Visit our website: 

https://www.thewealthwarehousepodcast.com/

Becoming Your Own Banker by Nelson Nash: 

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Welcome back to another episode of Wealth Warehouse!

This week, Dave and Paul tackle a listener question and roll that topic into a larget discussion on the state of the US dollar – can it be “trusted”, or should we (and IBC practitioners) be moving away from it as a primary form of currency. The fellas weigh in and let you know just how much (or little) this should concern you.

Additionally, they touch on a couple conversations they had at a recent conference, including the future of life insurance and A.I.

Episode Highlights:

0:00 - Teaser

2:07 - Episode beginning

4:37 - Listener question

6:44 - Should you be concerned about the US dollar?

9:40 - What’s the alternative?

15:46 - On crypto, forms of value and equity

23:25 - Life insurance and financial security

28:50 - Life insurance and A.I.

37:39 - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website: 

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

[email protected]

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Becoming Your Own Banker by Nelson Nash: 

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Welcome back to another episode of Wealth Warehouse!

This week, Dave and Paul are joined by Ryan Fleming, also known as "the Pilot's Advisor". Ryan is a Financial Advisor and holds a series 7 license, series 66 license, RICP, CRPC, and MBA. He is a 2001 graduate of the US Air Force Academy, a former Fighting Falcon’s wide receiver, and retired Air Force C-17 pilot. He currently flies for FedEx and lives in SC on the lake with his wife Kari and their 2 kids.

Ryan has been a Financial Advisor since 2008 and has worked primarily with commercial airline and cargo pilots helping them manage their portfolio and provide them a "safe landing" in retirement. You can find out more about Ryan and even order his Pilot's Advisor Toolkit from the websites here:

https://retirepilots.com/

http://ibc4pilots.com/

Episode Highlights:

0:00 - Teaser

1:12 - Episode beginning

3:01 - Background on Ryan

5:39 - How Ryan began Infinite Banking

7:57 - Why promote IBC instead of bonds?

10:22 - Expanding on the tax situation for IBC

19:25 - Sequence of returns risk

24:54 - Survivor benefit and approaching retirement as a pilot

36:31 - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website: 

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

[email protected]

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Becoming Your Own Banker by Nelson Nash: 

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

In this episode, Dave and Paul unpack a core belief that separates seasoned IBC practitioners from the casual policyholder: the commitment to paying premiums forever. Not because they have to, but because they want to.

They break down why their policies are designed to get better with age, how they’re expecting to earn more in the future than they do today, and why stopping premium payments could actually limit their wealth-building potential.

They also get into the IBC mindset of relentlessly capitalizing treating premium payments not as a bill, but as a deposit into their family banking system. As Nelson Nash often said, “You’re always going to finance everything you buy, you either pay interest to someone else, or you give up interest you could have earned.” 

If you’ve ever wondered whether there’s a “stop point” in IBC, or if you’re doing it “too aggressively,” this conversation will reframe the entire game.

Episode Highlights:

0:00 - Introduction

1:24 - Episode beginning

2:53 - Intentionally planning to pay less premium

6:11 - It gets better each year

11:16 - “I plan to make more money tomorrow” (than I do today)

13:58 - Family loan origination

18:32 - Limiting wealth growth

22:45 - Prepare for windfalls

26:45 - Recapping the episode

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website: 

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

[email protected]

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Becoming Your Own Banker by Nelson Nash: 

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

It’s that time again! The monthly webinar.

This installment welcomes summer and fresh IBC topics for your viewing pleasure!

This episode covers some familiar and some exotic topics, ranging from using your policy to purchase a car (or not), IBC and investment opportunities, thinking like a banker and even how you can set up your legacy just like the Rockefellers.

Have a question or an interest in joining the next event? Check out the website link above or reach out to Dave and Paul using the information below!

Episode Highlights:

0:00 - Introduction

0:11 - Episode beginning

1:24 - Juggling expenses, debt and premium

6:28 - Trusts

15:58 - You should own your own policy

18:22 - Purchasing a car

31:47 - Investment opportunities

42:40 - Thinking like a banker

45:25 - “What % of your cash value do you keep available?”

53:27 - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website: 

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

[email protected]

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Becoming Your Own Banker by Nelson Nash: 

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

In this week’s episode, Dave and Paul continue their conversation on “unlearning” conventional thought when around banking, building wealth and especially – IBC.

They cover misconceptions like “your choices need to be either/or”, the idea that “life insurance premiums are an expense” and the prevailing thought we all have since we’re young: the notion that you need banks to store your wealth, buy a house or fund an education.

They also discuss options for veterans and their SGLI, the growing apathy for the next generation and more!

Episode Highlights:

0:00 - Introduction

1:03 - Episode beginning

3:43 - “Life insurance is only for the death benefit”

10:26 - “The next generation doesn’t matter”

12:38 - Don’t assume you need banks

14:46 - Inflation, interest rates

18:40 - Unlearning the short-term mindset for money

23:42 - Unlearn that your choices are “either/or”

28:48 - Unlearn: Life insurance premiums are an expense

33:09 - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website: 

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

[email protected]

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Becoming Your Own Banker by Nelson Nash: 

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

For a lot of people, exploring IBC involves “unlearning” conventional thought when it comes to wealth building.

Whether it be about investment return risk, debt, or banking itself – there are years of “common sense” and “conventional wisdom” to unpack.

From when you were a kid and going to school, to your family, friends and colleagues – they will all tell you that there is basically one way to do things when it comes to retirement and building your nest egg.

The truth is their wrong, and your real education begins with this episode!

Episode Highlights:

0:00 - Introduction

1:07 - Episode beginning

5:11 - Unlearning

10:59 - Banks being “the only place”

16:42 - Stop relying on banks, 

20:53 - Borrowing against life insurance

24:50 - IBC and debt

26:23 - Rate of return, paying premium

33:05 - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website: 

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

[email protected]

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Becoming Your Own Banker by Nelson Nash: 

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Taxes. Vacations. Tithing.

These are just a few hard-to-avoid expenses that leave you with capital permanently leaving you.

In this week’s episode, Dave and Paul discuss how you can re-capture this lost capital and how it can make a BIG difference even if you’re getting back a fraction of what you lost.

And the benefits aren’t just there for you and your banking system, they’re also there for your family and legacy after you graduate.

Episode Highlights:

0:00 - Introduction

1:11 - Episode beginning

4:03 - Recent client story

10:02 - Capturing big yearly payments

19:01 - Interest recapture, thinking “down the road”

23:42 - Re-reading Nelson, finding like-minded people

28:26 - Syncing windfalls and “known expenses”

31:53 - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website: 

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

[email protected]

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Register for the next live Wealth Warehouse Webinar happening June 12th at 5pm Central:

https://us06web.zoom.us/meeting/register/xub1rL2JSWq1aIifeFlJXA

Becoming Your Own Banker by Nelson Nash: 

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Losing your job is stressful, but it doesn’t have to derail your Infinite Banking strategy. In this episode, Dave and Paul explain what actually happens to your policy if your income stops and how to prepare for it.

They cover what to do if you can’t pay your premiums, how grace periods work, the flexibility built into most policies, and options like partial surrenders and non-forfeiture. They also break down how your policy design impacts your ability to weather financial setbacks and what “red” money really means in this context.

If you’re building an IBC plan for the long term, this episode will help you stay confident—no matter what life throws your way.

Episode Highlights:

0:00 - Introduction

1:04 - Episode beginning

2:53 - Shoutout to Dave and Paul’s clients

5:48 - “What happens if I lose my job?”

9:22 - “How do I pay my premiums?”

12:52 - Grace period

15:35 - The flexibility that is available to you when you can’t pay

18:11 - Non-forefiture options

20:48 - Partial surrender

21:45 - How does this affect my policy?

27:48 - “Red” money

32:22 - The way your policy is designed matters

36:01 - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website: 

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

[email protected]

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Becoming Your Own Banker by Nelson Nash: 

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

In this week’s special edition of Wealth Warehouse, Dave and Paul are sharing their most recent IBC webinar where they field questions from newcomers to Infinite Banking, experienced practitioners and even a few who may be starting their own banking system in the near future.

Episode Highlights:

0:00 - Introduction

1:37 - Episode beginning, juvenile policies

6:12 - Getting policies on adult children

9:02 - Gift tax, policies on nieces, nephews, etc.

14:57 - Planning for college

21:21 - Some other options for repaying loans

28:25 - Using cash value (to get more cash)

34:46 - Where else are you saving for big purchases?

38:15 - Question about 529 plans

46:05 - Loan rates, going through a bank

51:45 - Question: IULs and IBC and which companies to pick

59:57 - What’s a good “split” for a policy

1:03:36 - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website: 

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

[email protected]

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Becoming Your Own Banker by Nelson Nash: 

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

In this week’s episode, Dave and Paul are sharing with you a radical shift in mindset:

Premium isn’t “the problem” – it’s the solution to your problems.

From gaining more control and liquidity in your financial life to balancing risk, volatility and tax inefficiencies, you’ll have more than just a couple reasons to make sure you’re paying as much premium as possible.

Episode Highlights:

0:00 - Introduction

0:52 - Episode beginning

1:49 - Answers a viewer question

6:14 - Premium is the answer to your problems

8:05 - The problem is “the problem”

9:34 - How does paying more premium help?

11:49 - “It’s about control”

15:46 - Tax inefficiencies

20:04 - Market risk and volatility

24:10 - Lack of liquidity

29:10 - There is no career path to generational wealth

31:13 - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website: 

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website: 

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

[email protected]