Elon Musk can be polarizing, but like him or not he’s saying something about government spending you ignore at your own peril.

That’s why in today’s episode we’re taking a closer look at the alarm bell he and others are ringing loud and clear. You’ll know why this matters so much, and why you should urgently protect your savings from the volatility lurking around the corner for the American economy. 

Listen now!

Show highlights include:

• Do you suffer from the Ostrich Effect? Why so many Americans put their head in the sand and ignore the national debt. (2:10)
• Shocking “bottomless pit” the government shovels money into. Swallows even more tax dollars than the military and leaves you with nothing to show for it. (3:30)
• True source of inflation they don’t want you to know about. (3:47)
• Can it really be that bad? What would happen if the national debt remains unaddressed. (5:38)
• Why 53 trillion is the scariest number in economics. (6:05)
• Real reason Social Security is on the brink of collapse. (8:42)
• Why conventional retirement accounts have a giant bullseye irresistible to politicians hunting for funds. What to do to protect your savings instead. (11:40)

Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

We’re all human, so if you’re having a problem you can be virtually certain you’re not the only one. Especially when it comes to finances!

But just because most people have financial struggles doesn’t mean you have to keep suffering right along with them. That’s why in today’s episode I’ll share some common problems that derail the ability to achieve financial goals, and help you see how to keep them from wrecking you too.

Listen now!

Show highlights include:

• How obeying Parkinson’s Law puts you in financial prison. (1:45)
• Why most people have a hard time saving, even if they get a big raise every year. Hint: It’s NOT inflation! (7:27)
• Are you getting mugged in broad daylight by the world’s biggest thief? A simple way to tell. (8:56)
• Sneaky reason heavily-promoted “tax oasis” is actually a mirage. Recognize this now or you could lose 50% or more of your retirement savings. (12:00)

Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

You’ve heard the best whole life insurance policies can give you return of premium (aka dividends). But you’ve wondered if this feature is too good to be true, or at least exaggerated to sound better than it really is.

This episode is for you! Because we’re talking more about creating your own banking system, and getting real about the actual potential for dividends.

I’ll also share "need to know" information so you can set an appropriate death benefit, make loans to yourself the right way, and use infinite banking to save a fortune that you’d otherwise surrender to banks.

Listen now!

Show highlights include:

• Are dividends overhyped? Real-world examples show how good they can get with good timing and the right funding. (1:17)
• What to do when your need for finance is greater than your need for life insurance. (3:22)
• Can you actually have too much death benefit? What my professional experience has taught me. (4:25)
• “Think like an insurance company” secret to set up your policy to do what you want, without spooking the underwriters. (5:04)
• Shocking truth about the money you borrowed to buy your last car. You’ll never be able to look at auto loans the same way once you know this. (6:29)
• How to know when to open additional whole-life policies so you never stretch yourself too thin and don’t miss out on maximizing your banking system. (10:15)

Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

Imagine a savings tool that had:

• Guaranteed growth/return on investment (and we’re not talking under 1% like you get in savings accounts)
• Liquidity (access your savings income — tax and penalty-free — whenever you want)
• Borrow against the full amount of your savings (without risk of a margin call) — rather than withdrawing your money. Allowing your savings to continue to snowball and grow!  

And you know what?

I only mentioned a fraction of the benefits here. In this episode, I reveal the additional 10 benefits this savings tool has. And if your investment vehicle doesn’t have these, you’re putting yourself at risk of inflation, banking greed, and the ever money-hungry Federal government.

Listen now!

Show Highlights Include:

• How to get a guaranteed return on your investment until you’re 121 years old (and leave a legacy for your children and their children) (1:35)
• Why having a “SFC” mechanism could prevent you from depleting all your life savings (1:57)
• How to unlock your retirement savings without retiring (without incurring a 10% early penalty) (2:53)
• Scared of your nest egg going down the drain during a recession? Here’s the “WLI” policy that eliminates market volatility from your savings portfolio (3:20)
• How to borrow against the full amount of your savings (without the risk of a margin call) (3:35)
• Struggling to keep up with principal + interest repayments on your loan? Here’s how to pay interest only for as long as you want (4:07)
• How to save as much as you want with no ceiling or cap (even if you earn a million dollars a year) (4:58)
• The simple way a “WLI” policy allows you to leave a legacy, and hand down your wealth to your children and grandchildren (all inflation proof) (5:45)

Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

You’ve read Nelson Nash’s Becoming Your Own Banker or listened to previous episodes of this podcast where I’ve shared some of the most important ideas and information from his timeless book. 

And now you’re thinking becoming your own banker might be something you should do. So now what?

How do you do it? Why would you want to? What’s involved to get it going?

Don’t worry! In today’s podcast I’ll help you with all of those questions. I’ll also share how the whole life insurance companies make their money so you can have confidence your new banking system won’t be built on shaky ground. 

Listen now!

Show highlights include:

• Why failing to understand opportunity cost is keeping you broke. (1:34)
• A little-known magazine article, from 1993, that reveals the key big business used to turbocharge their profits. And it can unlock wealth for you too. (2:18)
• The first places you should look if you can’t find the money to start a whole life policy. (3:58)
• Actuaries, rate makers, and lawyers are all involved in putting together an insurance policy. Here’s what they do and why they’re actually necessary. (6:15)
• Does smoking “wacky weed” result in wacky rates? Why occasional marijuana use doesn’t always affect your insurance premium. (6:22)
• How whole life companies make enough money to consistently honor their contracts. (8:50) 

Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

Tired of the stranglehold commercial banks have on you? Wouldn’t it be nice to just own your own bank!

But owning a brick and mortar bank would take years to do and more money than most of us have lying around.

Thankfully there’s an ethical way to take control of your finances, much like a banker, without all the hurdles to clear and capital to come up with. In this episode I’ll explain what it is, why it’s so much easier than owning a bank, and why more people aren’t using it already.

Listen now!

Show highlights include:

• What it really takes to open a commercial bank. (1:17)
• Disturbing truth about the money the bank loans you. (6:36)
• Wall Street Houdinis–Perilous way banks “create” money out of thin air. It’s legal, and you’re probably enabling it! (7:00)
• How a proven 200-year old financial product remains underutilized by the people who can benefit from it the most. (9:36)

Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

You already know it’s hard to pay your bills and provide for your future because of inflation.

But there’s something else chewing up your income. And you probably don’t realize how big a bite this monster is taking. That’s because there’s a clever distraction the banks happily use against you.

In this episode I’m going to explain to you just what’s going on. And I’ll use examples from Nelson Nash’s classic book to do it. You’ll see how this problem has grabbed Americans’ spending power by the throat, and how you can escape the stranglehold.

Listen now!

Show highlights include:

• “All-American” secret, ignored by most, that can liberate you from financial struggles. And it’s way more secure than stuffing money under your mattress. (1:31)
• The three things Americans spend nearly all their money on: The actual percentages will shock you. (3:10)
• Why financing is involved in any purchase you make, even if you pay cash. (4:24)
• How moving at least once every 10 years makes your bank love you. (5:37)
• What to look for instead of interest rates. Ignore it and you’ll get buried by interest even if rates are historically low. (9:08) 

Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

There’s a big money problem that is slowly crippling the entire country.

It’s been two years since I talked about this on my podcast, but I’m doing it again in this episode because the problem is only getting worse.

I’ll also share a solution to this problem, and why the best thing you can do for yourself is also good for your nation: whether you consider yourself patriotic or not.

Listen now!

Show highlights include:

• The question Jesus asked a lame man that can help you get back on your financial feet. (2:32)
• Behind-the-curtain look at how the Federal Reserve conspires with banks (3:21)
• “Messed up” legislation, passed in 2010, that forces you to spend your money to rescue your bank, no matter how irresponsible they were. (3:36)
• Common sense way to fight inflation without aiding and abetting the bank. And it’s way more secure than stuffing money under your mattress. (4:51)
• Buying real estate? Why banks and mortgage companies don’t mind (and won’t penalize you) if you’ve already taken out loans against your whole life insurance. (7:11)

Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

Albert Einstein is credited with saying “Compound interest is the eighth wonder of the world.” And one of the perks of IBC is that compound interest can work in your favor, even when you borrow against your whole life policy.

But does that mean you should park all your money in savings accounts, or do you need to keep your money moving?

It’s a popular debate with a definitive answer. And in this episode I’ll explain a slide used by Nelson Nash to compare compound interest to keeping your money in motion. 

What he discovered might surprise you.

Listen now!

Show highlights include:

• How to get the biggest impact from the money you borrow from your banking system. (2:58)
• Why IBC can help you become a profitable landlord without the anxiety and headaches of conventional real estate investing. (3:06)
• The “Sherwin-Williams secret” that will change how you look at savings accounts forever. (4:32)
• Real reason banks want you to keep your money in savings accounts. (7:59)
• Ever wonder why bank vaults aren’t bigger? Here’s why. (8:14)

Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

If you’ve owned your own business you know how hard it is just to get the doors open, let alone to keep things running long enough to turn a profit. But did you know that hard-earned wisdom is a great advantage when you apply it to Infinite Banking!

And if you’re not a business owner, that’s OK. Because in this episode I’ll share and explain one of Nelson Nash’s favorite illustrations so you can learn these important lessons, even if you don’t have an entrepreneurial bone in your body.

Listen now!

Show highlights include:

• How a grocery store provides a great framework to think about Infinite Banking. (0:48)
• Secret motivation that propels business owners to work 12 hours a day, 7 days a week and how you can harness it to stay on track with your financial goals. (5:28)
• Why a trip down the produce aisle will make you better with money. (6:55)
• Crippling “owner’s mentality” that destroys small businesses and could also wreck your retirement planning. (8:44)
• Surprising reason paying more interest saves you money. (11:31)

Reach out to me:

[email protected]

https://www.linkedin.com/in/valerie-laroque-lacp-b569509Infinite Banking Mastery (infinitebankingnorthwest.com)