Don Sowa's MoneyTalk

Choosing your financial advisor is a decision that should not be taken lightly, because any professional relationship that could span decades is worthy of a formal vetting process. Donna and Nathan discuss the questions you should ask when shopping around for a financial advisor. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 3/11/2025; Original Air Date: 3/21/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!

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If you are within 10 years of retirement, you need to start planning more intentionally for the transition ahead of you, and the best place to start is figuring out what questions you will need answers to. Donna and Nathan cover questions to ask yourself on the run up to retirement. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 3/10/2025; Original Air Date: 8/14/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!

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On this episode of MoneyTalk, Nathan takes us back to basics, breaking down personal finance topics that we often receive questions on. Today we discuss the differences between various investment vehicles, workplace savings accounts, and IRAs vs. brokerage accounts. Host: Nathan Beauvais, CFP®, CIMA®; Air Date: 3/7/2025; Original Air Dates: 8/2/2024 & 9/10/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!

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When dealing with insurance companies it can often feel the chips are stacked against you, and it’s the insurance adjuster’s job to even the score. Nathan welcomes Andy Gurczak, Founder and CEO of Allcity Adjusting, back to the show to discuss state property insurance laws, mistakes people make during the claims process, and strategies used by public adjusters to ensure customers get a fair settlement. Host: Nathan Beauvais CFP®, CIMA®; Guest: Andy Gurczak; Air Date: 2/28/2025. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!

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The new Treasury Secretary suggested that we should be prepared for a rebalance of the economy, signaling a potential market correction. Donna and Nathan discuss how an economic hit could materialize, and who will feel it the most. Also on MoneyTalk, finding your appropriate retirement income strategy, and Stock Trivia: Battle of the Sowas. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 3/6/2025. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!

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Getting audited by the IRS is something we all have to be prepared for, and no one looks forward to, but the typical audit experience can be surprisingly straightforward…if you’re prepared. Nathan and Steve discuss what to expect if the IRS pulls your number. Also on our MoneyTalk Moment in Financial History, Nathan and Daniel explain how Great Britain turned one of the first joint stock companies into a commercial empire: the story of the British East India Company. Hosts: Nathan Beauvais CFP®, CIMA® & Steven Beauvais; Guest: Daniel Sowa; Air Date: 2/26/2025. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!

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The 4% Rule is an old rule of thumb stating that an average portfolio can sustain a 4% rate of withdrawal through retirement, but while rules of thumb can provide a good baseline, they are often overly simplistic and fail to account for critical factors. Donna and Nathan offer some of the flaws in the 4% Rule, and why it’s important to consult an advisor when developing your withdrawal strategy. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 3/3/2025; Original Air Date: 1/18/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!

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The investment strategies used when investing for the next generation can look very different than how you handle your retirement assets. Nathan and Steve discuss considerations for those managing multigenerational assets. Also, on our MoneyTalk Moment in Financial History we discuss how the idea of Manifest Destiny transformed America during the California Gold Rush. Hosts: Nathan Beauvais CFP®, CIMA® & Steven Beauvais; Air Date: 3/5/2025; Original Air Date: 10/18/2023 & 2/7/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!

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The Trump tariffs on Canada, Mexico and China have officially gone into effect, and the country is holding its breath to see how the economy responds. Donna and Nathan talk through the potential positive and negative outcomes of this historic nationalist pivot. Also on MoneyTalk, combating investor FOMO, and Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 3/4/2025. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!

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To achieve diversification you need a mix of non-correlated assets, but over recent years the correlation gap between stocks to bonds has closed, leaving investors unsure of where to go to manage their risk. Donna and Nathan discuss alternatives to bonds for those looking to build a well diversified portfolio. Also on MoneyTalk, investing with a short time horizon, and inherited debt scenarios. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 2/24/2025; Original Air Dates: 8/24/2023, 6/4/2024 & 6/18/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!

See omnystudio.com/listener for privacy information.