Infinite Banking Mastery

Tired of the stranglehold commercial banks have on you? Wouldn’t it be nice to just own your own bank!

But owning a brick and mortar bank would take years to do and more money than most of us have lying around.

Thankfully there’s an ethical way to take control of your finances, much like a banker, without all the hurdles to clear and capital to come up with. In this episode I’ll explain what it is, why it’s so much easier than owning a bank, and why more people aren’t using it already.

Listen now!

Show highlights include:

• What it really takes to open a commercial bank. (1:17)
• Disturbing truth about the money the bank loans you. (6:36)
• Wall Street Houdinis–Perilous way banks “create” money out of thin air. It’s legal, and you’re probably enabling it! (7:00)
• How a proven 200-year old financial product remains underutilized by the people who can benefit from it the most. (9:36)

Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

You already know it’s hard to pay your bills and provide for your future because of inflation.

But there’s something else chewing up your income. And you probably don’t realize how big a bite this monster is taking. That’s because there’s a clever distraction the banks happily use against you.

In this episode I’m going to explain to you just what’s going on. And I’ll use examples from Nelson Nash’s classic book to do it. You’ll see how this problem has grabbed Americans’ spending power by the throat, and how you can escape the stranglehold.

Listen now!

Show highlights include:

• “All-American” secret, ignored by most, that can liberate you from financial struggles. And it’s way more secure than stuffing money under your mattress. (1:31)
• The three things Americans spend nearly all their money on: The actual percentages will shock you. (3:10)
• Why financing is involved in any purchase you make, even if you pay cash. (4:24)
• How moving at least once every 10 years makes your bank love you. (5:37)
• What to look for instead of interest rates. Ignore it and you’ll get buried by interest even if rates are historically low. (9:08) 

Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

There’s a big money problem that is slowly crippling the entire country.

It’s been two years since I talked about this on my podcast, but I’m doing it again in this episode because the problem is only getting worse.

I’ll also share a solution to this problem, and why the best thing you can do for yourself is also good for your nation: whether you consider yourself patriotic or not.

Listen now!

Show highlights include:

• The question Jesus asked a lame man that can help you get back on your financial feet. (2:32)
• Behind-the-curtain look at how the Federal Reserve conspires with banks (3:21)
• “Messed up” legislation, passed in 2010, that forces you to spend your money to rescue your bank, no matter how irresponsible they were. (3:36)
• Common sense way to fight inflation without aiding and abetting the bank. And it’s way more secure than stuffing money under your mattress. (4:51)
• Buying real estate? Why banks and mortgage companies don’t mind (and won’t penalize you) if you’ve already taken out loans against your whole life insurance. (7:11)

Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

Albert Einstein is credited with saying “Compound interest is the eighth wonder of the world.” And one of the perks of IBC is that compound interest can work in your favor, even when you borrow against your whole life policy.

But does that mean you should park all your money in savings accounts, or do you need to keep your money moving?

It’s a popular debate with a definitive answer. And in this episode I’ll explain a slide used by Nelson Nash to compare compound interest to keeping your money in motion. 

What he discovered might surprise you.

Listen now!

Show highlights include:

• How to get the biggest impact from the money you borrow from your banking system. (2:58)
• Why IBC can help you become a profitable landlord without the anxiety and headaches of conventional real estate investing. (3:06)
• The “Sherwin-Williams secret” that will change how you look at savings accounts forever. (4:32)
• Real reason banks want you to keep your money in savings accounts. (7:59)
• Ever wonder why bank vaults aren’t bigger? Here’s why. (8:14)

Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

If you’ve owned your own business you know how hard it is just to get the doors open, let alone to keep things running long enough to turn a profit. But did you know that hard-earned wisdom is a great advantage when you apply it to Infinite Banking!

And if you’re not a business owner, that’s OK. Because in this episode I’ll share and explain one of Nelson Nash’s favorite illustrations so you can learn these important lessons, even if you don’t have an entrepreneurial bone in your body.

Listen now!

Show highlights include:

• How a grocery store provides a great framework to think about Infinite Banking. (0:48)
• Secret motivation that propels business owners to work 12 hours a day, 7 days a week and how you can harness it to stay on track with your financial goals. (5:28)
• Why a trip down the produce aisle will make you better with money. (6:55)
• Crippling “owner’s mentality” that destroys small businesses and could also wreck your retirement planning. (8:44)
• Surprising reason paying more interest saves you money. (11:31)

Reach out to me:

[email protected]

https://www.linkedin.com/in/valerie-laroque-lacp-b569509Infinite Banking Mastery (infinitebankingnorthwest.com)

You’ve heard of Nelson Nash and Infinite Banking, but you might be wondering: how did he come up with this idea in the first place?

In this episode I’m going to share that interesting story as he explained it in his book. But more importantly, you’ll be able to see how your willingness to learn from everything you do, and apply your unique perspective to your problems, can help you overcome your biggest challenges…even if it feels like you’re at rock bottom.

Listen now!

Show highlights include:

- What insurance agents secretly hope you won’t ask them about the products they offer. Could be costing you thousands of dollars! (2:34) - Fundamental real estate principle to change how you look at money for good. (4:50) - What one of Nelson Nash’s most powerful quotes really means, and how to use it so you don’t stay dependent on commercial banks. (5:47) - “Like a baseball bat across the eyes.” Perspective shift that lets you boldly rally from rock bottom, even when things look their worst. (7:38) - How to “BYOB” your way to the right funding level for your policy. (10:42)

Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

You’ve heard of Nelson Nash, but you haven’t read his classic book yet. Or you’ve read it, but it’s been awhile. Either way, I’ve got you covered as we look at some of the biggest ideas from Becoming Your Own Banker.

In this episode we’ll start with his very first page of writing. You’ll see what the banks have figured out, and why learning it for yourself can change your life and your net worth.

Listen now!

Show highlights include:

• Why Nelson Nash’s book should still be first on your list instead of newer works on IBC. (1:25)
• “97-3-10 Rule” of wealth accumulation that should shock you out of complacency with your personal finances. (3:17)
• Two businesses every businessman should be in if they really want financial freedom. (4:15)
• Surprising similarity between money and water. Understand this and you can win big with your finances. (4:33)
• Legal way banks use your own money to keep you broke while they thrive. (6:23)
• The two questions you must answer when wondering if IBC is right for you. (8:17)

Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

You know enough about Infinite Banking to know you can use a Whole Life policy to effectively make loans to yourself. But you’ve also heard critics say it takes a long time before you can get access to the funds.

In this episode, I’ll cut through the confusion to give you a realistic picture of just how soon you’ll have access to funds you can borrow against. I’ll also share why, with some companies, you can now access funds sooner than ever before.

Listen now!

Show highlights include:

• Critics say it takes forever to access funds in your whole life account. Here’s how to do it in weeks, not years. (1:06)
• Paying monthly premiums? Here’s how long you should wait to borrow against that account. (3:38)
• Powerful tool helps you knock out debts while only tapping your account once per year. (3:58)
• The friendly employee your bank has, but the insurance company doesn’t. And the surprising reason the financially savvy want to keep it that way. (4:55)
• Really want to borrow against your plan right away? Here’s how to do it with enough cash value to avoid long waits. (6:36)
• Using your checking or savings account to hold a big down payment on a house? Where you could put that money instead so it works harder and more efficiently for you. (7:18)
• How the Paid Up Additions rider works so efficiently, and what to look for so you don’t get surprised when it’s time to move your money. (8:30)

Reach out to me:

[email protected]

https://www.linkedin.com/in/valerie-laroque-lacp-b569509Infinite Banking Mastery (infinitebankingnorthwest.com)

There are different reasons people think Infinite Banking couldn’t work for them. But the most common concerns are age, health, and income.

If you’ve ever wondered “Am I too old?” or “Do I have enough money?” or “Will my high blood pressure get in the way?” this is your episode!

I’ll explain what factors are most important to qualify for the whole life coverage you need for efficient Infinite Banking. And I’ll share strategies you can use to get this coverage even if your health isn’t as good as it used to be.

Listen now!

Show highlights include:

• Your biggest concerns about your ability to get coverage aren’t really the biggest concerns. The single factor that trumps both your age and your income. (0:45)
• Want to insure a relative? It’s possible, but not always as easy as you think. (0:56)
• “No risk” way to consider underwriting even if you have common health issues like high blood pressure or high cholesterol. (2:05)
• The practical reason to be completely honest filling out paperwork about medical conditions. (2:37)
• “Big picture” view of insurance ratings and how the different rate classes affect Infinite Banking. (4:16)
• Rating class too low for a whole life policy that works great with IBC? Do this immediately. (5:02)
• Waiting until your health improves before you get coverage could be the biggest mistake of your life. Here’s what to do instead. (5:48)
• Why a lower health rating doesn’t drive up IBC costs as high as you think. (9:32)
• Definitive answer to the age-old question: “Can IBC really work for me?” (10:58)

Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

When a couple comes to me with one income earner and a “stay at home” spouse, they usually think they should only insure the one earning the income.

But this is a perilous decision that leaves you exposed to financial vulnerabilities that are hiding in your blind spot.

In this episode, I’ll shine a light on those dangers, and show you how you can get the coverage you need even if you think it’s currently beyond your ability.

Listen now!

Show highlights include:

• “Hiding in plain sight” reason breadwinners miscalculate how much coverage their spouse needs. (1:29)
• Dark way your emotions betray you in IBC planning. (6:30)
• Why all the benefits of IBC can’t save you if you refuse to be honest about your insurance needs. (7:55)
• Strategic way to use term life to cover your spouse if whole life isn’t an option. (9:00)
• Secret reason the ultra-rich put whole life coverage on their stay-at-home spouse, even though they don’t need the death benefit. (11:52)

Reach out to me:

[email protected]

https://www.linkedin.com/in/valerie-laroque-lacp-b569509Infinite Banking Mastery (infinitebankingnorthwest.com)