keeps on giving

7:11 - Expanding your system and establishing your legacy

12:20 - “Just start, take action”

14:31 - Get back into “Becoming Your Own Banker”

16:01 - Don’t only do what you’re taught

20:18 - “Santa’s workshop”

23:37 - It’s not just kids that want presents!

25:06 - Annual maintenance and yearly appreciation

27:10 - IBC is the only insurance that pays for itself

31:51 - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website: 

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

[email protected]

Becoming Your Own Banker by Nelson Nash: 

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Visit our website: 

https://www.thewealthwarehousepodcast.com/

So you’ve heard how great IBC is – but what if you’re in your 40s, 50s, or 60s?

Has the time passed? Or can you still enjoy the benefits of becoming your own banker?

In this week’s episode, Dave and Paul explore the spectrum of IBC in terms of when the *ideal* time to get in is.. But also the age-ranges that can still utilize IBC to great benefit.

Additionally, the fellas discuss more situations and circumstances where IBC can help, the “whiplash” years, what you should be doing in your peak earning years, and much more!

Episode Highlights:

0:00 - Introduction

1:17 - Episode beginning

3:59 - You aren’t too old to start IBC

9:06 - The best time to start…

10:20 - The relationship between the cash value and the death benefit

11:56 - Peak earning years and lifestyle creep

16:39 - “Whiplash” years

22:48 - Roth IRAs and self-directed IRAs

29:05 - The government and $ (plus your money)

35:42 - For you younger people, convertible term

39:50 - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website: 

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

[email protected]

Becoming Your Own Banker by Nelson Nash: 

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Visit our website: 

https://www.thewealthwarehousepodcast.com/

So you’ve heard how great IBC is – but what if you’re in your 40s, 50s, or 60s?

Has the time passed? Or can you still enjoy the benefits of becoming your own banker?

In this week’s episode, Dave and Paul explore the spectrum of IBC in terms of when the *ideal* time to get in is.. But also the age-ranges that can still utilize IBC to great benefit.

Additionally, the fellas discuss more situations and circumstances where IBC can help, the “whiplash” years, what you should be doing in your peak earning years, and much more!

Episode Highlights:

(0:00) - Introduction

(1:17) - Episode beginning

(3:59) - You aren’t too old to start IBC

(9:06) - The best time to start…

(10:20) - The relationship between the cash value and the death benefit

(11:56) - Peak earning years and lifestyle creep

(16:39) - “Whiplash” years

(22:48) - Roth IRAs and self-directed IRAs

29:05 - The government and $ (plus your money)

35:42 - For you younger people, convertible term

39:50 - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website: 

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

[email protected]

Becoming Your Own Banker by Nelson Nash: 

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Our guest today is client and friend Langdon "Roto" Root. Langdon just retired as a Colonel from a 26 year career in the US Air Force. He was an F-16 fighter pilot and a leader of some of the Air Force's best tactical operators both in the air and on the ground. He gives us insight from personal real-life stories about what it means to "think like a banker" and put the Infinite Banking Concept into action.

Link to Episode 23 – “How one client earned a tax-free, risk-free 33% Rate of Return using IBC”

YouTube 📺 https://www.youtube.com/watch?app=desktop&v=8y3eUNvGKuw

Spotify 🎧 https://open.spotify.com/episode/4me63Xx0eE3TZJ2GrUiqn9

Episode Highlights:

0:00 - Introduction

1:23 - Episode beginning

2:42 - Some background on Langdon

6:58 - What drew Langdon into IBC

9:14 - Langdon’s obstacles to IBC in the beginning

12:44 - Introducing your spouse to IBC

16:13 - Langdon’s “lightbulb moment”

24:50 - Premium that is “meaningful and manageable”

27:13 - What’s next for Langdon w/ IBC

31:42 - Survivor benefit plan

37:42 - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website: 

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

[email protected]

ecoming Your Own Banker by Nelson Nash:

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Visit our website:

https://www.thewealthwarehousepodcast.com/

In this week’s special episode, Dave and Paul examine what they are thankful for in IBC – as well as the similarities with the early Pilgrims and IBC practitioners.

Episode Highlights:

0:00 - Catching up

3:20 - IBC and Thanksgiving

3:40 - Reaping the rewards of your labor

8:53 - Legacy

12:04 - Getting IBC in place BEFORE the hard times

19:14 - The power of long-term visions

29:35 - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website:

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website:

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

[email protected]

Becoming Your Own Banker by Nelson Nash: 

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Visit our website: 

https://www.thewealthwarehousepodcast.com/

So many Americans have a financial plan that rests on a series of “ifs”.

Relying on things going right and not going wrong is no way to plan – especially when it comes to securing your financial future, and legacy.

In this week’s episode, Dave and Paul break down some of the biggest “ifs” that you must face if you have a traditional financial plan.

Episode Highlights:

0:00 - Catching up, election, etc.

8:19 - Child gets sick, disease

11:50 - When a policy goes “cash on cash”

13:30 - The traditional American financial plan

14:35 - Some of the ‘ifs’, “If I can work through age 65”

20:44 - The market isn’t meant to be “income producing”

22:45 - “If tax rates remain the same (or go down)”

27:05 - “This plan is going to succeed IF…”

31:12 - “IF inflation comes down..”

34:12 - “IF social security is still around..”

34:49 - “IF I don’t get sick..”

36:42 - “IF my children never need my help”

44:09 - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website: 

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

[email protected]