Have you been contributing to a Roth 401(k) for years and assumed that time counts toward the Roth IRA five-year rule when you roll it over?

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Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast.

DISCLAIMER: This should not be taken as tax, legal, or investment advice. All content is for educational purposes only.

00:00 Roth 401k vs Roth IRA

01:24 Roth IRA Basics

03:25 Conversions Five Year Rule

05:34 Withdrawal Ordering Rules

07:57 Roth 401k Rollover Myth

10:32 Qualified vs Nonqualified

13:07 Nonqualified Rollover Breakdown

16:34 Qualified Rollover Treatment

22:18 Takeaways