Don Sowa's MoneyTalk

Winston Churchill once said, “Of all of the economic systems, Capitalism is by far the least worst.”, and if we trace back the origins of Capitalism, we see a social construct designed to fuel growth and prosperity that also inadvertently led to widespread inequality. On this edition of our MoneyTalk Moment in Financial History, Nathan discusses how Capitalism led to the rapid economic progress of the 20th century, but with some unintended consequences. Also on MoneyTalk, a listener driven discussion on retirement transition decisions.

Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 9/18/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!

See omnystudio.com/listener for privacy information.

Even with equity markets soaring, the only two mutual funds categories seeing positive flows over the past 5 years have been multi-sector bonds and money markets, which begs the question, what has happened to investors’ appetite for risk? Donna and Nathan discuss the forces driving this phenomenon, and whether the Fed’s rate policy pivot may turn the tide. Also on MoneyTalk, frequent IRA mistakes, and Stock Trivia: Two Truths and a Lie.

Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 9/17/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!

See omnystudio.com/listener for privacy information.

If you are one of the millions of Americans who doesn’t have a will, trust, or other estate planning tool in place, your assets are left at the mercy of the laws of the state in which you live, which can lead to unintended costs, headaches, and conflicts for your loved ones. On this Best of MoneyTalk episode, we revisit a conversation with estate planning attorney and long time friend of the show, Paul Brule, to discuss some of the most common estate planning mistakes and how to avoid them.

Hosts: Nathan Beauvais CFP®, CIMA® & Steven Beauvais; Guest: Paul Brule; Original Air Date: 3/24/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!

See omnystudio.com/listener for privacy information.

IRAs are a great tool for saving for retirement, but they do have their limits, and for those looking to boost their retirement savings or who don’t qualify to contribute to a Roth, there is a variety of after-tax options that you could consider. Nathan takes a question from one of our listeners to discuss strategies for saving in non-retirement accounts. Also on MoneyTalk, insights from famed crypto investor, Mike Novogratz, and Stock Trivia: Two Truths and a Lie.

Host: Nathan Beauvais, CFP®, CIMA®; Air Date: 9/10/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!

See omnystudio.com/listener for privacy information.

During presidential elections, both sides of the aisle like to emphasize their candidate’s positive potential for the stock market, but what does the data tell us? Donna and Nathan run through each political party’s record on market performance when in control of the Whitehouse. Also on MoneyTalk, retirement healthcare costs, and Stock Trivia: Two Truths and a Lie.

Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 9/5/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!

See omnystudio.com/listener for privacy information.

When the Nasdaq was founded back in 1971, it was a niche stock exchange providing liquidity for small cap stocks that the NYSE didn’t want to cover, but today it has become the country’s most actively traded stock exchange and the preferred platform for the tech industry. On our MoneyTalk Moment in Financial History, Nathan and Steve tell the story of how the early innovations of the Nasdaq paved the way for the modern era of stock trading, and the surprising role that Bernie Maddoff played in making it all possible.

Hosts: Nathan Beauvais CFP®, CIMA® & Steven Beauvais; Air Date: 9/4/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!

See omnystudio.com/listener for privacy information.

Since the pandemic, the US has seen a spike in the number of new small business start ups, and although this sounds like good news for the economy, we’ve also experienced a decline in the number of workers being employed by these small businesses. Donna and Nathan discuss what a larger, leaner business landscape means for the overall economy. Also on MoneyTalk, how to engage in financial fasting, and Stock Trivia: Two Truths and a Lie.

Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 9/3/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!

See omnystudio.com/listener for privacy information.

Taxes tend to be a leading decision maker for voters, and with both sides of the divide stirring up disinformation about the opposition’s tax policies this election season, many are left unclear about the true fiscal agendas at play. Donna and Nathan walk us through the details of some of the more consequential tax proposals circulating during during the 2024 election. Also on MoneyTalk, strategies for catching up on retirement savings, and Stock Trivia: Two Truths and a Lie.

Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 8/27/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!

See omnystudio.com/listener for privacy information.

When leaving a job, many people choose to roll over their existing 401(k) to an IRA, but what you may not know is that there can be benefits to leaving your money where it is. Donna takes us through some of the considerations when deciding what to do with your old 401(k). Also on MoneyTalk, how to determine if you need long-term care insurance, and the benefits of having a trust.

Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 8/26/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!

See omnystudio.com/listener for privacy information.

Americans are always seeking opportunities to save on their taxes, and with healthcare costs for retirees continuing to rise, medical expenses are an often untapped area for tax savings. Donna and Nathan discuss how to identify which medical expenses are deductible, and which are not. Also on MoneyTalk, questions you should ask your financial advisor, and some unique retirement lifestyle choices.

Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 8/22/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!

See omnystudio.com/listener for privacy information.