Don Sowa's MoneyTalk

A good financial plan translates your values and goals into decisive actions, and acts as a roadmap for future decision making. Donna and Nathan discuss the benefits, timing, and process of developing a financial plan. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 2/21/2025; Original Air Date: 11/22/2022. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!

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People love to celebrate milestone birthdays, and as retirement planners we are no different. Donna and Nathan run through the 7 retirement milestone ages and why they matter. Also on MoneyTalk, understanding where your investments fall on the risk ladder. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 2/20/2025. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!

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If after 3+ decades of MoneyTalk, if we haven’t sold you on the importance for saving for retirement, then we’re really doing something wrong! But just in case you need more convincing, Donna and Nathan offer 10 reasons to save for retirement, including: Social Security likely won’t be enough to live on, people are living longer, new 401K features make saving easier than ever, and more. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 2/18/2025; Original Air Date: 8/11/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!

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Estate Planning can sound a bit grandiose, but when broken down into its parts, it is simply a series of measures intended to protect your assets for the future, and some of the more important estate planning tools at your disposal are surprisingly simple. Donna goes through various steps that people with young families can take to begin building out their estate plan. Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 2/17/2025; Original Air Date: 11/20/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!

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Social Security is one of those universal retirement topics that touches just about everyone, and as such we like to give it its proper attention here on the MoneyTalk show. Nathan covers the information you need to know around Social Security rules, legislation, and the history of the programâs implementation. Also on MoneyTalk, altenrnative sources of investment income. Host: Nathan Beauvais, CFP®, CIMA®; Air Date: 2/14/2025; Original Air Dates: 8/3/2023 & 5/10/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!

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We all know how rough the housing market has been over recent years, and although buyers are beginning to show up again, we’re simultaneously seeing in uptick in houses previously for sale being delisted. Donna and Nathan discuss the economic factors behind this grave mismatch in the supply and demand for housing. Also on MoneyTalk, why we should take caution with financial advice on social media, and Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 2/13/2025. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!

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The IRS is anticipating higher tax returns for 2024 due to an increase in the standard deduction, and adjustments to the tax brackets and Earned Income Tax Credit. Nathan explains the drawbacks of getting a big tax return, and how to adjust your withholds so more of your money can be put to work for you. Host: Nathan Beauvais, CFP®, CIMA®; Air Date: 2/12/2025. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!

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Donna and Nathan let the listeners take the drivers seat, taking questions on topics including: Trump’s surprising position on the carried interest loophole, how skyrocketing credit card rates have impacted debtors, and when gift tax needs to be considered. Also on MoneyTalk, Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 2/11/2025. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!

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We try our best to be intentional and calculated with how we manage our money, but until we acknowledge those involuntary forces behind our decisions, it’s hard to succeed in meeting our money goals. Donna and Nathan discuss the field of behavioral finance, and insights from the late Daniel Kahneman about the biases that drive our decisionmaking around money. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 2/10/2025; Original Air Date: 3/28/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!

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Burnout is all too common in corporate America today, and for those trying to decide if itâs time to jump ship to a new career it can be a scary and uncertain time. Nathan talks with Dave Lubelczyk, founder of The Dream Catapult, to discuss his journey of leaving the corporate world behind to help individuals rewrite their story and pursue a lifestyle that better reflects their true values. Host: Nathan Beauvais, CFP®, CIMA®; Special Guest: Dave Lubelczyk; Air Date: 2/7/2025; Original Air Date: 2/23/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!

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