Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.

The student loan situation has reached crisis levels. It has become a 2020 campaign issue. In this show we talk about student loans. We discuss the causes and how to deal with it. And, after some differing opinions, we do provide some tips and strategies in the end. If you are thinking of taking out a student loan, co-signing, or dealing with repayment problems, listen in.

Is Social Security itself a scam? Or have you been contacted by a scam artist claiming to be from Social Security? In this show we will discuss both of these seemingly related topics. We will talk about the newest phone scams surrounding Social Security. We will also discuss the viral emails that describe Social Security as a huge Ponzi Scheme run by the government.

Qualified Charitable Distributions or QCDs are a specific giving strategy that allows people to donate directly from there IRA. This can be used to satisfy a Required Minimum Distribution (RMD). In this show we'll discuss the IRS rules of QCDs and RMDs and discuss why some people might consider using this tax and giving strategy. If you give to charity and want to avoid paying unnecessary taxes, be sure to listen in!

What if on Black Friday you stayed home and spend nothing? Rather than buy the great "deal" on stuff you "need," save your money and spend time with family and friends. We will discuss the concept of a Buy Nothing Day and see if Dan and/or Tony will join in this growing international trend.

Don't spend more than 10% of your income on a new car. That's the advice that we debate in today's show. We'll talk about the financial impact of buying a new car and whether or not paying more than 10% of your income on a car purchase makes sense. Besides the price tag, what other factors go into the cost of a new car?

Who is going to take care of your loved one as they age and can't care for themselves? Will you send them to a nursing facility? Will you personally care for them in your home? What is the cost in dollars and emotions? Join Dan Wendol and his special guest Linda Burhans, a care giver expert, as they share stories and tips from experiences on the costs of caring for their aging parents.

Open enrollment is here for health insurance plans in 2020. Whether you are on Medicare or Affordable Care Act plan (ACA), now is the time to plan for 2020. In this episode we will discuss the changes coming to the Tampa Bay area health insurance markets. Be sure to listen to hear Dan's tip about how a couple can potentially save $18,000 per year!

When you dwell on past effort/money/time spent on something rather than the future value of that thing, you might be falling victim to the Sunk Cost Fallacy. For example - do you stay to finish watching a movie if you know within the first 10 minutes it is absolutely terrible? In this show we explore the Sunk Cost Fallacy and some common situations where it may impact your retirement.

Recently the Social Security Cost of Living Adjustment (COLA) was announced for 2020. In this show we discuss the COLA increase and its impact on retirees. We also touch upon the effects of inflation on retirement and some tips on dealing with inflation and/or a COLA that never seems to be enough.