Don Sowa's MoneyTalk

We spend a lot of time focusing on savings strategies, but at a certain point you’ll want to use that money, and the process for withdrawing from your assets should also be approached strategically. Donna and Nathan discuss how to make tax smart withdrawals from your investment accounts. Also on MoneyTalk, budgeting practices and frequently asked Medicare questions.

Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 7/29/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!

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Let’s be honest, none of us like thinking about our mortality, and unfortunately this can lead to procrastination with addressing important estate planning matters. Donna and Nathan discuss some of the more common estate planning mistakes and some simple steps you can take ensure that your assets are protected for the long haul. Also on MoneyTalk, and Stock Trivia: Two Truths and a Lie.

Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 7/25/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!

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As money managers, we tend to consult history as a guidepost for where markets may be headed, and the further back you look, the clearer the picture often becomes. Nathan and Steve take us on a journey through 100 years of stock market returns, highlighting trends that may surprise you. Also, on our MoneyTalk Moment in Financial History we discuss one of the earliest and most consequential financial bubbles of all time, the South Sea Bubble.

Hosts: Nathan Beauvais CFP®, CIMA® & Steven Beauvais; Air Date: 7/24/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!

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With the provisions of the Tax Cuts and Jobs Act set to sunset at the end of 2025, Americans are taking a closer look at their tax deferred retirement accounts and how they can act now to minimize their lifetime tax bill. Donna discusses three things you should think about if you are considering a Roth conversion to get ahead of expected tax increases. Also on MoneyTalk, inheriting money, and Stock Trivia: Two Truths and a Lie.

Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 7/23/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!

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The rules on Inherited IRAs have changed since the passing of the SECURE Act 2.0, and if you’re not up to date on the details you may find yourself on the wrong side of some serious tax liability. Donna discusses the options for those receiving on non-spousal inherited IRAs. Also on MoneyTalk, 529 rollovers, qualified charitable distributions, and Stock Trivia: Two Truths and a Lie.

Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 7/18/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!

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The once vanilla market for passive investments has become more akin to a supermarket, with options tailored to every possible taste. Nathan and Steve discuss some of the more exotic and creative specialty funds available today, with focuses such as employee satisfaction, particular religious beliefs, gender diversity, obesity, and more. Also, on our MoneyTalk Moment in Financial History we cover the history of tariffs and income tax in the US.

Hosts: Nathan Beauvais CFP®, CIMA® & Steven Beauvais; Guest: Daniel Sowa; Air Date: 7/17/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!

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Donna and Nathan discuss how experience and relatability weigh in to the decision of choosing a financial advisor, and non-retirement situations that prompt people to engage in financial planning. Also on MoneyTalk, Stock Trivia: Two Truths and a Lie.

Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 7/11/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!

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The shift from do-it-yourself financial planning to seeking the help of an advisor typically happens as you approach retirement, but other common triggers are unplanned life events, like inheriting money. Donna and Nathan discuss the rules and considerations around inheriting different types of financial accounts. Also on MoneyTalk, explaining the primary four payroll withholding, and Stock Trivia: Two Truths and a Lie.

Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 7/9/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!

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If you were to be told 10 years ago that today you’d be earning more than 5% on a money market, you would probably laugh, but how this new reality and the resulting flood of money into risk free assets will impact investors in the long run is no laughing matter. Donna and Nathan discuss how Americans may be falling into the cash trap. Also on MoneyTalk, planning for inherited money, and Stock Trivia: Two Truths and a Lie.

Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 6/25/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!

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Sometimes a client will come in thinking that their portfolio may need some slight adjustments, only to discover that what they really need is portfolio triage. Donna takes us through some examples of client portfolio nightmares, and how they came to pass. Also on MoneyTalk, what does retirement mean to you?

Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 6/24/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!

See omnystudio.com/listener for privacy information.